Bowlin Travel CentersBWTL 68 Altman Z-Score is 3.07 as of Jun. 27, 2026, which is 4% below its 10-year median of 3.19. GuruFocus rates BWTL with a GF Score™ of 68/100 and a GF Value™ of $6.10 (Significantly Undervalued). The stock has 4 warning signs investors should review. Among 1,117 Retail - Cyclical companies, Bowlin Travel Centers ranks better than 57.12% on this metric.
The Altman Z-Score is a model designed to predict the likelihood of a company going bankrupt within the next two years. Created by American finance professor Edward Altman in 1968, the model is specifically designed for publicly traded manufacturing companies with assets greater than $1 million.
Good Sign:
Altman Z-score of 3.07 is strong.
Bowlin Travel Centers has a Altman Z-Score of 3.07, indicating it is in Safe Zones. This implies the Altman Z-Score is strong.
The zones of discrimination were as such:
When Altman Z-Score <= 1.8, it is in Distress Zones.
When Altman Z-Score >= 3, it is in Safe Zones.
When Altman Z-Score is between 1.8 and 3, it is in Grey Zones.
The historical rank and industry rank for Bowlin Travel Centers's Altman Z-Score or its related term are showing as below:
BWTL'
s Altman Z-Score Range Over the Past 10 Years
Min: 3.07 Med: 3.19 Max: 3.21
Current: 3.07
During the past 13 years, Bowlin Travel Centers's highest Altman Z-Score was 3.21. The lowest was 3.07. And the median was 3.19.
X1: The Working Capital/Total Assets (WC/TA) ratio is a measure of the net liquid assets of the firm relative to the total capitalization. Working capital is defined as the difference between current assets and current liabilities. Ordinarily, a firm experiencing consistent operating losses will have shrinking current assets in relation to total assets. Altman found this one proved to be the most valuable liquidity ratio comparing with the current ratio and the quick ratio. This is however the least significant of the five factors.
X2: Retained Earnings/Total Assets: the RE/TA ratio measures the leverage of a firm. Retained earnings is the account which reports the total amount of reinvested earnings and/or losses of a firm over its entire life. Those firms with high RE, relative to TA, have financed their assets through retention of profits and have not utilized as much debt.
X3, Earnings Before Interest and Taxes/Total Assets (EBIT/TA): This ratio is a measure of the true productivity of the firm's assets, independent of any tax or leverage factors. Since a firm's ultimate existence is based on the earning power of its assets, this ratio appears to be particularly appropriate for studies dealing with corporate failure. This ratio continually outperforms other profitability measures, including cash flow.
X4, Market Value of Equity/Book Value of Total Liabilities (MVE/TL): The measure shows how much the firm's assets can decline in value (measured by market value of equity plus debt) before the liabilities exceed the assets and the firm becomes insolvent.
X5, Revenue/Total Assets (S/TA): The capital-turnover ratio is a standard financial ratio illustrating the sales generating ability of the firm's assets.
Altman Z-Score does not apply to financial companies.
Bowlin Travel Centers Altman Z-Score Related Terms
Bowlin Travel Centers Altman Z-Score Historical Data
* Premium members only.
The historical data trend for Bowlin Travel Centers's Altman Z-Score can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
BWTL vs CGTL, TLF, RECT: Altman Z-Score Comparison
For the Specialty Retail subindustry, Bowlin Travel Centers's Altman Z-Score, along with its competitors' market caps and Altman Z-Score data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Bowlin Travel Centers Altman Z-Score vs Retail - Cyclical Industry
For the Retail - Cyclical industry and Consumer Cyclical sector, Bowlin Travel Centers's Altman Z-Score distribution charts can be found below:
* The bar in red indicates where Bowlin Travel Centers's Altman Z-Score falls into.
Altman Z-Score model is an accurate forecaster of failure up to two years prior to distress. It can be considered the assessment of the distress of industrial corporations.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency. GuruFocus does not calculate Altman Z-Score when X4 or X5 value is 0.
Bowlin Travel Centers (BWTL) has a Altman Z-Score of 3.07 as of Jun. 27, 2026. The Altman Z-score measures a company's bankruptcy risk. View historical data on Bowlin Travel Centers and its competitors. This is near median its historical median of 3.19. Over the past decade, Bowlin Travel Centers' Altman Z-Score has ranged from 3.07 to 3.21. According to the industry distribution chart, Bowlin Travel Centers ranks #479 out of 1117 companies in the Retail - Cyclical industry, placing it in the top 42.9%.
Is Bowlin Travel Centers' Altman Z-Score too high?
Bowlin Travel Centers' current Altman Z-Score of 3.07 is near median its 10-year median of 3.19. Over the past 10 years, this metric has ranged from a low of 3.07 to a high of 3.21. The Retail - Cyclical industry median Altman Z-Score is 2.73. Bowlin Travel Centers' value of 3.07 is 12.5% above this industry median. Based on the distribution chart, Bowlin Travel Centers ranks #479 out of 1117 companies in the Retail - Cyclical industry, which is above the industry midpoint. Overall, Bowlin Travel Centers has a GF Score™ of 68/100 and is considered Significantly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Bowlin Travel Centers' Altman Z-Score compare to CGTL and TLF?
According to the Retail - Cyclical industry distribution chart, Bowlin Travel Centers ranks #479 out of 1117 companies for Altman Z-Score. This puts Bowlin Travel Centers in the upper half of its industry. The industry median Altman Z-Score is 2.73. Bowlin Travel Centers' value of 3.07 is 12.5% above this benchmark. Historically, Bowlin Travel Centers' own Altman Z-Score has ranged from 3.07 to 3.21 over the past decade. While the company's 10-year median is 3.19 vs. the industry median of 2.73, Bowlin Travel Centers has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Altman Z-Score for a Retail - Cyclical company?
The median Altman Z-Score among Retail - Cyclical companies is 2.73, based on 1,117 companies in the industry. Companies in the top quartile (top 25%) have a Altman Z-Score significantly above this median, while those in the bottom quartile fall well below. However, Altman Z-Score should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Bowlin Travel Centers's current Altman Z-Score of 3.07 is 12.5% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Altman Z-Score mean?
A high Altman Z-Score can signal that a stock is expensive relative to its fundamentals. The Altman Z-score measures a company's bankruptcy risk. View historical data on Bowlin Travel Centers and its competitors. For the Retail - Cyclical industry, the median Altman Z-Score is 2.73 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Bowlin Travel Centers's current Altman Z-Score is 3.07, which is near median its own 10-year median of 3.19. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Bowlin Travel Centers stock overvalued right now?
Based on GuruFocus' analysis, Bowlin Travel Centers (BWTL) is currently considered Significantly Undervalued. The stock's GF Value™ is $6.10, compared to a current price of $3.39 — trading 44.4% below its estimated fair value. The current Altman Z-Score is 3.07, which is near median its 10-year median of 3.19 and 12.5% above the Retail - Cyclical industry median of 2.73. Bowlin Travel Centers' overall GF Score™ is 68/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Altman Z-Score calculated?
Altman Z-Score is calculated from a company's financial statements. For Bowlin Travel Centers (BWTL), the current Altman Z-Score is 3.07 as of Jun. 27, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Bowlin Travel Centers (BWTL) Overvalued in 2026?
Based on GuruFocus' analysis, Bowlin Travel Centers stock appears to be undervalued.
The current stock price of $3.39 is trading 44.4% below its estimated GF Value™ of $6.10.
GuruFocus considers Bowlin Travel Centers to be Significantly Undervalued.
Key valuation signals for BWTL:
Altman Z-Score: 3.07 (near median its 10-year median of 3.19)
GF Value™: $6.10 vs. price of $3.39 (44.4% below fair value)
Industry Position: 12.5% above the Retail - Cyclical median (#479 of 1117)
No single metric tells the full story. See the BWTL stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Bowlin Travel Centers Inc is engaged in the operation of ten travel centers and five restaurants located along well-traveled interstate highways in New Mexico and Arizona where there are generally few gas stations, convenience stores or restaurants. Few of the company's travel centers offer fuel, and the company operated five full-service restaurants under the Dairy Queen/Brazier or Dairy Queen trade names. The company's travel centers offer a variety of Southwestern merchandise to the traveling public in the Southwestern United States, New Mexico. It also sells convenience store food such as chips, nuts, cookies, prepackaged sandwiches, and drinks.
68GF Score
Get the complete analysis for BWTL
Altman Z-Score is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
Quick Browse
Personalize
Premium Gurus 
Create New Portfolio
BWTL has been successfully added to your 
