ISL ConsultingBOM:511609 55 Altman Z-Score is 2,028.59 as of Jul. 02, 2026, which is 2751% above its 10-year median of 71.15. GuruFocus rates BOM:511609 with a GF Score™ of 55/100 and a GF Value™ of ₹22.85 (Fairly Valued). The stock has 2 warning signs investors should review. Among 662 Capital Markets companies, ISL Consulting ranks better than 99.7% on this metric.
The Altman Z-Score is a model designed to predict the likelihood of a company going bankrupt within the next two years. Created by American finance professor Edward Altman in 1968, the model is specifically designed for publicly traded manufacturing companies with assets greater than $1 million.
Good Sign:
Altman Z-score of 2194.53 is strong.
ISL Consulting has a Altman Z-Score of 2,028.59, indicating it is in Grey Zones. This implies that ISL Consulting is in some kind of financial stress. If it is below 1.81, the company may face bankrupcy risk.
The zones of discrimination were as such:
When Altman Z-Score <= 1.8, it is in Distress Zones.
When Altman Z-Score >= 3, it is in Safe Zones.
When Altman Z-Score is between 1.8 and 3, it is in Grey Zones.
The historical rank and industry rank for ISL Consulting's Altman Z-Score or its related term are showing as below:
BOM:511609'
s Altman Z-Score Range Over the Past 10 Years
Min: 5.13 Med: 71.15 Max: 29282.09
Current: 2194.53
During the past 13 years, ISL Consulting's highest Altman Z-Score was 29282.09. The lowest was 5.13. And the median was 71.15.
X1: The Working Capital/Total Assets (WC/TA) ratio is a measure of the net liquid assets of the firm relative to the total capitalization. Working capital is defined as the difference between current assets and current liabilities. Ordinarily, a firm experiencing consistent operating losses will have shrinking current assets in relation to total assets. Altman found this one proved to be the most valuable liquidity ratio comparing with the current ratio and the quick ratio. This is however the least significant of the five factors.
X2: Retained Earnings/Total Assets: the RE/TA ratio measures the leverage of a firm. Retained earnings is the account which reports the total amount of reinvested earnings and/or losses of a firm over its entire life. Those firms with high RE, relative to TA, have financed their assets through retention of profits and have not utilized as much debt.
X3, Earnings Before Interest and Taxes/Total Assets (EBIT/TA): This ratio is a measure of the true productivity of the firm's assets, independent of any tax or leverage factors. Since a firm's ultimate existence is based on the earning power of its assets, this ratio appears to be particularly appropriate for studies dealing with corporate failure. This ratio continually outperforms other profitability measures, including cash flow.
X4, Market Value of Equity/Book Value of Total Liabilities (MVE/TL): The measure shows how much the firm's assets can decline in value (measured by market value of equity plus debt) before the liabilities exceed the assets and the firm becomes insolvent.
X5, Revenue/Total Assets (S/TA): The capital-turnover ratio is a standard financial ratio illustrating the sales generating ability of the firm's assets.
Altman Z-Score does not apply to financial companies.
ISL Consulting Altman Z-Score Related Terms
ISL Consulting Altman Z-Score Historical Data
* Premium members only.
The historical data trend for ISL Consulting's Altman Z-Score can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
BOM:511609 vs MS, GS, SCHW: Altman Z-Score Comparison
For the Capital Markets subindustry, ISL Consulting's Altman Z-Score, along with its competitors' market caps and Altman Z-Score data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
ISL Consulting Altman Z-Score vs Capital Markets Industry
For the Capital Markets industry and Financial Services sector, ISL Consulting's Altman Z-Score distribution charts can be found below:
* The bar in red indicates where ISL Consulting's Altman Z-Score falls into.
Altman Z-Score model is an accurate forecaster of failure up to two years prior to distress. It can be considered the assessment of the distress of industrial corporations.
ISL Consulting's Altman Z-Score for today is calculated with this formula:
Z
=
1.2
*
X1
+
1.4
*
X2
+
3.3
*
X3
+
0.6
*
X4
+
1.0
*
X5
=
1.2
*
0.8537
+
1.4
*
0
+
3.3
*
-0.186
+
0.6
*
3377.4834
+
1.0
*
1.6916
=
2,028.59
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency. GuruFocus does not calculate Altman Z-Score when X4 or X5 value is 0.
ISL Consulting (BOM:511609) has a Altman Z-Score of 2,028.59 as of Jul. 02, 2026. The Altman Z-score measures a company's bankruptcy risk. View historical data on ISL Consulting and its competitors. This is 2751% above median its historical median of 71.15. Over the past decade, ISL Consulting's Altman Z-Score has ranged from 5.13 to 29,282.09. According to the industry distribution chart, ISL Consulting ranks #2 out of 662 companies in the Capital Markets industry, placing it in the top 0.3%.
Is ISL Consulting's Altman Z-Score too high?
ISL Consulting's current Altman Z-Score of 2,028.59 is 2751% above median its 10-year median of 71.15. Over the past 10 years, this metric has ranged from a low of 5.13 to a high of 29,282.09. The Capital Markets industry median Altman Z-Score is 2.55. ISL Consulting's value of 2,028.59 is 79452.5% above this industry median. Based on the distribution chart, ISL Consulting ranks #2 out of 662 companies in the Capital Markets industry, which is in the top quartile — a strong position relative to peers. Overall, ISL Consulting has a GF Score™ of 55/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does ISL Consulting's Altman Z-Score compare to MS and GS?
According to the Capital Markets industry distribution chart, ISL Consulting ranks #2 out of 662 companies for Altman Z-Score. This places ISL Consulting in the top 0% of its industry — outperforming the majority of peers. The industry median Altman Z-Score is 2.55. ISL Consulting's value of 2,028.59 is 79452.5% above this benchmark. Historically, ISL Consulting's own Altman Z-Score has ranged from 5.13 to 29,282.09 over the past decade. While the company's 10-year median is 71.15 vs. the industry median of 2.55, ISL Consulting has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Altman Z-Score for a Capital Markets company?
The median Altman Z-Score among Capital Markets companies is 2.55, based on 662 companies in the industry. Companies in the top quartile (top 25%) have a Altman Z-Score significantly above this median, while those in the bottom quartile fall well below. However, Altman Z-Score should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. ISL Consulting's current Altman Z-Score of 2,028.59 is 79452.5% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Altman Z-Score mean?
A high Altman Z-Score can signal that a stock is expensive relative to its fundamentals. The Altman Z-score measures a company's bankruptcy risk. View historical data on ISL Consulting and its competitors. For the Capital Markets industry, the median Altman Z-Score is 2.55 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. ISL Consulting's current Altman Z-Score is 2,028.59, which is 2751% above median its own 10-year median of 71.15. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is ISL Consulting stock overvalued right now?
Based on GuruFocus' analysis, ISL Consulting (BOM:511609) is currently considered Fairly Valued. The stock's GF Value™ is ₹22.85, compared to a current price of ₹21.25 — trading 7% below its estimated fair value. The current Altman Z-Score is 2,028.59, which is 2751% above median its 10-year median of 71.15 and 79452.5% above the Capital Markets industry median of 2.55. ISL Consulting's overall GF Score™ is 55/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Altman Z-Score calculated?
Altman Z-Score is calculated from a company's financial statements. For ISL Consulting (BOM:511609), the current Altman Z-Score is 2,028.59 as of Jul. 02, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is ISL Consulting (BOM:511609) Overvalued in 2026?
Based on GuruFocus' analysis, ISL Consulting stock appears to be undervalued.
The current stock price of ₹21.25 is trading 7% below its estimated GF Value™ of ₹22.85.
GuruFocus considers ISL Consulting to be Fairly Valued.
Key valuation signals for BOM:511609:
Altman Z-Score: 2,028.59 (2751% above median its 10-year median of 71.15)
GF Value™: ₹22.85 vs. price of ₹21.25 (7% below fair value)
Industry Position: 79452.5% above the Capital Markets median (#2 of 662)
No single metric tells the full story. See the BOM:511609 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
ISL Consulting Ltd operates in the field of investing in stocks and securities, trading and trading stocks and securities. The company operates in a single segment: securities trading. The company generates almost all of its revenue from the sales of shares & commodities.
55GF Score
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