Sailani Tours N Travels (BOM:543541) Altman Z-Score: 3.87 (As of Jul. 17, 2026) — 20% Below Median

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BOM:543541 Sailani Tours N Travels Ltd BOM:543541
76 GF Score
Price ₹14.67
GF Value ₹19.61
! 4 Warning Signs
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What is Sailani Tours N Travels Altman Z-Score?

Sailani Tours N Travels BOM:543541 76 Altman Z-Score is 3.87 as of Jul. 17, 2026, which is 20% below its 10-year median of 4.83. GuruFocus rates BOM:543541 with a GF Score™ of 76/100 and a GF Value™ of ₹19.61. The stock has 4 warning signs investors should review. Among 836 Travel & Leisure companies, Sailani Tours N Travels ranks better than 73.21% on this metric.

The Altman Z-Score is a model designed to predict the likelihood of a company going bankrupt within the next two years. Created by American finance professor Edward Altman in 1968, the model is specifically designed for publicly traded manufacturing companies with assets greater than $1 million.

Good Sign:

Altman Z-score of 3.87 is strong.

Sailani Tours N Travels has a Altman Z-Score of 3.87, indicating it is in Safe Zones. This implies the Altman Z-Score is strong.

The zones of discrimination were as such:

When Altman Z-Score <= 1.8, it is in Distress Zones.
When Altman Z-Score >= 3, it is in Safe Zones.
When Altman Z-Score is between 1.8 and 3, it is in Grey Zones.

The historical rank and industry rank for Sailani Tours N Travels's Altman Z-Score or its related term are showing as below:

BOM:543541' s Altman Z-Score Range Over the Past 10 Years
Min: 3.39   Med: 4.83   Max: 7.14
Current: 3.87

During the past 7 years, Sailani Tours N Travels's highest Altman Z-Score was 7.14. The lowest was 3.39. And the median was 4.83.


Sailani Tours N Travels  (BOM:543541) Altman Z-Score Explanation

X1: The Working Capital/Total Assets (WC/TA) ratio is a measure of the net liquid assets of the firm relative to the total capitalization. Working capital is defined as the difference between current assets and current liabilities. Ordinarily, a firm experiencing consistent operating losses will have shrinking current assets in relation to total assets. Altman found this one proved to be the most valuable liquidity ratio comparing with the current ratio and the quick ratio. This is however the least significant of the five factors.

X2: Retained Earnings/Total Assets: the RE/TA ratio measures the leverage of a firm. Retained earnings is the account which reports the total amount of reinvested earnings and/or losses of a firm over its entire life. Those firms with high RE, relative to TA, have financed their assets through retention of profits and have not utilized as much debt.

X3, Earnings Before Interest and Taxes/Total Assets (EBIT/TA): This ratio is a measure of the true productivity of the firm's assets, independent of any tax or leverage factors. Since a firm's ultimate existence is based on the earning power of its assets, this ratio appears to be particularly appropriate for studies dealing with corporate failure. This ratio continually outperforms other profitability measures, including cash flow.

X4, Market Value of Equity/Book Value of Total Liabilities (MVE/TL): The measure shows how much the firm's assets can decline in value (measured by market value of equity plus debt) before the liabilities exceed the assets and the firm becomes insolvent.

X5, Revenue/Total Assets (S/TA): The capital-turnover ratio is a standard financial ratio illustrating the sales generating ability of the firm's assets.

Read more about Altman Z-Score and the original research.


Be Aware

Altman Z-Score does not apply to financial companies.


Sailani Tours N Travels Altman Z-Score Related Terms


Sailani Tours N Travels Altman Z-Score Historical Data

* Premium members only.

The historical data trend for Sailani Tours N Travels's Altman Z-Score can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Sailani Tours N Travels Altman Z-Score Chart

Sailani Tours N Travels Annual Data
Trend Mar20 Mar21 Mar22 Mar23 Mar24 Mar25 Mar26
Altman Z-Score
Get a 7-Day Free Trial 0.00 5.58 7.14 3.39 4.07

Sailani Tours N Travels Semi-Annual Data
Mar20 Mar21 Mar22 Sep22 Mar23 Sep23 Mar24 Sep24 Mar25 Sep25 Mar26
Altman Z-Score Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only 7.14 0.00 3.39 0.00 4.07

BOM:543541 vs BKNG, ABNB, RCL: Altman Z-Score Comparison

For the Travel Services subindustry, Sailani Tours N Travels's Altman Z-Score, along with its competitors' market caps and Altman Z-Score data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Sailani Tours N Travels Altman Z-Score vs Travel & Leisure Industry

For the Travel & Leisure industry and Consumer Cyclical sector, Sailani Tours N Travels's Altman Z-Score distribution charts can be found below:

* The bar in red indicates where Sailani Tours N Travels's Altman Z-Score falls into.


BOM:543541
76GF Score
Sailani Tours N Travels Ltd BOM:543541
Altman Z-Score is just one metric. See GF Score™, valuation, warning signs, and more.
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Sailani Tours N Travels Altman Z-Score Calculation

Altman Z-Score model is an accurate forecaster of failure up to two years prior to distress. It can be considered the assessment of the distress of industrial corporations.

Sailani Tours N Travels's Altman Z-Score for today is calculated with this formula:

Z=1.2*X1+1.4*X2+3.3*X3+0.6*X4+1.0*X5
=1.2*0.4905+1.4*0+3.3*0.0469+0.6*1.9923+1.0*1.9303
=3.87

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency. GuruFocus does not calculate Altman Z-Score when X4 or X5 value is 0.

Trailing Twelve Months (TTM) ended in Mar. 2026:
Total Assets was ₹111.5 Mil.
Total Current Assets was ₹88.0 Mil.
Total Current Liabilities was ₹33.3 Mil.
Retained Earnings was ₹0.0 Mil.
Pre-Tax Income was ₹3.1 Mil.
Interest Expense was ₹-2.1 Mil.
Revenue was ₹215.2 Mil.
Market Cap (Today) was ₹69.0 Mil.
Total Liabilities was ₹34.6 Mil.

* Note that for stock reported semi-annually or annually, GuruFocus uses latest annual data as the TTM data.

X1=Working Capital/Total Assets
=(Total Current Assets - Total Current Liabilities)/Total Assets
=(88.001 - 33.317)/111.48
=0.4905

X3=Earnings Before Interest and Taxes/Total Assets
=(Pre-Tax Income - Interest Expense)/Total Assets
=(3.085 - -2.142)/111.48
=0.0469

X4=Market Value Equity/Book Value of Total Liabilities
=Market Cap/Total Liabilities
=69.008/34.637
=1.9923

X5=Revenue/Total Assets
=215.185/111.48
=1.9303

The zones of discrimination were as such:

Distress Zones - 1.81 < Grey Zones < 2.99 - Safe Zones

Sailani Tours N Travels has a Altman Z-Score of 3.87 indicating it is in Safe Zones.

Study by Altman found that companies that are in Distress Zone have more than 80% of chances of bankruptcy in two years.

Frequently Asked Questions Learn more about Altman Z-Score →
What does a Altman Z-Score of 3.87 mean?
Sailani Tours N Travels (BOM:543541) has a Altman Z-Score of 3.87 as of Jul. 17, 2026. The Altman Z-score measures a company's bankruptcy risk. View historical data on Sailani Tours N Travels and its competitors. This is 20% below median its historical median of 4.83. Over the past decade, Sailani Tours N Travels' Altman Z-Score has ranged from 3.39 to 7.14. According to the industry distribution chart, Sailani Tours N Travels ranks #224 out of 836 companies in the Travel & Leisure industry, placing it in the top 26.8%.
Is Sailani Tours N Travels' Altman Z-Score too high?
Sailani Tours N Travels' current Altman Z-Score of 3.87 is 20% below median its 10-year median of 4.83. Over the past 10 years, this metric has ranged from a low of 3.39 to a high of 7.14. The Travel & Leisure industry median Altman Z-Score is 1.98. Sailani Tours N Travels' value of 3.87 is 95.5% above this industry median. Based on the distribution chart, Sailani Tours N Travels ranks #224 out of 836 companies in the Travel & Leisure industry, which is above the industry midpoint. Overall, Sailani Tours N Travels has a GF Score™ of 76/100, reflecting its overall financial health beyond just this single metric.
How does Sailani Tours N Travels' Altman Z-Score compare to BKNG and ABNB?
According to the Travel & Leisure industry distribution chart, Sailani Tours N Travels ranks #224 out of 836 companies for Altman Z-Score. This puts Sailani Tours N Travels in the upper half of its industry. The industry median Altman Z-Score is 1.98. Sailani Tours N Travels' value of 3.87 is 95.5% above this benchmark. Historically, Sailani Tours N Travels' own Altman Z-Score has ranged from 3.39 to 7.14 over the past decade. While the company's 10-year median is 4.83 vs. the industry median of 1.98, Sailani Tours N Travels has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Altman Z-Score for a Travel & Leisure company?
The median Altman Z-Score among Travel & Leisure companies is 1.98, based on 836 companies in the industry. Companies in the top quartile (top 25%) have a Altman Z-Score significantly above this median, while those in the bottom quartile fall well below. However, Altman Z-Score should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Sailani Tours N Travels's current Altman Z-Score of 3.87 is 95.5% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Altman Z-Score mean?
A high Altman Z-Score can signal that a stock is expensive relative to its fundamentals. The Altman Z-score measures a company's bankruptcy risk. View historical data on Sailani Tours N Travels and its competitors. For the Travel & Leisure industry, the median Altman Z-Score is 1.98 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Sailani Tours N Travels's current Altman Z-Score is 3.87, which is 20% below median its own 10-year median of 4.83. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Sailani Tours N Travels stock overvalued right now?
Sailani Tours N Travels (BOM:543541) has a current Altman Z-Score of 3.87. The stock's GF Value™ is ₹19.61, compared to a current price of ₹14.67 — trading 25.2% below its estimated fair value. The current Altman Z-Score is 3.87, which is 20% below median its 10-year median of 4.83 and 95.5% above the Travel & Leisure industry median of 1.98. Sailani Tours N Travels' overall GF Score™ is 76/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Altman Z-Score calculated?
Altman Z-Score is calculated from a company's financial statements. For Sailani Tours N Travels (BOM:543541), the current Altman Z-Score is 3.87 as of Jul. 17, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Sailani Tours N Travels (BOM:543541) Overvalued in 2026?

Based on GuruFocus' analysis, Sailani Tours N Travels stock appears to be undervalued. The current stock price of ₹14.67 is trading 25.2% below its estimated GF Value™ of ₹19.61.

Key valuation signals for BOM:543541:

  • Altman Z-Score: 3.87 (20% below median its 10-year median of 4.83)
  • GF Value™: ₹19.61 vs. price of ₹14.67 (25.2% below fair value)
  • GF Score™: 76/100 with 4 warning signs
  • Industry Position: 95.5% above the Travel & Leisure median (#224 of 836)

No single metric tells the full story. See the BOM:543541 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Sailani Tours N Travels Business Description

Address AD-62, Sector 1, Ground Floor, Salt Lake City, North 24 Parganas, Bidhannagar, Kolkata, WB, IND, 700064
Sailani Tours N Travels Ltd operates as a travel company catering to the overall travel needs of Indian and International travelers in the state of Kolkata. Its business is categorized as Leisure Travel, Corporate Travel, Forex, and Visa Processing. It designs travel packages for both individuals and groups for their domestic and international leisure travel. The company provides end-to-end travel solutions, including land, air, and cruise bookings, hotel bookings, in-transit arrangements, local sightseeing, visa, passport, and medical insurance assistance, and other destination management services. It also provides travel-related foreign exchange & payment solutions.
76GF Score

Get the complete analysis for BOM:543541

Altman Z-Score is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

₹14.67
Price
₹19.61
GF Value