Guaranty Trust Holding Co (FRA:9JO0) Altman Z-Score

Author: Vera Yuan Vera Yuan
Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Reviewed by: Charlie Tian Charlie Tian
Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

FRA:9JO0 Guaranty Trust Holding Co PLC FRA:9JO0
81 GF Score
Price €0.08
GF Value €0.05
Valuation Significantly Overvalued
! 1 Warning Sign
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What is Guaranty Trust Holding Co Altman Z-Score?

The Altman Z-Score is a model designed to predict the likelihood of a company going bankrupt within the next two years. Created by American finance professor Edward Altman in 1968, the model is specifically designed for publicly traded manufacturing companies with assets greater than $1 million.

Altman Z-Score does not apply to banks and insurance companies.

FRA:9JO0
81GF Score
Guaranty Trust Holding Co PLC FRA:9JO0
Altman Z-Score is just one metric. See GF Score™, valuation, warning signs, and more.
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Is Guaranty Trust Holding Co (FRA:9JO0) Overvalued in 2026?

Based on GuruFocus' analysis, Guaranty Trust Holding Co stock appears to be overvalued. The current stock price of €0.08 is trading 53% above its estimated GF Value™ of €0.05. GuruFocus considers Guaranty Trust Holding Co to be Significantly Overvalued.

Key valuation signals for FRA:9JO0:

  • Altman Z-Score:
  • GF Value™: €0.05 vs. price of €0.08 (53% above fair value)
  • GF Score™: 81/100 with 1 warning sign

No single metric tells the full story. See the FRA:9JO0 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Guaranty Trust Holding Co Business Description

Other Exchanges GTCO:NigeriaGTCOl:UKGTCO:UK
Address Akin Adesola Street, Plot 635, Victoria Island, Lagos, NGA
Guaranty Trust Holding Co PLC is a multinational financial institution that provides individuals, businesses, private and public institutions across Africa and the United Kingdom with a broad range of market key financial products and services. The company has six reportable segments: Corporate banking which derives maximum revenue, and incorporates current accounts, deposits, overdrafts, loans and other credit facilities; Commercial banking which incorporates current accounts, deposits, overdrafts, loans and other credit facilities; Business banking which incorporates current accounts, deposits, overdrafts, loans and other credit facilities; Retail banking which incorporates private banking services, private customer current accounts, savings deposits; SME banking; and Public sector.
81GF Score

Get the complete analysis for FRA:9JO0

Altman Z-Score is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€0.08
Price
€0.05
GF Value