The Altman Z-Score is a model designed to predict the likelihood of a company going bankrupt within the next two years. Created by American finance professor Edward Altman in 1968, the model is specifically designed for publicly traded manufacturing companies with assets greater than $1 million.
Good Sign:
Altman Z-score of 3.08 is strong.
Penta Teknoloji Urunleri Dagitim Ticaret AS has a Altman Z-Score of 3.08, indicating it is in Safe Zones. This implies the Altman Z-Score is strong.
The zones of discrimination were as such:
When Altman Z-Score <= 1.8, it is in Distress Zones.
When Altman Z-Score >= 3, it is in Safe Zones.
When Altman Z-Score is between 1.8 and 3, it is in Grey Zones.
Penta Teknoloji Urunleri Dagitim Ticaret AS (IST:PENTA) Altman Z-Score Explanation
X1: The Working Capital/Total Assets (WC/TA) ratio is a measure of the net liquid assets of the firm relative to the total capitalization. Working capital is defined as the difference between current assets and current liabilities. Ordinarily, a firm experiencing consistent operating losses will have shrinking current assets in relation to total assets. Altman found this one proved to be the most valuable liquidity ratio comparing with the current ratio and the quick ratio. This is however the least significant of the five factors.
X2: Retained Earnings/Total Assets: the RE/TA ratio measures the leverage of a firm. Retained earnings is the account which reports the total amount of reinvested earnings and/or losses of a firm over its entire life. Those firms with high RE, relative to TA, have financed their assets through retention of profits and have not utilized as much debt.
X3, Earnings Before Interest and Taxes/Total Assets (EBIT/TA): This ratio is a measure of the true productivity of the firm's assets, independent of any tax or leverage factors. Since a firm's ultimate existence is based on the earning power of its assets, this ratio appears to be particularly appropriate for studies dealing with corporate failure. This ratio continually outperforms other profitability measures, including cash flow.
X4, Market Value of Equity/Book Value of Total Liabilities (MVE/TL): The measure shows how much the firm's assets can decline in value (measured by market value of equity plus debt) before the liabilities exceed the assets and the firm becomes insolvent.
X5, Revenue/Total Assets (S/TA): The capital-turnover ratio is a standard financial ratio illustrating the sales generating ability of the firm's assets.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Penta Teknoloji Urunleri Dagitim Ticaret AS Altman Z-Score Chart
Penta Teknoloji Urunleri Dagitim Ticaret AS Annual Data
IST:PENTA vs SNX, ARW, AVT: Altman Z-Score Comparison
For the Electronics & Computer Distribution subindustry, Penta Teknoloji Urunleri Dagitim Ticaret AS's Altman Z-Score, along with its competitors' market caps and Altman Z-Score data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Penta Teknoloji Urunleri Dagitim Ticaret AS Altman Z-Score vs Hardware Industry
Penta Teknoloji Urunleri Dagitim Ticaret AS Altman Z-Score Calculation
Altman Z-Score model is an accurate forecaster of failure up to two years prior to distress. It can be considered the assessment of the distress of industrial corporations.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency. GuruFocus does not calculate Altman Z-Score when X4 or X5 value is 0.
Penta Teknoloji Urunleri Dagitim Ticaret AS (IST:PENTA) has a Altman Z-Score of 3.08 as of Jun. 30, 2026. The Altman Z-score measures a company's bankruptcy risk. View historical data on Penta Teknoloji Urunleri Dagitim Ticaret AS and its competitors. This is 24% below median its historical median of 4.03. Over the past decade, Penta Teknoloji Urunleri Dagitim Ticaret AS's Altman Z-Score has ranged from 3.06 to 8.94. According to the industry distribution chart, Penta Teknoloji Urunleri Dagitim Ticaret AS ranks #1405 out of 2459 companies in the Hardware industry, placing it in the top 57.1%.
Is Penta Teknoloji Urunleri Dagitim Ticaret AS's Altman Z-Score too high?
Penta Teknoloji Urunleri Dagitim Ticaret AS's current Altman Z-Score of 3.08 is 24% below median its 10-year median of 4.03. Over the past 10 years, this metric has ranged from a low of 3.06 to a high of 8.94. The Hardware industry median Altman Z-Score is 3.60. Penta Teknoloji Urunleri Dagitim Ticaret AS's value of 3.08 is 14.4% below this industry median. Based on the distribution chart, Penta Teknoloji Urunleri Dagitim Ticaret AS ranks #1405 out of 2459 companies in the Hardware industry, which is below the industry midpoint. Overall, Penta Teknoloji Urunleri Dagitim Ticaret AS has a GF Score™ of 70/100 and is considered Significantly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Penta Teknoloji Urunleri Dagitim Ticaret AS's Altman Z-Score compare to SNX and ARW?
According to the Hardware industry distribution chart, Penta Teknoloji Urunleri Dagitim Ticaret AS ranks #1405 out of 2459 companies for Altman Z-Score. This places Penta Teknoloji Urunleri Dagitim Ticaret AS in the lower half of its industry. The industry median Altman Z-Score is 3.60. Penta Teknoloji Urunleri Dagitim Ticaret AS's value of 3.08 is 14.4% below this benchmark. Historically, Penta Teknoloji Urunleri Dagitim Ticaret AS's own Altman Z-Score has ranged from 3.06 to 8.94 over the past decade. While the company's 10-year median is 4.03 vs. the industry median of 3.60, Penta Teknoloji Urunleri Dagitim Ticaret AS has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Altman Z-Score for a Hardware company?
The median Altman Z-Score among Hardware companies is 3.60, based on 2,459 companies in the industry. Companies in the top quartile (top 25%) have a Altman Z-Score significantly above this median, while those in the bottom quartile fall well below. However, Altman Z-Score should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Penta Teknoloji Urunleri Dagitim Ticaret AS's current Altman Z-Score of 3.08 is 14.4% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Altman Z-Score mean?
A high Altman Z-Score can signal that a stock is expensive relative to its fundamentals. The Altman Z-score measures a company's bankruptcy risk. View historical data on Penta Teknoloji Urunleri Dagitim Ticaret AS and its competitors. For the Hardware industry, the median Altman Z-Score is 3.60 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Penta Teknoloji Urunleri Dagitim Ticaret AS's current Altman Z-Score is 3.08, which is 24% below median its own 10-year median of 4.03. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Penta Teknoloji Urunleri Dagitim Ticaret AS stock overvalued right now?
Based on GuruFocus' analysis, Penta Teknoloji Urunleri Dagitim Ticaret AS (IST:PENTA) is currently considered Significantly Undervalued. The stock's GF Value™ is ₺23.77, compared to a current price of ₺13.61 — trading 42.7% below its estimated fair value. The current Altman Z-Score is 3.08, which is 24% below median its 10-year median of 4.03 and 14.4% below the Hardware industry median of 3.60. Penta Teknoloji Urunleri Dagitim Ticaret AS's overall GF Score™ is 70/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Altman Z-Score calculated?
Altman Z-Score is calculated from a company's financial statements. For Penta Teknoloji Urunleri Dagitim Ticaret AS (IST:PENTA), the current Altman Z-Score is 3.08 as of Jun. 30, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Penta Teknoloji Urunleri Dagitim Ticaret AS (IST:PENTA) Overvalued in 2026?
Based on GuruFocus' analysis, Penta Teknoloji Urunleri Dagitim Ticaret AS stock appears to be undervalued.
The current stock price of ₺13.61 is trading 42.7% below its estimated GF Value™ of ₺23.77.
GuruFocus considers Penta Teknoloji Urunleri Dagitim Ticaret AS to be Significantly Undervalued.
Key valuation signals for IST:PENTA:
Altman Z-Score: 3.08 (24% below median its 10-year median of 4.03)
GF Value™: ₺23.77 vs. price of ₺13.61 (42.7% below fair value)
Industry Position: 14.4% below the Hardware median (#1405 of 2459)
No single metric tells the full story. See the IST:PENTA stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Penta Teknoloji Urunleri Dagitim Ticaret AS Business Description
Penta Teknoloji Urunleri Dagitim Ticaret AS is an information technology distribution company. The services offered by the company include Bayinet, Mobile Bayinet App, Printing Technologies Center, Printing Solutions Management, and Penta OnAir among others. The Company is engaged in distribution of computer, hardware and software goods. The Company purchases the trade goods from domestic and foreign suppliers and distributes them mostly to its domestic customers via its sales network. It executes the distributorship of the brands like Acer, Adobe, Asus, Autodesk, Brother, Canon, Corsair, Cricut, Dell, HP, Exper, Huawei, IBM, Intel, Lenovo, Lexar, Logitech, Microsoft, MSI, OKI, TP-Link, Viewsonic, Wacom, Xerox, xFusion and Zyxel.
70GF Score
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