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ABM KnowledgewareBOM:531161 +5.21%72 Altman Z-Score is 8.92 as of Aug. 12, 2026, which is 30% above its 10-year median of 6.87. GuruFocus rates BOM:531161 with a GF Score™ of 72/100 and a GF Value™ of ₹175.31 (Modestly Overvalued). The stock has 4 warning signs investors should review. Among 2,774 Software companies, ABM Knowledgeware ranks better than 83.6% on this metric.
The Altman Z-Score is a model designed to predict the likelihood of a company going bankrupt within the next two years. Created by American finance professor Edward Altman in 1968, the model is specifically designed for publicly traded manufacturing companies with assets greater than $1 million.
Good Sign:
Altman Z-score of 8.47 is strong.
ABM Knowledgeware has a Altman Z-Score of 8.92, indicating it is in Safe Zones. This implies the Altman Z-Score is strong.
The zones of discrimination were as such:
When Altman Z-Score <= 1.8, it is in Distress Zones.
When Altman Z-Score >= 3, it is in Safe Zones.
When Altman Z-Score is between 1.8 and 3, it is in Grey Zones.
The historical rank and industry rank for ABM Knowledgeware's Altman Z-Score or its related term are showing as below:
BOM:531161'
s Altman Z-Score Range Over the Past 10 Years
Min: 3.78 Med: 6.87 Max: 39.81
Current: 8.47
During the past 13 years, ABM Knowledgeware's highest Altman Z-Score was 39.81. The lowest was 3.78. And the median was 6.87.
X1: The Working Capital/Total Assets (WC/TA) ratio is a measure of the net liquid assets of the firm relative to the total capitalization. Working capital is defined as the difference between current assets and current liabilities. Ordinarily, a firm experiencing consistent operating losses will have shrinking current assets in relation to total assets. Altman found this one proved to be the most valuable liquidity ratio comparing with the current ratio and the quick ratio. This is however the least significant of the five factors.
X2: Retained Earnings/Total Assets: the RE/TA ratio measures the leverage of a firm. Retained earnings is the account which reports the total amount of reinvested earnings and/or losses of a firm over its entire life. Those firms with high RE, relative to TA, have financed their assets through retention of profits and have not utilized as much debt.
X3, Earnings Before Interest and Taxes/Total Assets (EBIT/TA): This ratio is a measure of the true productivity of the firm's assets, independent of any tax or leverage factors. Since a firm's ultimate existence is based on the earning power of its assets, this ratio appears to be particularly appropriate for studies dealing with corporate failure. This ratio continually outperforms other profitability measures, including cash flow.
X4, Market Value of Equity/Book Value of Total Liabilities (MVE/TL): The measure shows how much the firm's assets can decline in value (measured by market value of equity plus debt) before the liabilities exceed the assets and the firm becomes insolvent.
X5, Revenue/Total Assets (S/TA): The capital-turnover ratio is a standard financial ratio illustrating the sales generating ability of the firm's assets.
Altman Z-Score does not apply to financial companies.
ABM Knowledgeware Altman Z-Score Related Terms
ABM Knowledgeware Altman Z-Score Historical Data
* Premium members only.
The historical data trend for ABM Knowledgeware's Altman Z-Score can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
BOM:531161 vs QH, SHOP, UBER: Altman Z-Score Comparison
For the Software - Application subindustry, ABM Knowledgeware's Altman Z-Score, along with its competitors' market caps and Altman Z-Score data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
ABM Knowledgeware Altman Z-Score vs Software Industry
For the Software industry and Technology sector, ABM Knowledgeware's Altman Z-Score distribution charts can be found below:
* The bar in red indicates where ABM Knowledgeware's Altman Z-Score falls into.
Altman Z-Score model is an accurate forecaster of failure up to two years prior to distress. It can be considered the assessment of the distress of industrial corporations.
ABM Knowledgeware's Altman Z-Score for today is calculated with this formula:
Z
=
1.2
*
X1
+
1.4
*
X2
+
3.3
*
X3
+
0.6
*
X4
+
1.0
*
X5
=
1.2
*
0.5655
+
1.4
*
0.7976
+
3.3
*
0.056
+
0.6
*
10.9699
+
1.0
*
0.3622
=
8.92
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency. GuruFocus does not calculate Altman Z-Score when X4 or X5 value is 0.
ABM Knowledgeware (BOM:531161) has a Altman Z-Score of 8.92 as of Aug. 12, 2026. The Altman Z-score measures a company's bankruptcy risk. View historical data on ABM Knowledgeware and its competitors. This is 30% above median its historical median of 6.87. Over the past decade, ABM Knowledgeware's Altman Z-Score has ranged from 3.78 to 39.81. According to the industry distribution chart, ABM Knowledgeware ranks #455 out of 2774 companies in the Software industry, placing it in the top 16.4%.
Is ABM Knowledgeware's Altman Z-Score too high?
ABM Knowledgeware's current Altman Z-Score of 8.92 is 30% above median its 10-year median of 6.87. Over the past 10 years, this metric has ranged from a low of 3.78 to a high of 39.81. The Software industry median Altman Z-Score is 3.24. ABM Knowledgeware's value of 8.92 is 175.3% above this industry median. Based on the distribution chart, ABM Knowledgeware ranks #455 out of 2774 companies in the Software industry, which is in the top quartile — a strong position relative to peers. Overall, ABM Knowledgeware has a GF Score™ of 72/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does ABM Knowledgeware's Altman Z-Score compare to QH and SHOP?
According to the Software industry distribution chart, ABM Knowledgeware ranks #455 out of 2774 companies for Altman Z-Score. This places ABM Knowledgeware in the top 16% of its industry — outperforming the majority of peers. The industry median Altman Z-Score is 3.24. ABM Knowledgeware's value of 8.92 is 175.3% above this benchmark. Historically, ABM Knowledgeware's own Altman Z-Score has ranged from 3.78 to 39.81 over the past decade. While the company's 10-year median is 6.87 vs. the industry median of 3.24, ABM Knowledgeware has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Altman Z-Score for a Software company?
The median Altman Z-Score among Software companies is 3.24, based on 2,774 companies in the industry. Companies in the top quartile (top 25%) have a Altman Z-Score significantly above this median, while those in the bottom quartile fall well below. However, Altman Z-Score should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. ABM Knowledgeware's current Altman Z-Score of 8.92 is 175.3% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Altman Z-Score mean?
A high Altman Z-Score can signal that a stock is expensive relative to its fundamentals. The Altman Z-score measures a company's bankruptcy risk. View historical data on ABM Knowledgeware and its competitors. For the Software industry, the median Altman Z-Score is 3.24 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. ABM Knowledgeware's current Altman Z-Score is 8.92, which is 30% above median its own 10-year median of 6.87. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is ABM Knowledgeware stock overvalued right now?
Based on GuruFocus' analysis, ABM Knowledgeware (BOM:531161) is currently considered Modestly Overvalued. The stock's GF Value™ is ₹175.31, compared to a current price of ₹199.95 — trading 14.1% above its estimated fair value. The current Altman Z-Score is 8.92, which is 30% above median its 10-year median of 6.87 and 175.3% above the Software industry median of 3.24. ABM Knowledgeware's overall GF Score™ is 72/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Altman Z-Score calculated?
Altman Z-Score is calculated from a company's financial statements. For ABM Knowledgeware (BOM:531161), the current Altman Z-Score is 8.92 as of Aug. 12, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is ABM Knowledgeware (BOM:531161) Overvalued in 2026?
Based on GuruFocus' analysis, ABM Knowledgeware stock appears to be overvalued.
The current stock price of ₹199.95 is trading 14.1% above its estimated GF Value™ of ₹175.31.
GuruFocus considers ABM Knowledgeware to be Modestly Overvalued.
Key valuation signals for BOM:531161:
Altman Z-Score: 8.92 (30% above median its 10-year median of 6.87)
GF Value™: ₹175.31 vs. price of ₹199.95 (14.1% above fair value)
Industry Position: 175.3% above the Software median (#455 of 2774)
No single metric tells the full story. See the BOM:531161 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
ABM Knowledgeware Ltd is an information technology company. It is a software and services company engaged in computer programming, consultancy, and other related activities. The company also focuses on e-governance activities, information security, and technology-enabled applications. The project portfolio of the company includes Greenfield implementation, Brownfield Implementation, Transformation initiatives, Rollouts, Upgrades, AMS & ADM, and Cloud initiatives. The business operates in one business segment which is Software and Services. The company offers its services only to Indian customers.
72GF Score
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