Agrogalaxy Participacoes (BSP:AGXY3) Altman Z-Score: 2.69 (As of Jul. 06, 2026) — 82% Above Median


BSP:AGXY3 Agrogalaxy Participacoes SA BSP:AGXY3
50 GF Score
Price R$1.83
GF Value R$4.84
Valuation Possible Value Trap
! 7 Warning Signs
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What is Agrogalaxy Participacoes Altman Z-Score?

Agrogalaxy Participacoes BSP:AGXY3 +1.67% 50 Altman Z-Score is 2.69 as of Jul. 06, 2026, which is 82% above its 10-year median of 1.48. GuruFocus rates BSP:AGXY3 with a GF Score™ of 50/100 and a GF Value™ of R$4.84 (Possible Value Trap). The stock has 7 warning signs investors should review. Among 248 Agriculture companies, Agrogalaxy Participacoes ranks better than 50% on this metric.

The Altman Z-Score is a model designed to predict the likelihood of a company going bankrupt within the next two years. Created by American finance professor Edward Altman in 1968, the model is specifically designed for publicly traded manufacturing companies with assets greater than $1 million.

Warning Sign:

Altman Z-score of 2.69 is in the grey area. This implies that the company is under some kind of financial stress. If it is below 1.8, the company may face bankruptcy risk.

Agrogalaxy Participacoes has a Altman Z-Score of 2.69, indicating it is in Grey Zones. This implies that Agrogalaxy Participacoes is in some kind of financial stress. If it is below 1.81, the company may face bankrupcy risk.

The zones of discrimination were as such:

When Altman Z-Score <= 1.8, it is in Distress Zones.
When Altman Z-Score >= 3, it is in Safe Zones.
When Altman Z-Score is between 1.8 and 3, it is in Grey Zones.

The historical rank and industry rank for Agrogalaxy Participacoes's Altman Z-Score or its related term are showing as below:

BSP:AGXY3' s Altman Z-Score Range Over the Past 10 Years
Min: -3.41   Med: 1.48   Max: 2.7
Current: 2.69

During the past 9 years, Agrogalaxy Participacoes's highest Altman Z-Score was 2.70. The lowest was -3.41. And the median was 1.48.


Agrogalaxy Participacoes  (BSP:AGXY3) Altman Z-Score Explanation

X1: The Working Capital/Total Assets (WC/TA) ratio is a measure of the net liquid assets of the firm relative to the total capitalization. Working capital is defined as the difference between current assets and current liabilities. Ordinarily, a firm experiencing consistent operating losses will have shrinking current assets in relation to total assets. Altman found this one proved to be the most valuable liquidity ratio comparing with the current ratio and the quick ratio. This is however the least significant of the five factors.

X2: Retained Earnings/Total Assets: the RE/TA ratio measures the leverage of a firm. Retained earnings is the account which reports the total amount of reinvested earnings and/or losses of a firm over its entire life. Those firms with high RE, relative to TA, have financed their assets through retention of profits and have not utilized as much debt.

X3, Earnings Before Interest and Taxes/Total Assets (EBIT/TA): This ratio is a measure of the true productivity of the firm's assets, independent of any tax or leverage factors. Since a firm's ultimate existence is based on the earning power of its assets, this ratio appears to be particularly appropriate for studies dealing with corporate failure. This ratio continually outperforms other profitability measures, including cash flow.

X4, Market Value of Equity/Book Value of Total Liabilities (MVE/TL): The measure shows how much the firm's assets can decline in value (measured by market value of equity plus debt) before the liabilities exceed the assets and the firm becomes insolvent.

X5, Revenue/Total Assets (S/TA): The capital-turnover ratio is a standard financial ratio illustrating the sales generating ability of the firm's assets.

Read more about Altman Z-Score and the original research.


Be Aware

Altman Z-Score does not apply to financial companies.


Agrogalaxy Participacoes Altman Z-Score Related Terms


Agrogalaxy Participacoes Altman Z-Score Historical Data

* Premium members only.

The historical data trend for Agrogalaxy Participacoes's Altman Z-Score can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Agrogalaxy Participacoes Altman Z-Score Chart

Agrogalaxy Participacoes Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24
Altman Z-Score
Get a 7-Day Free Trial Premium Member Only 0.00 1.48 1.73 1.41 -2.71

Agrogalaxy Participacoes Quarterly Data
Dec20 Mar21 Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25
Altman Z-Score Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only -1.48 -2.71 -3.41 1.87 2.70

BSP:AGXY3 vs CTVA, CF, MOS: Altman Z-Score Comparison

For the Agricultural Inputs subindustry, Agrogalaxy Participacoes's Altman Z-Score, along with its competitors' market caps and Altman Z-Score data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Agrogalaxy Participacoes Altman Z-Score vs Agriculture Industry

For the Agriculture industry and Basic Materials sector, Agrogalaxy Participacoes's Altman Z-Score distribution charts can be found below:

* The bar in red indicates where Agrogalaxy Participacoes's Altman Z-Score falls into.


BSP:AGXY3
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Agrogalaxy Participacoes SA BSP:AGXY3
Altman Z-Score is just one metric. See GF Score™, valuation, warning signs, and more.
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Agrogalaxy Participacoes Altman Z-Score Calculation

Altman Z-Score model is an accurate forecaster of failure up to two years prior to distress. It can be considered the assessment of the distress of industrial corporations.

Agrogalaxy Participacoes's Altman Z-Score for today is calculated with this formula:

Z=1.2*X1+1.4*X2+3.3*X3+0.6*X4+1.0*X5
=1.2*0.2247+1.4*-0.476+3.3*0.6927+0.6*0.0143+1.0*0.7905
=2.69

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency. GuruFocus does not calculate Altman Z-Score when X4 or X5 value is 0.

Trailing Twelve Months (TTM) ended in Sep. 2025:
Total Assets was R$2,215 Mil.
Total Current Assets was R$917 Mil.
Total Current Liabilities was R$419 Mil.
Retained Earnings was R$-1,054 Mil.
Pre-Tax Income was -641.966 + 2461.451 + -202.459 + -406.392 = R$1,211 Mil.
Interest Expense was -81.034 + -71.206 + -74.103 + -97.701 = R$-324 Mil.
Revenue was 440.746 + 228.285 + 341.203 + 741.014 = R$1,751 Mil.
Market Cap (Today) was R$34 Mil.
Total Liabilities was R$2,401 Mil.

* Note that for stock reported semi-annually or annually, GuruFocus uses latest annual data as the TTM data.

X1=Working Capital/Total Assets
=(Total Current Assets - Total Current Liabilities)/Total Assets
=(917.238 - 419.349)/2215.352
=0.2247

X2=Retained Earnings/Total Assets
=-1054.451/2215.352
=-0.476

X3=Earnings Before Interest and Taxes/Total Assets
=(Pre-Tax Income - Interest Expense)/Total Assets
=(1210.634 - -324.044)/2215.352
=0.6927

X4=Market Value Equity/Book Value of Total Liabilities
=Market Cap/Total Liabilities
=34.300/2400.81
=0.0143

X5=Revenue/Total Assets
=1751.248/2215.352
=0.7905

The zones of discrimination were as such:

Distress Zones - 1.81 < Grey Zones < 2.99 - Safe Zones

Agrogalaxy Participacoes has a Altman Z-Score of 2.69 indicating it is in Grey Zones.

Study by Altman found that companies that are in Distress Zone have more than 80% of chances of bankruptcy in two years.

Frequently Asked Questions Learn more about Altman Z-Score →
What does a Altman Z-Score of 2.69 mean?
Agrogalaxy Participacoes (BSP:AGXY3) has a Altman Z-Score of 2.69 as of Jul. 06, 2026. The Altman Z-score measures a company's bankruptcy risk. View historical data on Agrogalaxy Participacoes and its competitors. This is 82% above median its historical median of 1.48. According to the industry distribution chart, Agrogalaxy Participacoes ranks #124 out of 248 companies in the Agriculture industry, placing it in the top 50%.
Is Agrogalaxy Participacoes' Altman Z-Score too high?
Agrogalaxy Participacoes' current Altman Z-Score of 2.69 is 82% above median its 10-year median of 1.48. The Agriculture industry median Altman Z-Score is 2.69. Agrogalaxy Participacoes' value of 2.69 is 0.2% above this industry median. Based on the distribution chart, Agrogalaxy Participacoes ranks #124 out of 248 companies in the Agriculture industry, which is above the industry midpoint. Overall, Agrogalaxy Participacoes has a GF Score™ of 50/100 and is considered Possible Value Trap, reflecting its overall financial health beyond just this single metric.
How does Agrogalaxy Participacoes' Altman Z-Score compare to CTVA and CF?
According to the Agriculture industry distribution chart, Agrogalaxy Participacoes ranks #124 out of 248 companies for Altman Z-Score. This puts Agrogalaxy Participacoes in the upper half of its industry. The industry median Altman Z-Score is 2.69. Agrogalaxy Participacoes' value of 2.69 is 0.2% above this benchmark. While the company's 10-year median is 1.48 vs. the industry median of 2.69, Agrogalaxy Participacoes has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Altman Z-Score for an Agriculture company?
The median Altman Z-Score among Agriculture companies is 2.69, based on 248 companies in the industry. Companies in the top quartile (top 25%) have a Altman Z-Score significantly above this median, while those in the bottom quartile fall well below. However, Altman Z-Score should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Agrogalaxy Participacoes's current Altman Z-Score of 2.69 is 0.2% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Altman Z-Score mean?
A high Altman Z-Score can signal that a stock is expensive relative to its fundamentals. The Altman Z-score measures a company's bankruptcy risk. View historical data on Agrogalaxy Participacoes and its competitors. For the Agriculture industry, the median Altman Z-Score is 2.69 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Agrogalaxy Participacoes's current Altman Z-Score is 2.69, which is 82% above median its own 10-year median of 1.48. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Agrogalaxy Participacoes stock overvalued right now?
Based on GuruFocus' analysis, Agrogalaxy Participacoes (BSP:AGXY3) is currently considered Possible Value Trap. The stock's GF Value™ is R$4.84, compared to a current price of R$1.83 — trading 62.2% below its estimated fair value. The current Altman Z-Score is 2.69, which is 82% above median its 10-year median of 1.48 and 0.2% above the Agriculture industry median of 2.69. Agrogalaxy Participacoes' overall GF Score™ is 50/100 with 7 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Altman Z-Score calculated?
Altman Z-Score is calculated from a company's financial statements. For Agrogalaxy Participacoes (BSP:AGXY3), the current Altman Z-Score is 2.69 as of Jul. 06, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Agrogalaxy Participacoes (BSP:AGXY3) Overvalued in 2026?

Based on GuruFocus' analysis, Agrogalaxy Participacoes stock appears to be undervalued. The current stock price of R$1.83 is trading 62.2% below its estimated GF Value™ of R$4.84. GuruFocus considers Agrogalaxy Participacoes to be Possible Value Trap.

Key valuation signals for BSP:AGXY3:

  • Altman Z-Score: 2.69 (82% above median its 10-year median of 1.48)
  • GF Value™: R$4.84 vs. price of R$1.83 (62.2% below fair value)
  • GF Score™: 50/100 with 7 warning signs
  • Industry Position: 0.2% above the Agriculture median (#124 of 248)

No single metric tells the full story. See the BSP:AGXY3 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Agrogalaxy Participacoes Business Description

Address Avenida Cidade Jardim, No. 803, 6th Floor, Conjunto 62, Room 3B, Sao Paulo, SP, BRA, CEP 01453-000
Agrogalaxy Participacoes SA operates as an investment fund with a focus on the agribusiness value chain in Brazil and South America.
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Altman Z-Score is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

R$1.83
Price
R$4.84
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