FUYGF (Fuyo General Lease Co) Altman Z-Score: 0.70 (As of Jun. 28, 2026) — Near Median


What is Fuyo General Lease Co Altman Z-Score?

Fuyo General Lease Co FUYGF 66 Altman Z-Score is 0.70 as of Jun. 28, 2026, which is 1% below its 10-year median of 0.71. GuruFocus rates FUYGF with a GF Score™ of 66/100. The stock has 5 warning signs investors should review. Among 1,059 Business Services companies, Fuyo General Lease Co ranks worse than 87.44% on this metric.

The Altman Z-Score is a model designed to predict the likelihood of a company going bankrupt within the next two years. Created by American finance professor Edward Altman in 1968, the model is specifically designed for publicly traded manufacturing companies with assets greater than $1 million.

Warning Sign:

Altman Z-score of 0.69 is in distress zone. This implies bankruptcy possibility in the next two years.

Fuyo General Lease Co has a Altman Z-Score of 0.70, indicating it is in Distress Zones. This implies bankrupcy possibility in the next two years.

The zones of discrimination were as such:

When Altman Z-Score <= 1.8, it is in Distress Zones.
When Altman Z-Score >= 3, it is in Safe Zones.
When Altman Z-Score is between 1.8 and 3, it is in Grey Zones.

The historical rank and industry rank for Fuyo General Lease Co's Altman Z-Score or its related term are showing as below:

FUYGF' s Altman Z-Score Range Over the Past 10 Years
Min: 0.67   Med: 0.71   Max: 0.77
Current: 0.69

During the past 13 years, Fuyo General Lease Co's highest Altman Z-Score was 0.77. The lowest was 0.67. And the median was 0.71.


Fuyo General Lease Co  (OTCPK:FUYGF) Altman Z-Score Explanation

X1: The Working Capital/Total Assets (WC/TA) ratio is a measure of the net liquid assets of the firm relative to the total capitalization. Working capital is defined as the difference between current assets and current liabilities. Ordinarily, a firm experiencing consistent operating losses will have shrinking current assets in relation to total assets. Altman found this one proved to be the most valuable liquidity ratio comparing with the current ratio and the quick ratio. This is however the least significant of the five factors.

X2: Retained Earnings/Total Assets: the RE/TA ratio measures the leverage of a firm. Retained earnings is the account which reports the total amount of reinvested earnings and/or losses of a firm over its entire life. Those firms with high RE, relative to TA, have financed their assets through retention of profits and have not utilized as much debt.

X3, Earnings Before Interest and Taxes/Total Assets (EBIT/TA): This ratio is a measure of the true productivity of the firm's assets, independent of any tax or leverage factors. Since a firm's ultimate existence is based on the earning power of its assets, this ratio appears to be particularly appropriate for studies dealing with corporate failure. This ratio continually outperforms other profitability measures, including cash flow.

X4, Market Value of Equity/Book Value of Total Liabilities (MVE/TL): The measure shows how much the firm's assets can decline in value (measured by market value of equity plus debt) before the liabilities exceed the assets and the firm becomes insolvent.

X5, Revenue/Total Assets (S/TA): The capital-turnover ratio is a standard financial ratio illustrating the sales generating ability of the firm's assets.

Read more about Altman Z-Score and the original research.


Be Aware

Altman Z-Score does not apply to financial companies.


Fuyo General Lease Co Altman Z-Score Related Terms


Fuyo General Lease Co Altman Z-Score Historical Data

* Premium members only.

The historical data trend for Fuyo General Lease Co's Altman Z-Score can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Fuyo General Lease Co Altman Z-Score Chart

Fuyo General Lease Co Annual Data
Trend Mar17 Mar18 Mar19 Mar20 Mar21 Mar22 Mar23 Mar24 Mar25 Mar26
Altman Z-Score
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.70 0.71 0.77 0.72 0.69

Fuyo General Lease Co Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Altman Z-Score Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.72 0.71 0.69 0.72 0.69

FUYGF vs URI, SUNB, AER: Altman Z-Score Comparison

For the Rental & Leasing Services subindustry, Fuyo General Lease Co's Altman Z-Score, along with its competitors' market caps and Altman Z-Score data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Fuyo General Lease Co Altman Z-Score vs Business Services Industry

For the Business Services industry and Industrials sector, Fuyo General Lease Co's Altman Z-Score distribution charts can be found below:

* The bar in red indicates where Fuyo General Lease Co's Altman Z-Score falls into.



Fuyo General Lease Co Altman Z-Score Calculation

Altman Z-Score model is an accurate forecaster of failure up to two years prior to distress. It can be considered the assessment of the distress of industrial corporations.

Fuyo General Lease Co's Altman Z-Score for today is calculated with this formula:

Z=1.2*X1+1.4*X2+3.3*X3+0.6*X4+1.0*X5
=1.2*0.1972+1.4*0.099+3.3*0.0119+0.6*0.1144+1.0*0.214
=0.70

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency. GuruFocus does not calculate Altman Z-Score when X4 or X5 value is 0.

Trailing Twelve Months (TTM) ended in Mar. 2026:
Total Assets was $24,222.71 Mil.
Total Current Assets was $15,203.08 Mil.
Total Current Liabilities was $10,425.35 Mil.
Retained Earnings was $2,398.98 Mil.
Pre-Tax Income was 98.051 + 107.264 + -76.077 + 131.06 = $260.30 Mil.
Interest Expense was -7.732 + -7.203 + -6.871 + -6.603 = $-28.41 Mil.
Revenue was 1249.241 + 1583.658 + 1156.903 + 1193.61 = $5,183.41 Mil.
Market Cap (Today) was $2,360.76 Mil.
Total Liabilities was $20,641.30 Mil.

* Note that for stock reported semi-annually or annually, GuruFocus uses latest annual data as the TTM data.

X1=Working Capital/Total Assets
=(Total Current Assets - Total Current Liabilities)/Total Assets
=(15203.081 - 10425.352)/24222.71
=0.1972

X2=Retained Earnings/Total Assets
=2398.976/24222.71
=0.099

X3=Earnings Before Interest and Taxes/Total Assets
=(Pre-Tax Income - Interest Expense)/Total Assets
=(260.298 - -28.409)/24222.71
=0.0119

X4=Market Value Equity/Book Value of Total Liabilities
=Market Cap/Total Liabilities
=2360.755/20641.299
=0.1144

X5=Revenue/Total Assets
=5183.412/24222.71
=0.214

The zones of discrimination were as such:

Distress Zones - 1.81 < Grey Zones < 2.99 - Safe Zones

Fuyo General Lease Co has a Altman Z-Score of 0.70 indicating it is in Distress Zones.

Study by Altman found that companies that are in Distress Zone have more than 80% of chances of bankruptcy in two years.

Frequently Asked Questions Learn more about Altman Z-Score →
What does a Altman Z-Score of 0.70 mean?
Fuyo General Lease Co (FUYGF) has a Altman Z-Score of 0.70 as of Jun. 28, 2026. The Altman Z-score measures a company's bankruptcy risk. View historical data on Fuyo General Lease Co and its competitors. This is near median its historical median of 0.71. Over the past decade, Fuyo General Lease Co's Altman Z-Score has ranged from 0.67 to 0.77. According to the industry distribution chart, Fuyo General Lease Co ranks #926 out of 1059 companies in the Business Services industry, placing it in the top 87.4%.
Is Fuyo General Lease Co's Altman Z-Score too high?
Fuyo General Lease Co's current Altman Z-Score of 0.70 is near median its 10-year median of 0.71. Over the past 10 years, this metric has ranged from a low of 0.67 to a high of 0.77. The Business Services industry median Altman Z-Score is 2.97. Fuyo General Lease Co's value of 0.70 is 76.4% below this industry median. Based on the distribution chart, Fuyo General Lease Co ranks #926 out of 1059 companies in the Business Services industry, which is in the bottom quartile relative to peers. Overall, Fuyo General Lease Co has a GF Score™ of 66/100, reflecting its overall financial health beyond just this single metric.
How does Fuyo General Lease Co's Altman Z-Score compare to URI and SUNB?
According to the Business Services industry distribution chart, Fuyo General Lease Co ranks #926 out of 1059 companies for Altman Z-Score. This places Fuyo General Lease Co in the lower half of its industry. The industry median Altman Z-Score is 2.97. Fuyo General Lease Co's value of 0.70 is 76.4% below this benchmark. Historically, Fuyo General Lease Co's own Altman Z-Score has ranged from 0.67 to 0.77 over the past decade. While the company's 10-year median is 0.71 vs. the industry median of 2.97, Fuyo General Lease Co has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Altman Z-Score for a Business Services company?
The median Altman Z-Score among Business Services companies is 2.97, based on 1,059 companies in the industry. Companies in the top quartile (top 25%) have a Altman Z-Score significantly above this median, while those in the bottom quartile fall well below. However, Altman Z-Score should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Fuyo General Lease Co's current Altman Z-Score of 0.70 is 76.4% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Altman Z-Score mean?
A high Altman Z-Score can signal that a stock is expensive relative to its fundamentals. The Altman Z-score measures a company's bankruptcy risk. View historical data on Fuyo General Lease Co and its competitors. For the Business Services industry, the median Altman Z-Score is 2.97 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Fuyo General Lease Co's current Altman Z-Score is 0.70, which is near median its own 10-year median of 0.71. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Fuyo General Lease Co stock overvalued right now?
Fuyo General Lease Co (FUYGF) has a current Altman Z-Score of 0.70. The current Altman Z-Score is 0.70, which is near median its 10-year median of 0.71 and 76.4% below the Business Services industry median of 2.97. Fuyo General Lease Co's overall GF Score™ is 66/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Altman Z-Score calculated?
Altman Z-Score is calculated from a company's financial statements. For Fuyo General Lease Co (FUYGF), the current Altman Z-Score is 0.70 as of Jun. 28, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Fuyo General Lease Co Business Description

Other Exchanges 8424:Japan
Address 1-1 Kojimachi 5-chome, Sumitomo Fudosan Kojimachi Garden Tower, Chiyoda-ku, Tokyo, JPN, 102-0083
Fuyo General Lease Co Ltd is engaged in leasing, installment sales, and financial services businesses. The group operates through three reportable segments: Leasing and Installment Sales, Finance, and Other. The Leasing and Installment Sales segment involves information-related equipment, office and industrial machinery, real estate leasing, and installment sales of commercial and medical equipment. The Finance segment provides money lending, securities management, and anonymous partnership formation services, while the Other segment covers environmental energy-related services, commissions, BPO, and mobility business services. It generates the majority of its revenue from the Leasing and Installment segment.