Jaeren Sparebank (LTS:0EZK) Altman Z-Score

Author: Vera Yuan Vera Yuan
Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Reviewed by: Charlie Tian Charlie Tian
Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

LTS:0EZK Jaeren Sparebank LTS:0EZK
43 GF Score
Price kr337.90
GF Value kr336.35
Valuation Fairly Valued
! 3 Warning Signs
View Full Analysis

What is Jaeren Sparebank Altman Z-Score?

The Altman Z-Score is a model designed to predict the likelihood of a company going bankrupt within the next two years. Created by American finance professor Edward Altman in 1968, the model is specifically designed for publicly traded manufacturing companies with assets greater than $1 million.

Altman Z-Score does not apply to banks and insurance companies.

LTS:0EZK
43GF Score
Jaeren Sparebank LTS:0EZK
Altman Z-Score is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Is Jaeren Sparebank (LTS:0EZK) Overvalued in 2026?

Based on GuruFocus' analysis, Jaeren Sparebank stock appears to be overvalued. The current stock price of kr337.90 is trading 0.5% above its estimated GF Value™ of kr336.35. GuruFocus considers Jaeren Sparebank to be Fairly Valued.

Key valuation signals for LTS:0EZK:

  • Altman Z-Score:
  • GF Value™: kr336.35 vs. price of kr337.90 (0.5% above fair value)
  • GF Score™: 43/100 with 3 warning signs

No single metric tells the full story. See the LTS:0EZK stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Jaeren Sparebank Business Description

Other Exchanges JAREN:Norway
Address Jaervegen 532, PO Box 53, Kleppe, NOR, 4352
Jaeren Sparebank operates as a local bank. It offers a range of financial services including loans, savings, advice, insurance and pensions to personal and corporate customers. The Bank also offers credit cards, debit cards, structured products, stock savings, mobile banking and online banking services.
43GF Score

Get the complete analysis for LTS:0EZK

Altman Z-Score is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

kr337.90
Price
kr336.35
GF Value