Verisk Analytics (MEX:VRSK) Altman Z-Score: 6.36 (As of Jul. 03, 2026) — 22% Above Median


MEX:VRSK Verisk Analytics Inc MEX:VRSK
26 GF Score
Price MXN2,970.00
GF Value MXN4,992.26
Valuation Significantly Undervalued
! 1 Warning Sign
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What is Verisk Analytics Altman Z-Score?

Verisk Analytics MEX:VRSK 26 Altman Z-Score is 6.36 as of Jul. 03, 2026, which is 22% above its 10-year median of 5.23. GuruFocus rates MEX:VRSK with a GF Score™ of 26/100 and a GF Value™ of MXN4,992.26 (Significantly Undervalued). The stock has 1 warning sign investors should review. Among 1,060 Business Services companies, Verisk Analytics ranks better than 82.74% on this metric.

The Altman Z-Score is a model designed to predict the likelihood of a company going bankrupt within the next two years. Created by American finance professor Edward Altman in 1968, the model is specifically designed for publicly traded manufacturing companies with assets greater than $1 million.

Good Sign:

Altman Z-score of 6.65 is strong.

Verisk Analytics has a Altman Z-Score of 6.36, indicating it is in Safe Zones. This implies the Altman Z-Score is strong.

The zones of discrimination were as such:

When Altman Z-Score <= 1.8, it is in Distress Zones.
When Altman Z-Score >= 3, it is in Safe Zones.
When Altman Z-Score is between 1.8 and 3, it is in Grey Zones.

The historical rank and industry rank for Verisk Analytics's Altman Z-Score or its related term are showing as below:

MEX:VRSK' s Altman Z-Score Range Over the Past 10 Years
Min: 3.54   Med: 5.23   Max: 9.67
Current: 6.65

During the past 13 years, Verisk Analytics's highest Altman Z-Score was 9.67. The lowest was 3.54. And the median was 5.23.


Verisk Analytics  (MEX:VRSK) Altman Z-Score Explanation

X1: The Working Capital/Total Assets (WC/TA) ratio is a measure of the net liquid assets of the firm relative to the total capitalization. Working capital is defined as the difference between current assets and current liabilities. Ordinarily, a firm experiencing consistent operating losses will have shrinking current assets in relation to total assets. Altman found this one proved to be the most valuable liquidity ratio comparing with the current ratio and the quick ratio. This is however the least significant of the five factors.

X2: Retained Earnings/Total Assets: the RE/TA ratio measures the leverage of a firm. Retained earnings is the account which reports the total amount of reinvested earnings and/or losses of a firm over its entire life. Those firms with high RE, relative to TA, have financed their assets through retention of profits and have not utilized as much debt.

X3, Earnings Before Interest and Taxes/Total Assets (EBIT/TA): This ratio is a measure of the true productivity of the firm's assets, independent of any tax or leverage factors. Since a firm's ultimate existence is based on the earning power of its assets, this ratio appears to be particularly appropriate for studies dealing with corporate failure. This ratio continually outperforms other profitability measures, including cash flow.

X4, Market Value of Equity/Book Value of Total Liabilities (MVE/TL): The measure shows how much the firm's assets can decline in value (measured by market value of equity plus debt) before the liabilities exceed the assets and the firm becomes insolvent.

X5, Revenue/Total Assets (S/TA): The capital-turnover ratio is a standard financial ratio illustrating the sales generating ability of the firm's assets.

Read more about Altman Z-Score and the original research.


Be Aware

Altman Z-Score does not apply to financial companies.


Verisk Analytics Altman Z-Score Related Terms


Verisk Analytics Altman Z-Score Historical Data

* Premium members only.

The historical data trend for Verisk Analytics's Altman Z-Score can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Verisk Analytics Altman Z-Score Chart

Verisk Analytics Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Altman Z-Score
Get a 7-Day Free Trial Premium Member Only Premium Member Only 5.96 5.14 8.62 9.56 6.22

Verisk Analytics Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Altman Z-Score Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 8.55 9.67 6.59 6.22 6.67

MEX:VRSK vs EFX, BAH, FCN: Altman Z-Score Comparison

For the Consulting Services subindustry, Verisk Analytics's Altman Z-Score, along with its competitors' market caps and Altman Z-Score data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Verisk Analytics Altman Z-Score vs Business Services Industry

For the Business Services industry and Industrials sector, Verisk Analytics's Altman Z-Score distribution charts can be found below:

* The bar in red indicates where Verisk Analytics's Altman Z-Score falls into.


MEX:VRSK
26GF Score
Verisk Analytics Inc MEX:VRSK
Altman Z-Score is just one metric. See GF Score™, valuation, warning signs, and more.
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Verisk Analytics Altman Z-Score Calculation

Altman Z-Score model is an accurate forecaster of failure up to two years prior to distress. It can be considered the assessment of the distress of industrial corporations.

Verisk Analytics's Altman Z-Score for today is calculated with this formula:

Z=1.2*X1+1.4*X2+3.3*X3+0.6*X4+1.0*X5
=1.2*0.0046+1.4*1.7353+3.3*0.3007+0.6*3.743+1.0*0.6847
=6.36

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency. GuruFocus does not calculate Altman Z-Score when X4 or X5 value is 0.

Trailing Twelve Months (TTM) ended in Mar. 2026:
Total Assets was MXN82,922 Mil.
Total Current Assets was MXN21,674 Mil.
Total Current Liabilities was MXN21,291 Mil.
Retained Earnings was MXN143,896 Mil.
Pre-Tax Income was 5563.088 + 4409.596 + 5541.783 + 6174.095 = MXN21,689 Mil.
Interest Expense was -779.013 + -1024.524 + -774.125 + -668.437 = MXN-3,246 Mil.
Revenue was 14112.391 + 14022.839 + 14093.849 + 14547.44 = MXN56,777 Mil.
Market Cap (Today) was MXN389,135 Mil.
Total Liabilities was MXN103,964 Mil.

* Note that for stock reported semi-annually or annually, GuruFocus uses latest annual data as the TTM data.

X1=Working Capital/Total Assets
=(Total Current Assets - Total Current Liabilities)/Total Assets
=(21673.502 - 21291.209)/82921.568
=0.0046

X2=Retained Earnings/Total Assets
=143895.536/82921.568
=1.7353

X3=Earnings Before Interest and Taxes/Total Assets
=(Pre-Tax Income - Interest Expense)/Total Assets
=(21688.562 - -3246.099)/82921.568
=0.3007

X4=Market Value Equity/Book Value of Total Liabilities
=Market Cap/Total Liabilities
=389134.865/103963.925
=3.743

X5=Revenue/Total Assets
=56776.519/82921.568
=0.6847

The zones of discrimination were as such:

Distress Zones - 1.81 < Grey Zones < 2.99 - Safe Zones

Verisk Analytics has a Altman Z-Score of 6.36 indicating it is in Safe Zones.

Study by Altman found that companies that are in Distress Zone have more than 80% of chances of bankruptcy in two years.

Frequently Asked Questions Learn more about Altman Z-Score →
What does a Altman Z-Score of 6.36 mean?
Verisk Analytics (MEX:VRSK) has a Altman Z-Score of 6.36 as of Jul. 03, 2026. The Altman Z-score measures a company's bankruptcy risk. View historical data on Verisk Analytics and its competitors. This is 22% above median its historical median of 5.23. Over the past decade, Verisk Analytics' Altman Z-Score has ranged from 3.54 to 9.67. According to the industry distribution chart, Verisk Analytics ranks #183 out of 1060 companies in the Business Services industry, placing it in the top 17.3%.
Is Verisk Analytics' Altman Z-Score too high?
Verisk Analytics' current Altman Z-Score of 6.36 is 22% above median its 10-year median of 5.23. Over the past 10 years, this metric has ranged from a low of 3.54 to a high of 9.67. The Business Services industry median Altman Z-Score is 2.97. Verisk Analytics' value of 6.36 is 114.5% above this industry median. Based on the distribution chart, Verisk Analytics ranks #183 out of 1060 companies in the Business Services industry, which is in the top quartile — a strong position relative to peers. Overall, Verisk Analytics has a GF Score™ of 26/100 and is considered Significantly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Verisk Analytics' Altman Z-Score compare to EFX and BAH?
According to the Business Services industry distribution chart, Verisk Analytics ranks #183 out of 1060 companies for Altman Z-Score. This places Verisk Analytics in the top 17% of its industry — outperforming the majority of peers. The industry median Altman Z-Score is 2.97. Verisk Analytics' value of 6.36 is 114.5% above this benchmark. Historically, Verisk Analytics' own Altman Z-Score has ranged from 3.54 to 9.67 over the past decade. While the company's 10-year median is 5.23 vs. the industry median of 2.97, Verisk Analytics has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Altman Z-Score for a Business Services company?
The median Altman Z-Score among Business Services companies is 2.97, based on 1,060 companies in the industry. Companies in the top quartile (top 25%) have a Altman Z-Score significantly above this median, while those in the bottom quartile fall well below. However, Altman Z-Score should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Verisk Analytics's current Altman Z-Score of 6.36 is 114.5% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Altman Z-Score mean?
A high Altman Z-Score can signal that a stock is expensive relative to its fundamentals. The Altman Z-score measures a company's bankruptcy risk. View historical data on Verisk Analytics and its competitors. For the Business Services industry, the median Altman Z-Score is 2.97 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Verisk Analytics's current Altman Z-Score is 6.36, which is 22% above median its own 10-year median of 5.23. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Verisk Analytics stock overvalued right now?
Based on GuruFocus' analysis, Verisk Analytics (MEX:VRSK) is currently considered Significantly Undervalued. The stock's GF Value™ is MXN4,992.26, compared to a current price of MXN2,970.00 — trading 40.5% below its estimated fair value. The current Altman Z-Score is 6.36, which is 22% above median its 10-year median of 5.23 and 114.5% above the Business Services industry median of 2.97. Verisk Analytics' overall GF Score™ is 26/100 with 1 warning sign to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Altman Z-Score calculated?
Altman Z-Score is calculated from a company's financial statements. For Verisk Analytics (MEX:VRSK), the current Altman Z-Score is 6.36 as of Jul. 03, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Verisk Analytics (MEX:VRSK) Overvalued in 2026?

Based on GuruFocus' analysis, Verisk Analytics stock appears to be undervalued. The current stock price of MXN2,970.00 is trading 40.5% below its estimated GF Value™ of MXN4,992.26. GuruFocus considers Verisk Analytics to be Significantly Undervalued.

Key valuation signals for MEX:VRSK:

  • Altman Z-Score: 6.36 (22% above median its 10-year median of 5.23)
  • GF Value™: MXN4,992.26 vs. price of MXN2,970.00 (40.5% below fair value)
  • GF Score™: 26/100 with 1 warning sign
  • Industry Position: 114.5% above the Business Services median (#183 of 1060)

No single metric tells the full story. See the MEX:VRSK stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Verisk Analytics Business Description

Address 545 Washington Boulevard, Jersey City, NJ, USA, 07310-1686
Verisk is a leading data, analytics, and technology provider for property-casualty insurers. Verisk traces its history to Insurance Services Office, a nonprofit advisory organization founded in 1971 by US P&C insurers. ISO was formed as an association of insurance companies to assist with a variety of insurance use cases, such as reporting to regulators, defining policies, and determining independent premium rates. As the firm expanded its use cases, it became a for-profit company, renamed Verisk, and went public in 2009. Verisk's single segment (insurance) provides underwriting solutions, including forms, rules, loss costs, and catastrophe modeling. For claims, Verisk's solutions include property repair estimates and antifraud tools. About 83% of Verisk's revenue is US-based.
26GF Score

Get the complete analysis for MEX:VRSK

Altman Z-Score is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

MXN2,970.00
Price
MXN4,992.26
GF Value