CENT (Central Garden & Pet Co) Altman Z-Score: 2.70 (As of Jun. 24, 2026) — 10% Below Median


CENT Central Garden & Pet Co CENT
76 GF Score
Price $45.17
GF Value $37.68
Valuation Modestly Overvalued
! 6 Warning Signs
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What is Central Garden & Pet Co Altman Z-Score?

Central Garden & Pet Co CENT +4.37% 76 Altman Z-Score is 2.70 as of Jun. 24, 2026, which is 10% below its 10-year median of 2.99. GuruFocus rates CENT with a GF Score™ of 76/100 and a GF Value™ of $37.68 (Modestly Overvalued). The stock has 6 warning signs investors should review. Among 1,933 Consumer Packaged Goods companies, Central Garden & Pet Co ranks worse than 53.18% on this metric.

The Altman Z-Score is a model designed to predict the likelihood of a company going bankrupt within the next two years. Created by American finance professor Edward Altman in 1968, the model is specifically designed for publicly traded manufacturing companies with assets greater than $1 million.

Warning Sign:

Altman Z-score of 2.67 is in the grey area. This implies that the company is under some kind of financial stress. If it is below 1.8, the company may face bankruptcy risk.

Central Garden & Pet Co has a Altman Z-Score of 2.70, indicating it is in Grey Zones. This implies that Central Garden & Pet Co is in some kind of financial stress. If it is below 1.81, the company may face bankrupcy risk.

The zones of discrimination were as such:

When Altman Z-Score <= 1.8, it is in Distress Zones.
When Altman Z-Score >= 3, it is in Safe Zones.
When Altman Z-Score is between 1.8 and 3, it is in Grey Zones.

The historical rank and industry rank for Central Garden & Pet Co's Altman Z-Score or its related term are showing as below:

CENT' s Altman Z-Score Range Over the Past 10 Years
Min: 2.52   Med: 2.99   Max: 4.45
Current: 2.67

During the past 13 years, Central Garden & Pet Co's highest Altman Z-Score was 4.45. The lowest was 2.52. And the median was 2.99.


Central Garden & Pet Co  (NAS:CENT) Altman Z-Score Explanation

X1: The Working Capital/Total Assets (WC/TA) ratio is a measure of the net liquid assets of the firm relative to the total capitalization. Working capital is defined as the difference between current assets and current liabilities. Ordinarily, a firm experiencing consistent operating losses will have shrinking current assets in relation to total assets. Altman found this one proved to be the most valuable liquidity ratio comparing with the current ratio and the quick ratio. This is however the least significant of the five factors.

X2: Retained Earnings/Total Assets: the RE/TA ratio measures the leverage of a firm. Retained earnings is the account which reports the total amount of reinvested earnings and/or losses of a firm over its entire life. Those firms with high RE, relative to TA, have financed their assets through retention of profits and have not utilized as much debt.

X3, Earnings Before Interest and Taxes/Total Assets (EBIT/TA): This ratio is a measure of the true productivity of the firm's assets, independent of any tax or leverage factors. Since a firm's ultimate existence is based on the earning power of its assets, this ratio appears to be particularly appropriate for studies dealing with corporate failure. This ratio continually outperforms other profitability measures, including cash flow.

X4, Market Value of Equity/Book Value of Total Liabilities (MVE/TL): The measure shows how much the firm's assets can decline in value (measured by market value of equity plus debt) before the liabilities exceed the assets and the firm becomes insolvent.

X5, Revenue/Total Assets (S/TA): The capital-turnover ratio is a standard financial ratio illustrating the sales generating ability of the firm's assets.

Read more about Altman Z-Score and the original research.


Be Aware

Altman Z-Score does not apply to financial companies.


Central Garden & Pet Co Altman Z-Score Related Terms


Central Garden & Pet Co Altman Z-Score Historical Data

* Premium members only.

The historical data trend for Central Garden & Pet Co's Altman Z-Score can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Central Garden & Pet Co Altman Z-Score Chart

Central Garden & Pet Co Annual Data
Trend Sep16 Sep17 Sep18 Sep19 Sep20 Sep21 Sep22 Sep23 Sep24 Sep25
Altman Z-Score
Get a 7-Day Free Trial Premium Member Only Premium Member Only 2.85 2.60 2.73 2.66 2.58

Central Garden & Pet Co Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Altman Z-Score Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 2.58 2.58 2.58 2.52 2.63

CENT vs FRPT, FLO, JJSF: Altman Z-Score Comparison

For the Packaged Foods subindustry, Central Garden & Pet Co's Altman Z-Score, along with its competitors' market caps and Altman Z-Score data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Central Garden & Pet Co Altman Z-Score vs Consumer Packaged Goods Industry

For the Consumer Packaged Goods industry and Consumer Defensive sector, Central Garden & Pet Co's Altman Z-Score distribution charts can be found below:

* The bar in red indicates where Central Garden & Pet Co's Altman Z-Score falls into.


CENT
76GF Score
Central Garden & Pet Co CENT
Altman Z-Score is just one metric. See GF Score™, valuation, warning signs, and more.
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Central Garden & Pet Co Altman Z-Score Calculation

Altman Z-Score model is an accurate forecaster of failure up to two years prior to distress. It can be considered the assessment of the distress of industrial corporations.

Central Garden & Pet Co's Altman Z-Score for today is calculated with this formula:

Z=1.2*X1+1.4*X2+3.3*X3+0.6*X4+1.0*X5
=1.2*0.3958+1.4*0.2901+3.3*0.0759+0.6*1.2131+1.0*0.8444
=2.70

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency. GuruFocus does not calculate Altman Z-Score when X4 or X5 value is 0.

Trailing Twelve Months (TTM) ended in Mar. 2026:
Total Assets was $3,746 Mil.
Total Current Assets was $2,088 Mil.
Total Current Liabilities was $605 Mil.
Retained Earnings was $1,086 Mil.
Pre-Tax Income was 104.501 + 8.948 + -13.857 + 127.352 = $227 Mil.
Interest Expense was -14.068 + -14.511 + -14.357 + -14.36 = $-57 Mil.
Revenue was 906.152 + 617.373 + 678.178 + 960.913 = $3,163 Mil.
Market Cap (Today) was $2,539 Mil.
Total Liabilities was $2,093 Mil.

* Note that for stock reported semi-annually or annually, GuruFocus uses latest annual data as the TTM data.

X1=Working Capital/Total Assets
=(Total Current Assets - Total Current Liabilities)/Total Assets
=(2087.723 - 605.162)/3745.528
=0.3958

X2=Retained Earnings/Total Assets
=1086.45/3745.528
=0.2901

X3=Earnings Before Interest and Taxes/Total Assets
=(Pre-Tax Income - Interest Expense)/Total Assets
=(226.944 - -57.296)/3745.528
=0.0759

X4=Market Value Equity/Book Value of Total Liabilities
=Market Cap/Total Liabilities
=2539.243/2093.187
=1.2131

X5=Revenue/Total Assets
=3162.616/3745.528
=0.8444

The zones of discrimination were as such:

Distress Zones - 1.81 < Grey Zones < 2.99 - Safe Zones

Central Garden & Pet Co has a Altman Z-Score of 2.70 indicating it is in Grey Zones.

Study by Altman found that companies that are in Distress Zone have more than 80% of chances of bankruptcy in two years.

Frequently Asked Questions Learn more about Altman Z-Score →
What does a Altman Z-Score of 2.70 mean?
Central Garden & Pet Co (CENT) has a Altman Z-Score of 2.70 as of Jun. 24, 2026. The Altman Z-score measures a company's bankruptcy risk. View historical data on Central Garden & Pet Co and its competitors. This is 10% below median its historical median of 2.99. Over the past decade, Central Garden & Pet Co's Altman Z-Score has ranged from 2.52 to 4.45. According to the industry distribution chart, Central Garden & Pet Co ranks #1028 out of 1933 companies in the Consumer Packaged Goods industry, placing it in the top 53.2%.
Is Central Garden & Pet Co's Altman Z-Score too high?
Central Garden & Pet Co's current Altman Z-Score of 2.70 is 10% below median its 10-year median of 2.99. Over the past 10 years, this metric has ranged from a low of 2.52 to a high of 4.45. The Consumer Packaged Goods industry median Altman Z-Score is 2.83. Central Garden & Pet Co's value of 2.70 is 4.6% below this industry median. Based on the distribution chart, Central Garden & Pet Co ranks #1028 out of 1933 companies in the Consumer Packaged Goods industry, which is below the industry midpoint. Overall, Central Garden & Pet Co has a GF Score™ of 76/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Central Garden & Pet Co's Altman Z-Score compare to FRPT and FLO?
According to the Consumer Packaged Goods industry distribution chart, Central Garden & Pet Co ranks #1028 out of 1933 companies for Altman Z-Score. This places Central Garden & Pet Co in the lower half of its industry. The industry median Altman Z-Score is 2.83. Central Garden & Pet Co's value of 2.70 is 4.6% below this benchmark. Historically, Central Garden & Pet Co's own Altman Z-Score has ranged from 2.52 to 4.45 over the past decade. While the company's 10-year median is 2.99 vs. the industry median of 2.83, Central Garden & Pet Co has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Altman Z-Score for a Consumer Packaged Goods company?
The median Altman Z-Score among Consumer Packaged Goods companies is 2.83, based on 1,933 companies in the industry. Companies in the top quartile (top 25%) have a Altman Z-Score significantly above this median, while those in the bottom quartile fall well below. However, Altman Z-Score should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Central Garden & Pet Co's current Altman Z-Score of 2.70 is 4.6% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Altman Z-Score mean?
A high Altman Z-Score can signal that a stock is expensive relative to its fundamentals. The Altman Z-score measures a company's bankruptcy risk. View historical data on Central Garden & Pet Co and its competitors. For the Consumer Packaged Goods industry, the median Altman Z-Score is 2.83 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Central Garden & Pet Co's current Altman Z-Score is 2.70, which is 10% below median its own 10-year median of 2.99. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Central Garden & Pet Co stock overvalued right now?
Based on GuruFocus' analysis, Central Garden & Pet Co (CENT) is currently considered Modestly Overvalued. The stock's GF Value™ is $37.68, compared to a current price of $45.17 — trading 19.9% above its estimated fair value. The current Altman Z-Score is 2.70, which is 10% below median its 10-year median of 2.99 and 4.6% below the Consumer Packaged Goods industry median of 2.83. Central Garden & Pet Co's overall GF Score™ is 76/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Altman Z-Score calculated?
Altman Z-Score is calculated from a company's financial statements. For Central Garden & Pet Co (CENT), the current Altman Z-Score is 2.70 as of Jun. 24, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Central Garden & Pet Co (CENT) Overvalued in 2026?

Based on GuruFocus' analysis, Central Garden & Pet Co stock appears to be overvalued. The current stock price of $45.17 is trading 19.9% above its estimated GF Value™ of $37.68. GuruFocus considers Central Garden & Pet Co to be Modestly Overvalued.

Key valuation signals for CENT:

  • Altman Z-Score: 2.70 (10% below median its 10-year median of 2.99)
  • GF Value™: $37.68 vs. price of $45.17 (19.9% above fair value)
  • GF Score™: 76/100 with 6 warning signs
  • Industry Position: 4.6% below the Consumer Packaged Goods median (#1028 of 1933)

No single metric tells the full story. See the CENT stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Central Garden & Pet Co Business Description

Other Exchanges CENTA:USAGP7A:Germany
Address 1340 Treat Boulevard, Suite 600, Walnut Creek, CA, USA, 94597
Central Garden & Pet Co offers solutions that support healthier pets, greener lawns, and thriving gardens. Its products include dog and cat treats, chews, toys, beds, containment, grooming supplies, aquatics, small animal and bird supplies, equine and livestock products, insect control solutions, grass seed, wild bird feed, fertilizers, pest controls, live plants, and packet seeds, sold under brands such as Aqueon, Nylabone, Kaytee, Farnam, Pennington, Ferry Morse, Amdro, and Sevin. The company operates through two segments, Pet and Garden, and sells through retailers, independent stores, eCommerce channels, and professional markets. It has sales and distribution operations mainly across the United States, with additional facilities in Canada and Mexico.
76GF Score

Get the complete analysis for CENT

Altman Z-Score is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$45.17
Price
$37.68
GF Value