Tama Home CoFSE:1419 77 Altman Z-Score is 3.32 as of Jul. 04, 2026, which is 11% above its 10-year median of 2.98. GuruFocus rates FSE:1419 with a GF Score™ of 77/100 and a GF Value™ of 円3,957.62. The stock has 4 warning signs investors should review. Among 89 Homebuilding & Construction companies, Tama Home Co ranks better than 69.66% on this metric.
The Altman Z-Score is a model designed to predict the likelihood of a company going bankrupt within the next two years. Created by American finance professor Edward Altman in 1968, the model is specifically designed for publicly traded manufacturing companies with assets greater than $1 million.
Good Sign:
Altman Z-score of 3.56 is strong.
Tama Home Co has a Altman Z-Score of 3.32, indicating it is in Safe Zones. This implies the Altman Z-Score is strong.
The zones of discrimination were as such:
When Altman Z-Score <= 1.8, it is in Distress Zones.
When Altman Z-Score >= 3, it is in Safe Zones.
When Altman Z-Score is between 1.8 and 3, it is in Grey Zones.
The historical rank and industry rank for Tama Home Co's Altman Z-Score or its related term are showing as below:
FSE:1419'
s Altman Z-Score Range Over the Past 10 Years
Min: 1.67 Med: 2.98 Max: 5.41
Current: 3.56
During the past 13 years, Tama Home Co's highest Altman Z-Score was 5.41. The lowest was 1.67. And the median was 2.98.
Tama Home Co (FSE:1419) Altman Z-Score Explanation
X1: The Working Capital/Total Assets (WC/TA) ratio is a measure of the net liquid assets of the firm relative to the total capitalization. Working capital is defined as the difference between current assets and current liabilities. Ordinarily, a firm experiencing consistent operating losses will have shrinking current assets in relation to total assets. Altman found this one proved to be the most valuable liquidity ratio comparing with the current ratio and the quick ratio. This is however the least significant of the five factors.
X2: Retained Earnings/Total Assets: the RE/TA ratio measures the leverage of a firm. Retained earnings is the account which reports the total amount of reinvested earnings and/or losses of a firm over its entire life. Those firms with high RE, relative to TA, have financed their assets through retention of profits and have not utilized as much debt.
X3, Earnings Before Interest and Taxes/Total Assets (EBIT/TA): This ratio is a measure of the true productivity of the firm's assets, independent of any tax or leverage factors. Since a firm's ultimate existence is based on the earning power of its assets, this ratio appears to be particularly appropriate for studies dealing with corporate failure. This ratio continually outperforms other profitability measures, including cash flow.
X4, Market Value of Equity/Book Value of Total Liabilities (MVE/TL): The measure shows how much the firm's assets can decline in value (measured by market value of equity plus debt) before the liabilities exceed the assets and the firm becomes insolvent.
X5, Revenue/Total Assets (S/TA): The capital-turnover ratio is a standard financial ratio illustrating the sales generating ability of the firm's assets.
Altman Z-Score does not apply to financial companies.
Tama Home Co Altman Z-Score Related Terms
Tama Home Co Altman Z-Score Historical Data
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The historical data trend for Tama Home Co's Altman Z-Score can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
FSE:1419 vs DHI, PHM, LEN: Altman Z-Score Comparison
For the Residential Construction subindustry, Tama Home Co's Altman Z-Score, along with its competitors' market caps and Altman Z-Score data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Tama Home Co Altman Z-Score vs Homebuilding & Construction Industry
For the Homebuilding & Construction industry and Consumer Cyclical sector, Tama Home Co's Altman Z-Score distribution charts can be found below:
* The bar in red indicates where Tama Home Co's Altman Z-Score falls into.
Altman Z-Score model is an accurate forecaster of failure up to two years prior to distress. It can be considered the assessment of the distress of industrial corporations.
Tama Home Co's Altman Z-Score for today is calculated with this formula:
Z
=
1.2
*
X1
+
1.4
*
X2
+
3.3
*
X3
+
0.6
*
X4
+
1.0
*
X5
=
1.2
*
0.124
+
1.4
*
0.194
+
3.3
*
0.0501
+
0.6
*
1.179
+
1.0
*
2.0288
=
3.32
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency. GuruFocus does not calculate Altman Z-Score when X4 or X5 value is 0.
Tama Home Co (FSE:1419) has a Altman Z-Score of 3.32 as of Jul. 04, 2026. The Altman Z-score measures a company's bankruptcy risk. View historical data on Tama Home Co and its competitors. This is 11% above median its historical median of 2.98. Over the past decade, Tama Home Co's Altman Z-Score has ranged from 1.67 to 5.41. According to the industry distribution chart, Tama Home Co ranks #27 out of 89 companies in the Homebuilding & Construction industry, placing it in the top 30.3%.
Is Tama Home Co's Altman Z-Score too high?
Tama Home Co's current Altman Z-Score of 3.32 is 11% above median its 10-year median of 2.98. Over the past 10 years, this metric has ranged from a low of 1.67 to a high of 5.41. The Homebuilding & Construction industry median Altman Z-Score is 2.23. Tama Home Co's value of 3.32 is 48.9% above this industry median. Based on the distribution chart, Tama Home Co ranks #27 out of 89 companies in the Homebuilding & Construction industry, which is above the industry midpoint. Overall, Tama Home Co has a GF Score™ of 77/100, reflecting its overall financial health beyond just this single metric.
How does Tama Home Co's Altman Z-Score compare to DHI and PHM?
According to the Homebuilding & Construction industry distribution chart, Tama Home Co ranks #27 out of 89 companies for Altman Z-Score. This puts Tama Home Co in the upper half of its industry. The industry median Altman Z-Score is 2.23. Tama Home Co's value of 3.32 is 48.9% above this benchmark. Historically, Tama Home Co's own Altman Z-Score has ranged from 1.67 to 5.41 over the past decade. While the company's 10-year median is 2.98 vs. the industry median of 2.23, Tama Home Co has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Altman Z-Score for a Homebuilding & Construction company?
The median Altman Z-Score among Homebuilding & Construction companies is 2.23, based on 89 companies in the industry. Companies in the top quartile (top 25%) have a Altman Z-Score significantly above this median, while those in the bottom quartile fall well below. However, Altman Z-Score should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Tama Home Co's current Altman Z-Score of 3.32 is 48.9% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Altman Z-Score mean?
A high Altman Z-Score can signal that a stock is expensive relative to its fundamentals. The Altman Z-score measures a company's bankruptcy risk. View historical data on Tama Home Co and its competitors. For the Homebuilding & Construction industry, the median Altman Z-Score is 2.23 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Tama Home Co's current Altman Z-Score is 3.32, which is 11% above median its own 10-year median of 2.98. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Tama Home Co stock overvalued right now?
Tama Home Co (FSE:1419) has a current Altman Z-Score of 3.32. The stock's GF Value™ is 円3,957.62, compared to a current price of 円3,405.00 — trading 14% below its estimated fair value. The current Altman Z-Score is 3.32, which is 11% above median its 10-year median of 2.98 and 48.9% above the Homebuilding & Construction industry median of 2.23. Tama Home Co's overall GF Score™ is 77/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Altman Z-Score calculated?
Altman Z-Score is calculated from a company's financial statements. For Tama Home Co (FSE:1419), the current Altman Z-Score is 3.32 as of Jul. 04, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Tama Home Co (FSE:1419) Overvalued in 2026?
Based on GuruFocus' analysis, Tama Home Co stock appears to be undervalued.
The current stock price of 円3,405.00 is trading 14% below its estimated GF Value™ of 円3,957.62.
Key valuation signals for FSE:1419:
Altman Z-Score: 3.32 (11% above median its 10-year median of 2.98)
GF Value™: 円3,957.62 vs. price of 円3,405.00 (14% below fair value)
Industry Position: 48.9% above the Homebuilding & Construction median (#27 of 89)
No single metric tells the full story. See the FSE:1419 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Tama Home Co Ltd is engaged in construction, architectural design, real estate, and insurance agency. It operates through the segments namely Housing Segment, Real Estate Segment, Financial Segment and Other Business Segment. It is involved in construction contractor for custom-built homes, multi-unit homes, the sale of residential lots, development and sale of condominiums and subleasing of office buildings. In addition, it also includes insurance agency services for fire, earthquake, additional policies and agency services, the sale of home furniture and interior construction work, construction contractor for retail facilities and others. It is also involved in the energy and restaurant business. The company generates the majority of its revenue from the Housing segment.
77GF Score
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