Camil Alimentos (BSP:CAML3) Altman Z-Score: 1.70 (As of Jun. 28, 2026) — 25% Below Median


BSP:CAML3 Camil Alimentos SA BSP:CAML3
77 GF Score
Price R$5.11
GF Value R$7.20
Valuation Modestly Undervalued
! 9 Warning Signs
View Full Analysis

What is Camil Alimentos Altman Z-Score?

Camil Alimentos BSP:CAML3 +0.20% 77 Altman Z-Score is 1.70 as of Jun. 28, 2026, which is 25% below its 10-year median of 2.26. GuruFocus rates BSP:CAML3 with a GF Score™ of 77/100 and a GF Value™ of R$7.20 (Modestly Undervalued). The stock has 9 warning signs investors should review. Among 1,932 Consumer Packaged Goods companies, Camil Alimentos ranks worse than 72.62% on this metric.

The Altman Z-Score is a model designed to predict the likelihood of a company going bankrupt within the next two years. Created by American finance professor Edward Altman in 1968, the model is specifically designed for publicly traded manufacturing companies with assets greater than $1 million.

Warning Sign:

Altman Z-score of 1.7 is in distress zone. This implies bankruptcy possibility in the next two years.

Camil Alimentos has a Altman Z-Score of 1.70, indicating it is in Distress Zones. This implies bankrupcy possibility in the next two years.

The zones of discrimination were as such:

When Altman Z-Score <= 1.8, it is in Distress Zones.
When Altman Z-Score >= 3, it is in Safe Zones.
When Altman Z-Score is between 1.8 and 3, it is in Grey Zones.

The historical rank and industry rank for Camil Alimentos's Altman Z-Score or its related term are showing as below:

BSP:CAML3' s Altman Z-Score Range Over the Past 10 Years
Min: 1.7   Med: 2.26   Max: 3.33
Current: 1.7

During the past 12 years, Camil Alimentos's highest Altman Z-Score was 3.33. The lowest was 1.70. And the median was 2.26.


Camil Alimentos  (BSP:CAML3) Altman Z-Score Explanation

X1: The Working Capital/Total Assets (WC/TA) ratio is a measure of the net liquid assets of the firm relative to the total capitalization. Working capital is defined as the difference between current assets and current liabilities. Ordinarily, a firm experiencing consistent operating losses will have shrinking current assets in relation to total assets. Altman found this one proved to be the most valuable liquidity ratio comparing with the current ratio and the quick ratio. This is however the least significant of the five factors.

X2: Retained Earnings/Total Assets: the RE/TA ratio measures the leverage of a firm. Retained earnings is the account which reports the total amount of reinvested earnings and/or losses of a firm over its entire life. Those firms with high RE, relative to TA, have financed their assets through retention of profits and have not utilized as much debt.

X3, Earnings Before Interest and Taxes/Total Assets (EBIT/TA): This ratio is a measure of the true productivity of the firm's assets, independent of any tax or leverage factors. Since a firm's ultimate existence is based on the earning power of its assets, this ratio appears to be particularly appropriate for studies dealing with corporate failure. This ratio continually outperforms other profitability measures, including cash flow.

X4, Market Value of Equity/Book Value of Total Liabilities (MVE/TL): The measure shows how much the firm's assets can decline in value (measured by market value of equity plus debt) before the liabilities exceed the assets and the firm becomes insolvent.

X5, Revenue/Total Assets (S/TA): The capital-turnover ratio is a standard financial ratio illustrating the sales generating ability of the firm's assets.

Read more about Altman Z-Score and the original research.


Be Aware

Altman Z-Score does not apply to financial companies.


Camil Alimentos Altman Z-Score Related Terms


Camil Alimentos Altman Z-Score Historical Data

* Premium members only.

The historical data trend for Camil Alimentos's Altman Z-Score can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Camil Alimentos Altman Z-Score Chart

Camil Alimentos Annual Data
Trend Feb17 Feb18 Feb19 Feb20 Feb21 Feb22 Feb23 Feb24 Feb25 Feb26
Altman Z-Score
Get a 7-Day Free Trial Premium Member Only Premium Member Only 2.33 1.99 1.94 1.73 1.75

Camil Alimentos Quarterly Data
May21 Aug21 Nov21 Feb22 May22 Aug22 Nov22 Feb23 May23 Aug23 Nov23 Feb24 May24 Aug24 Nov24 Feb25 May25 Aug25 Nov25 Feb26
Altman Z-Score Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 1.73 1.55 1.63 1.61 1.75

BSP:CAML3 vs KHC, GIS, JBS: Altman Z-Score Comparison

For the Packaged Foods subindustry, Camil Alimentos's Altman Z-Score, along with its competitors' market caps and Altman Z-Score data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Camil Alimentos Altman Z-Score vs Consumer Packaged Goods Industry

For the Consumer Packaged Goods industry and Consumer Defensive sector, Camil Alimentos's Altman Z-Score distribution charts can be found below:

* The bar in red indicates where Camil Alimentos's Altman Z-Score falls into.


BSP:CAML3
77GF Score
Camil Alimentos SA BSP:CAML3
Altman Z-Score is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Camil Alimentos Altman Z-Score Calculation

Altman Z-Score model is an accurate forecaster of failure up to two years prior to distress. It can be considered the assessment of the distress of industrial corporations.

Camil Alimentos's Altman Z-Score for today is calculated with this formula:

Z=1.2*X1+1.4*X2+3.3*X3+0.6*X4+1.0*X5
=1.2*0.2486+1.4*0+3.3*0.0716+0.6*0.2246+1.0*1.0316
=1.70

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency. GuruFocus does not calculate Altman Z-Score when X4 or X5 value is 0.

Trailing Twelve Months (TTM) ended in Feb. 2026:
Total Assets was R$10,775 Mil.
Total Current Assets was R$5,513 Mil.
Total Current Liabilities was R$2,834 Mil.
Retained Earnings was R$0 Mil.
Pre-Tax Income was -64.493 + 12.223 + 42.101 + 47.877 = R$38 Mil.
Interest Expense was -177.662 + -171.547 + -222.503 + -161.614 = R$-733 Mil.
Revenue was 2502.756 + 2945.251 + 2979.669 + 2687.327 = R$11,115 Mil.
Market Cap (Today) was R$1,743 Mil.
Total Liabilities was R$7,759 Mil.

* Note that for stock reported semi-annually or annually, GuruFocus uses latest annual data as the TTM data.

X1=Working Capital/Total Assets
=(Total Current Assets - Total Current Liabilities)/Total Assets
=(5513.437 - 2834.451)/10774.545
=0.2486

X2=Retained Earnings/Total Assets
=0/10774.545
=0

X3=Earnings Before Interest and Taxes/Total Assets
=(Pre-Tax Income - Interest Expense)/Total Assets
=(37.708 - -733.326)/10774.545
=0.0716

X4=Market Value Equity/Book Value of Total Liabilities
=Market Cap/Total Liabilities
=1742.874/7758.855
=0.2246

X5=Revenue/Total Assets
=11115.003/10774.545
=1.0316

The zones of discrimination were as such:

Distress Zones - 1.81 < Grey Zones < 2.99 - Safe Zones

Camil Alimentos has a Altman Z-Score of 1.70 indicating it is in Distress Zones.

Study by Altman found that companies that are in Distress Zone have more than 80% of chances of bankruptcy in two years.

Frequently Asked Questions Learn more about Altman Z-Score →
What does a Altman Z-Score of 1.70 mean?
Camil Alimentos (BSP:CAML3) has a Altman Z-Score of 1.70 as of Jun. 28, 2026. The Altman Z-score measures a company's bankruptcy risk. View historical data on Camil Alimentos and its competitors. This is 25% below median its historical median of 2.26. Over the past decade, Camil Alimentos' Altman Z-Score has ranged from 1.70 to 3.33. According to the industry distribution chart, Camil Alimentos ranks #1403 out of 1932 companies in the Consumer Packaged Goods industry, placing it in the top 72.6%.
Is Camil Alimentos' Altman Z-Score too high?
Camil Alimentos' current Altman Z-Score of 1.70 is 25% below median its 10-year median of 2.26. Over the past 10 years, this metric has ranged from a low of 1.70 to a high of 3.33. The Consumer Packaged Goods industry median Altman Z-Score is 2.83. Camil Alimentos' value of 1.70 is 39.9% below this industry median. Based on the distribution chart, Camil Alimentos ranks #1403 out of 1932 companies in the Consumer Packaged Goods industry, which is below the industry midpoint. Overall, Camil Alimentos has a GF Score™ of 77/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Camil Alimentos' Altman Z-Score compare to KHC and GIS?
According to the Consumer Packaged Goods industry distribution chart, Camil Alimentos ranks #1403 out of 1932 companies for Altman Z-Score. This places Camil Alimentos in the lower half of its industry. The industry median Altman Z-Score is 2.83. Camil Alimentos' value of 1.70 is 39.9% below this benchmark. Historically, Camil Alimentos' own Altman Z-Score has ranged from 1.70 to 3.33 over the past decade. While the company's 10-year median is 2.26 vs. the industry median of 2.83, Camil Alimentos has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Altman Z-Score for a Consumer Packaged Goods company?
The median Altman Z-Score among Consumer Packaged Goods companies is 2.83, based on 1,932 companies in the industry. Companies in the top quartile (top 25%) have a Altman Z-Score significantly above this median, while those in the bottom quartile fall well below. However, Altman Z-Score should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Camil Alimentos's current Altman Z-Score of 1.70 is 39.9% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Altman Z-Score mean?
A high Altman Z-Score can signal that a stock is expensive relative to its fundamentals. The Altman Z-score measures a company's bankruptcy risk. View historical data on Camil Alimentos and its competitors. For the Consumer Packaged Goods industry, the median Altman Z-Score is 2.83 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Camil Alimentos's current Altman Z-Score is 1.70, which is 25% below median its own 10-year median of 2.26. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Camil Alimentos stock overvalued right now?
Based on GuruFocus' analysis, Camil Alimentos (BSP:CAML3) is currently considered Modestly Undervalued. The stock's GF Value™ is R$7.20, compared to a current price of R$5.11 — trading 29% below its estimated fair value. The current Altman Z-Score is 1.70, which is 25% below median its 10-year median of 2.26 and 39.9% below the Consumer Packaged Goods industry median of 2.83. Camil Alimentos' overall GF Score™ is 77/100 with 9 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Altman Z-Score calculated?
Altman Z-Score is calculated from a company's financial statements. For Camil Alimentos (BSP:CAML3), the current Altman Z-Score is 1.70 as of Jun. 28, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Camil Alimentos (BSP:CAML3) Overvalued in 2026?

Based on GuruFocus' analysis, Camil Alimentos stock appears to be undervalued. The current stock price of R$5.11 is trading 29% below its estimated GF Value™ of R$7.20. GuruFocus considers Camil Alimentos to be Modestly Undervalued.

Key valuation signals for BSP:CAML3:

  • Altman Z-Score: 1.70 (25% below median its 10-year median of 2.26)
  • GF Value™: R$7.20 vs. price of R$5.11 (29% below fair value)
  • GF Score™: 77/100 with 9 warning signs
  • Industry Position: 39.9% below the Consumer Packaged Goods median (#1403 of 1932)

No single metric tells the full story. See the BSP:CAML3 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Camil Alimentos Business Description

Address Av Doutora Ruth Cardoso, 8501, 12 andar, Pinheiro, Eldorado Business Tower, Sao Paulo, SP, BRA, 05425-070
Camil Alimentos SA is a consumer goods company. The company is engaged in processing, producing, packing, and distributing rice, beans, sugar, and canned fish, among other products in the food sector. It has a diversified portfolio through brands in Brazil, Uruguay, Chile, Peru, Ecuador and Paraguay. The operating business segments are Food products - Brazil, and Food products - International Food products. The company earns maximum revenue from Food products - the Brazil segment.
77GF Score

Get the complete analysis for BSP:CAML3

Altman Z-Score is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

R$5.11
Price
R$7.20
GF Value