Xiamen Road And Bridge Information Co (BJSE:920748) Altman Z-Score: 4.83 (As of Aug. 29, 2026) — 25% Below Median

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BJSE:920748 Xiamen Road And Bridge Information Co Ltd BJSE:920748
53 GF Score
Price ¥25.23
GF Value ¥12.33
Valuation Significantly Overvalued
! 7 Warning Signs
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What is Xiamen Road And Bridge Information Co Altman Z-Score?

Xiamen Road And Bridge Information Co BJSE:920748 53 Altman Z-Score is 4.83 as of Aug. 29, 2026, which is 25% below its 10-year median of 6.45. GuruFocus rates BJSE:920748 with a GF Score™ of 53/100 and a GF Value™ of ¥12.33 (Significantly Overvalued). The stock has 7 warning signs investors should review. Among 2,774 Software companies, Xiamen Road And Bridge Information Co ranks better than 66.22% on this metric.

The Altman Z-Score is a model designed to predict the likelihood of a company going bankrupt within the next two years. Created by American finance professor Edward Altman in 1968, the model is specifically designed for publicly traded manufacturing companies with assets greater than $1 million.

Good Sign:

Altman Z-score of 4.83 is strong.

Xiamen Road And Bridge Information Co has a Altman Z-Score of 4.83, indicating it is in Safe Zones. This implies the Altman Z-Score is strong.

The zones of discrimination were as such:

When Altman Z-Score <= 1.8, it is in Distress Zones.
When Altman Z-Score >= 3, it is in Safe Zones.
When Altman Z-Score is between 1.8 and 3, it is in Grey Zones.

The historical rank and industry rank for Xiamen Road And Bridge Information Co's Altman Z-Score or its related term are showing as below:

BJSE:920748' s Altman Z-Score Range Over the Past 10 Years
Min: 4.08   Med: 6.45   Max: 16.46
Current: 4.83

During the past 13 years, Xiamen Road And Bridge Information Co's highest Altman Z-Score was 16.46. The lowest was 4.08. And the median was 6.45.


Xiamen Road And Bridge Information Co  (BJSE:920748) Altman Z-Score Explanation

X1: The Working Capital/Total Assets (WC/TA) ratio is a measure of the net liquid assets of the firm relative to the total capitalization. Working capital is defined as the difference between current assets and current liabilities. Ordinarily, a firm experiencing consistent operating losses will have shrinking current assets in relation to total assets. Altman found this one proved to be the most valuable liquidity ratio comparing with the current ratio and the quick ratio. This is however the least significant of the five factors.

X2: Retained Earnings/Total Assets: the RE/TA ratio measures the leverage of a firm. Retained earnings is the account which reports the total amount of reinvested earnings and/or losses of a firm over its entire life. Those firms with high RE, relative to TA, have financed their assets through retention of profits and have not utilized as much debt.

X3, Earnings Before Interest and Taxes/Total Assets (EBIT/TA): This ratio is a measure of the true productivity of the firm's assets, independent of any tax or leverage factors. Since a firm's ultimate existence is based on the earning power of its assets, this ratio appears to be particularly appropriate for studies dealing with corporate failure. This ratio continually outperforms other profitability measures, including cash flow.

X4, Market Value of Equity/Book Value of Total Liabilities (MVE/TL): The measure shows how much the firm's assets can decline in value (measured by market value of equity plus debt) before the liabilities exceed the assets and the firm becomes insolvent.

X5, Revenue/Total Assets (S/TA): The capital-turnover ratio is a standard financial ratio illustrating the sales generating ability of the firm's assets.

Read more about Altman Z-Score and the original research.


Be Aware

Altman Z-Score does not apply to financial companies.


Xiamen Road And Bridge Information Co Altman Z-Score Related Terms


Xiamen Road And Bridge Information Co Altman Z-Score Historical Data

* Premium members only.

The historical data trend for Xiamen Road And Bridge Information Co's Altman Z-Score can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Xiamen Road And Bridge Information Co Altman Z-Score Chart

Xiamen Road And Bridge Information Co Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Altman Z-Score
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.00 0.00 6.45 5.25 8.92

Xiamen Road And Bridge Information Co Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Altman Z-Score Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 7.18 16.46 13.42 8.92 7.29

BJSE:920748 vs MSFT, ORCL, PLTR: Altman Z-Score Comparison

For the Software - Infrastructure subindustry, Xiamen Road And Bridge Information Co's Altman Z-Score, along with its competitors' market caps and Altman Z-Score data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Xiamen Road And Bridge Information Co Altman Z-Score vs Software Industry

For the Software industry and Technology sector, Xiamen Road And Bridge Information Co's Altman Z-Score distribution charts can be found below:

* The bar in red indicates where Xiamen Road And Bridge Information Co's Altman Z-Score falls into.


BJSE:920748
53GF Score
Xiamen Road And Bridge Information Co Ltd BJSE:920748
Altman Z-Score is just one metric. See GF Score™, valuation, warning signs, and more.
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Xiamen Road And Bridge Information Co Altman Z-Score Calculation

Altman Z-Score model is an accurate forecaster of failure up to two years prior to distress. It can be considered the assessment of the distress of industrial corporations.

Xiamen Road And Bridge Information Co's Altman Z-Score for today is calculated with this formula:

Z=1.2*X1+1.4*X2+3.3*X3+0.6*X4+1.0*X5
=1.2*0.2955+1.4*0.0441+3.3*-0.1771+0.6*7.9069+1.0*0.2559
=4.83

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency. GuruFocus does not calculate Altman Z-Score when X4 or X5 value is 0.

Trailing Twelve Months (TTM) ended in Mar. 2026:
Total Assets was ¥452.0 Mil.
Total Current Assets was ¥356.0 Mil.
Total Current Liabilities was ¥222.4 Mil.
Retained Earnings was ¥19.9 Mil.
Pre-Tax Income was -8.046 + -39.92 + -13.176 + -22.261 = ¥-83.4 Mil.
Interest Expense was -0.877 + -0.817 + -0.838 + -0.826 = ¥-3.4 Mil.
Revenue was 54.699 + 47.055 + 11.083 + 2.829 = ¥115.7 Mil.
Market Cap (Today) was ¥1,936.2 Mil.
Total Liabilities was ¥244.9 Mil.

* Note that for stock reported semi-annually or annually, GuruFocus uses latest annual data as the TTM data.

X1=Working Capital/Total Assets
=(Total Current Assets - Total Current Liabilities)/Total Assets
=(355.988 - 222.443)/451.981
=0.2955

X2=Retained Earnings/Total Assets
=19.911/451.981
=0.0441

X3=Earnings Before Interest and Taxes/Total Assets
=(Pre-Tax Income - Interest Expense)/Total Assets
=(-83.403 - -3.358)/451.981
=-0.1771

X4=Market Value Equity/Book Value of Total Liabilities
=Market Cap/Total Liabilities
=1936.150/244.867
=7.9069

X5=Revenue/Total Assets
=115.666/451.981
=0.2559

The zones of discrimination were as such:

Distress Zones - 1.81 < Grey Zones < 2.99 - Safe Zones

Xiamen Road And Bridge Information Co has a Altman Z-Score of 4.83 indicating it is in Safe Zones.

Study by Altman found that companies that are in Distress Zone have more than 80% of chances of bankruptcy in two years.

Frequently Asked Questions Learn more about Altman Z-Score →
What does a Altman Z-Score of 4.83 mean?
Xiamen Road And Bridge Information Co (BJSE:920748) has a Altman Z-Score of 4.83 as of Aug. 29, 2026. The Altman Z-score measures a company's bankruptcy risk. View historical data on Xiamen Road And Bridge Information Co and its competitors. This is 25% below median its historical median of 6.45. Over the past decade, Xiamen Road And Bridge Information Co's Altman Z-Score has ranged from 4.08 to 16.46. According to the industry distribution chart, Xiamen Road And Bridge Information Co ranks #937 out of 2774 companies in the Software industry, placing it in the top 33.8%.
Is Xiamen Road And Bridge Information Co's Altman Z-Score too high?
Xiamen Road And Bridge Information Co's current Altman Z-Score of 4.83 is 25% below median its 10-year median of 6.45. Over the past 10 years, this metric has ranged from a low of 4.08 to a high of 16.46. The Software industry median Altman Z-Score is 3.19. Xiamen Road And Bridge Information Co's value of 4.83 is 51.4% above this industry median. Based on the distribution chart, Xiamen Road And Bridge Information Co ranks #937 out of 2774 companies in the Software industry, which is above the industry midpoint. Overall, Xiamen Road And Bridge Information Co has a GF Score™ of 53/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Xiamen Road And Bridge Information Co's Altman Z-Score compare to MSFT and ORCL?
According to the Software industry distribution chart, Xiamen Road And Bridge Information Co ranks #937 out of 2774 companies for Altman Z-Score. This puts Xiamen Road And Bridge Information Co in the upper half of its industry. The industry median Altman Z-Score is 3.19. Xiamen Road And Bridge Information Co's value of 4.83 is 51.4% above this benchmark. Historically, Xiamen Road And Bridge Information Co's own Altman Z-Score has ranged from 4.08 to 16.46 over the past decade. While the company's 10-year median is 6.45 vs. the industry median of 3.19, Xiamen Road And Bridge Information Co has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Altman Z-Score for a Software company?
The median Altman Z-Score among Software companies is 3.19, based on 2,774 companies in the industry. Companies in the top quartile (top 25%) have a Altman Z-Score significantly above this median, while those in the bottom quartile fall well below. However, Altman Z-Score should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Xiamen Road And Bridge Information Co's current Altman Z-Score of 4.83 is 51.4% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Altman Z-Score mean?
A high Altman Z-Score can signal that a stock is expensive relative to its fundamentals. The Altman Z-score measures a company's bankruptcy risk. View historical data on Xiamen Road And Bridge Information Co and its competitors. For the Software industry, the median Altman Z-Score is 3.19 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Xiamen Road And Bridge Information Co's current Altman Z-Score is 4.83, which is 25% below median its own 10-year median of 6.45. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Xiamen Road And Bridge Information Co stock overvalued right now?
Based on GuruFocus' analysis, Xiamen Road And Bridge Information Co (BJSE:920748) is currently considered Significantly Overvalued. The stock's GF Value™ is ¥12.33, compared to a current price of ¥25.23 — trading 104.6% above its estimated fair value. The current Altman Z-Score is 4.83, which is 25% below median its 10-year median of 6.45 and 51.4% above the Software industry median of 3.19. Xiamen Road And Bridge Information Co's overall GF Score™ is 53/100 with 7 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Altman Z-Score calculated?
Altman Z-Score is calculated from a company's financial statements. For Xiamen Road And Bridge Information Co (BJSE:920748), the current Altman Z-Score is 4.83 as of Aug. 29, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Xiamen Road And Bridge Information Co (BJSE:920748) Overvalued in 2026?

Based on GuruFocus' analysis, Xiamen Road And Bridge Information Co stock appears to be overvalued. The current stock price of ¥25.23 is trading 104.6% above its estimated GF Value™ of ¥12.33. GuruFocus considers Xiamen Road And Bridge Information Co to be Significantly Overvalued.

Key valuation signals for BJSE:920748:

  • Altman Z-Score: 4.83 (25% below median its 10-year median of 6.45)
  • GF Value™: ¥12.33 vs. price of ¥25.23 (104.6% above fair value)
  • GF Score™: 53/100 with 7 warning signs
  • Industry Position: 51.4% above the Software median (#937 of 2774)

No single metric tells the full story. See the BJSE:920748 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Xiamen Road And Bridge Information Co Business Description

Address No. 370 Chengyi Street, Unit 1801 - 1804, Phase III, Xiamen Software Park, Jimei, Fujian, Xiamen, CHN, 361000
Xiamen Road And Bridge Information Co Ltd specializes in the research & development and promotion of digital products and solutions in the transportation industry, and has launched the one road brand for the transportation industry. , covering the entire process of transportation infrastructure construction, management, maintenance, operation, and service, and has expanded into fields such as smart construction sites and smart municipal administration.
53GF Score

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Altman Z-Score is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

¥25.23
Price
¥12.33
GF Value