The Altman Z-Score is a model designed to predict the likelihood of a company going bankrupt within the next two years. Created by American finance professor Edward Altman in 1968, the model is specifically designed for publicly traded manufacturing companies with assets greater than $1 million.
Good Sign:
Altman Z-score of 39.99 is strong.
PT Yulie Sekuritas Indonesia Tbk has a Altman Z-Score of 40.58, indicating it is in Safe Zones. This implies the Altman Z-Score is strong.
The zones of discrimination were as such:
When Altman Z-Score <= 1.8, it is in Distress Zones.
When Altman Z-Score >= 3, it is in Safe Zones.
When Altman Z-Score is between 1.8 and 3, it is in Grey Zones.
The historical rank and industry rank for PT Yulie Sekuritas Indonesia Tbk's Altman Z-Score or its related term are showing as below:
ISX:YULE'
s Altman Z-Score Range Over the Past 10 Years
Min: 6.9 Med: 48.45 Max: 182.4
Current: 39.99
During the past 10 years, PT Yulie Sekuritas Indonesia Tbk's highest Altman Z-Score was 182.40. The lowest was 6.90. And the median was 48.45.
PT Yulie Sekuritas Indonesia Tbk (ISX:YULE) Altman Z-Score Explanation
X1: The Working Capital/Total Assets (WC/TA) ratio is a measure of the net liquid assets of the firm relative to the total capitalization. Working capital is defined as the difference between current assets and current liabilities. Ordinarily, a firm experiencing consistent operating losses will have shrinking current assets in relation to total assets. Altman found this one proved to be the most valuable liquidity ratio comparing with the current ratio and the quick ratio. This is however the least significant of the five factors.
X2: Retained Earnings/Total Assets: the RE/TA ratio measures the leverage of a firm. Retained earnings is the account which reports the total amount of reinvested earnings and/or losses of a firm over its entire life. Those firms with high RE, relative to TA, have financed their assets through retention of profits and have not utilized as much debt.
X3, Earnings Before Interest and Taxes/Total Assets (EBIT/TA): This ratio is a measure of the true productivity of the firm's assets, independent of any tax or leverage factors. Since a firm's ultimate existence is based on the earning power of its assets, this ratio appears to be particularly appropriate for studies dealing with corporate failure. This ratio continually outperforms other profitability measures, including cash flow.
X4, Market Value of Equity/Book Value of Total Liabilities (MVE/TL): The measure shows how much the firm's assets can decline in value (measured by market value of equity plus debt) before the liabilities exceed the assets and the firm becomes insolvent.
X5, Revenue/Total Assets (S/TA): The capital-turnover ratio is a standard financial ratio illustrating the sales generating ability of the firm's assets.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
PT Yulie Sekuritas Indonesia Tbk Altman Z-Score Chart
ISX:YULE vs MS, GS, SCHW: Altman Z-Score Comparison
For the Capital Markets subindustry, PT Yulie Sekuritas Indonesia Tbk's Altman Z-Score, along with its competitors' market caps and Altman Z-Score data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
PT Yulie Sekuritas Indonesia Tbk Altman Z-Score vs Capital Markets Industry
For the Capital Markets industry and Financial Services sector, PT Yulie Sekuritas Indonesia Tbk's Altman Z-Score distribution charts can be found below:
* The bar in red indicates where PT Yulie Sekuritas Indonesia Tbk's Altman Z-Score falls into.
PT Yulie Sekuritas Indonesia Tbk Altman Z-Score Calculation
Altman Z-Score model is an accurate forecaster of failure up to two years prior to distress. It can be considered the assessment of the distress of industrial corporations.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency. GuruFocus does not calculate Altman Z-Score when X4 or X5 value is 0.
PT Yulie Sekuritas Indonesia Tbk (ISX:YULE) has a Altman Z-Score of 40.58 as of Jul. 09, 2026. The Altman Z-score measures a company's bankruptcy risk. View historical data on PT Yulie Sekuritas Indonesia Tbk and its competitors. This is 16% below median its historical median of 48.45. Over the past decade, PT Yulie Sekuritas Indonesia Tbk's Altman Z-Score has ranged from 6.90 to 182.40. According to the industry distribution chart, PT Yulie Sekuritas Indonesia Tbk ranks #61 out of 658 companies in the Capital Markets industry, placing it in the top 9.3%.
Is PT Yulie Sekuritas Indonesia Tbk's Altman Z-Score too high?
PT Yulie Sekuritas Indonesia Tbk's current Altman Z-Score of 40.58 is 16% below median its 10-year median of 48.45. Over the past 10 years, this metric has ranged from a low of 6.90 to a high of 182.40. The Capital Markets industry median Altman Z-Score is 2.59. PT Yulie Sekuritas Indonesia Tbk's value of 40.58 is 1466.8% above this industry median. Based on the distribution chart, PT Yulie Sekuritas Indonesia Tbk ranks #61 out of 658 companies in the Capital Markets industry, which is in the top quartile — a strong position relative to peers. Overall, PT Yulie Sekuritas Indonesia Tbk has a GF Score™ of 63/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does PT Yulie Sekuritas Indonesia Tbk's Altman Z-Score compare to MS and GS?
According to the Capital Markets industry distribution chart, PT Yulie Sekuritas Indonesia Tbk ranks #61 out of 658 companies for Altman Z-Score. This places PT Yulie Sekuritas Indonesia Tbk in the top 9% of its industry — outperforming the majority of peers. The industry median Altman Z-Score is 2.59. PT Yulie Sekuritas Indonesia Tbk's value of 40.58 is 1466.8% above this benchmark. Historically, PT Yulie Sekuritas Indonesia Tbk's own Altman Z-Score has ranged from 6.90 to 182.40 over the past decade. While the company's 10-year median is 48.45 vs. the industry median of 2.59, PT Yulie Sekuritas Indonesia Tbk has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Altman Z-Score for a Capital Markets company?
The median Altman Z-Score among Capital Markets companies is 2.59, based on 658 companies in the industry. Companies in the top quartile (top 25%) have a Altman Z-Score significantly above this median, while those in the bottom quartile fall well below. However, Altman Z-Score should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. PT Yulie Sekuritas Indonesia Tbk's current Altman Z-Score of 40.58 is 1466.8% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Altman Z-Score mean?
A high Altman Z-Score can signal that a stock is expensive relative to its fundamentals. The Altman Z-score measures a company's bankruptcy risk. View historical data on PT Yulie Sekuritas Indonesia Tbk and its competitors. For the Capital Markets industry, the median Altman Z-Score is 2.59 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. PT Yulie Sekuritas Indonesia Tbk's current Altman Z-Score is 40.58, which is 16% below median its own 10-year median of 48.45. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is PT Yulie Sekuritas Indonesia Tbk stock overvalued right now?
Based on GuruFocus' analysis, PT Yulie Sekuritas Indonesia Tbk (ISX:YULE) is currently considered Significantly Overvalued. The stock's GF Value™ is Rp2,457.23, compared to a current price of Rp3,250.00 — trading 32.3% above its estimated fair value. The current Altman Z-Score is 40.58, which is 16% below median its 10-year median of 48.45 and 1466.8% above the Capital Markets industry median of 2.59. PT Yulie Sekuritas Indonesia Tbk's overall GF Score™ is 63/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Altman Z-Score calculated?
Altman Z-Score is calculated from a company's financial statements. For PT Yulie Sekuritas Indonesia Tbk (ISX:YULE), the current Altman Z-Score is 40.58 as of Jul. 09, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is PT Yulie Sekuritas Indonesia Tbk (ISX:YULE) Overvalued in 2026?
Based on GuruFocus' analysis, PT Yulie Sekuritas Indonesia Tbk stock appears to be overvalued.
The current stock price of Rp3,250.00 is trading 32.3% above its estimated GF Value™ of Rp2,457.23.
GuruFocus considers PT Yulie Sekuritas Indonesia Tbk to be Significantly Overvalued.
Key valuation signals for ISX:YULE:
Altman Z-Score: 40.58 (16% below median its 10-year median of 48.45)
GF Value™: Rp2,457.23 vs. price of Rp3,250.00 (32.3% above fair value)
Industry Position: 1466.8% above the Capital Markets median (#61 of 658)
No single metric tells the full story. See the ISX:YULE stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
PT Yulie Sekuritas Indonesia Tbk Business Description
PT Yulie Sekuritas Indonesia Tbk operates in capital market industry. The company operates in Securities Brokerage division that provides brokerage services for equity securities in both the primary and secondary markets to retail and institutional clients through online and offline trading platforms; Fixed Income Trading sub-division that provides sale services for fixed income securities in the primary market and brokerage services for fixed income securities in the secondary market, such as government securities, retail government securities and corporate bonds; and Underwriting division that provides underwriting services for equity and bond issuances in the capital market.
63GF Score
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