HusCompagniet AS (CHIX:HUSCOC) Altman Z-Score: 1.85 (As of Jul. 03, 2026) — 24% Below Median


CHIX:HUSCOC HusCompagniet AS CHIX:HUSCOC
67 GF Score
Price kr49.30
GF Value kr77.19
! 5 Warning Signs
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What is HusCompagniet AS Altman Z-Score?

HusCompagniet AS CHIX:HUSCOC 67 Altman Z-Score is 1.85 as of Jul. 03, 2026, which is 24% below its 10-year median of 2.45. GuruFocus rates CHIX:HUSCOC with a GF Score™ of 67/100 and a GF Value™ of kr77.19. The stock has 5 warning signs investors should review. Among 89 Homebuilding & Construction companies, HusCompagniet AS ranks worse than 67.42% on this metric.

The Altman Z-Score is a model designed to predict the likelihood of a company going bankrupt within the next two years. Created by American finance professor Edward Altman in 1968, the model is specifically designed for publicly traded manufacturing companies with assets greater than $1 million.

Warning Sign:

Altman Z-score of 1.85 is in the grey area. This implies that the company is under some kind of financial stress. If it is below 1.8, the company may face bankruptcy risk.

HusCompagniet AS has a Altman Z-Score of 1.85, indicating it is in Grey Zones. This implies that HusCompagniet AS is in some kind of financial stress. If it is below 1.81, the company may face bankrupcy risk.

The zones of discrimination were as such:

When Altman Z-Score <= 1.8, it is in Distress Zones.
When Altman Z-Score >= 3, it is in Safe Zones.
When Altman Z-Score is between 1.8 and 3, it is in Grey Zones.

The historical rank and industry rank for HusCompagniet AS's Altman Z-Score or its related term are showing as below:

CHIX:HUSCOc' s Altman Z-Score Range Over the Past 10 Years
Min: 1.85   Med: 2.45   Max: 3.1
Current: 1.85

During the past 9 years, HusCompagniet AS's highest Altman Z-Score was 3.10. The lowest was 1.85. And the median was 2.45.


HusCompagniet AS  (CHIX:HUSCOc) Altman Z-Score Explanation

X1: The Working Capital/Total Assets (WC/TA) ratio is a measure of the net liquid assets of the firm relative to the total capitalization. Working capital is defined as the difference between current assets and current liabilities. Ordinarily, a firm experiencing consistent operating losses will have shrinking current assets in relation to total assets. Altman found this one proved to be the most valuable liquidity ratio comparing with the current ratio and the quick ratio. This is however the least significant of the five factors.

X2: Retained Earnings/Total Assets: the RE/TA ratio measures the leverage of a firm. Retained earnings is the account which reports the total amount of reinvested earnings and/or losses of a firm over its entire life. Those firms with high RE, relative to TA, have financed their assets through retention of profits and have not utilized as much debt.

X3, Earnings Before Interest and Taxes/Total Assets (EBIT/TA): This ratio is a measure of the true productivity of the firm's assets, independent of any tax or leverage factors. Since a firm's ultimate existence is based on the earning power of its assets, this ratio appears to be particularly appropriate for studies dealing with corporate failure. This ratio continually outperforms other profitability measures, including cash flow.

X4, Market Value of Equity/Book Value of Total Liabilities (MVE/TL): The measure shows how much the firm's assets can decline in value (measured by market value of equity plus debt) before the liabilities exceed the assets and the firm becomes insolvent.

X5, Revenue/Total Assets (S/TA): The capital-turnover ratio is a standard financial ratio illustrating the sales generating ability of the firm's assets.

Read more about Altman Z-Score and the original research.


Be Aware

Altman Z-Score does not apply to financial companies.


HusCompagniet AS Altman Z-Score Related Terms


HusCompagniet AS Altman Z-Score Historical Data

* Premium members only.

The historical data trend for HusCompagniet AS's Altman Z-Score can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

HusCompagniet AS Altman Z-Score Chart

HusCompagniet AS Annual Data
Trend Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Altman Z-Score
Get a 7-Day Free Trial Premium Member Only 3.10 2.57 2.33 2.33 1.88

HusCompagniet AS Semi-Annual Data
Dec17 Dec18 Dec19 Jun20 Dec20 Jun21 Dec21 Jun22 Dec22 Jun23 Dec23 Jun24 Dec24 Jun25 Dec25
Altman Z-Score Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 2.33 0.00 2.33 0.00 1.88

CHIX:HUSCOC vs DHI, PHM, LEN: Altman Z-Score Comparison

For the Residential Construction subindustry, HusCompagniet AS's Altman Z-Score, along with its competitors' market caps and Altman Z-Score data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


HusCompagniet AS Altman Z-Score vs Homebuilding & Construction Industry

For the Homebuilding & Construction industry and Consumer Cyclical sector, HusCompagniet AS's Altman Z-Score distribution charts can be found below:

* The bar in red indicates where HusCompagniet AS's Altman Z-Score falls into.


CHIX:HUSCOC
67GF Score
HusCompagniet AS CHIX:HUSCOC
Altman Z-Score is just one metric. See GF Score™, valuation, warning signs, and more.
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HusCompagniet AS Altman Z-Score Calculation

Altman Z-Score model is an accurate forecaster of failure up to two years prior to distress. It can be considered the assessment of the distress of industrial corporations.

HusCompagniet AS's Altman Z-Score for today is calculated with this formula:

Z=1.2*X1+1.4*X2+3.3*X3+0.6*X4+1.0*X5
=1.2*0.1187+1.4*0.5064+3.3*0.0007+0.6*0.3993+1.0*0.7578
=1.85

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency. GuruFocus does not calculate Altman Z-Score when X4 or X5 value is 0.

Trailing Twelve Months (TTM) ended in Dec. 2025:
Total Assets was kr3,901 Mil.
Total Current Assets was kr1,658 Mil.
Total Current Liabilities was kr1,195 Mil.
Retained Earnings was kr1,976 Mil.
Pre-Tax Income was kr-28 Mil.
Interest Expense was kr-30 Mil.
Revenue was kr2,957 Mil.
Market Cap (Today) was kr722 Mil.
Total Liabilities was kr1,809 Mil.

* Note that for stock reported semi-annually or annually, GuruFocus uses latest annual data as the TTM data.

X1=Working Capital/Total Assets
=(Total Current Assets - Total Current Liabilities)/Total Assets
=(1657.801 - 1194.774)/3901.265
=0.1187

X2=Retained Earnings/Total Assets
=1975.681/3901.265
=0.5064

X3=Earnings Before Interest and Taxes/Total Assets
=(Pre-Tax Income - Interest Expense)/Total Assets
=(-27.594 - -30.318)/3901.265
=0.0007

X4=Market Value Equity/Book Value of Total Liabilities
=Market Cap/Total Liabilities
=722.219/1808.579
=0.3993

X5=Revenue/Total Assets
=2956.517/3901.265
=0.7578

The zones of discrimination were as such:

Distress Zones - 1.81 < Grey Zones < 2.99 - Safe Zones

HusCompagniet AS has a Altman Z-Score of 1.85 indicating it is in Grey Zones.

Study by Altman found that companies that are in Distress Zone have more than 80% of chances of bankruptcy in two years.

Frequently Asked Questions Learn more about Altman Z-Score →
What does a Altman Z-Score of 1.85 mean?
HusCompagniet AS (CHIX:HUSCOC) has a Altman Z-Score of 1.85 as of Jul. 03, 2026. The Altman Z-score measures a company's bankruptcy risk. View historical data on HusCompagniet AS and its competitors. This is 24% below median its historical median of 2.45. Over the past decade, HusCompagniet AS's Altman Z-Score has ranged from 1.85 to 3.10. According to the industry distribution chart, HusCompagniet AS ranks #60 out of 89 companies in the Homebuilding & Construction industry, placing it in the top 67.4%.
Is HusCompagniet AS's Altman Z-Score too high?
HusCompagniet AS's current Altman Z-Score of 1.85 is 24% below median its 10-year median of 2.45. Over the past 10 years, this metric has ranged from a low of 1.85 to a high of 3.10. The Homebuilding & Construction industry median Altman Z-Score is 2.23. HusCompagniet AS's value of 1.85 is 17% below this industry median. Based on the distribution chart, HusCompagniet AS ranks #60 out of 89 companies in the Homebuilding & Construction industry, which is below the industry midpoint. Overall, HusCompagniet AS has a GF Score™ of 67/100, reflecting its overall financial health beyond just this single metric.
How does HusCompagniet AS's Altman Z-Score compare to DHI and PHM?
According to the Homebuilding & Construction industry distribution chart, HusCompagniet AS ranks #60 out of 89 companies for Altman Z-Score. This places HusCompagniet AS in the lower half of its industry. The industry median Altman Z-Score is 2.23. HusCompagniet AS's value of 1.85 is 17% below this benchmark. Historically, HusCompagniet AS's own Altman Z-Score has ranged from 1.85 to 3.10 over the past decade. While the company's 10-year median is 2.45 vs. the industry median of 2.23, HusCompagniet AS has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Altman Z-Score for a Homebuilding & Construction company?
The median Altman Z-Score among Homebuilding & Construction companies is 2.23, based on 89 companies in the industry. Companies in the top quartile (top 25%) have a Altman Z-Score significantly above this median, while those in the bottom quartile fall well below. However, Altman Z-Score should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. HusCompagniet AS's current Altman Z-Score of 1.85 is 17% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Altman Z-Score mean?
A high Altman Z-Score can signal that a stock is expensive relative to its fundamentals. The Altman Z-score measures a company's bankruptcy risk. View historical data on HusCompagniet AS and its competitors. For the Homebuilding & Construction industry, the median Altman Z-Score is 2.23 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. HusCompagniet AS's current Altman Z-Score is 1.85, which is 24% below median its own 10-year median of 2.45. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is HusCompagniet AS stock overvalued right now?
HusCompagniet AS (CHIX:HUSCOC) has a current Altman Z-Score of 1.85. The stock's GF Value™ is kr77.19, compared to a current price of kr49.30 — trading 36.1% below its estimated fair value. The current Altman Z-Score is 1.85, which is 24% below median its 10-year median of 2.45 and 17% below the Homebuilding & Construction industry median of 2.23. HusCompagniet AS's overall GF Score™ is 67/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Altman Z-Score calculated?
Altman Z-Score is calculated from a company's financial statements. For HusCompagniet AS (CHIX:HUSCOC), the current Altman Z-Score is 1.85 as of Jul. 03, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is HusCompagniet AS (CHIX:HUSCOC) Overvalued in 2026?

Based on GuruFocus' analysis, HusCompagniet AS stock appears to be undervalued. The current stock price of kr49.30 is trading 36.1% below its estimated GF Value™ of kr77.19.

Key valuation signals for CHIX:HUSCOC:

  • Altman Z-Score: 1.85 (24% below median its 10-year median of 2.45)
  • GF Value™: kr77.19 vs. price of kr49.30 (36.1% below fair value)
  • GF Score™: 67/100 with 5 warning signs
  • Industry Position: 17% below the Homebuilding & Construction median (#60 of 89)

No single metric tells the full story. See the CHIX:HUSCOC stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


HusCompagniet AS Business Description

Other Exchanges 0A5T:UKHUSCO:Denmark
Address Agerovej 31A, Tilst, DNK, 8381
HusCompagniet AS is a house builder in the Nordic region. It is engaged in the construction and sale of single-family houses in Denmark and Sweden. It delivers high-quality single-family houses with great value for money. The company's operating segments include Detached houses in Denmark, Semi-detached and wooden-frame houses in Denmark, and the Wooden segment. It generates maximum revenue from Detached houses in Denmark. The detached houses in the Denmark segment comprise brick houses built on-site and plots. Geographically, it generates the majority of its revenue from Denmark.
67GF Score

Get the complete analysis for CHIX:HUSCOC

Altman Z-Score is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

kr49.30
Price
kr77.19
GF Value