Swiss Military Consumer Goods (BOM:523558) Altman Z-Score: 7.11 (As of Jul. 25, 2026) — 69% Below Median

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BOM:523558 Swiss Military Consumer Goods Ltd BOM:523558
60 GF Score
Price ₹15.12
GF Value ₹31.51
Valuation Possible Value Trap
! 4 Warning Signs
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What is Swiss Military Consumer Goods Altman Z-Score?

Swiss Military Consumer Goods BOM:523558 -0.33% 60 Altman Z-Score is 7.11 as of Jul. 25, 2026, which is 69% below its 10-year median of 22.96. GuruFocus rates BOM:523558 with a GF Score™ of 60/100 and a GF Value™ of ₹31.51 (Possible Value Trap). The stock has 4 warning signs investors should review. Among 1,030 Manufacturing - Apparel & Accessories companies, Swiss Military Consumer Goods ranks better than 90.39% on this metric.

The Altman Z-Score is a model designed to predict the likelihood of a company going bankrupt within the next two years. Created by American finance professor Edward Altman in 1968, the model is specifically designed for publicly traded manufacturing companies with assets greater than $1 million.

Good Sign:

Altman Z-score of 7.33 is strong.

Swiss Military Consumer Goods has a Altman Z-Score of 7.11, indicating it is in Safe Zones. This implies the Altman Z-Score is strong.

The zones of discrimination were as such:

When Altman Z-Score <= 1.8, it is in Distress Zones.
When Altman Z-Score >= 3, it is in Safe Zones.
When Altman Z-Score is between 1.8 and 3, it is in Grey Zones.

The historical rank and industry rank for Swiss Military Consumer Goods's Altman Z-Score or its related term are showing as below:

BOM:523558' s Altman Z-Score Range Over the Past 10 Years
Min: 4.98   Med: 22.96   Max: 498.69
Current: 7.33

During the past 13 years, Swiss Military Consumer Goods's highest Altman Z-Score was 498.69. The lowest was 4.98. And the median was 22.96.


Swiss Military Consumer Goods  (BOM:523558) Altman Z-Score Explanation

X1: The Working Capital/Total Assets (WC/TA) ratio is a measure of the net liquid assets of the firm relative to the total capitalization. Working capital is defined as the difference between current assets and current liabilities. Ordinarily, a firm experiencing consistent operating losses will have shrinking current assets in relation to total assets. Altman found this one proved to be the most valuable liquidity ratio comparing with the current ratio and the quick ratio. This is however the least significant of the five factors.

X2: Retained Earnings/Total Assets: the RE/TA ratio measures the leverage of a firm. Retained earnings is the account which reports the total amount of reinvested earnings and/or losses of a firm over its entire life. Those firms with high RE, relative to TA, have financed their assets through retention of profits and have not utilized as much debt.

X3, Earnings Before Interest and Taxes/Total Assets (EBIT/TA): This ratio is a measure of the true productivity of the firm's assets, independent of any tax or leverage factors. Since a firm's ultimate existence is based on the earning power of its assets, this ratio appears to be particularly appropriate for studies dealing with corporate failure. This ratio continually outperforms other profitability measures, including cash flow.

X4, Market Value of Equity/Book Value of Total Liabilities (MVE/TL): The measure shows how much the firm's assets can decline in value (measured by market value of equity plus debt) before the liabilities exceed the assets and the firm becomes insolvent.

X5, Revenue/Total Assets (S/TA): The capital-turnover ratio is a standard financial ratio illustrating the sales generating ability of the firm's assets.

Read more about Altman Z-Score and the original research.


Be Aware

Altman Z-Score does not apply to financial companies.


Swiss Military Consumer Goods Altman Z-Score Related Terms


Swiss Military Consumer Goods Altman Z-Score Historical Data

* Premium members only.

The historical data trend for Swiss Military Consumer Goods's Altman Z-Score can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Swiss Military Consumer Goods Altman Z-Score Chart

Swiss Military Consumer Goods Annual Data
Trend Mar17 Mar18 Mar19 Mar20 Mar21 Mar22 Mar23 Mar24 Mar25 Mar26
Altman Z-Score
Get a 7-Day Free Trial Premium Member Only Premium Member Only 18.03 25.42 20.49 11.71 6.44

Swiss Military Consumer Goods Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Altman Z-Score Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 11.71 13.03 10.49 8.78 6.44

BOM:523558 vs RL, LEVI, VFC: Altman Z-Score Comparison

For the Apparel Manufacturing subindustry, Swiss Military Consumer Goods's Altman Z-Score, along with its competitors' market caps and Altman Z-Score data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Swiss Military Consumer Goods Altman Z-Score vs Manufacturing - Apparel & Accessories Industry

For the Manufacturing - Apparel & Accessories industry and Consumer Cyclical sector, Swiss Military Consumer Goods's Altman Z-Score distribution charts can be found below:

* The bar in red indicates where Swiss Military Consumer Goods's Altman Z-Score falls into.


BOM:523558
60GF Score
Swiss Military Consumer Goods Ltd BOM:523558
Altman Z-Score is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Swiss Military Consumer Goods Altman Z-Score Calculation

Altman Z-Score model is an accurate forecaster of failure up to two years prior to distress. It can be considered the assessment of the distress of industrial corporations.

Swiss Military Consumer Goods's Altman Z-Score for today is calculated with this formula:

Z=1.2*X1+1.4*X2+3.3*X3+0.6*X4+1.0*X5
=1.2*0.5585+1.4*0+3.3*0.0644+0.6*7.9812+1.0*1.4339
=7.11

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency. GuruFocus does not calculate Altman Z-Score when X4 or X5 value is 0.

Trailing Twelve Months (TTM) ended in Mar. 2026:
Total Assets was ₹1,812 Mil.
Total Current Assets was ₹1,298 Mil.
Total Current Liabilities was ₹286 Mil.
Retained Earnings was ₹0 Mil.
Pre-Tax Income was 17.389 + 27.791 + 31.636 + 26.329 = ₹103 Mil.
Interest Expense was -3.065 + -3.292 + -3.381 + -3.738 = ₹-13 Mil.
Revenue was 648.764 + 722.232 + 671.56 + 555.201 = ₹2,598 Mil.
Market Cap (Today) was ₹3,570 Mil.
Total Liabilities was ₹447 Mil.

* Note that for stock reported semi-annually or annually, GuruFocus uses latest annual data as the TTM data.

X1=Working Capital/Total Assets
=(Total Current Assets - Total Current Liabilities)/Total Assets
=(1297.514 - 285.641)/1811.707
=0.5585

X2=Retained Earnings/Total Assets
=0/1811.707
=0

X3=Earnings Before Interest and Taxes/Total Assets
=(Pre-Tax Income - Interest Expense)/Total Assets
=(103.145 - -13.476)/1811.707
=0.0644

X4=Market Value Equity/Book Value of Total Liabilities
=Market Cap/Total Liabilities
=3570.411/447.355
=7.9812

X5=Revenue/Total Assets
=2597.757/1811.707
=1.4339

The zones of discrimination were as such:

Distress Zones - 1.81 < Grey Zones < 2.99 - Safe Zones

Swiss Military Consumer Goods has a Altman Z-Score of 7.11 indicating it is in Safe Zones.

Study by Altman found that companies that are in Distress Zone have more than 80% of chances of bankruptcy in two years.

Frequently Asked Questions Learn more about Altman Z-Score →
What does a Altman Z-Score of 7.11 mean?
Swiss Military Consumer Goods (BOM:523558) has a Altman Z-Score of 7.11 as of Jul. 25, 2026. The Altman Z-score measures a company's bankruptcy risk. View historical data on Swiss Military Consumer Goods and its competitors. This is 69% below median its historical median of 22.96. Over the past decade, Swiss Military Consumer Goods' Altman Z-Score has ranged from 4.98 to 498.69. According to the industry distribution chart, Swiss Military Consumer Goods ranks #99 out of 1030 companies in the Manufacturing - Apparel & Accessories industry, placing it in the top 9.6%.
Is Swiss Military Consumer Goods' Altman Z-Score too high?
Swiss Military Consumer Goods' current Altman Z-Score of 7.11 is 69% below median its 10-year median of 22.96. Over the past 10 years, this metric has ranged from a low of 4.98 to a high of 498.69. The Manufacturing - Apparel & Accessories industry median Altman Z-Score is 2.48. Swiss Military Consumer Goods' value of 7.11 is 186.7% above this industry median. Based on the distribution chart, Swiss Military Consumer Goods ranks #99 out of 1030 companies in the Manufacturing - Apparel & Accessories industry, which is in the top quartile — a strong position relative to peers. Overall, Swiss Military Consumer Goods has a GF Score™ of 60/100 and is considered Possible Value Trap, reflecting its overall financial health beyond just this single metric.
How does Swiss Military Consumer Goods' Altman Z-Score compare to RL and LEVI?
According to the Manufacturing - Apparel & Accessories industry distribution chart, Swiss Military Consumer Goods ranks #99 out of 1030 companies for Altman Z-Score. This places Swiss Military Consumer Goods in the top 10% of its industry — outperforming the majority of peers. The industry median Altman Z-Score is 2.48. Swiss Military Consumer Goods' value of 7.11 is 186.7% above this benchmark. Historically, Swiss Military Consumer Goods' own Altman Z-Score has ranged from 4.98 to 498.69 over the past decade. While the company's 10-year median is 22.96 vs. the industry median of 2.48, Swiss Military Consumer Goods has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Altman Z-Score for a Manufacturing - Apparel & Accessories company?
The median Altman Z-Score among Manufacturing - Apparel & Accessories companies is 2.48, based on 1,030 companies in the industry. Companies in the top quartile (top 25%) have a Altman Z-Score significantly above this median, while those in the bottom quartile fall well below. However, Altman Z-Score should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Swiss Military Consumer Goods's current Altman Z-Score of 7.11 is 186.7% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Altman Z-Score mean?
A high Altman Z-Score can signal that a stock is expensive relative to its fundamentals. The Altman Z-score measures a company's bankruptcy risk. View historical data on Swiss Military Consumer Goods and its competitors. For the Manufacturing - Apparel & Accessories industry, the median Altman Z-Score is 2.48 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Swiss Military Consumer Goods's current Altman Z-Score is 7.11, which is 69% below median its own 10-year median of 22.96. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Swiss Military Consumer Goods stock overvalued right now?
Based on GuruFocus' analysis, Swiss Military Consumer Goods (BOM:523558) is currently considered Possible Value Trap. The stock's GF Value™ is ₹31.51, compared to a current price of ₹15.12 — trading 52% below its estimated fair value. The current Altman Z-Score is 7.11, which is 69% below median its 10-year median of 22.96 and 186.7% above the Manufacturing - Apparel & Accessories industry median of 2.48. Swiss Military Consumer Goods' overall GF Score™ is 60/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Altman Z-Score calculated?
Altman Z-Score is calculated from a company's financial statements. For Swiss Military Consumer Goods (BOM:523558), the current Altman Z-Score is 7.11 as of Jul. 25, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Swiss Military Consumer Goods (BOM:523558) Overvalued in 2026?

Based on GuruFocus' analysis, Swiss Military Consumer Goods stock appears to be undervalued. The current stock price of ₹15.12 is trading 52% below its estimated GF Value™ of ₹31.51. GuruFocus considers Swiss Military Consumer Goods to be Possible Value Trap.

Key valuation signals for BOM:523558:

  • Altman Z-Score: 7.11 (69% below median its 10-year median of 22.96)
  • GF Value™: ₹31.51 vs. price of ₹15.12 (52% below fair value)
  • GF Score™: 60/100 with 4 warning signs
  • Industry Position: 186.7% above the Manufacturing - Apparel & Accessories median (#99 of 1030)

No single metric tells the full story. See the BOM:523558 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Swiss Military Consumer Goods Business Description

Address W-39, Okhla Industrial Area, Phase-II, New Delhi, IND, 110020
Swiss Military Consumer Goods Ltd engages in marketing, selling, distribution, and trading of lifestyle products like men's personal range and home appliances range. The company also trade with devices like iron, de-humidifiers, blenders, OTG, electric kettles, ceiling fans. The company's product categories include Men's personal wear, Home appliances, and Travel luggage.
60GF Score

Get the complete analysis for BOM:523558

Altman Z-Score is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

₹15.12
Price
₹31.51
GF Value