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Atul AutoBOM:531795 +3.88%76 Altman Z-Score is 4.50 as of Jul. 30, 2026, which is 13% below its 10-year median of 5.15. GuruFocus rates BOM:531795 with a GF Score™ of 76/100 and a GF Value™ of ₹637.35 (Modestly Undervalued). The stock has 1 warning sign investors should review. Among 1,313 Vehicles & Parts companies, Atul Auto ranks better than 78.07% on this metric.
The Altman Z-Score is a model designed to predict the likelihood of a company going bankrupt within the next two years. Created by American finance professor Edward Altman in 1968, the model is specifically designed for publicly traded manufacturing companies with assets greater than $1 million.
Good Sign:
Altman Z-score of 4.38 is strong.
Atul Auto has a Altman Z-Score of 4.50, indicating it is in Safe Zones. This implies the Altman Z-Score is strong.
The zones of discrimination were as such:
When Altman Z-Score <= 1.8, it is in Distress Zones.
When Altman Z-Score >= 3, it is in Safe Zones.
When Altman Z-Score is between 1.8 and 3, it is in Grey Zones.
The historical rank and industry rank for Atul Auto's Altman Z-Score or its related term are showing as below:
BOM:531795'
s Altman Z-Score Range Over the Past 10 Years
Min: 1.85 Med: 5.15 Max: 13.99
Current: 4.38
During the past 13 years, Atul Auto's highest Altman Z-Score was 13.99. The lowest was 1.85. And the median was 5.15.
Atul Auto (BOM:531795) Altman Z-Score Explanation
X1: The Working Capital/Total Assets (WC/TA) ratio is a measure of the net liquid assets of the firm relative to the total capitalization. Working capital is defined as the difference between current assets and current liabilities. Ordinarily, a firm experiencing consistent operating losses will have shrinking current assets in relation to total assets. Altman found this one proved to be the most valuable liquidity ratio comparing with the current ratio and the quick ratio. This is however the least significant of the five factors.
X2: Retained Earnings/Total Assets: the RE/TA ratio measures the leverage of a firm. Retained earnings is the account which reports the total amount of reinvested earnings and/or losses of a firm over its entire life. Those firms with high RE, relative to TA, have financed their assets through retention of profits and have not utilized as much debt.
X3, Earnings Before Interest and Taxes/Total Assets (EBIT/TA): This ratio is a measure of the true productivity of the firm's assets, independent of any tax or leverage factors. Since a firm's ultimate existence is based on the earning power of its assets, this ratio appears to be particularly appropriate for studies dealing with corporate failure. This ratio continually outperforms other profitability measures, including cash flow.
X4, Market Value of Equity/Book Value of Total Liabilities (MVE/TL): The measure shows how much the firm's assets can decline in value (measured by market value of equity plus debt) before the liabilities exceed the assets and the firm becomes insolvent.
X5, Revenue/Total Assets (S/TA): The capital-turnover ratio is a standard financial ratio illustrating the sales generating ability of the firm's assets.
Altman Z-Score does not apply to financial companies.
Atul Auto Altman Z-Score Related Terms
Atul Auto Altman Z-Score Historical Data
* Premium members only.
The historical data trend for Atul Auto's Altman Z-Score can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
BOM:531795 vs TSLA, GM, F: Altman Z-Score Comparison
For the Auto Manufacturers subindustry, Atul Auto's Altman Z-Score, along with its competitors' market caps and Altman Z-Score data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Atul Auto Altman Z-Score vs Vehicles & Parts Industry
For the Vehicles & Parts industry and Consumer Cyclical sector, Atul Auto's Altman Z-Score distribution charts can be found below:
* The bar in red indicates where Atul Auto's Altman Z-Score falls into.
Altman Z-Score model is an accurate forecaster of failure up to two years prior to distress. It can be considered the assessment of the distress of industrial corporations.
Atul Auto's Altman Z-Score for today is calculated with this formula:
Z
=
1.2
*
X1
+
1.4
*
X2
+
3.3
*
X3
+
0.6
*
X4
+
1.0
*
X5
=
1.2
*
0.1675
+
1.4
*
0
+
3.3
*
0.0864
+
0.6
*
4.9275
+
1.0
*
1.055
=
4.50
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency. GuruFocus does not calculate Altman Z-Score when X4 or X5 value is 0.
Atul Auto (BOM:531795) has a Altman Z-Score of 4.50 as of Jul. 30, 2026. The Altman Z-score measures a company's bankruptcy risk. View historical data on Atul Auto and its competitors. This is 13% below median its historical median of 5.15. Over the past decade, Atul Auto's Altman Z-Score has ranged from 1.85 to 13.99. According to the industry distribution chart, Atul Auto ranks #288 out of 1313 companies in the Vehicles & Parts industry, placing it in the top 21.9%.
Is Atul Auto's Altman Z-Score too high?
Atul Auto's current Altman Z-Score of 4.50 is 13% below median its 10-year median of 5.15. Over the past 10 years, this metric has ranged from a low of 1.85 to a high of 13.99. The Vehicles & Parts industry median Altman Z-Score is 2.51. Atul Auto's value of 4.50 is 79.3% above this industry median. Based on the distribution chart, Atul Auto ranks #288 out of 1313 companies in the Vehicles & Parts industry, which is in the top quartile — a strong position relative to peers. Overall, Atul Auto has a GF Score™ of 76/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Atul Auto's Altman Z-Score compare to TSLA and GM?
According to the Vehicles & Parts industry distribution chart, Atul Auto ranks #288 out of 1313 companies for Altman Z-Score. This places Atul Auto in the top 22% of its industry — outperforming the majority of peers. The industry median Altman Z-Score is 2.51. Atul Auto's value of 4.50 is 79.3% above this benchmark. Historically, Atul Auto's own Altman Z-Score has ranged from 1.85 to 13.99 over the past decade. While the company's 10-year median is 5.15 vs. the industry median of 2.51, Atul Auto has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Altman Z-Score for a Vehicles & Parts company?
The median Altman Z-Score among Vehicles & Parts companies is 2.51, based on 1,313 companies in the industry. Companies in the top quartile (top 25%) have a Altman Z-Score significantly above this median, while those in the bottom quartile fall well below. However, Altman Z-Score should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Atul Auto's current Altman Z-Score of 4.50 is 79.3% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Altman Z-Score mean?
A high Altman Z-Score can signal that a stock is expensive relative to its fundamentals. The Altman Z-score measures a company's bankruptcy risk. View historical data on Atul Auto and its competitors. For the Vehicles & Parts industry, the median Altman Z-Score is 2.51 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Atul Auto's current Altman Z-Score is 4.50, which is 13% below median its own 10-year median of 5.15. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Atul Auto stock overvalued right now?
Based on GuruFocus' analysis, Atul Auto (BOM:531795) is currently considered Modestly Undervalued. The stock's GF Value™ is ₹637.35, compared to a current price of ₹494.75 — trading 22.4% below its estimated fair value. The current Altman Z-Score is 4.50, which is 13% below median its 10-year median of 5.15 and 79.3% above the Vehicles & Parts industry median of 2.51. Atul Auto's overall GF Score™ is 76/100 with 1 warning sign to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Altman Z-Score calculated?
Altman Z-Score is calculated from a company's financial statements. For Atul Auto (BOM:531795), the current Altman Z-Score is 4.50 as of Jul. 30, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Atul Auto (BOM:531795) Overvalued in 2026?
Based on GuruFocus' analysis, Atul Auto stock appears to be undervalued.
The current stock price of ₹494.75 is trading 22.4% below its estimated GF Value™ of ₹637.35.
GuruFocus considers Atul Auto to be Modestly Undervalued.
Key valuation signals for BOM:531795:
Altman Z-Score: 4.50 (13% below median its 10-year median of 5.15)
GF Value™: ₹637.35 vs. price of ₹494.75 (22.4% below fair value)
Industry Position: 79.3% above the Vehicles & Parts median (#288 of 1313)
No single metric tells the full story. See the BOM:531795 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Atul Auto Ltd is an Indian-based automobile manufacturing company. The company manufactures and sells three-wheeled commercial automobiles in the domestic and overseas markets. The product portfolio of the company includes Atul Shakti, Atul Gem, Atul Smart, Atul Gemini, Atul RIK, and Atul Elite. The company has a presence in India as well as exports its products internationally. The majority of the revenue is earned from the domestic market. It operates in the the segments namely Automotive Business and Non-Banking Financial Business.
76GF Score
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