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Charwood EnergyFRA:L5Q -0.93%71 Altman Z-Score is 1.17 as of Jul. 23, 2026, which is 37% below its 10-year median of 1.85. GuruFocus rates FRA:L5Q with a GF Score™ of 71/100 and a GF Value™ of €7.64. The stock has 4 warning signs investors should review. Among 415 Utilities - Independent Power Producers companies, Charwood Energy ranks worse than 50.6% on this metric.
The Altman Z-Score is a model designed to predict the likelihood of a company going bankrupt within the next two years. Created by American finance professor Edward Altman in 1968, the model is specifically designed for publicly traded manufacturing companies with assets greater than $1 million.
Warning Sign:
Altman Z-score of 1.19 is in distress zone. This implies bankruptcy possibility in the next two years.
Charwood Energy has a Altman Z-Score of 1.17, indicating it is in Distress Zones. This implies bankrupcy possibility in the next two years.
The zones of discrimination were as such:
When Altman Z-Score <= 1.8, it is in Distress Zones.
When Altman Z-Score >= 3, it is in Safe Zones.
When Altman Z-Score is between 1.8 and 3, it is in Grey Zones.
The historical rank and industry rank for Charwood Energy's Altman Z-Score or its related term are showing as below:
FRA:L5Q'
s Altman Z-Score Range Over the Past 10 Years
Min: 0.91 Med: 1.85 Max: 7.09
Current: 1.19
During the past 6 years, Charwood Energy's highest Altman Z-Score was 7.09. The lowest was 0.91. And the median was 1.85.
Charwood Energy (FRA:L5Q) Altman Z-Score Explanation
X1: The Working Capital/Total Assets (WC/TA) ratio is a measure of the net liquid assets of the firm relative to the total capitalization. Working capital is defined as the difference between current assets and current liabilities. Ordinarily, a firm experiencing consistent operating losses will have shrinking current assets in relation to total assets. Altman found this one proved to be the most valuable liquidity ratio comparing with the current ratio and the quick ratio. This is however the least significant of the five factors.
X2: Retained Earnings/Total Assets: the RE/TA ratio measures the leverage of a firm. Retained earnings is the account which reports the total amount of reinvested earnings and/or losses of a firm over its entire life. Those firms with high RE, relative to TA, have financed their assets through retention of profits and have not utilized as much debt.
X3, Earnings Before Interest and Taxes/Total Assets (EBIT/TA): This ratio is a measure of the true productivity of the firm's assets, independent of any tax or leverage factors. Since a firm's ultimate existence is based on the earning power of its assets, this ratio appears to be particularly appropriate for studies dealing with corporate failure. This ratio continually outperforms other profitability measures, including cash flow.
X4, Market Value of Equity/Book Value of Total Liabilities (MVE/TL): The measure shows how much the firm's assets can decline in value (measured by market value of equity plus debt) before the liabilities exceed the assets and the firm becomes insolvent.
X5, Revenue/Total Assets (S/TA): The capital-turnover ratio is a standard financial ratio illustrating the sales generating ability of the firm's assets.
Altman Z-Score does not apply to financial companies.
Charwood Energy Altman Z-Score Related Terms
Charwood Energy Altman Z-Score Historical Data
* Premium members only.
The historical data trend for Charwood Energy's Altman Z-Score can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Charwood Energy Altman Z-Score Competitor Comparison
For the Utilities - Renewable subindustry, Charwood Energy's Altman Z-Score, along with its competitors' market caps and Altman Z-Score data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Charwood Energy Altman Z-Score vs Utilities - Independent Power Producers Industry
For the Utilities - Independent Power Producers industry and Utilities sector, Charwood Energy's Altman Z-Score distribution charts can be found below:
* The bar in red indicates where Charwood Energy's Altman Z-Score falls into.
Altman Z-Score model is an accurate forecaster of failure up to two years prior to distress. It can be considered the assessment of the distress of industrial corporations.
Charwood Energy's Altman Z-Score for today is calculated with this formula:
Z
=
1.2
*
X1
+
1.4
*
X2
+
3.3
*
X3
+
0.6
*
X4
+
1.0
*
X5
=
1.2
*
0.2018
+
1.4
*
0
+
3.3
*
-0.1057
+
0.6
*
1.1988
+
1.0
*
0.5551
=
1.17
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency. GuruFocus does not calculate Altman Z-Score when X4 or X5 value is 0.
Charwood Energy (FRA:L5Q) has a Altman Z-Score of 1.17 as of Jul. 23, 2026. The Altman Z-score measures a company's bankruptcy risk. View historical data on Charwood Energy and its competitors. This is 37% below median its historical median of 1.85. Over the past decade, Charwood Energy's Altman Z-Score has ranged from 0.91 to 7.09. According to the industry distribution chart, Charwood Energy ranks #210 out of 415 companies in the Utilities - Independent Power Producers industry, placing it in the top 50.6%.
Is Charwood Energy's Altman Z-Score too high?
Charwood Energy's current Altman Z-Score of 1.17 is 37% below median its 10-year median of 1.85. Over the past 10 years, this metric has ranged from a low of 0.91 to a high of 7.09. The Utilities - Independent Power Producers industry median Altman Z-Score is 1.22. Charwood Energy's value of 1.17 is 4.1% below this industry median. Based on the distribution chart, Charwood Energy ranks #210 out of 415 companies in the Utilities - Independent Power Producers industry, which is below the industry midpoint. Overall, Charwood Energy has a GF Score™ of 71/100, reflecting its overall financial health beyond just this single metric.
How does Charwood Energy's Altman Z-Score compare to competitors?
According to the Utilities - Independent Power Producers industry distribution chart, Charwood Energy ranks #210 out of 415 companies for Altman Z-Score. This places Charwood Energy in the lower half of its industry. The industry median Altman Z-Score is 1.22. Charwood Energy's value of 1.17 is 4.1% below this benchmark. Historically, Charwood Energy's own Altman Z-Score has ranged from 0.91 to 7.09 over the past decade. While the company's 10-year median is 1.85 vs. the industry median of 1.22, Charwood Energy has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Altman Z-Score for an Utilities - Independent Power Producers company?
The median Altman Z-Score among Utilities - Independent Power Producers companies is 1.22, based on 415 companies in the industry. Companies in the top quartile (top 25%) have a Altman Z-Score significantly above this median, while those in the bottom quartile fall well below. However, Altman Z-Score should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Charwood Energy's current Altman Z-Score of 1.17 is 4.1% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Altman Z-Score mean?
A high Altman Z-Score can signal that a stock is expensive relative to its fundamentals. The Altman Z-score measures a company's bankruptcy risk. View historical data on Charwood Energy and its competitors. For the Utilities - Independent Power Producers industry, the median Altman Z-Score is 1.22 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Charwood Energy's current Altman Z-Score is 1.17, which is 37% below median its own 10-year median of 1.85. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Charwood Energy stock overvalued right now?
Charwood Energy (FRA:L5Q) has a current Altman Z-Score of 1.17. The stock's GF Value™ is €7.64, compared to a current price of €3.20 — trading 58.1% below its estimated fair value. The current Altman Z-Score is 1.17, which is 37% below median its 10-year median of 1.85 and 4.1% below the Utilities - Independent Power Producers industry median of 1.22. Charwood Energy's overall GF Score™ is 71/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Altman Z-Score calculated?
Altman Z-Score is calculated from a company's financial statements. For Charwood Energy (FRA:L5Q), the current Altman Z-Score is 1.17 as of Jul. 23, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Charwood Energy (FRA:L5Q) Overvalued in 2026?
Based on GuruFocus' analysis, Charwood Energy stock appears to be undervalued.
The current stock price of €3.20 is trading 58.1% below its estimated GF Value™ of €7.64.
Key valuation signals for FRA:L5Q:
Altman Z-Score: 1.17 (37% below median its 10-year median of 1.85)
GF Value™: €7.64 vs. price of €3.20 (58.1% below fair value)
Industry Position: 4.1% below the Utilities - Independent Power Producers median (#210 of 415)
No single metric tells the full story. See the FRA:L5Q stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Charwood Energy SA operates in the renewable energy sector. The company is an integrated player offering manufacturers, local authorities, and farmers tailor-made solutions for energy recovery from biomass (wood, agricultural waste, agricultural effluents, sludge from urban wastewater treatment plants, solid recovered fuels). The company meets customers' needs for heat, electricity, and green gases (BioCO2, BioGNV, Biomethane, Green Hydrogen) through prefabricated or traditionally constructed biomass and biogas boiler solutions, methanization, sanitization, and pyrolysis.
71GF Score
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