EPWKF (EPWK Holdings) Altman Z-Score: -3.92 (As of Jul. 09, 2026)


What is EPWK Holdings Altman Z-Score?

EPWK Holdings EPWKF Altman Z-Score is -3.92 as of Jul. 09, 2026. The stock has 5 warning signs investors should review. Among 2,762 Software companies, EPWK Holdings ranks worse than 90.55% on this metric.

The Altman Z-Score is a model designed to predict the likelihood of a company going bankrupt within the next two years. Created by American finance professor Edward Altman in 1968, the model is specifically designed for publicly traded manufacturing companies with assets greater than $1 million.

Warning Sign:

Altman Z-score of -3.91 is in distress zone. This implies bankruptcy possibility in the next two years.

EPWK Holdings has a Altman Z-Score of -3.92, indicating it is in Distress Zones. This implies bankrupcy possibility in the next two years.

The zones of discrimination were as such:

When Altman Z-Score <= 1.8, it is in Distress Zones.
When Altman Z-Score >= 3, it is in Safe Zones.
When Altman Z-Score is between 1.8 and 3, it is in Grey Zones.

The historical rank and industry rank for EPWK Holdings's Altman Z-Score or its related term are showing as below:

EPWKF' s Altman Z-Score Range Over the Past 10 Years
Min: -3.91   Med: -3.38   Max: -3.38
Current: -3.91

During the past 5 years, EPWK Holdings's highest Altman Z-Score was -3.38. The lowest was -3.91. And the median was -3.38.


EPWK Holdings  (OTCPK:EPWKF) Altman Z-Score Explanation

X1: The Working Capital/Total Assets (WC/TA) ratio is a measure of the net liquid assets of the firm relative to the total capitalization. Working capital is defined as the difference between current assets and current liabilities. Ordinarily, a firm experiencing consistent operating losses will have shrinking current assets in relation to total assets. Altman found this one proved to be the most valuable liquidity ratio comparing with the current ratio and the quick ratio. This is however the least significant of the five factors.

X2: Retained Earnings/Total Assets: the RE/TA ratio measures the leverage of a firm. Retained earnings is the account which reports the total amount of reinvested earnings and/or losses of a firm over its entire life. Those firms with high RE, relative to TA, have financed their assets through retention of profits and have not utilized as much debt.

X3, Earnings Before Interest and Taxes/Total Assets (EBIT/TA): This ratio is a measure of the true productivity of the firm's assets, independent of any tax or leverage factors. Since a firm's ultimate existence is based on the earning power of its assets, this ratio appears to be particularly appropriate for studies dealing with corporate failure. This ratio continually outperforms other profitability measures, including cash flow.

X4, Market Value of Equity/Book Value of Total Liabilities (MVE/TL): The measure shows how much the firm's assets can decline in value (measured by market value of equity plus debt) before the liabilities exceed the assets and the firm becomes insolvent.

X5, Revenue/Total Assets (S/TA): The capital-turnover ratio is a standard financial ratio illustrating the sales generating ability of the firm's assets.

Read more about Altman Z-Score and the original research.


Be Aware

Altman Z-Score does not apply to financial companies.


EPWK Holdings Altman Z-Score Related Terms


EPWK Holdings Altman Z-Score Historical Data

* Premium members only.

The historical data trend for EPWK Holdings's Altman Z-Score can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

EPWK Holdings Altman Z-Score Chart

EPWK Holdings Annual Data
Trend Jun21 Jun22 Jun23 Jun24 Jun25
Altman Z-Score
0.00 0.00 0.00 0.00 -3.38

EPWK Holdings Semi-Annual Data
Jun21 Dec21 Jun22 Dec22 Jun23 Dec23 Jun24 Dec24 Jun25
Altman Z-Score Get a 7-Day Free Trial Premium Member Only 0.00 0.00 0.00 0.00 -3.38

EPWKF vs GTIC, OMQS, BIYA: Altman Z-Score Comparison

For the Software - Application subindustry, EPWK Holdings's Altman Z-Score, along with its competitors' market caps and Altman Z-Score data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


EPWK Holdings Altman Z-Score vs Software Industry

For the Software industry and Technology sector, EPWK Holdings's Altman Z-Score distribution charts can be found below:

* The bar in red indicates where EPWK Holdings's Altman Z-Score falls into.



EPWK Holdings Altman Z-Score Calculation

Altman Z-Score model is an accurate forecaster of failure up to two years prior to distress. It can be considered the assessment of the distress of industrial corporations.

EPWK Holdings's Altman Z-Score for today is calculated with this formula:

Z=1.2*X1+1.4*X2+3.3*X3+0.6*X4+1.0*X5
=1.2*-0.076+1.4*-2.4246+3.3*-0.8514+0.6*0.1126+1.0*2.3037
=-3.92

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency. GuruFocus does not calculate Altman Z-Score when X4 or X5 value is 0.

Trailing Twelve Months (TTM) ended in Jun. 2025:
Total Assets was $12.09 Mil.
Total Current Assets was $9.38 Mil.
Total Current Liabilities was $10.30 Mil.
Retained Earnings was $-29.30 Mil.
Pre-Tax Income was $-10.43 Mil.
Interest Expense was $-0.14 Mil.
Revenue was $27.84 Mil.
Market Cap (Today) was $1.37 Mil.
Total Liabilities was $12.19 Mil.

* Note that for stock reported semi-annually or annually, GuruFocus uses latest annual data as the TTM data.

X1=Working Capital/Total Assets
=(Total Current Assets - Total Current Liabilities)/Total Assets
=(9.381 - 10.3)/12.086
=-0.076

X2=Retained Earnings/Total Assets
=-29.304/12.086
=-2.4246

X3=Earnings Before Interest and Taxes/Total Assets
=(Pre-Tax Income - Interest Expense)/Total Assets
=(-10.429 - -0.139)/12.086
=-0.8514

X4=Market Value Equity/Book Value of Total Liabilities
=Market Cap/Total Liabilities
=1.373/12.19
=0.1126

X5=Revenue/Total Assets
=27.842/12.086
=2.3037

The zones of discrimination were as such:

Distress Zones - 1.81 < Grey Zones < 2.99 - Safe Zones

EPWK Holdings has a Altman Z-Score of -3.92 indicating it is in Distress Zones.

Study by Altman found that companies that are in Distress Zone have more than 80% of chances of bankruptcy in two years.

Frequently Asked Questions Learn more about Altman Z-Score →
What does a Altman Z-Score of -3.92 mean?
EPWK Holdings (EPWKF) has a Altman Z-Score of -3.92 as of Jul. 09, 2026. The Altman Z-score measures a company's bankruptcy risk. View historical data on EPWK Holdings and its competitors. According to the industry distribution chart, EPWK Holdings ranks #2501 out of 2762 companies in the Software industry, placing it in the top 90.6%.
Is EPWK Holdings' Altman Z-Score too high?
EPWK Holdings' current Altman Z-Score is -3.92. Based on the distribution chart, EPWK Holdings ranks #2501 out of 2762 companies in the Software industry, which is in the bottom quartile relative to peers.
How does EPWK Holdings' Altman Z-Score compare to GTIC and OMQS?
According to the Software industry distribution chart, EPWK Holdings ranks #2501 out of 2762 companies for Altman Z-Score. This places EPWK Holdings in the lower half of its industry. The industry median Altman Z-Score is 3.18. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Altman Z-Score for a Software company?
The median Altman Z-Score among Software companies is 3.18, based on 2,762 companies in the industry. Companies in the top quartile (top 25%) have a Altman Z-Score significantly above this median, while those in the bottom quartile fall well below. However, Altman Z-Score should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Altman Z-Score mean?
A high Altman Z-Score can signal that a stock is expensive relative to its fundamentals. The Altman Z-score measures a company's bankruptcy risk. View historical data on EPWK Holdings and its competitors. For the Software industry, the median Altman Z-Score is 3.18 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. EPWK Holdings's current Altman Z-Score is -3.92. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is EPWK Holdings stock overvalued right now?
EPWK Holdings (EPWKF) has a current Altman Z-Score of -3.92. The current Altman Z-Score is -3.92. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Altman Z-Score calculated?
Altman Z-Score is calculated from a company's financial statements. For EPWK Holdings (EPWKF), the current Altman Z-Score is -3.92 as of Jul. 09, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

EPWK Holdings Business Description

Address No. 359 of Chengyi road, Building No. 2, District A, The third phase of Xiamen Software Park, Fujian Province, Xiamen, CHN, 361021
EPWK Holdings Ltd is a holding company. Through its subsidiaries, the company operates a crowdsourcing platform in China through EPWK VIE that connects businesses seeking services with service providers. The platform connects buyers seeking talent with service providers offering a range of skills. The company has five reportable segments: (1) online promotion (2) premium business solutions (3) value-added services (4) shared office rental and management (5) digital marketing. The majority of the company's revenue is derived from the Premium business solutions segment, which offers business solutions to corporate clients, including the design and development of tailor-made systems or software such as BI platforms, ERP systems, and cybersecurity software.