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VST Tillers TractorsBOM:531266 +1.48%87 Altman Z-Score is 11.53 as of Aug. 07, 2026, which is 29% above its 10-year median of 8.92. GuruFocus rates BOM:531266 with a GF Score™ of 87/100 and a GF Value™ of ₹5,295.79 (Modestly Undervalued). The stock has 1 warning sign investors should review. Among 209 Farm & Heavy Construction Machinery companies, VST Tillers Tractors ranks better than 96.65% on this metric.
The Altman Z-Score is a model designed to predict the likelihood of a company going bankrupt within the next two years. Created by American finance professor Edward Altman in 1968, the model is specifically designed for publicly traded manufacturing companies with assets greater than $1 million.
Good Sign:
Altman Z-score of 11.23 is strong.
VST Tillers Tractors has a Altman Z-Score of 11.53, indicating it is in Safe Zones. This implies the Altman Z-Score is strong.
The zones of discrimination were as such:
When Altman Z-Score <= 1.8, it is in Distress Zones.
When Altman Z-Score >= 3, it is in Safe Zones.
When Altman Z-Score is between 1.8 and 3, it is in Grey Zones.
The historical rank and industry rank for VST Tillers Tractors's Altman Z-Score or its related term are showing as below:
BOM:531266'
s Altman Z-Score Range Over the Past 10 Years
Min: 4.25 Med: 8.92 Max: 12.03
Current: 11.23
During the past 13 years, VST Tillers Tractors's highest Altman Z-Score was 12.03. The lowest was 4.25. And the median was 8.92.
X1: The Working Capital/Total Assets (WC/TA) ratio is a measure of the net liquid assets of the firm relative to the total capitalization. Working capital is defined as the difference between current assets and current liabilities. Ordinarily, a firm experiencing consistent operating losses will have shrinking current assets in relation to total assets. Altman found this one proved to be the most valuable liquidity ratio comparing with the current ratio and the quick ratio. This is however the least significant of the five factors.
X2: Retained Earnings/Total Assets: the RE/TA ratio measures the leverage of a firm. Retained earnings is the account which reports the total amount of reinvested earnings and/or losses of a firm over its entire life. Those firms with high RE, relative to TA, have financed their assets through retention of profits and have not utilized as much debt.
X3, Earnings Before Interest and Taxes/Total Assets (EBIT/TA): This ratio is a measure of the true productivity of the firm's assets, independent of any tax or leverage factors. Since a firm's ultimate existence is based on the earning power of its assets, this ratio appears to be particularly appropriate for studies dealing with corporate failure. This ratio continually outperforms other profitability measures, including cash flow.
X4, Market Value of Equity/Book Value of Total Liabilities (MVE/TL): The measure shows how much the firm's assets can decline in value (measured by market value of equity plus debt) before the liabilities exceed the assets and the firm becomes insolvent.
X5, Revenue/Total Assets (S/TA): The capital-turnover ratio is a standard financial ratio illustrating the sales generating ability of the firm's assets.
Altman Z-Score does not apply to financial companies.
VST Tillers Tractors Altman Z-Score Related Terms
VST Tillers Tractors Altman Z-Score Historical Data
* Premium members only.
The historical data trend for VST Tillers Tractors's Altman Z-Score can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
BOM:531266 vs CAT, DE, PCAR: Altman Z-Score Comparison
For the Farm & Heavy Construction Machinery subindustry, VST Tillers Tractors's Altman Z-Score, along with its competitors' market caps and Altman Z-Score data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
VST Tillers Tractors Altman Z-Score vs Farm & Heavy Construction Machinery Industry
For the Farm & Heavy Construction Machinery industry and Industrials sector, VST Tillers Tractors's Altman Z-Score distribution charts can be found below:
* The bar in red indicates where VST Tillers Tractors's Altman Z-Score falls into.
Altman Z-Score model is an accurate forecaster of failure up to two years prior to distress. It can be considered the assessment of the distress of industrial corporations.
VST Tillers Tractors's Altman Z-Score for today is calculated with this formula:
Z
=
1.2
*
X1
+
1.4
*
X2
+
3.3
*
X3
+
0.6
*
X4
+
1.0
*
X5
=
1.2
*
0.6552
+
1.4
*
0
+
3.3
*
0.1067
+
0.6
*
15.7749
+
1.0
*
0.9227
=
11.53
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency. GuruFocus does not calculate Altman Z-Score when X4 or X5 value is 0.
VST Tillers Tractors (BOM:531266) has a Altman Z-Score of 11.53 as of Aug. 07, 2026. The Altman Z-score measures a company's bankruptcy risk. View historical data on VST Tillers Tractors and its competitors. This is 29% above median its historical median of 8.92. Over the past decade, VST Tillers Tractors' Altman Z-Score has ranged from 4.25 to 12.03. According to the industry distribution chart, VST Tillers Tractors ranks #7 out of 209 companies in the Farm & Heavy Construction Machinery industry, placing it in the top 3.3%.
Is VST Tillers Tractors' Altman Z-Score too high?
VST Tillers Tractors' current Altman Z-Score of 11.53 is 29% above median its 10-year median of 8.92. Over the past 10 years, this metric has ranged from a low of 4.25 to a high of 12.03. The Farm & Heavy Construction Machinery industry median Altman Z-Score is 2.63. VST Tillers Tractors' value of 11.53 is 338.4% above this industry median. Based on the distribution chart, VST Tillers Tractors ranks #7 out of 209 companies in the Farm & Heavy Construction Machinery industry, which is in the top quartile — a strong position relative to peers. Overall, VST Tillers Tractors has a GF Score™ of 87/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does VST Tillers Tractors' Altman Z-Score compare to CAT and DE?
According to the Farm & Heavy Construction Machinery industry distribution chart, VST Tillers Tractors ranks #7 out of 209 companies for Altman Z-Score. This places VST Tillers Tractors in the top 3% of its industry — outperforming the majority of peers. The industry median Altman Z-Score is 2.63. VST Tillers Tractors' value of 11.53 is 338.4% above this benchmark. Historically, VST Tillers Tractors' own Altman Z-Score has ranged from 4.25 to 12.03 over the past decade. While the company's 10-year median is 8.92 vs. the industry median of 2.63, VST Tillers Tractors has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Altman Z-Score for a Farm & Heavy Construction Machinery company?
The median Altman Z-Score among Farm & Heavy Construction Machinery companies is 2.63, based on 209 companies in the industry. Companies in the top quartile (top 25%) have a Altman Z-Score significantly above this median, while those in the bottom quartile fall well below. However, Altman Z-Score should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. VST Tillers Tractors's current Altman Z-Score of 11.53 is 338.4% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Altman Z-Score mean?
A high Altman Z-Score can signal that a stock is expensive relative to its fundamentals. The Altman Z-score measures a company's bankruptcy risk. View historical data on VST Tillers Tractors and its competitors. For the Farm & Heavy Construction Machinery industry, the median Altman Z-Score is 2.63 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. VST Tillers Tractors's current Altman Z-Score is 11.53, which is 29% above median its own 10-year median of 8.92. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is VST Tillers Tractors stock overvalued right now?
Based on GuruFocus' analysis, VST Tillers Tractors (BOM:531266) is currently considered Modestly Undervalued. The stock's GF Value™ is ₹5,295.79, compared to a current price of ₹4,559.90 — trading 13.9% below its estimated fair value. The current Altman Z-Score is 11.53, which is 29% above median its 10-year median of 8.92 and 338.4% above the Farm & Heavy Construction Machinery industry median of 2.63. VST Tillers Tractors' overall GF Score™ is 87/100 with 1 warning sign to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Altman Z-Score calculated?
Altman Z-Score is calculated from a company's financial statements. For VST Tillers Tractors (BOM:531266), the current Altman Z-Score is 11.53 as of Aug. 07, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is VST Tillers Tractors (BOM:531266) Overvalued in 2026?
Based on GuruFocus' analysis, VST Tillers Tractors stock appears to be undervalued.
The current stock price of ₹4,559.90 is trading 13.9% below its estimated GF Value™ of ₹5,295.79.
GuruFocus considers VST Tillers Tractors to be Modestly Undervalued.
Key valuation signals for BOM:531266:
Altman Z-Score: 11.53 (29% above median its 10-year median of 8.92)
GF Value™: ₹5,295.79 vs. price of ₹4,559.90 (13.9% below fair value)
Industry Position: 338.4% above the Farm & Heavy Construction Machinery median (#7 of 209)
No single metric tells the full story. See the BOM:531266 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
VST Tillers Tractors Ltd is in the business of manufacturing and trading of the agricultural, plantation, and horticultural machinery and components. Its products are power tillers and tractors, transplanters, binders, reapers, engines, precision/ auto components, and agricultural implements. It operates in five segments Small Farm Machine, Tractor, International Business, Precision Components, and Distribution Business. The company mainly operates in India and exports its products to Africa, Netherlands, Poland, and Other countries. The company derives all of its revenue from the manufacturing of agriculture machinery segment.
87GF Score
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