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Al-Mazaya Holding Co K.S.C.PKUW:MAZAYA +0.13% Altman Z-Score is 0.63 as of Aug. 15, 2026, which is 2% above its 10-year median of 0.62. The stock has 6 warning signs investors should review. Among 1,727 Real Estate companies, Al-Mazaya Holding Co K.S.C.P ranks worse than 75.74% on this metric.
The Altman Z-Score is a model designed to predict the likelihood of a company going bankrupt within the next two years. Created by American finance professor Edward Altman in 1968, the model is specifically designed for publicly traded manufacturing companies with assets greater than $1 million.
Warning Sign:
Altman Z-score of 0.63 is in distress zone. This implies bankruptcy possibility in the next two years.
Al-Mazaya Holding Co K.S.C.P has a Altman Z-Score of 0.63, indicating it is in Distress Zones. This implies bankrupcy possibility in the next two years.
The zones of discrimination were as such:
When Altman Z-Score <= 1.8, it is in Distress Zones.
When Altman Z-Score >= 3, it is in Safe Zones.
When Altman Z-Score is between 1.8 and 3, it is in Grey Zones.
The historical rank and industry rank for Al-Mazaya Holding Co K.S.C.P's Altman Z-Score or its related term are showing as below:
KUW:MAZAYA'
s Altman Z-Score Range Over the Past 10 Years
Min: 0.07 Med: 0.62 Max: 1.15
Current: 0.63
During the past 13 years, Al-Mazaya Holding Co K.S.C.P's highest Altman Z-Score was 1.15. The lowest was 0.07. And the median was 0.62.
Al-Mazaya Holding Co K.S.C.P (KUW:MAZAYA) Altman Z-Score Explanation
X1: The Working Capital/Total Assets (WC/TA) ratio is a measure of the net liquid assets of the firm relative to the total capitalization. Working capital is defined as the difference between current assets and current liabilities. Ordinarily, a firm experiencing consistent operating losses will have shrinking current assets in relation to total assets. Altman found this one proved to be the most valuable liquidity ratio comparing with the current ratio and the quick ratio. This is however the least significant of the five factors.
X2: Retained Earnings/Total Assets: the RE/TA ratio measures the leverage of a firm. Retained earnings is the account which reports the total amount of reinvested earnings and/or losses of a firm over its entire life. Those firms with high RE, relative to TA, have financed their assets through retention of profits and have not utilized as much debt.
X3, Earnings Before Interest and Taxes/Total Assets (EBIT/TA): This ratio is a measure of the true productivity of the firm's assets, independent of any tax or leverage factors. Since a firm's ultimate existence is based on the earning power of its assets, this ratio appears to be particularly appropriate for studies dealing with corporate failure. This ratio continually outperforms other profitability measures, including cash flow.
X4, Market Value of Equity/Book Value of Total Liabilities (MVE/TL): The measure shows how much the firm's assets can decline in value (measured by market value of equity plus debt) before the liabilities exceed the assets and the firm becomes insolvent.
X5, Revenue/Total Assets (S/TA): The capital-turnover ratio is a standard financial ratio illustrating the sales generating ability of the firm's assets.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
KUW:MAZAYA vs CBRE, BEKE, JLL: Altman Z-Score Comparison
For the Real Estate Services subindustry, Al-Mazaya Holding Co K.S.C.P's Altman Z-Score, along with its competitors' market caps and Altman Z-Score data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Al-Mazaya Holding Co K.S.C.P Altman Z-Score vs Real Estate Industry
For the Real Estate industry and Real Estate sector, Al-Mazaya Holding Co K.S.C.P's Altman Z-Score distribution charts can be found below:
* The bar in red indicates where Al-Mazaya Holding Co K.S.C.P's Altman Z-Score falls into.
Al-Mazaya Holding Co K.S.C.P Altman Z-Score Calculation
Altman Z-Score model is an accurate forecaster of failure up to two years prior to distress. It can be considered the assessment of the distress of industrial corporations.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency. GuruFocus does not calculate Altman Z-Score when X4 or X5 value is 0.
Al-Mazaya Holding Co K.S.C.P (KUW:MAZAYA) has a Altman Z-Score of 0.63 as of Aug. 15, 2026. The Altman Z-score measures a company's bankruptcy risk. View historical data on Al-Mazaya Holding Co K.S.C.P and its competitors. This is near median its historical median of 0.62. Over the past decade, Al-Mazaya Holding Co K.S.C.P's Altman Z-Score has ranged from 0.07 to 1.15. According to the industry distribution chart, Al-Mazaya Holding Co K.S.C.P ranks #1308 out of 1727 companies in the Real Estate industry, placing it in the top 75.7%.
Is Al-Mazaya Holding Co K.S.C.P's Altman Z-Score too high?
Al-Mazaya Holding Co K.S.C.P's current Altman Z-Score of 0.63 is near median its 10-year median of 0.62. Over the past 10 years, this metric has ranged from a low of 0.07 to a high of 1.15. The Real Estate industry median Altman Z-Score is 1.30. Al-Mazaya Holding Co K.S.C.P's value of 0.63 is 51.5% below this industry median. Based on the distribution chart, Al-Mazaya Holding Co K.S.C.P ranks #1308 out of 1727 companies in the Real Estate industry, which is in the bottom quartile relative to peers.
How does Al-Mazaya Holding Co K.S.C.P's Altman Z-Score compare to CBRE and BEKE?
According to the Real Estate industry distribution chart, Al-Mazaya Holding Co K.S.C.P ranks #1308 out of 1727 companies for Altman Z-Score. This places Al-Mazaya Holding Co K.S.C.P in the lower half of its industry. The industry median Altman Z-Score is 1.30. Al-Mazaya Holding Co K.S.C.P's value of 0.63 is 51.5% below this benchmark. Historically, Al-Mazaya Holding Co K.S.C.P's own Altman Z-Score has ranged from 0.07 to 1.15 over the past decade. While the company's 10-year median is 0.62 vs. the industry median of 1.30, Al-Mazaya Holding Co K.S.C.P has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Altman Z-Score for a Real Estate company?
The median Altman Z-Score among Real Estate companies is 1.30, based on 1,727 companies in the industry. Companies in the top quartile (top 25%) have a Altman Z-Score significantly above this median, while those in the bottom quartile fall well below. However, Altman Z-Score should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Al-Mazaya Holding Co K.S.C.P's current Altman Z-Score of 0.63 is 51.5% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Altman Z-Score mean?
A high Altman Z-Score can signal that a stock is expensive relative to its fundamentals. The Altman Z-score measures a company's bankruptcy risk. View historical data on Al-Mazaya Holding Co K.S.C.P and its competitors. For the Real Estate industry, the median Altman Z-Score is 1.30 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Al-Mazaya Holding Co K.S.C.P's current Altman Z-Score is 0.63, which is near median its own 10-year median of 0.62. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Al-Mazaya Holding Co K.S.C.P stock overvalued right now?
Al-Mazaya Holding Co K.S.C.P (KUW:MAZAYA) has a current Altman Z-Score of 0.63. The current Altman Z-Score is 0.63, which is near median its 10-year median of 0.62 and 51.5% below the Real Estate industry median of 1.30. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Altman Z-Score calculated?
Altman Z-Score is calculated from a company's financial statements. For Al-Mazaya Holding Co K.S.C.P (KUW:MAZAYA), the current Altman Z-Score is 0.63 as of Aug. 15, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Al-Mazaya Holding Co K.S.C.P is engaged in real estate development and investment activities. It provides real estate products and services in several fields, including housing projects, such as deluxe villas and high-class residential buildings, and commercial projects, such as office and retail buildings. The company is also engaged in other real estate fields to include purchasing, ownership, and selling of lands and their development for the account of the company inside and outside of Kuwait. Its geographical segments include Kuwait; United Arab Emirates (UAE); Kingdom of Saudi Arabia (KSA), Turkey and other countries. The company derives a majority of revenue from the United Arab Emirates.
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