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Aditya Birla Sun Life AMCBOM:543374 -1.31%78 Altman Z-Score is 55.93 as of Jul. 16, 2026, which is 76% above its 10-year median of 31.80. GuruFocus rates BOM:543374 with a GF Score™ of 78/100 and a GF Value™ of ₹820.79 (Significantly Overvalued). The stock has 7 warning signs investors should review. Among 647 Asset Management companies, Aditya Birla Sun Life AMC ranks better than 92.27% on this metric.
The Altman Z-Score is a model designed to predict the likelihood of a company going bankrupt within the next two years. Created by American finance professor Edward Altman in 1968, the model is specifically designed for publicly traded manufacturing companies with assets greater than $1 million.
Good Sign:
Altman Z-score of 56.62 is strong.
Aditya Birla Sun Life AMC has a Altman Z-Score of 55.93, indicating it is in Safe Zones. This implies the Altman Z-Score is strong.
The zones of discrimination were as such:
When Altman Z-Score <= 1.8, it is in Distress Zones.
When Altman Z-Score >= 3, it is in Safe Zones.
When Altman Z-Score is between 1.8 and 3, it is in Grey Zones.
The historical rank and industry rank for Aditya Birla Sun Life AMC's Altman Z-Score or its related term are showing as below:
BOM:543374'
s Altman Z-Score Range Over the Past 10 Years
Min: 23.05 Med: 31.8 Max: 56.62
Current: 56.62
During the past 8 years, Aditya Birla Sun Life AMC's highest Altman Z-Score was 56.62. The lowest was 23.05. And the median was 31.80.
Aditya Birla Sun Life AMC (BOM:543374) Altman Z-Score Explanation
X1: The Working Capital/Total Assets (WC/TA) ratio is a measure of the net liquid assets of the firm relative to the total capitalization. Working capital is defined as the difference between current assets and current liabilities. Ordinarily, a firm experiencing consistent operating losses will have shrinking current assets in relation to total assets. Altman found this one proved to be the most valuable liquidity ratio comparing with the current ratio and the quick ratio. This is however the least significant of the five factors.
X2: Retained Earnings/Total Assets: the RE/TA ratio measures the leverage of a firm. Retained earnings is the account which reports the total amount of reinvested earnings and/or losses of a firm over its entire life. Those firms with high RE, relative to TA, have financed their assets through retention of profits and have not utilized as much debt.
X3, Earnings Before Interest and Taxes/Total Assets (EBIT/TA): This ratio is a measure of the true productivity of the firm's assets, independent of any tax or leverage factors. Since a firm's ultimate existence is based on the earning power of its assets, this ratio appears to be particularly appropriate for studies dealing with corporate failure. This ratio continually outperforms other profitability measures, including cash flow.
X4, Market Value of Equity/Book Value of Total Liabilities (MVE/TL): The measure shows how much the firm's assets can decline in value (measured by market value of equity plus debt) before the liabilities exceed the assets and the firm becomes insolvent.
X5, Revenue/Total Assets (S/TA): The capital-turnover ratio is a standard financial ratio illustrating the sales generating ability of the firm's assets.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
BOM:543374 vs BLK, BX, KKR: Altman Z-Score Comparison
For the Asset Management subindustry, Aditya Birla Sun Life AMC's Altman Z-Score, along with its competitors' market caps and Altman Z-Score data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Aditya Birla Sun Life AMC Altman Z-Score vs Asset Management Industry
For the Asset Management industry and Financial Services sector, Aditya Birla Sun Life AMC's Altman Z-Score distribution charts can be found below:
* The bar in red indicates where Aditya Birla Sun Life AMC's Altman Z-Score falls into.
Aditya Birla Sun Life AMC Altman Z-Score Calculation
Altman Z-Score model is an accurate forecaster of failure up to two years prior to distress. It can be considered the assessment of the distress of industrial corporations.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency. GuruFocus does not calculate Altman Z-Score when X4 or X5 value is 0.
Aditya Birla Sun Life AMC (BOM:543374) has a Altman Z-Score of 55.93 as of Jul. 16, 2026. The Altman Z-score measures a company's bankruptcy risk. View historical data on Aditya Birla Sun Life AMC and its competitors. This is 76% above median its historical median of 31.80. Over the past decade, Aditya Birla Sun Life AMC's Altman Z-Score has ranged from 23.05 to 56.62. According to the industry distribution chart, Aditya Birla Sun Life AMC ranks #50 out of 647 companies in the Asset Management industry, placing it in the top 7.7%.
Is Aditya Birla Sun Life AMC's Altman Z-Score too high?
Aditya Birla Sun Life AMC's current Altman Z-Score of 55.93 is 76% above median its 10-year median of 31.80. Over the past 10 years, this metric has ranged from a low of 23.05 to a high of 56.62. The Asset Management industry median Altman Z-Score is 3.60. Aditya Birla Sun Life AMC's value of 55.93 is 1453.6% above this industry median. Based on the distribution chart, Aditya Birla Sun Life AMC ranks #50 out of 647 companies in the Asset Management industry, which is in the top quartile — a strong position relative to peers. Overall, Aditya Birla Sun Life AMC has a GF Score™ of 78/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Aditya Birla Sun Life AMC's Altman Z-Score compare to BLK and BX?
According to the Asset Management industry distribution chart, Aditya Birla Sun Life AMC ranks #50 out of 647 companies for Altman Z-Score. This places Aditya Birla Sun Life AMC in the top 8% of its industry — outperforming the majority of peers. The industry median Altman Z-Score is 3.60. Aditya Birla Sun Life AMC's value of 55.93 is 1453.6% above this benchmark. Historically, Aditya Birla Sun Life AMC's own Altman Z-Score has ranged from 23.05 to 56.62 over the past decade. While the company's 10-year median is 31.80 vs. the industry median of 3.60, Aditya Birla Sun Life AMC has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Altman Z-Score for an Asset Management company?
The median Altman Z-Score among Asset Management companies is 3.60, based on 647 companies in the industry. Companies in the top quartile (top 25%) have a Altman Z-Score significantly above this median, while those in the bottom quartile fall well below. However, Altman Z-Score should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Aditya Birla Sun Life AMC's current Altman Z-Score of 55.93 is 1453.6% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Altman Z-Score mean?
A high Altman Z-Score can signal that a stock is expensive relative to its fundamentals. The Altman Z-score measures a company's bankruptcy risk. View historical data on Aditya Birla Sun Life AMC and its competitors. For the Asset Management industry, the median Altman Z-Score is 3.60 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Aditya Birla Sun Life AMC's current Altman Z-Score is 55.93, which is 76% above median its own 10-year median of 31.80. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Aditya Birla Sun Life AMC stock overvalued right now?
Based on GuruFocus' analysis, Aditya Birla Sun Life AMC (BOM:543374) is currently considered Significantly Overvalued. The stock's GF Value™ is ₹820.79, compared to a current price of ₹1,133.40 — trading 38.1% above its estimated fair value. The current Altman Z-Score is 55.93, which is 76% above median its 10-year median of 31.80 and 1453.6% above the Asset Management industry median of 3.60. Aditya Birla Sun Life AMC's overall GF Score™ is 78/100 with 7 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Altman Z-Score calculated?
Altman Z-Score is calculated from a company's financial statements. For Aditya Birla Sun Life AMC (BOM:543374), the current Altman Z-Score is 55.93 as of Jul. 16, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Aditya Birla Sun Life AMC (BOM:543374) Overvalued in 2026?
Based on GuruFocus' analysis, Aditya Birla Sun Life AMC stock appears to be overvalued.
The current stock price of ₹1,133.40 is trading 38.1% above its estimated GF Value™ of ₹820.79.
GuruFocus considers Aditya Birla Sun Life AMC to be Significantly Overvalued.
Key valuation signals for BOM:543374:
Altman Z-Score: 55.93 (76% above median its 10-year median of 31.80)
GF Value™: ₹820.79 vs. price of ₹1,133.40 (38.1% above fair value)
Industry Position: 1453.6% above the Asset Management median (#50 of 647)
No single metric tells the full story. See the BOM:543374 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Aditya Birla Sun Life AMC Ltd principally acts as an investment manager to Aditya Birla Sun Life Mutual Fund and Aditya Birla Real Estate Funds (Category II). It also provides Portfolio Management Services (PMS) and investment advisory services to offshore funds and high-net-worth investors. Geographically, the company derives its key revenue within India and the rest from outside India.
78GF Score
Get the complete analysis for BOM:543374
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