John Bnfilippo & SonFRA:JO1 +2.74%65 Altman Z-Score is 5.54 as of Jun. 30, 2026, which is 15% below its 10-year median of 6.54. GuruFocus rates FRA:JO1 with a GF Score™ of 65/100 and a GF Value™ of €79.66 (Fairly Valued). The stock has 9 warning signs investors should review. Among 1,931 Consumer Packaged Goods companies, John Bnfilippo & Son ranks better than 78.97% on this metric.
The Altman Z-Score is a model designed to predict the likelihood of a company going bankrupt within the next two years. Created by American finance professor Edward Altman in 1968, the model is specifically designed for publicly traded manufacturing companies with assets greater than $1 million.
Good Sign:
Altman Z-score of 5.52 is strong.
John Bnfilippo & Son has a Altman Z-Score of 5.54, indicating it is in Safe Zones. This implies the Altman Z-Score is strong.
The zones of discrimination were as such:
When Altman Z-Score <= 1.8, it is in Distress Zones.
When Altman Z-Score >= 3, it is in Safe Zones.
When Altman Z-Score is between 1.8 and 3, it is in Grey Zones.
The historical rank and industry rank for John Bnfilippo & Son's Altman Z-Score or its related term are showing as below:
FRA:JO1'
s Altman Z-Score Range Over the Past 10 Years
Min: 5.07 Med: 6.54 Max: 10.15
Current: 5.52
During the past 13 years, John Bnfilippo & Son's highest Altman Z-Score was 10.15. The lowest was 5.07. And the median was 6.54.
John Bnfilippo & Son (FRA:JO1) Altman Z-Score Explanation
X1: The Working Capital/Total Assets (WC/TA) ratio is a measure of the net liquid assets of the firm relative to the total capitalization. Working capital is defined as the difference between current assets and current liabilities. Ordinarily, a firm experiencing consistent operating losses will have shrinking current assets in relation to total assets. Altman found this one proved to be the most valuable liquidity ratio comparing with the current ratio and the quick ratio. This is however the least significant of the five factors.
X2: Retained Earnings/Total Assets: the RE/TA ratio measures the leverage of a firm. Retained earnings is the account which reports the total amount of reinvested earnings and/or losses of a firm over its entire life. Those firms with high RE, relative to TA, have financed their assets through retention of profits and have not utilized as much debt.
X3, Earnings Before Interest and Taxes/Total Assets (EBIT/TA): This ratio is a measure of the true productivity of the firm's assets, independent of any tax or leverage factors. Since a firm's ultimate existence is based on the earning power of its assets, this ratio appears to be particularly appropriate for studies dealing with corporate failure. This ratio continually outperforms other profitability measures, including cash flow.
X4, Market Value of Equity/Book Value of Total Liabilities (MVE/TL): The measure shows how much the firm's assets can decline in value (measured by market value of equity plus debt) before the liabilities exceed the assets and the firm becomes insolvent.
X5, Revenue/Total Assets (S/TA): The capital-turnover ratio is a standard financial ratio illustrating the sales generating ability of the firm's assets.
Altman Z-Score does not apply to financial companies.
John Bnfilippo & Son Altman Z-Score Related Terms
John Bnfilippo & Son Altman Z-Score Historical Data
* Premium members only.
The historical data trend for John Bnfilippo & Son's Altman Z-Score can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
FRA:JO1 vs WEST, OFRM, SENEA: Altman Z-Score Comparison
For the Packaged Foods subindustry, John Bnfilippo & Son's Altman Z-Score, along with its competitors' market caps and Altman Z-Score data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
John Bnfilippo & Son Altman Z-Score vs Consumer Packaged Goods Industry
For the Consumer Packaged Goods industry and Consumer Defensive sector, John Bnfilippo & Son's Altman Z-Score distribution charts can be found below:
* The bar in red indicates where John Bnfilippo & Son's Altman Z-Score falls into.
Altman Z-Score model is an accurate forecaster of failure up to two years prior to distress. It can be considered the assessment of the distress of industrial corporations.
John Bnfilippo & Son's Altman Z-Score for today is calculated with this formula:
Z
=
1.2
*
X1
+
1.4
*
X2
+
3.3
*
X3
+
0.6
*
X4
+
1.0
*
X5
=
1.2
*
0.3058
+
1.4
*
0.3778
+
3.3
*
0.1422
+
0.6
*
3.9907
+
1.0
*
1.7773
=
5.54
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency. GuruFocus does not calculate Altman Z-Score when X4 or X5 value is 0.
John Bnfilippo & Son (FRA:JO1) has a Altman Z-Score of 5.54 as of Jun. 30, 2026. The Altman Z-score measures a company's bankruptcy risk. View historical data on John Bnfilippo & Son and its competitors. This is 15% below median its historical median of 6.54. Over the past decade, John Bnfilippo & Son's Altman Z-Score has ranged from 5.07 to 10.15. According to the industry distribution chart, John Bnfilippo & Son ranks #406 out of 1931 companies in the Consumer Packaged Goods industry, placing it in the top 21%.
Is John Bnfilippo & Son's Altman Z-Score too high?
John Bnfilippo & Son's current Altman Z-Score of 5.54 is 15% below median its 10-year median of 6.54. Over the past 10 years, this metric has ranged from a low of 5.07 to a high of 10.15. The Consumer Packaged Goods industry median Altman Z-Score is 2.83. John Bnfilippo & Son's value of 5.54 is 95.8% above this industry median. Based on the distribution chart, John Bnfilippo & Son ranks #406 out of 1931 companies in the Consumer Packaged Goods industry, which is in the top quartile — a strong position relative to peers. Overall, John Bnfilippo & Son has a GF Score™ of 65/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does John Bnfilippo & Son's Altman Z-Score compare to WEST and OFRM?
According to the Consumer Packaged Goods industry distribution chart, John Bnfilippo & Son ranks #406 out of 1931 companies for Altman Z-Score. This places John Bnfilippo & Son in the top 21% of its industry — outperforming the majority of peers. The industry median Altman Z-Score is 2.83. John Bnfilippo & Son's value of 5.54 is 95.8% above this benchmark. Historically, John Bnfilippo & Son's own Altman Z-Score has ranged from 5.07 to 10.15 over the past decade. While the company's 10-year median is 6.54 vs. the industry median of 2.83, John Bnfilippo & Son has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Altman Z-Score for a Consumer Packaged Goods company?
The median Altman Z-Score among Consumer Packaged Goods companies is 2.83, based on 1,931 companies in the industry. Companies in the top quartile (top 25%) have a Altman Z-Score significantly above this median, while those in the bottom quartile fall well below. However, Altman Z-Score should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. John Bnfilippo & Son's current Altman Z-Score of 5.54 is 95.8% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Altman Z-Score mean?
A high Altman Z-Score can signal that a stock is expensive relative to its fundamentals. The Altman Z-score measures a company's bankruptcy risk. View historical data on John Bnfilippo & Son and its competitors. For the Consumer Packaged Goods industry, the median Altman Z-Score is 2.83 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. John Bnfilippo & Son's current Altman Z-Score is 5.54, which is 15% below median its own 10-year median of 6.54. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is John Bnfilippo & Son stock overvalued right now?
Based on GuruFocus' analysis, John Bnfilippo & Son (FRA:JO1) is currently considered Fairly Valued. The stock's GF Value™ is €79.66, compared to a current price of €75.00 — trading 5.8% below its estimated fair value. The current Altman Z-Score is 5.54, which is 15% below median its 10-year median of 6.54 and 95.8% above the Consumer Packaged Goods industry median of 2.83. John Bnfilippo & Son's overall GF Score™ is 65/100 with 9 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Altman Z-Score calculated?
Altman Z-Score is calculated from a company's financial statements. For John Bnfilippo & Son (FRA:JO1), the current Altman Z-Score is 5.54 as of Jun. 30, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is John Bnfilippo & Son (FRA:JO1) Overvalued in 2026?
Based on GuruFocus' analysis, John Bnfilippo & Son stock appears to be undervalued.
The current stock price of €75.00 is trading 5.8% below its estimated GF Value™ of €79.66.
GuruFocus considers John Bnfilippo & Son to be Fairly Valued.
Key valuation signals for FRA:JO1:
Altman Z-Score: 5.54 (15% below median its 10-year median of 6.54)
GF Value™: €79.66 vs. price of €75.00 (5.8% below fair value)
Industry Position: 95.8% above the Consumer Packaged Goods median (#406 of 1931)
No single metric tells the full story. See the FRA:JO1 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
John B Sanfilippo & Son Inc is one of the processors and distributors of peanuts, pecans, cashews, walnuts, almonds, and other nuts in the United States. These nuts are sold under a variety of private brands and the Fisher, Orchard Valley Harvest, and Sunshine Country brand names. It also markets and distributes, and in the majority of cases, manufactures or processes, a diverse product line of food and snack products, including peanut butter, almond butter, cashew butter, candy and confections, snacks and trail mixes, snack bites, sunflower kernels, dried fruit, corn snacks, sesame sticks and other sesame snack products under private brands and brand names.
65GF Score
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