BWTL (Bowlin Travel Centers) Debt-to-EBITDA : 3.90 (As of Jan. 2026) — Near Median

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BWTL Bowlin Travel Centers Inc BWTL
62 GF Score
Price $3.39
GF Value $6.17
Valuation Significantly Undervalued
! 4 Warning Signs
View Full Analysis

What is Bowlin Travel Centers Debt-to-EBITDA?

Bowlin Travel Centers BWTL 62 Debt-to-EBITDA is 3.90 as of Jan. 2026, which is 6% above its 10-year median of 3.67. GuruFocus rates BWTL with a GF Score™ of 62/100 and a GF Value™ of $6.17 (Significantly Undervalued). The stock has 4 warning signs investors should review. Among 901 Retail - Cyclical companies, Bowlin Travel Centers ranks worse than 70.48% on this metric.

Debt-to-EBITDA measures a company's ability to pay off its debt.

Bowlin Travel Centers's Short-Term Debt & Capital Lease Obligation for the quarter that ended in Jan. 2026 was $0.59 Mil. Bowlin Travel Centers's Long-Term Debt & Capital Lease Obligation for the quarter that ended in Jan. 2026 was $6.01 Mil. Bowlin Travel Centers's annualized EBITDA for the quarter that ended in Jan. 2026 was $1.70 Mil. Bowlin Travel Centers's annualized Debt-to-EBITDA for the quarter that ended in Jan. 2026 was 3.89.

A high Debt-to-EBITDA ratio generally means that a company may spend more time to paying off its debt. According to Joel Tillinghast's BIG MONEY THINKS SMALL: Biases, Blind Spots, and Smarter Investing, a ratio of Debt-to-EBITDA exceeding four is usually considered scary unless tangible assets cover the debt.

The historical rank and industry rank for Bowlin Travel Centers's Debt-to-EBITDA or its related term are showing as below:

BWTL' s Debt-to-EBITDA Range Over the Past 10 Years
Min: 2.51   Med: 3.67   Max: 9.2
Current: 3.9

During the past 13 years, the highest Debt-to-EBITDA Ratio of Bowlin Travel Centers was 9.20. The lowest was 2.51. And the median was 3.67.

BWTL's Debt-to-EBITDA is ranked worse than
70.48% of 901 companies
in the Retail - Cyclical industry
Industry Median: 2.4 vs BWTL: 3.90

Bowlin Travel Centers  (OTCPK:BWTL) Debt-to-EBITDA Explanation

In the calculation of Debt-to-EBITDA, we use the total of Short-Term Debt & Capital Lease Obligation and Long-Term Debt & Capital Lease Obligation divided by EBITDA. In some calculations, Total Liabilities is used to for calculation.


Be Aware

A high Debt-to-EBITDA ratio generally means that a company may spend more time to paying off its debt.

According to Joel Tillinghast's BIG MONEY THINKS SMALL: Biases, Blind Spots, and Smarter Investing, a ratio of Debt-to-EBITDA exceeding four is usually considered scary unless tangible assets cover the debt.


Bowlin Travel Centers Debt-to-EBITDA Related Terms


Bowlin Travel Centers Debt-to-EBITDA Historical Data

* Premium members only.

The historical data trend for Bowlin Travel Centers's Debt-to-EBITDA can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Bowlin Travel Centers Debt-to-EBITDA Chart

Bowlin Travel Centers Annual Data
Trend Jan04 Jan05 Jan06 Jan07 Jan08 Jan09 Jan10 Jan11 Jan25 Jan26
Debt-to-EBITDA
Get a 7-Day Free Trial Premium Member Only Premium Member Only 9.20 4.88 4.46 4.10 3.90

Bowlin Travel Centers Semi-Annual Data
Jan00 Jan01 Jan02 Jan03 Jan04 Jan05 Jan06 Jan07 Jan08 Jan09 Jan10 Jan11 Jan25 Jan26
Debt-to-EBITDA Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 9.20 4.88 4.46 4.10 3.90

BWTL vs CGTL, JBDI, RECT: Debt-to-EBITDA Comparison

For the Specialty Retail subindustry, Bowlin Travel Centers's Debt-to-EBITDA, along with its competitors' market caps and Debt-to-EBITDA data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Bowlin Travel Centers Debt-to-EBITDA vs Retail - Cyclical Industry

For the Retail - Cyclical industry and Consumer Cyclical sector, Bowlin Travel Centers's Debt-to-EBITDA distribution charts can be found below:

* The bar in red indicates where Bowlin Travel Centers's Debt-to-EBITDA falls into.


BWTL
62GF Score
Bowlin Travel Centers Inc BWTL
Debt-to-EBITDA is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Bowlin Travel Centers Debt-to-EBITDA Calculation

Debt-to-EBITDA measures a company's ability to pay off its debt.

Bowlin Travel Centers's Debt-to-EBITDA for the fiscal year that ended in Jan. 2026 is calculated as

Debt-to-EBITDA=Total Debt / EBITDA
=(Short-Term Debt & Capital Lease Obligation + Long-Term Debt & Capital Lease Obligation) / EBITDA
=(0.589 + 6.013) / 1.695
=3.89

Bowlin Travel Centers's annualized Debt-to-EBITDA for the quarter that ended in Jan. 2026 is calculated as

Debt-to-EBITDA=Total Debt / EBITDA
=(Short-Term Debt & Capital Lease Obligation + Long-Term Debt & Capital Lease Obligation) / EBITDA
=(0.589 + 6.013) / 1.695
=3.89

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

In the calculation of annual Debt-to-EBITDA, the EBITDA of the last fiscal year is used. In calculating the annualized quarterly data, the EBITDA data used here is one times the quarterly (Jan. 2026) EBITDA data.

Frequently Asked Questions Learn more about Debt-to-EBITDA →
What does a Debt-to-EBITDA of 3.90 mean?
Bowlin Travel Centers (BWTL) has a Debt-to-EBITDA of 3.90 as of Jan. 2026. Debt-to-EBITDA ratio represents the ratio of total debt to total earnings before interest, taxes, depreciation and amortization. View historical data on Bowlin Travel Centers. This is near median its historical median of 3.67. Over the past decade, Bowlin Travel Centers' Debt-to-EBITDA has ranged from 2.51 to 9.20. According to the industry distribution chart, Bowlin Travel Centers ranks #635 out of 901 companies in the Retail - Cyclical industry, placing it in the top 70.5%.
Is Bowlin Travel Centers' Debt-to-EBITDA too high?
Bowlin Travel Centers' current Debt-to-EBITDA of 3.90 is near median its 10-year median of 3.67. Over the past 10 years, this metric has ranged from a low of 2.51 to a high of 9.20. The Retail - Cyclical industry median Debt-to-EBITDA is 2.40. Bowlin Travel Centers' value of 3.90 is 62.5% above this industry median. Based on the distribution chart, Bowlin Travel Centers ranks #635 out of 901 companies in the Retail - Cyclical industry, which is below the industry midpoint. Overall, Bowlin Travel Centers has a GF Score™ of 62/100 and is considered Significantly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Bowlin Travel Centers' Debt-to-EBITDA compare to CGTL and JBDI?
According to the Retail - Cyclical industry distribution chart, Bowlin Travel Centers ranks #635 out of 901 companies for Debt-to-EBITDA. This places Bowlin Travel Centers in the lower half of its industry. The industry median Debt-to-EBITDA is 2.40. Bowlin Travel Centers' value of 3.90 is 62.5% above this benchmark. Historically, Bowlin Travel Centers' own Debt-to-EBITDA has ranged from 2.51 to 9.20 over the past decade. While the company's 10-year median is 3.67 vs. the industry median of 2.40, Bowlin Travel Centers has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Debt-to-EBITDA for a Retail - Cyclical company?
The median Debt-to-EBITDA among Retail - Cyclical companies is 2.40, based on 901 companies in the industry. Companies in the top quartile (top 25%) have a Debt-to-EBITDA significantly above this median, while those in the bottom quartile fall well below. However, Debt-to-EBITDA should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Bowlin Travel Centers's current Debt-to-EBITDA of 3.90 is 62.5% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Debt-to-EBITDA mean?
A high Debt-to-EBITDA can signal that a stock is expensive relative to its fundamentals. Debt-to-EBITDA ratio represents the ratio of total debt to total earnings before interest, taxes, depreciation and amortization. View historical data on Bowlin Travel Centers. For the Retail - Cyclical industry, the median Debt-to-EBITDA is 2.40 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Bowlin Travel Centers's current Debt-to-EBITDA is 3.90, which is near median its own 10-year median of 3.67. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Bowlin Travel Centers stock overvalued right now?
Based on GuruFocus' analysis, Bowlin Travel Centers (BWTL) is currently considered Significantly Undervalued. The stock's GF Value™ is $6.17, compared to a current price of $3.39 — trading 45.1% below its estimated fair value. The current Debt-to-EBITDA is 3.90, which is near median its 10-year median of 3.67 and 62.5% above the Retail - Cyclical industry median of 2.40. Bowlin Travel Centers' overall GF Score™ is 62/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Debt-to-EBITDA calculated?
Debt-to-EBITDA is calculated from a company's financial statements. For Bowlin Travel Centers (BWTL), the current Debt-to-EBITDA is 3.90 as of Jan. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Bowlin Travel Centers (BWTL) Overvalued in 2026?

Based on GuruFocus' analysis, Bowlin Travel Centers stock appears to be undervalued. The current stock price of $3.39 is trading 45.1% below its estimated GF Value™ of $6.17. GuruFocus considers Bowlin Travel Centers to be Significantly Undervalued.

Key valuation signals for BWTL:

  • Debt-to-EBITDA: 3.90 (near median its 10-year median of 3.67)
  • GF Value™: $6.17 vs. price of $3.39 (45.1% below fair value)
  • GF Score™: 62/100 with 4 warning signs
  • Industry Position: 62.5% above the Retail - Cyclical median (#635 of 901)

No single metric tells the full story. See the BWTL stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Bowlin Travel Centers Business Description

Address 150 Louisiana Boulevard NE, Albuquerque, NM, USA, 87108
Bowlin Travel Centers Inc is engaged in the operation of ten travel centers and five restaurants located along well-traveled interstate highways in New Mexico and Arizona where there are generally few gas stations, convenience stores or restaurants. Few of the company's travel centers offer fuel, and the company operated five full-service restaurants under the Dairy Queen/Brazier or Dairy Queen trade names. The company's travel centers offer a variety of Southwestern merchandise to the traveling public in the Southwestern United States, New Mexico. It also sells convenience store food such as chips, nuts, cookies, prepackaged sandwiches, and drinks.
62GF Score

Get the complete analysis for BWTL

Debt-to-EBITDA is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$3.39
Price
$6.17
GF Value