HOFJF (House Foods Group) Altman Z-Score: 3.72 (As of Jun. 26, 2026) — Near Median


HOFJF House Foods Group Inc HOFJF
78 GF Score
Price $19.36
GF Value $16.59
! 7 Warning Signs
View Full Analysis

What is House Foods Group Altman Z-Score?

House Foods Group HOFJF 78 Altman Z-Score is 3.72 as of Jun. 26, 2026, which is 3% below its 10-year median of 3.85. GuruFocus rates HOFJF with a GF Score™ of 78/100 and a GF Value™ of $16.59. The stock has 7 warning signs investors should review. Among 1,933 Consumer Packaged Goods companies, House Foods Group ranks better than 63.94% on this metric.

The Altman Z-Score is a model designed to predict the likelihood of a company going bankrupt within the next two years. Created by American finance professor Edward Altman in 1968, the model is specifically designed for publicly traded manufacturing companies with assets greater than $1 million.

Good Sign:

Altman Z-score of 3.71 is strong.

House Foods Group has a Altman Z-Score of 3.72, indicating it is in Safe Zones. This implies the Altman Z-Score is strong.

The zones of discrimination were as such:

When Altman Z-Score <= 1.8, it is in Distress Zones.
When Altman Z-Score >= 3, it is in Safe Zones.
When Altman Z-Score is between 1.8 and 3, it is in Grey Zones.

The historical rank and industry rank for House Foods Group's Altman Z-Score or its related term are showing as below:

HOFJF' s Altman Z-Score Range Over the Past 10 Years
Min: 3.35   Med: 3.85   Max: 4.93
Current: 3.71

During the past 13 years, House Foods Group's highest Altman Z-Score was 4.93. The lowest was 3.35. And the median was 3.85.


House Foods Group  (OTCPK:HOFJF) Altman Z-Score Explanation

X1: The Working Capital/Total Assets (WC/TA) ratio is a measure of the net liquid assets of the firm relative to the total capitalization. Working capital is defined as the difference between current assets and current liabilities. Ordinarily, a firm experiencing consistent operating losses will have shrinking current assets in relation to total assets. Altman found this one proved to be the most valuable liquidity ratio comparing with the current ratio and the quick ratio. This is however the least significant of the five factors.

X2: Retained Earnings/Total Assets: the RE/TA ratio measures the leverage of a firm. Retained earnings is the account which reports the total amount of reinvested earnings and/or losses of a firm over its entire life. Those firms with high RE, relative to TA, have financed their assets through retention of profits and have not utilized as much debt.

X3, Earnings Before Interest and Taxes/Total Assets (EBIT/TA): This ratio is a measure of the true productivity of the firm's assets, independent of any tax or leverage factors. Since a firm's ultimate existence is based on the earning power of its assets, this ratio appears to be particularly appropriate for studies dealing with corporate failure. This ratio continually outperforms other profitability measures, including cash flow.

X4, Market Value of Equity/Book Value of Total Liabilities (MVE/TL): The measure shows how much the firm's assets can decline in value (measured by market value of equity plus debt) before the liabilities exceed the assets and the firm becomes insolvent.

X5, Revenue/Total Assets (S/TA): The capital-turnover ratio is a standard financial ratio illustrating the sales generating ability of the firm's assets.

Read more about Altman Z-Score and the original research.


Be Aware

Altman Z-Score does not apply to financial companies.


House Foods Group Altman Z-Score Related Terms


House Foods Group Altman Z-Score Historical Data

* Premium members only.

The historical data trend for House Foods Group's Altman Z-Score can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

House Foods Group Altman Z-Score Chart

House Foods Group Annual Data
Trend Mar17 Mar18 Mar19 Mar20 Mar21 Mar22 Mar23 Mar24 Mar25 Mar26
Altman Z-Score
Get a 7-Day Free Trial Premium Member Only Premium Member Only 4.03 3.66 3.58 3.35 3.43

House Foods Group Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Altman Z-Score Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 3.35 3.47 3.55 3.41 3.43

HOFJF vs KHC, GIS: Altman Z-Score Comparison

For the Packaged Foods subindustry, House Foods Group's Altman Z-Score, along with its competitors' market caps and Altman Z-Score data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


House Foods Group Altman Z-Score vs Consumer Packaged Goods Industry

For the Consumer Packaged Goods industry and Consumer Defensive sector, House Foods Group's Altman Z-Score distribution charts can be found below:

* The bar in red indicates where House Foods Group's Altman Z-Score falls into.


HOFJF
78GF Score
House Foods Group Inc HOFJF
Altman Z-Score is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

House Foods Group Altman Z-Score Calculation

Altman Z-Score model is an accurate forecaster of failure up to two years prior to distress. It can be considered the assessment of the distress of industrial corporations.

House Foods Group's Altman Z-Score for today is calculated with this formula:

Z=1.2*X1+1.4*X2+3.3*X3+0.6*X4+1.0*X5
=1.2*0.3006+1.4*0.5386+3.3*0.0436+0.6*2.8431+1.0*0.7585
=3.72

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency. GuruFocus does not calculate Altman Z-Score when X4 or X5 value is 0.

Trailing Twelve Months (TTM) ended in Mar. 2026:
Total Assets was $2,756 Mil.
Total Current Assets was $1,237 Mil.
Total Current Liabilities was $409 Mil.
Retained Earnings was $1,484 Mil.
Pre-Tax Income was -9.831 + 58.282 + 43.75 + 25.38 = $118 Mil.
Interest Expense was -0.636 + -0.603 + -0.737 + -0.623 = $-3 Mil.
Revenue was 472.761 + 566.693 + 526.86 + 523.928 = $2,090 Mil.
Market Cap (Today) was $2,053 Mil.
Total Liabilities was $722 Mil.

* Note that for stock reported semi-annually or annually, GuruFocus uses latest annual data as the TTM data.

X1=Working Capital/Total Assets
=(Total Current Assets - Total Current Liabilities)/Total Assets
=(1236.991 - 408.614)/2755.656
=0.3006

X2=Retained Earnings/Total Assets
=1484.264/2755.656
=0.5386

X3=Earnings Before Interest and Taxes/Total Assets
=(Pre-Tax Income - Interest Expense)/Total Assets
=(117.581 - -2.599)/2755.656
=0.0436

X4=Market Value Equity/Book Value of Total Liabilities
=Market Cap/Total Liabilities
=2052.582/721.944
=2.8431

X5=Revenue/Total Assets
=2090.242/2755.656
=0.7585

The zones of discrimination were as such:

Distress Zones - 1.81 < Grey Zones < 2.99 - Safe Zones

House Foods Group has a Altman Z-Score of 3.72 indicating it is in Safe Zones.

Study by Altman found that companies that are in Distress Zone have more than 80% of chances of bankruptcy in two years.

Frequently Asked Questions Learn more about Altman Z-Score →
What does a Altman Z-Score of 3.72 mean?
House Foods Group (HOFJF) has a Altman Z-Score of 3.72 as of Jun. 26, 2026. The Altman Z-score measures a company's bankruptcy risk. View historical data on House Foods Group and its competitors. This is near median its historical median of 3.85. Over the past decade, House Foods Group's Altman Z-Score has ranged from 3.35 to 4.93. According to the industry distribution chart, House Foods Group ranks #697 out of 1933 companies in the Consumer Packaged Goods industry, placing it in the top 36.1%.
Is House Foods Group's Altman Z-Score too high?
House Foods Group's current Altman Z-Score of 3.72 is near median its 10-year median of 3.85. Over the past 10 years, this metric has ranged from a low of 3.35 to a high of 4.93. The Consumer Packaged Goods industry median Altman Z-Score is 2.84. House Foods Group's value of 3.72 is 31% above this industry median. Based on the distribution chart, House Foods Group ranks #697 out of 1933 companies in the Consumer Packaged Goods industry, which is above the industry midpoint. Overall, House Foods Group has a GF Score™ of 78/100, reflecting its overall financial health beyond just this single metric.
How does House Foods Group's Altman Z-Score compare to KHC and GIS?
According to the Consumer Packaged Goods industry distribution chart, House Foods Group ranks #697 out of 1933 companies for Altman Z-Score. This puts House Foods Group in the upper half of its industry. The industry median Altman Z-Score is 2.84. House Foods Group's value of 3.72 is 31% above this benchmark. Historically, House Foods Group's own Altman Z-Score has ranged from 3.35 to 4.93 over the past decade. While the company's 10-year median is 3.85 vs. the industry median of 2.84, House Foods Group has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Altman Z-Score for a Consumer Packaged Goods company?
The median Altman Z-Score among Consumer Packaged Goods companies is 2.84, based on 1,933 companies in the industry. Companies in the top quartile (top 25%) have a Altman Z-Score significantly above this median, while those in the bottom quartile fall well below. However, Altman Z-Score should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. House Foods Group's current Altman Z-Score of 3.72 is 31% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Altman Z-Score mean?
A high Altman Z-Score can signal that a stock is expensive relative to its fundamentals. The Altman Z-score measures a company's bankruptcy risk. View historical data on House Foods Group and its competitors. For the Consumer Packaged Goods industry, the median Altman Z-Score is 2.84 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. House Foods Group's current Altman Z-Score is 3.72, which is near median its own 10-year median of 3.85. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is House Foods Group stock overvalued right now?
House Foods Group (HOFJF) has a current Altman Z-Score of 3.72. The stock's GF Value™ is $16.59, compared to a current price of $19.36 — trading 16.7% above its estimated fair value. The current Altman Z-Score is 3.72, which is near median its 10-year median of 3.85 and 31% above the Consumer Packaged Goods industry median of 2.84. House Foods Group's overall GF Score™ is 78/100 with 7 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Altman Z-Score calculated?
Altman Z-Score is calculated from a company's financial statements. For House Foods Group (HOFJF), the current Altman Z-Score is 3.72 as of Jun. 26, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is House Foods Group (HOFJF) Overvalued in 2026?

Based on GuruFocus' analysis, House Foods Group stock appears to be overvalued. The current stock price of $19.36 is trading 16.7% above its estimated GF Value™ of $16.59.

Key valuation signals for HOFJF:

  • Altman Z-Score: 3.72 (near median its 10-year median of 3.85)
  • GF Value™: $16.59 vs. price of $19.36 (16.7% above fair value)
  • GF Score™: 78/100 with 7 warning signs
  • Industry Position: 31% above the Consumer Packaged Goods median (#697 of 1933)

No single metric tells the full story. See the HOFJF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


House Foods Group Business Description

Other Exchanges 2810:Japan
Address 6-3 Kioicho, Chiyoda-ward, Tokyo, JPN, 102-8560
House Foods Group Inc is a Japan-based company which produces and sells processed foods including curry roux, and spices. It also diversifies into snacks, instant noodles, and retort pouch products. The company's segments include Spice / Seasoning / Processed Food Business, Health Food Business, International Food Business. The Spice / Seasoning / Processed Food Business contributes to the majority of the company's revenue.
78GF Score

Get the complete analysis for HOFJF

Altman Z-Score is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$19.36
Price
$16.59
GF Value