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Amcon Distributing CoDIT +6.64%60 Altman Z-Score is 8.70 as of Aug. 25, 2026, which is 17% below its 10-year median of 10.42. GuruFocus rates DIT with a GF Score™ of 60/100 and a GF Value™ of $94.85 (Modestly Undervalued). The stock has 7 warning signs investors should review. Among 308 Retail - Defensive companies, Amcon Distributing Co ranks better than 88.96% on this metric.
The Altman Z-Score is a model designed to predict the likelihood of a company going bankrupt within the next two years. Created by American finance professor Edward Altman in 1968, the model is specifically designed for publicly traded manufacturing companies with assets greater than $1 million.
Good Sign:
Altman Z-score of 8.69 is strong.
Amcon Distributing Co has a Altman Z-Score of 8.70, indicating it is in Safe Zones. This implies the Altman Z-Score is strong.
The zones of discrimination were as such:
When Altman Z-Score <= 1.8, it is in Distress Zones.
When Altman Z-Score >= 3, it is in Safe Zones.
When Altman Z-Score is between 1.8 and 3, it is in Grey Zones.
The historical rank and industry rank for Amcon Distributing Co's Altman Z-Score or its related term are showing as below:
DIT'
s Altman Z-Score Range Over the Past 10 Years
Min: 7.67 Med: 10.42 Max: 14.93
Current: 8.69
During the past 13 years, Amcon Distributing Co's highest Altman Z-Score was 14.93. The lowest was 7.67. And the median was 10.42.
Amcon Distributing Co (AMEX:DIT) Altman Z-Score Explanation
X1: The Working Capital/Total Assets (WC/TA) ratio is a measure of the net liquid assets of the firm relative to the total capitalization. Working capital is defined as the difference between current assets and current liabilities. Ordinarily, a firm experiencing consistent operating losses will have shrinking current assets in relation to total assets. Altman found this one proved to be the most valuable liquidity ratio comparing with the current ratio and the quick ratio. This is however the least significant of the five factors.
X2: Retained Earnings/Total Assets: the RE/TA ratio measures the leverage of a firm. Retained earnings is the account which reports the total amount of reinvested earnings and/or losses of a firm over its entire life. Those firms with high RE, relative to TA, have financed their assets through retention of profits and have not utilized as much debt.
X3, Earnings Before Interest and Taxes/Total Assets (EBIT/TA): This ratio is a measure of the true productivity of the firm's assets, independent of any tax or leverage factors. Since a firm's ultimate existence is based on the earning power of its assets, this ratio appears to be particularly appropriate for studies dealing with corporate failure. This ratio continually outperforms other profitability measures, including cash flow.
X4, Market Value of Equity/Book Value of Total Liabilities (MVE/TL): The measure shows how much the firm's assets can decline in value (measured by market value of equity plus debt) before the liabilities exceed the assets and the firm becomes insolvent.
X5, Revenue/Total Assets (S/TA): The capital-turnover ratio is a standard financial ratio illustrating the sales generating ability of the firm's assets.
Altman Z-Score does not apply to financial companies.
Amcon Distributing Co Altman Z-Score Related Terms
Amcon Distributing Co Altman Z-Score Historical Data
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The historical data trend for Amcon Distributing Co's Altman Z-Score can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Food Distribution subindustry, Amcon Distributing Co's Altman Z-Score, along with its competitors' market caps and Altman Z-Score data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Amcon Distributing Co Altman Z-Score vs Retail - Defensive Industry
For the Retail - Defensive industry and Consumer Defensive sector, Amcon Distributing Co's Altman Z-Score distribution charts can be found below:
* The bar in red indicates where Amcon Distributing Co's Altman Z-Score falls into.
Altman Z-Score model is an accurate forecaster of failure up to two years prior to distress. It can be considered the assessment of the distress of industrial corporations.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency. GuruFocus does not calculate Altman Z-Score when X4 or X5 value is 0.
Amcon Distributing Co (DIT) has a Altman Z-Score of 8.70 as of Aug. 25, 2026. The Altman Z-score measures a company's bankruptcy risk. View historical data on Amcon Distributing Co and its competitors. This is 17% below median its historical median of 10.42. Over the past decade, Amcon Distributing Co's Altman Z-Score has ranged from 7.67 to 14.93. According to the industry distribution chart, Amcon Distributing Co ranks #34 out of 308 companies in the Retail - Defensive industry, placing it in the top 11%.
Is Amcon Distributing Co's Altman Z-Score too high?
Amcon Distributing Co's current Altman Z-Score of 8.70 is 17% below median its 10-year median of 10.42. Over the past 10 years, this metric has ranged from a low of 7.67 to a high of 14.93. The Retail - Defensive industry median Altman Z-Score is 3.53. Amcon Distributing Co's value of 8.70 is 146.8% above this industry median. Based on the distribution chart, Amcon Distributing Co ranks #34 out of 308 companies in the Retail - Defensive industry, which is in the top quartile — a strong position relative to peers. Overall, Amcon Distributing Co has a GF Score™ of 60/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Amcon Distributing Co's Altman Z-Score compare to HCIL and TWG?
According to the Retail - Defensive industry distribution chart, Amcon Distributing Co ranks #34 out of 308 companies for Altman Z-Score. This places Amcon Distributing Co in the top 11% of its industry — outperforming the majority of peers. The industry median Altman Z-Score is 3.53. Amcon Distributing Co's value of 8.70 is 146.8% above this benchmark. Historically, Amcon Distributing Co's own Altman Z-Score has ranged from 7.67 to 14.93 over the past decade. While the company's 10-year median is 10.42 vs. the industry median of 3.53, Amcon Distributing Co has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Altman Z-Score for a Retail - Defensive company?
The median Altman Z-Score among Retail - Defensive companies is 3.53, based on 308 companies in the industry. Companies in the top quartile (top 25%) have a Altman Z-Score significantly above this median, while those in the bottom quartile fall well below. However, Altman Z-Score should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Amcon Distributing Co's current Altman Z-Score of 8.70 is 146.8% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Altman Z-Score mean?
A high Altman Z-Score can signal that a stock is expensive relative to its fundamentals. The Altman Z-score measures a company's bankruptcy risk. View historical data on Amcon Distributing Co and its competitors. For the Retail - Defensive industry, the median Altman Z-Score is 3.53 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Amcon Distributing Co's current Altman Z-Score is 8.70, which is 17% below median its own 10-year median of 10.42. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Amcon Distributing Co stock overvalued right now?
Based on GuruFocus' analysis, Amcon Distributing Co (DIT) is currently considered Modestly Undervalued. The stock's GF Value™ is $94.85, compared to a current price of $71.50 — trading 24.6% below its estimated fair value. The current Altman Z-Score is 8.70, which is 17% below median its 10-year median of 10.42 and 146.8% above the Retail - Defensive industry median of 3.53. Amcon Distributing Co's overall GF Score™ is 60/100 with 7 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Altman Z-Score calculated?
Altman Z-Score is calculated from a company's financial statements. For Amcon Distributing Co (DIT), the current Altman Z-Score is 8.70 as of Aug. 25, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Amcon Distributing Co (DIT) Overvalued in 2026?
Based on GuruFocus' analysis, Amcon Distributing Co stock appears to be undervalued.
The current stock price of $71.50 is trading 24.6% below its estimated GF Value™ of $94.85.
GuruFocus considers Amcon Distributing Co to be Modestly Undervalued.
Key valuation signals for DIT:
Altman Z-Score: 8.70 (17% below median its 10-year median of 10.42)
GF Value™: $94.85 vs. price of $71.50 (24.6% below fair value)
Industry Position: 146.8% above the Retail - Defensive median (#34 of 308)
No single metric tells the full story. See the DIT stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Amcon Distributing Co is engaged in the wholesale and retail distribution of consumer products such as cigarettes, tobacco, confectionery, health food, and others. It operates in two segments: Wholesale distribution segment distributing consumer products to the retail outlets including convenience stores, grocery stores, liquor stores, drug stores and tobacco shops in the Central, Rocky Mountain, and Southern regions of the United States; and the Retail health food segment is a specialty retailer of natural/organic groceries and dietary supplements throughout the Midwest and Florida. The company earns a majority of the revenue from the Wholesale distribution segment.
60GF Score
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