PT Agung Semesta Sejahtera TbkISX:TARA +6.90%61 Altman Z-Score is 4.55 as of Jul. 07, 2026, which is 69% below its 10-year median of 14.57. GuruFocus rates ISX:TARA with a GF Score™ of 61/100 and a GF Value™ of Rp14.42 (Significantly Overvalued). The stock has 3 warning signs investors should review. Among 1,732 Real Estate companies, PT Agung Semesta Sejahtera Tbk ranks better than 88.8% on this metric.
The Altman Z-Score is a model designed to predict the likelihood of a company going bankrupt within the next two years. Created by American finance professor Edward Altman in 1968, the model is specifically designed for publicly traded manufacturing companies with assets greater than $1 million.
Good Sign:
Altman Z-score of 4.27 is strong.
PT Agung Semesta Sejahtera Tbk has a Altman Z-Score of 4.55, indicating it is in Safe Zones. This implies the Altman Z-Score is strong.
The zones of discrimination were as such:
When Altman Z-Score <= 1.8, it is in Distress Zones.
When Altman Z-Score >= 3, it is in Safe Zones.
When Altman Z-Score is between 1.8 and 3, it is in Grey Zones.
The historical rank and industry rank for PT Agung Semesta Sejahtera Tbk's Altman Z-Score or its related term are showing as below:
ISX:TARA'
s Altman Z-Score Range Over the Past 10 Years
Min: 1.51 Med: 14.57 Max: 76.84
Current: 4.27
During the past 13 years, PT Agung Semesta Sejahtera Tbk's highest Altman Z-Score was 76.84. The lowest was 1.51. And the median was 14.57.
PT Agung Semesta Sejahtera Tbk (ISX:TARA) Altman Z-Score Explanation
X1: The Working Capital/Total Assets (WC/TA) ratio is a measure of the net liquid assets of the firm relative to the total capitalization. Working capital is defined as the difference between current assets and current liabilities. Ordinarily, a firm experiencing consistent operating losses will have shrinking current assets in relation to total assets. Altman found this one proved to be the most valuable liquidity ratio comparing with the current ratio and the quick ratio. This is however the least significant of the five factors.
X2: Retained Earnings/Total Assets: the RE/TA ratio measures the leverage of a firm. Retained earnings is the account which reports the total amount of reinvested earnings and/or losses of a firm over its entire life. Those firms with high RE, relative to TA, have financed their assets through retention of profits and have not utilized as much debt.
X3, Earnings Before Interest and Taxes/Total Assets (EBIT/TA): This ratio is a measure of the true productivity of the firm's assets, independent of any tax or leverage factors. Since a firm's ultimate existence is based on the earning power of its assets, this ratio appears to be particularly appropriate for studies dealing with corporate failure. This ratio continually outperforms other profitability measures, including cash flow.
X4, Market Value of Equity/Book Value of Total Liabilities (MVE/TL): The measure shows how much the firm's assets can decline in value (measured by market value of equity plus debt) before the liabilities exceed the assets and the firm becomes insolvent.
X5, Revenue/Total Assets (S/TA): The capital-turnover ratio is a standard financial ratio illustrating the sales generating ability of the firm's assets.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
PT Agung Semesta Sejahtera Tbk Altman Z-Score Chart
PT Agung Semesta Sejahtera Tbk Altman Z-Score Competitor Comparison
For the Real Estate - Diversified subindustry, PT Agung Semesta Sejahtera Tbk's Altman Z-Score, along with its competitors' market caps and Altman Z-Score data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
PT Agung Semesta Sejahtera Tbk Altman Z-Score vs Real Estate Industry
For the Real Estate industry and Real Estate sector, PT Agung Semesta Sejahtera Tbk's Altman Z-Score distribution charts can be found below:
* The bar in red indicates where PT Agung Semesta Sejahtera Tbk's Altman Z-Score falls into.
PT Agung Semesta Sejahtera Tbk Altman Z-Score Calculation
Altman Z-Score model is an accurate forecaster of failure up to two years prior to distress. It can be considered the assessment of the distress of industrial corporations.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency. GuruFocus does not calculate Altman Z-Score when X4 or X5 value is 0.
PT Agung Semesta Sejahtera Tbk (ISX:TARA) has a Altman Z-Score of 4.55 as of Jul. 07, 2026. The Altman Z-score measures a company's bankruptcy risk. View historical data on PT Agung Semesta Sejahtera Tbk and its competitors. This is 69% below median its historical median of 14.57. Over the past decade, PT Agung Semesta Sejahtera Tbk's Altman Z-Score has ranged from 1.51 to 76.84. According to the industry distribution chart, PT Agung Semesta Sejahtera Tbk ranks #194 out of 1732 companies in the Real Estate industry, placing it in the top 11.2%.
Is PT Agung Semesta Sejahtera Tbk's Altman Z-Score too high?
PT Agung Semesta Sejahtera Tbk's current Altman Z-Score of 4.55 is 69% below median its 10-year median of 14.57. Over the past 10 years, this metric has ranged from a low of 1.51 to a high of 76.84. The Real Estate industry median Altman Z-Score is 1.31. PT Agung Semesta Sejahtera Tbk's value of 4.55 is 247.3% above this industry median. Based on the distribution chart, PT Agung Semesta Sejahtera Tbk ranks #194 out of 1732 companies in the Real Estate industry, which is in the top quartile — a strong position relative to peers. Overall, PT Agung Semesta Sejahtera Tbk has a GF Score™ of 61/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does PT Agung Semesta Sejahtera Tbk's Altman Z-Score compare to competitors?
According to the Real Estate industry distribution chart, PT Agung Semesta Sejahtera Tbk ranks #194 out of 1732 companies for Altman Z-Score. This places PT Agung Semesta Sejahtera Tbk in the top 11% of its industry — outperforming the majority of peers. The industry median Altman Z-Score is 1.31. PT Agung Semesta Sejahtera Tbk's value of 4.55 is 247.3% above this benchmark. Historically, PT Agung Semesta Sejahtera Tbk's own Altman Z-Score has ranged from 1.51 to 76.84 over the past decade. While the company's 10-year median is 14.57 vs. the industry median of 1.31, PT Agung Semesta Sejahtera Tbk has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Altman Z-Score for a Real Estate company?
The median Altman Z-Score among Real Estate companies is 1.31, based on 1,732 companies in the industry. Companies in the top quartile (top 25%) have a Altman Z-Score significantly above this median, while those in the bottom quartile fall well below. However, Altman Z-Score should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. PT Agung Semesta Sejahtera Tbk's current Altman Z-Score of 4.55 is 247.3% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Altman Z-Score mean?
A high Altman Z-Score can signal that a stock is expensive relative to its fundamentals. The Altman Z-score measures a company's bankruptcy risk. View historical data on PT Agung Semesta Sejahtera Tbk and its competitors. For the Real Estate industry, the median Altman Z-Score is 1.31 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. PT Agung Semesta Sejahtera Tbk's current Altman Z-Score is 4.55, which is 69% below median its own 10-year median of 14.57. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is PT Agung Semesta Sejahtera Tbk stock overvalued right now?
Based on GuruFocus' analysis, PT Agung Semesta Sejahtera Tbk (ISX:TARA) is currently considered Significantly Overvalued. The stock's GF Value™ is Rp14.42, compared to a current price of Rp31.00 — trading 115% above its estimated fair value. The current Altman Z-Score is 4.55, which is 69% below median its 10-year median of 14.57 and 247.3% above the Real Estate industry median of 1.31. PT Agung Semesta Sejahtera Tbk's overall GF Score™ is 61/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Altman Z-Score calculated?
Altman Z-Score is calculated from a company's financial statements. For PT Agung Semesta Sejahtera Tbk (ISX:TARA), the current Altman Z-Score is 4.55 as of Jul. 07, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is PT Agung Semesta Sejahtera Tbk (ISX:TARA) Overvalued in 2026?
Based on GuruFocus' analysis, PT Agung Semesta Sejahtera Tbk stock appears to be overvalued.
The current stock price of Rp31.00 is trading 115% above its estimated GF Value™ of Rp14.42.
GuruFocus considers PT Agung Semesta Sejahtera Tbk to be Significantly Overvalued.
Key valuation signals for ISX:TARA:
Altman Z-Score: 4.55 (69% below median its 10-year median of 14.57)
GF Value™: Rp14.42 vs. price of Rp31.00 (115% above fair value)
Industry Position: 247.3% above the Real Estate median (#194 of 1732)
No single metric tells the full story. See the ISX:TARA stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
PT Agung Semesta Sejahtera Tbk Business Description
PT Agung Semesta Sejahtera Tbk is engaged in real estate construction and development activities. The activities of the company are divided into two segments, namely property and others.
61GF Score
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