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Birdie WinBRWC +12.72%34 Altman Z-Score is 72.54 as of Jul. 19, 2026, which is 69% below its 10-year median of 234.03. GuruFocus rates BRWC with a GF Score™ of 34/100 and a GF Value™ of $0.31 (Significantly Overvalued). The stock has 2 warning signs investors should review. Among 248 Education companies, Birdie Win ranks better than 98.79% on this metric.
The Altman Z-Score is a model designed to predict the likelihood of a company going bankrupt within the next two years. Created by American finance professor Edward Altman in 1968, the model is specifically designed for publicly traded manufacturing companies with assets greater than $1 million.
Good Sign:
Altman Z-score of 72.54 is strong.
Birdie Win has a Altman Z-Score of 72.54, indicating it is in Safe Zones. This implies the Altman Z-Score is strong.
The zones of discrimination were as such:
When Altman Z-Score <= 1.8, it is in Distress Zones.
When Altman Z-Score >= 3, it is in Safe Zones.
When Altman Z-Score is between 1.8 and 3, it is in Grey Zones.
The historical rank and industry rank for Birdie Win's Altman Z-Score or its related term are showing as below:
BRWC'
s Altman Z-Score Range Over the Past 10 Years
Min: 60.03 Med: 234.03 Max: 3433.73
Current: 72.54
During the past 5 years, Birdie Win's highest Altman Z-Score was 3433.73. The lowest was 60.03. And the median was 234.03.
X1: The Working Capital/Total Assets (WC/TA) ratio is a measure of the net liquid assets of the firm relative to the total capitalization. Working capital is defined as the difference between current assets and current liabilities. Ordinarily, a firm experiencing consistent operating losses will have shrinking current assets in relation to total assets. Altman found this one proved to be the most valuable liquidity ratio comparing with the current ratio and the quick ratio. This is however the least significant of the five factors.
X2: Retained Earnings/Total Assets: the RE/TA ratio measures the leverage of a firm. Retained earnings is the account which reports the total amount of reinvested earnings and/or losses of a firm over its entire life. Those firms with high RE, relative to TA, have financed their assets through retention of profits and have not utilized as much debt.
X3, Earnings Before Interest and Taxes/Total Assets (EBIT/TA): This ratio is a measure of the true productivity of the firm's assets, independent of any tax or leverage factors. Since a firm's ultimate existence is based on the earning power of its assets, this ratio appears to be particularly appropriate for studies dealing with corporate failure. This ratio continually outperforms other profitability measures, including cash flow.
X4, Market Value of Equity/Book Value of Total Liabilities (MVE/TL): The measure shows how much the firm's assets can decline in value (measured by market value of equity plus debt) before the liabilities exceed the assets and the firm becomes insolvent.
X5, Revenue/Total Assets (S/TA): The capital-turnover ratio is a standard financial ratio illustrating the sales generating ability of the firm's assets.
Altman Z-Score does not apply to financial companies.
Birdie Win Altman Z-Score Related Terms
Birdie Win Altman Z-Score Historical Data
* Premium members only.
The historical data trend for Birdie Win's Altman Z-Score can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
BRWC vs FCHL, GSUN, NAUH: Altman Z-Score Comparison
For the Education & Training Services subindustry, Birdie Win's Altman Z-Score, along with its competitors' market caps and Altman Z-Score data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Birdie Win Altman Z-Score vs Education Industry
For the Education industry and Consumer Defensive sector, Birdie Win's Altman Z-Score distribution charts can be found below:
* The bar in red indicates where Birdie Win's Altman Z-Score falls into.
Altman Z-Score model is an accurate forecaster of failure up to two years prior to distress. It can be considered the assessment of the distress of industrial corporations.
Birdie Win's Altman Z-Score for today is calculated with this formula:
Z
=
1.2
*
X1
+
1.4
*
X2
+
3.3
*
X3
+
0.6
*
X4
+
1.0
*
X5
=
1.2
*
-0.6364
+
1.4
*
-8.8182
+
3.3
*
-2.9091
+
0.6
*
155.7222
+
1.0
*
1.8182
=
72.54
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency. GuruFocus does not calculate Altman Z-Score when X4 or X5 value is 0.
Birdie Win (BRWC) has a Altman Z-Score of 72.54 as of Jul. 19, 2026. The Altman Z-score measures a company's bankruptcy risk. View historical data on Birdie Win and its competitors. This is 69% below median its historical median of 234.03. Over the past decade, Birdie Win's Altman Z-Score has ranged from 60.03 to 3,433.73. According to the industry distribution chart, Birdie Win ranks #3 out of 248 companies in the Education industry, placing it in the top 1.2%.
Is Birdie Win's Altman Z-Score too high?
Birdie Win's current Altman Z-Score of 72.54 is 69% below median its 10-year median of 234.03. Over the past 10 years, this metric has ranged from a low of 60.03 to a high of 3,433.73. The Education industry median Altman Z-Score is 2.32. Birdie Win's value of 72.54 is 3033.5% above this industry median. Based on the distribution chart, Birdie Win ranks #3 out of 248 companies in the Education industry, which is in the top quartile — a strong position relative to peers. Overall, Birdie Win has a GF Score™ of 34/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Birdie Win's Altman Z-Score compare to FCHL and GSUN?
According to the Education industry distribution chart, Birdie Win ranks #3 out of 248 companies for Altman Z-Score. This places Birdie Win in the top 1% of its industry — outperforming the majority of peers. The industry median Altman Z-Score is 2.32. Birdie Win's value of 72.54 is 3033.5% above this benchmark. Historically, Birdie Win's own Altman Z-Score has ranged from 60.03 to 3,433.73 over the past decade. While the company's 10-year median is 234.03 vs. the industry median of 2.32, Birdie Win has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Altman Z-Score for an Education company?
The median Altman Z-Score among Education companies is 2.32, based on 248 companies in the industry. Companies in the top quartile (top 25%) have a Altman Z-Score significantly above this median, while those in the bottom quartile fall well below. However, Altman Z-Score should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Birdie Win's current Altman Z-Score of 72.54 is 3033.5% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Altman Z-Score mean?
A high Altman Z-Score can signal that a stock is expensive relative to its fundamentals. The Altman Z-score measures a company's bankruptcy risk. View historical data on Birdie Win and its competitors. For the Education industry, the median Altman Z-Score is 2.32 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Birdie Win's current Altman Z-Score is 72.54, which is 69% below median its own 10-year median of 234.03. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Birdie Win stock overvalued right now?
Based on GuruFocus' analysis, Birdie Win (BRWC) is currently considered Significantly Overvalued. The stock's GF Value™ is $0.31, compared to a current price of $0.42 — trading 34.5% above its estimated fair value. The current Altman Z-Score is 72.54, which is 69% below median its 10-year median of 234.03 and 3033.5% above the Education industry median of 2.32. Birdie Win's overall GF Score™ is 34/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Altman Z-Score calculated?
Altman Z-Score is calculated from a company's financial statements. For Birdie Win (BRWC), the current Altman Z-Score is 72.54 as of Jul. 19, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Birdie Win (BRWC) Overvalued in 2026?
Based on GuruFocus' analysis, Birdie Win stock appears to be overvalued.
The current stock price of $0.42 is trading 34.5% above its estimated GF Value™ of $0.31.
GuruFocus considers Birdie Win to be Significantly Overvalued.
Key valuation signals for BRWC:
Altman Z-Score: 72.54 (69% below median its 10-year median of 234.03)
GF Value™: $0.31 vs. price of $0.42 (34.5% above fair value)
Industry Position: 3033.5% above the Education median (#3 of 248)
No single metric tells the full story. See the BRWC stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Birdie Win Corp provides financial literacy seminar services to Malaysian and Hong Kong individuals and families. It offers Personal Financial Literacy Seminar, which focuses on elevating its clients' financial literacy and teaching them responsible financial behaviors and rational attitudes towards financial management. The seminar is a one-on-one workshop, covering different aspects of financial literacy, presently conducted online via Zoom, which consists of four sessions and the clients are expected to devote at least three hours per session. The company has a single reportable segment based on business unit, financial services business (Literacy Seminar) and two reportable segments based on country, Malaysia and Hong Kong. The majority of its revenue comes from Hong Kong.
34GF Score
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