LCC Infotech (BOM:532019) Altman Z-Score: 7.29 (As of Jul. 13, 2026) — Near Median


BOM:532019 LCC Infotech Ltd BOM:532019
37 GF Score
Price ₹4.64
GF Value ₹0.16
Valuation Significantly Overvalued
! 6 Warning Signs
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What is LCC Infotech Altman Z-Score?

LCC Infotech BOM:532019 -0.85% 37 Altman Z-Score is 7.29 as of Jul. 13, 2026, which is 8% below its 10-year median of 7.90. GuruFocus rates BOM:532019 with a GF Score™ of 37/100 and a GF Value™ of ₹0.16 (Significantly Overvalued). The stock has 6 warning signs investors should review. Among 248 Education companies, LCC Infotech ranks better than 87.1% on this metric.

The Altman Z-Score is a model designed to predict the likelihood of a company going bankrupt within the next two years. Created by American finance professor Edward Altman in 1968, the model is specifically designed for publicly traded manufacturing companies with assets greater than $1 million.

Good Sign:

Altman Z-score of 7.29 is strong.

LCC Infotech has a Altman Z-Score of 7.29, indicating it is in Safe Zones. This implies the Altman Z-Score is strong.

The zones of discrimination were as such:

When Altman Z-Score <= 1.8, it is in Distress Zones.
When Altman Z-Score >= 3, it is in Safe Zones.
When Altman Z-Score is between 1.8 and 3, it is in Grey Zones.

The historical rank and industry rank for LCC Infotech's Altman Z-Score or its related term are showing as below:

BOM:532019' s Altman Z-Score Range Over the Past 10 Years
Min: -30.45   Med: 7.9   Max: 12.7
Current: 7.29

During the past 13 years, LCC Infotech's highest Altman Z-Score was 12.70. The lowest was -30.45. And the median was 7.90.


LCC Infotech  (BOM:532019) Altman Z-Score Explanation

X1: The Working Capital/Total Assets (WC/TA) ratio is a measure of the net liquid assets of the firm relative to the total capitalization. Working capital is defined as the difference between current assets and current liabilities. Ordinarily, a firm experiencing consistent operating losses will have shrinking current assets in relation to total assets. Altman found this one proved to be the most valuable liquidity ratio comparing with the current ratio and the quick ratio. This is however the least significant of the five factors.

X2: Retained Earnings/Total Assets: the RE/TA ratio measures the leverage of a firm. Retained earnings is the account which reports the total amount of reinvested earnings and/or losses of a firm over its entire life. Those firms with high RE, relative to TA, have financed their assets through retention of profits and have not utilized as much debt.

X3, Earnings Before Interest and Taxes/Total Assets (EBIT/TA): This ratio is a measure of the true productivity of the firm's assets, independent of any tax or leverage factors. Since a firm's ultimate existence is based on the earning power of its assets, this ratio appears to be particularly appropriate for studies dealing with corporate failure. This ratio continually outperforms other profitability measures, including cash flow.

X4, Market Value of Equity/Book Value of Total Liabilities (MVE/TL): The measure shows how much the firm's assets can decline in value (measured by market value of equity plus debt) before the liabilities exceed the assets and the firm becomes insolvent.

X5, Revenue/Total Assets (S/TA): The capital-turnover ratio is a standard financial ratio illustrating the sales generating ability of the firm's assets.

Read more about Altman Z-Score and the original research.


Be Aware

Altman Z-Score does not apply to financial companies.


LCC Infotech Altman Z-Score Related Terms


LCC Infotech Altman Z-Score Historical Data

* Premium members only.

The historical data trend for LCC Infotech's Altman Z-Score can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

LCC Infotech Altman Z-Score Chart

LCC Infotech Annual Data
Trend Mar17 Mar18 Mar19 Mar20 Mar21 Mar22 Mar23 Mar24 Mar25 Mar26
Altman Z-Score
Get a 7-Day Free Trial Premium Member Only Premium Member Only 5.44 2.25 -30.45 -8.83 8.24

LCC Infotech Quarterly Data
Mar21 Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Sep25 Dec25 Mar26
Altman Z-Score Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only -7.67 -8.83 6.88 6.74 8.24

BOM:532019 vs EDU, TAL, LAUR: Altman Z-Score Comparison

For the Education & Training Services subindustry, LCC Infotech's Altman Z-Score, along with its competitors' market caps and Altman Z-Score data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


LCC Infotech Altman Z-Score vs Education Industry

For the Education industry and Consumer Defensive sector, LCC Infotech's Altman Z-Score distribution charts can be found below:

* The bar in red indicates where LCC Infotech's Altman Z-Score falls into.


BOM:532019
37GF Score
LCC Infotech Ltd BOM:532019
Altman Z-Score is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

LCC Infotech Altman Z-Score Calculation

Altman Z-Score model is an accurate forecaster of failure up to two years prior to distress. It can be considered the assessment of the distress of industrial corporations.

LCC Infotech's Altman Z-Score for today is calculated with this formula:

Z=1.2*X1+1.4*X2+3.3*X3+0.6*X4+1.0*X5
=1.2*0.0959+1.4*0+3.3*-0.0281+0.6*12.093+1.0*0.007
=7.29

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency. GuruFocus does not calculate Altman Z-Score when X4 or X5 value is 0.

Trailing Twelve Months (TTM) ended in Mar. 2026:
Total Assets was ₹475.86 Mil.
Total Current Assets was ₹70.41 Mil.
Total Current Liabilities was ₹24.76 Mil.
Retained Earnings was ₹0.00 Mil.
Pre-Tax Income was -2.837 + -0.035 + -0.61 + -9.978 = ₹-13.46 Mil.
Interest Expense was 0 + 0 + -0.041 + -0.054 = ₹-0.10 Mil.
Revenue was 0.004 + 0 + 0.01 + 3.322 = ₹3.34 Mil.
Market Cap (Today) was ₹587.39 Mil.
Total Liabilities was ₹48.57 Mil.

* Note that for stock reported semi-annually or annually, GuruFocus uses latest annual data as the TTM data.

X1=Working Capital/Total Assets
=(Total Current Assets - Total Current Liabilities)/Total Assets
=(70.413 - 24.763)/475.861
=0.0959

X2=Retained Earnings/Total Assets
=0/475.861
=0

X3=Earnings Before Interest and Taxes/Total Assets
=(Pre-Tax Income - Interest Expense)/Total Assets
=(-13.46 - -0.095)/475.861
=-0.0281

X4=Market Value Equity/Book Value of Total Liabilities
=Market Cap/Total Liabilities
=587.393/48.573
=12.093

X5=Revenue/Total Assets
=3.336/475.861
=0.007

The zones of discrimination were as such:

Distress Zones - 1.81 < Grey Zones < 2.99 - Safe Zones

LCC Infotech has a Altman Z-Score of 7.29 indicating it is in Safe Zones.

Study by Altman found that companies that are in Distress Zone have more than 80% of chances of bankruptcy in two years.

Frequently Asked Questions Learn more about Altman Z-Score →
What does a Altman Z-Score of 7.29 mean?
LCC Infotech (BOM:532019) has a Altman Z-Score of 7.29 as of Jul. 13, 2026. The Altman Z-score measures a company's bankruptcy risk. View historical data on LCC Infotech and its competitors. This is near median its historical median of 7.90. According to the industry distribution chart, LCC Infotech ranks #32 out of 248 companies in the Education industry, placing it in the top 12.9%.
Is LCC Infotech's Altman Z-Score too high?
LCC Infotech's current Altman Z-Score of 7.29 is near median its 10-year median of 7.90. The Education industry median Altman Z-Score is 2.33. LCC Infotech's value of 7.29 is 213.5% above this industry median. Based on the distribution chart, LCC Infotech ranks #32 out of 248 companies in the Education industry, which is in the top quartile — a strong position relative to peers. Overall, LCC Infotech has a GF Score™ of 37/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does LCC Infotech's Altman Z-Score compare to EDU and TAL?
According to the Education industry distribution chart, LCC Infotech ranks #32 out of 248 companies for Altman Z-Score. This places LCC Infotech in the top 13% of its industry — outperforming the majority of peers. The industry median Altman Z-Score is 2.33. LCC Infotech's value of 7.29 is 213.5% above this benchmark. While the company's 10-year median is 7.90 vs. the industry median of 2.33, LCC Infotech has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Altman Z-Score for an Education company?
The median Altman Z-Score among Education companies is 2.33, based on 248 companies in the industry. Companies in the top quartile (top 25%) have a Altman Z-Score significantly above this median, while those in the bottom quartile fall well below. However, Altman Z-Score should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. LCC Infotech's current Altman Z-Score of 7.29 is 213.5% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Altman Z-Score mean?
A high Altman Z-Score can signal that a stock is expensive relative to its fundamentals. The Altman Z-score measures a company's bankruptcy risk. View historical data on LCC Infotech and its competitors. For the Education industry, the median Altman Z-Score is 2.33 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. LCC Infotech's current Altman Z-Score is 7.29, which is near median its own 10-year median of 7.90. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is LCC Infotech stock overvalued right now?
Based on GuruFocus' analysis, LCC Infotech (BOM:532019) is currently considered Significantly Overvalued. The stock's GF Value™ is ₹0.16, compared to a current price of ₹4.64 — trading 2800% above its estimated fair value. The current Altman Z-Score is 7.29, which is near median its 10-year median of 7.90 and 213.5% above the Education industry median of 2.33. LCC Infotech's overall GF Score™ is 37/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Altman Z-Score calculated?
Altman Z-Score is calculated from a company's financial statements. For LCC Infotech (BOM:532019), the current Altman Z-Score is 7.29 as of Jul. 13, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is LCC Infotech (BOM:532019) Overvalued in 2026?

Based on GuruFocus' analysis, LCC Infotech stock appears to be overvalued. The current stock price of ₹4.64 is trading 2800% above its estimated GF Value™ of ₹0.16. GuruFocus considers LCC Infotech to be Significantly Overvalued.

Key valuation signals for BOM:532019:

  • Altman Z-Score: 7.29 (near median its 10-year median of 7.90)
  • GF Value™: ₹0.16 vs. price of ₹4.64 (2800% above fair value)
  • GF Score™: 37/100 with 6 warning signs
  • Industry Position: 213.5% above the Education median (#32 of 248)

No single metric tells the full story. See the BOM:532019 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


LCC Infotech Business Description

Other Exchanges LCCINFOTEC:India
Address DN 36 Saltlake, Sector-V, Floor-8, Unit-801, Primarc Tower, Kolkata, WB, IND, 700091
LCC Infotech Ltd is an Indian-based company engaged in providing IT training. It focuses on imparting computer (Hardware and software) training and Skill Development training. The company offers training and development solutions to enterprises, individuals, and institutions across India. The company operates in only one business segment, i.e., Education in the field of skill development.
37GF Score

Get the complete analysis for BOM:532019

Altman Z-Score is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

₹4.64
Price
₹0.16
GF Value