PT Bank Aladin Syariah Tbk (ISX:BANK) Altman Z-Score

Author: Vera Yuan Vera Yuan
Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Reviewed by: Charlie Tian Charlie Tian
Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

ISX:BANK PT Bank Aladin Syariah Tbk ISX:BANK
63 GF Score
Price Rp300.00
GF Value Rp2,020.10
Valuation Significantly Undervalued
! 2 Warning Signs
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What is PT Bank Aladin Syariah Tbk Altman Z-Score?

The Altman Z-Score is a model designed to predict the likelihood of a company going bankrupt within the next two years. Created by American finance professor Edward Altman in 1968, the model is specifically designed for publicly traded manufacturing companies with assets greater than $1 million.

Altman Z-Score does not apply to banks and insurance companies.

ISX:BANK
63GF Score
PT Bank Aladin Syariah Tbk ISX:BANK
Altman Z-Score is just one metric. See GF Score™, valuation, warning signs, and more.
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Is PT Bank Aladin Syariah Tbk (ISX:BANK) Overvalued in 2026?

Based on GuruFocus' analysis, PT Bank Aladin Syariah Tbk stock appears to be undervalued. The current stock price of Rp300.00 is trading 85.1% below its estimated GF Value™ of Rp2,020.10. GuruFocus considers PT Bank Aladin Syariah Tbk to be Significantly Undervalued.

Key valuation signals for ISX:BANK:

  • Altman Z-Score:
  • GF Value™: Rp2,020.10 vs. price of Rp300.00 (85.1% below fair value)
  • GF Score™: 63/100 with 2 warning signs

No single metric tells the full story. See the ISX:BANK stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


PT Bank Aladin Syariah Tbk Business Description

Other Exchanges BKALF:USAM8B:Germany
Address Jl. General Sudirman Kav. 25, Gedung Millennium Centennial Center, lt 7 dan lt 9, South Jakarta, IDN, 12920
PT Bank Aladin Syariah Tbk operates in the banking division. The operating segment is the Corporate, Government, Retail and Institutional (Small, Medium Enterprise/SME & Corporation). It focuses on offering digital-based Islamic banking services to serve all levels of society, as well as collaborating with industry players in various sectors.
63GF Score

Get the complete analysis for ISX:BANK

Altman Z-Score is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

Rp300.00
Price
Rp2,020.10
GF Value