Gabetti Property Solutions SpA (MIL:GAB) Altman Z-Score: 0.95 (As of Jun. 30, 2026) — 10% Below Median


MIL:GAB Gabetti Property Solutions SpA MIL:GAB
34 GF Score
Price €0.37
GF Value €0.51
Valuation Modestly Undervalued
! 4 Warning Signs
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What is Gabetti Property Solutions SpA Altman Z-Score?

Gabetti Property Solutions SpA MIL:GAB -0.27% 34 Altman Z-Score is 0.95 as of Jun. 30, 2026, which is 10% below its 10-year median of 1.05. GuruFocus rates MIL:GAB with a GF Score™ of 34/100 and a GF Value™ of €0.51 (Modestly Undervalued). The stock has 4 warning signs investors should review. Among 1,733 Real Estate companies, Gabetti Property Solutions SpA ranks worse than 62.95% on this metric.

The Altman Z-Score is a model designed to predict the likelihood of a company going bankrupt within the next two years. Created by American finance professor Edward Altman in 1968, the model is specifically designed for publicly traded manufacturing companies with assets greater than $1 million.

Warning Sign:

Altman Z-score of 0.95 is in distress zone. This implies bankruptcy possibility in the next two years.

Gabetti Property Solutions SpA has a Altman Z-Score of 0.95, indicating it is in Distress Zones. This implies bankrupcy possibility in the next two years.

The zones of discrimination were as such:

When Altman Z-Score <= 1.8, it is in Distress Zones.
When Altman Z-Score >= 3, it is in Safe Zones.
When Altman Z-Score is between 1.8 and 3, it is in Grey Zones.

The historical rank and industry rank for Gabetti Property Solutions SpA's Altman Z-Score or its related term are showing as below:

MIL:GAB' s Altman Z-Score Range Over the Past 10 Years
Min: 0.78   Med: 1.05   Max: 1.81
Current: 0.95

During the past 13 years, Gabetti Property Solutions SpA's highest Altman Z-Score was 1.81. The lowest was 0.78. And the median was 1.05.


Gabetti Property Solutions SpA  (MIL:GAB) Altman Z-Score Explanation

X1: The Working Capital/Total Assets (WC/TA) ratio is a measure of the net liquid assets of the firm relative to the total capitalization. Working capital is defined as the difference between current assets and current liabilities. Ordinarily, a firm experiencing consistent operating losses will have shrinking current assets in relation to total assets. Altman found this one proved to be the most valuable liquidity ratio comparing with the current ratio and the quick ratio. This is however the least significant of the five factors.

X2: Retained Earnings/Total Assets: the RE/TA ratio measures the leverage of a firm. Retained earnings is the account which reports the total amount of reinvested earnings and/or losses of a firm over its entire life. Those firms with high RE, relative to TA, have financed their assets through retention of profits and have not utilized as much debt.

X3, Earnings Before Interest and Taxes/Total Assets (EBIT/TA): This ratio is a measure of the true productivity of the firm's assets, independent of any tax or leverage factors. Since a firm's ultimate existence is based on the earning power of its assets, this ratio appears to be particularly appropriate for studies dealing with corporate failure. This ratio continually outperforms other profitability measures, including cash flow.

X4, Market Value of Equity/Book Value of Total Liabilities (MVE/TL): The measure shows how much the firm's assets can decline in value (measured by market value of equity plus debt) before the liabilities exceed the assets and the firm becomes insolvent.

X5, Revenue/Total Assets (S/TA): The capital-turnover ratio is a standard financial ratio illustrating the sales generating ability of the firm's assets.

Read more about Altman Z-Score and the original research.


Be Aware

Altman Z-Score does not apply to financial companies.


Gabetti Property Solutions SpA Altman Z-Score Related Terms


Gabetti Property Solutions SpA Altman Z-Score Historical Data

* Premium members only.

The historical data trend for Gabetti Property Solutions SpA's Altman Z-Score can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Gabetti Property Solutions SpA Altman Z-Score Chart

Gabetti Property Solutions SpA Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Altman Z-Score
Get a 7-Day Free Trial Premium Member Only Premium Member Only 1.81 1.20 0.90 1.16 1.04

Gabetti Property Solutions SpA Quarterly Data
Mar21 Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25
Altman Z-Score Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 1.16 1.15 1.29 2.96 1.04

MIL:GAB vs CBRE, BEKE, JLL: Altman Z-Score Comparison

For the Real Estate Services subindustry, Gabetti Property Solutions SpA's Altman Z-Score, along with its competitors' market caps and Altman Z-Score data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Gabetti Property Solutions SpA Altman Z-Score vs Real Estate Industry

For the Real Estate industry and Real Estate sector, Gabetti Property Solutions SpA's Altman Z-Score distribution charts can be found below:

* The bar in red indicates where Gabetti Property Solutions SpA's Altman Z-Score falls into.


MIL:GAB
34GF Score
Gabetti Property Solutions SpA MIL:GAB
Altman Z-Score is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Gabetti Property Solutions SpA Altman Z-Score Calculation

Altman Z-Score model is an accurate forecaster of failure up to two years prior to distress. It can be considered the assessment of the distress of industrial corporations.

Gabetti Property Solutions SpA's Altman Z-Score for today is calculated with this formula:

Z=1.2*X1+1.4*X2+3.3*X3+0.6*X4+1.0*X5
=1.2*0.1855+1.4*-0.0479+3.3*0.0303+0.6*0.1891+1.0*0.5819
=0.95

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency. GuruFocus does not calculate Altman Z-Score when X4 or X5 value is 0.

Trailing Twelve Months (TTM) ended in Dec. 2025:
Total Assets was €156.15 Mil.
Total Current Assets was €129.28 Mil.
Total Current Liabilities was €100.31 Mil.
Retained Earnings was €-7.49 Mil.
Pre-Tax Income was 4.429 + -0.163 + -1.696 + -1.002 = €1.57 Mil.
Interest Expense was -0.448 + -0.955 + -0.916 + -0.846 = €-3.17 Mil.
Revenue was 11.405 + 24.464 + 28.022 + 26.971 = €90.86 Mil.
Market Cap (Today) was €22.02 Mil.
Total Liabilities was €116.48 Mil.

* Note that for stock reported semi-annually or annually, GuruFocus uses latest annual data as the TTM data.

X1=Working Capital/Total Assets
=(Total Current Assets - Total Current Liabilities)/Total Assets
=(129.28 - 100.306)/156.153
=0.1855

X2=Retained Earnings/Total Assets
=-7.486/156.153
=-0.0479

X3=Earnings Before Interest and Taxes/Total Assets
=(Pre-Tax Income - Interest Expense)/Total Assets
=(1.568 - -3.165)/156.153
=0.0303

X4=Market Value Equity/Book Value of Total Liabilities
=Market Cap/Total Liabilities
=22.022/116.476
=0.1891

X5=Revenue/Total Assets
=90.862/156.153
=0.5819

The zones of discrimination were as such:

Distress Zones - 1.81 < Grey Zones < 2.99 - Safe Zones

Gabetti Property Solutions SpA has a Altman Z-Score of 0.95 indicating it is in Distress Zones.

Study by Altman found that companies that are in Distress Zone have more than 80% of chances of bankruptcy in two years.

Frequently Asked Questions Learn more about Altman Z-Score →
What does a Altman Z-Score of 0.95 mean?
Gabetti Property Solutions SpA (MIL:GAB) has a Altman Z-Score of 0.95 as of Jun. 30, 2026. The Altman Z-score measures a company's bankruptcy risk. View historical data on Gabetti Property Solutions SpA and its competitors. This is 10% below median its historical median of 1.05. Over the past decade, Gabetti Property Solutions SpA's Altman Z-Score has ranged from 0.78 to 1.81. According to the industry distribution chart, Gabetti Property Solutions SpA ranks #1091 out of 1733 companies in the Real Estate industry, placing it in the top 63%.
Is Gabetti Property Solutions SpA's Altman Z-Score too high?
Gabetti Property Solutions SpA's current Altman Z-Score of 0.95 is 10% below median its 10-year median of 1.05. Over the past 10 years, this metric has ranged from a low of 0.78 to a high of 1.81. The Real Estate industry median Altman Z-Score is 1.30. Gabetti Property Solutions SpA's value of 0.95 is 26.9% below this industry median. Based on the distribution chart, Gabetti Property Solutions SpA ranks #1091 out of 1733 companies in the Real Estate industry, which is below the industry midpoint. Overall, Gabetti Property Solutions SpA has a GF Score™ of 34/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Gabetti Property Solutions SpA's Altman Z-Score compare to CBRE and BEKE?
According to the Real Estate industry distribution chart, Gabetti Property Solutions SpA ranks #1091 out of 1733 companies for Altman Z-Score. This places Gabetti Property Solutions SpA in the lower half of its industry. The industry median Altman Z-Score is 1.30. Gabetti Property Solutions SpA's value of 0.95 is 26.9% below this benchmark. Historically, Gabetti Property Solutions SpA's own Altman Z-Score has ranged from 0.78 to 1.81 over the past decade. While the company's 10-year median is 1.05 vs. the industry median of 1.30, Gabetti Property Solutions SpA has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Altman Z-Score for a Real Estate company?
The median Altman Z-Score among Real Estate companies is 1.30, based on 1,733 companies in the industry. Companies in the top quartile (top 25%) have a Altman Z-Score significantly above this median, while those in the bottom quartile fall well below. However, Altman Z-Score should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Gabetti Property Solutions SpA's current Altman Z-Score of 0.95 is 26.9% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Altman Z-Score mean?
A high Altman Z-Score can signal that a stock is expensive relative to its fundamentals. The Altman Z-score measures a company's bankruptcy risk. View historical data on Gabetti Property Solutions SpA and its competitors. For the Real Estate industry, the median Altman Z-Score is 1.30 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Gabetti Property Solutions SpA's current Altman Z-Score is 0.95, which is 10% below median its own 10-year median of 1.05. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Gabetti Property Solutions SpA stock overvalued right now?
Based on GuruFocus' analysis, Gabetti Property Solutions SpA (MIL:GAB) is currently considered Modestly Undervalued. The stock's GF Value™ is €0.51, compared to a current price of €0.37 — trading 28.4% below its estimated fair value. The current Altman Z-Score is 0.95, which is 10% below median its 10-year median of 1.05 and 26.9% below the Real Estate industry median of 1.30. Gabetti Property Solutions SpA's overall GF Score™ is 34/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Altman Z-Score calculated?
Altman Z-Score is calculated from a company's financial statements. For Gabetti Property Solutions SpA (MIL:GAB), the current Altman Z-Score is 0.95 as of Jun. 30, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Gabetti Property Solutions SpA (MIL:GAB) Overvalued in 2026?

Based on GuruFocus' analysis, Gabetti Property Solutions SpA stock appears to be undervalued. The current stock price of €0.37 is trading 28.4% below its estimated GF Value™ of €0.51. GuruFocus considers Gabetti Property Solutions SpA to be Modestly Undervalued.

Key valuation signals for MIL:GAB:

  • Altman Z-Score: 0.95 (10% below median its 10-year median of 1.05)
  • GF Value™: €0.51 vs. price of €0.37 (28.4% below fair value)
  • GF Score™: 34/100 with 4 warning signs
  • Industry Position: 26.9% below the Real Estate median (#1091 of 1733)

No single metric tells the full story. See the MIL:GAB stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Gabetti Property Solutions SpA Business Description

Address Via Bernardo Quaranta, 40, Milan, ITA, 20139
Gabetti Property Solutions SpA offers integrated real estate services, including brokerage, management, and development of real estate portfolios. The company's reportable operating segments are Agency and Corporate Services, Real Estate Network Services, and Other Businesses. A majority of its revenue is generated from the Real Estate Network Services segment, which provides franchising, condominium franchising, real estate franchising, user management, financial and insurance, and property redevelopment services.
34GF Score

Get the complete analysis for MIL:GAB

Altman Z-Score is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€0.37
Price
€0.51
GF Value