US Global InvestorsGROW 62 Altman Z-Score is 10.58 as of Jun. 28, 2026, which is 8% above its 10-year median of 9.82. GuruFocus rates GROW with a GF Score™ of 62/100 and a GF Value™ of $2.31 (Significantly Overvalued). The stock has 3 warning signs investors should review. Among 648 Asset Management companies, US Global Investors ranks better than 78.24% on this metric.
The Altman Z-Score is a model designed to predict the likelihood of a company going bankrupt within the next two years. Created by American finance professor Edward Altman in 1968, the model is specifically designed for publicly traded manufacturing companies with assets greater than $1 million.
Good Sign:
Altman Z-score of 10.58 is strong.
US Global Investors has a Altman Z-Score of 10.58, indicating it is in Safe Zones. This implies the Altman Z-Score is strong.
The zones of discrimination were as such:
When Altman Z-Score <= 1.8, it is in Distress Zones.
When Altman Z-Score >= 3, it is in Safe Zones.
When Altman Z-Score is between 1.8 and 3, it is in Grey Zones.
The historical rank and industry rank for US Global Investors's Altman Z-Score or its related term are showing as below:
GROW'
s Altman Z-Score Range Over the Past 10 Years
Min: 5.94 Med: 9.82 Max: 18.2
Current: 10.58
During the past 13 years, US Global Investors's highest Altman Z-Score was 18.20. The lowest was 5.94. And the median was 9.82.
US Global Investors (NAS:GROW) Altman Z-Score Explanation
X1: The Working Capital/Total Assets (WC/TA) ratio is a measure of the net liquid assets of the firm relative to the total capitalization. Working capital is defined as the difference between current assets and current liabilities. Ordinarily, a firm experiencing consistent operating losses will have shrinking current assets in relation to total assets. Altman found this one proved to be the most valuable liquidity ratio comparing with the current ratio and the quick ratio. This is however the least significant of the five factors.
X2: Retained Earnings/Total Assets: the RE/TA ratio measures the leverage of a firm. Retained earnings is the account which reports the total amount of reinvested earnings and/or losses of a firm over its entire life. Those firms with high RE, relative to TA, have financed their assets through retention of profits and have not utilized as much debt.
X3, Earnings Before Interest and Taxes/Total Assets (EBIT/TA): This ratio is a measure of the true productivity of the firm's assets, independent of any tax or leverage factors. Since a firm's ultimate existence is based on the earning power of its assets, this ratio appears to be particularly appropriate for studies dealing with corporate failure. This ratio continually outperforms other profitability measures, including cash flow.
X4, Market Value of Equity/Book Value of Total Liabilities (MVE/TL): The measure shows how much the firm's assets can decline in value (measured by market value of equity plus debt) before the liabilities exceed the assets and the firm becomes insolvent.
X5, Revenue/Total Assets (S/TA): The capital-turnover ratio is a standard financial ratio illustrating the sales generating ability of the firm's assets.
Altman Z-Score does not apply to financial companies.
US Global Investors Altman Z-Score Related Terms
US Global Investors Altman Z-Score Historical Data
* Premium members only.
The historical data trend for US Global Investors's Altman Z-Score can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
GROW vs CXH, RAND, SDEV: Altman Z-Score Comparison
For the Asset Management subindustry, US Global Investors's Altman Z-Score, along with its competitors' market caps and Altman Z-Score data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
US Global Investors Altman Z-Score vs Asset Management Industry
For the Asset Management industry and Financial Services sector, US Global Investors's Altman Z-Score distribution charts can be found below:
* The bar in red indicates where US Global Investors's Altman Z-Score falls into.
Altman Z-Score model is an accurate forecaster of failure up to two years prior to distress. It can be considered the assessment of the distress of industrial corporations.
US Global Investors's Altman Z-Score for today is calculated with this formula:
Z
=
1.2
*
X1
+
1.4
*
X2
+
3.3
*
X3
+
0.6
*
X4
+
1.0
*
X5
=
1.2
*
0.7406
+
1.4
*
0.7854
+
3.3
*
0.0793
+
0.6
*
13.5569
+
1.0
*
0.1938
=
10.58
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency. GuruFocus does not calculate Altman Z-Score when X4 or X5 value is 0.
US Global Investors (GROW) has a Altman Z-Score of 10.58 as of Jun. 28, 2026. The Altman Z-score measures a company's bankruptcy risk. View historical data on US Global Investors and its competitors. This is near median its historical median of 9.82. Over the past decade, US Global Investors' Altman Z-Score has ranged from 5.94 to 18.20. According to the industry distribution chart, US Global Investors ranks #141 out of 648 companies in the Asset Management industry, placing it in the top 21.8%.
Is US Global Investors' Altman Z-Score too high?
US Global Investors' current Altman Z-Score of 10.58 is near median its 10-year median of 9.82. Over the past 10 years, this metric has ranged from a low of 5.94 to a high of 18.20. The Asset Management industry median Altman Z-Score is 3.50. US Global Investors' value of 10.58 is 202.7% above this industry median. Based on the distribution chart, US Global Investors ranks #141 out of 648 companies in the Asset Management industry, which is in the top quartile — a strong position relative to peers. Overall, US Global Investors has a GF Score™ of 62/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does US Global Investors' Altman Z-Score compare to CXH and RAND?
According to the Asset Management industry distribution chart, US Global Investors ranks #141 out of 648 companies for Altman Z-Score. This places US Global Investors in the top 22% of its industry — outperforming the majority of peers. The industry median Altman Z-Score is 3.50. US Global Investors' value of 10.58 is 202.7% above this benchmark. Historically, US Global Investors' own Altman Z-Score has ranged from 5.94 to 18.20 over the past decade. While the company's 10-year median is 9.82 vs. the industry median of 3.50, US Global Investors has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Altman Z-Score for an Asset Management company?
The median Altman Z-Score among Asset Management companies is 3.50, based on 648 companies in the industry. Companies in the top quartile (top 25%) have a Altman Z-Score significantly above this median, while those in the bottom quartile fall well below. However, Altman Z-Score should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. US Global Investors's current Altman Z-Score of 10.58 is 202.7% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Altman Z-Score mean?
A high Altman Z-Score can signal that a stock is expensive relative to its fundamentals. The Altman Z-score measures a company's bankruptcy risk. View historical data on US Global Investors and its competitors. For the Asset Management industry, the median Altman Z-Score is 3.50 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. US Global Investors's current Altman Z-Score is 10.58, which is near median its own 10-year median of 9.82. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is US Global Investors stock overvalued right now?
Based on GuruFocus' analysis, US Global Investors (GROW) is currently considered Significantly Overvalued. The stock's GF Value™ is $2.31, compared to a current price of $3.14 — trading 35.9% above its estimated fair value. The current Altman Z-Score is 10.58, which is near median its 10-year median of 9.82 and 202.7% above the Asset Management industry median of 3.50. US Global Investors' overall GF Score™ is 62/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Altman Z-Score calculated?
Altman Z-Score is calculated from a company's financial statements. For US Global Investors (GROW), the current Altman Z-Score is 10.58 as of Jun. 28, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is US Global Investors (GROW) Overvalued in 2026?
Based on GuruFocus' analysis, US Global Investors stock appears to be overvalued.
The current stock price of $3.14 is trading 35.9% above its estimated GF Value™ of $2.31.
GuruFocus considers US Global Investors to be Significantly Overvalued.
Key valuation signals for GROW:
Altman Z-Score: 10.58 (near median its 10-year median of 9.82)
GF Value™: $2.31 vs. price of $3.14 (35.9% above fair value)
Industry Position: 202.7% above the Asset Management median (#141 of 648)
No single metric tells the full story. See the GROW stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
US Global Investors Inc is a registered investment advisory firm. The company manages the following business segments: Investment management services; through which the company offers, to U.S. Global Investors Funds (USGIF or the Funds) and exchange-traded fund (ETF) clients, a range of investment management products and services to meet the needs of individual and institutional investors; and Corporate Investments, through which the company invests for its own account in an effort to add growth and value to its cash position. It derives all its revenue from Investment management services.
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