Saccheria Flli Franceschetti SpA (MIL:SAC) Altman Z-Score: 3.17 (As of Jun. 26, 2026) — Near Median


MIL:SAC Saccheria Flli Franceschetti SpA MIL:SAC
67 GF Score
Price €1.34
GF Value €1.26
Valuation Fairly Valued
! 5 Warning Signs
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What is Saccheria Flli Franceschetti SpA Altman Z-Score?

Saccheria Flli Franceschetti SpA MIL:SAC -1.47% 67 Altman Z-Score is 3.17 as of Jun. 26, 2026, which is 8% above its 10-year median of 2.93. GuruFocus rates MIL:SAC with a GF Score™ of 67/100 and a GF Value™ of €1.26 (Fairly Valued). The stock has 5 warning signs investors should review. Among 391 Packaging & Containers companies, Saccheria Flli Franceschetti SpA ranks better than 60.36% on this metric.

The Altman Z-Score is a model designed to predict the likelihood of a company going bankrupt within the next two years. Created by American finance professor Edward Altman in 1968, the model is specifically designed for publicly traded manufacturing companies with assets greater than $1 million.

Good Sign:

Altman Z-score of 3.13 is strong.

Saccheria Flli Franceschetti SpA has a Altman Z-Score of 3.17, indicating it is in Safe Zones. This implies the Altman Z-Score is strong.

The zones of discrimination were as such:

When Altman Z-Score <= 1.8, it is in Distress Zones.
When Altman Z-Score >= 3, it is in Safe Zones.
When Altman Z-Score is between 1.8 and 3, it is in Grey Zones.

The historical rank and industry rank for Saccheria Flli Franceschetti SpA's Altman Z-Score or its related term are showing as below:

MIL:SAC' s Altman Z-Score Range Over the Past 10 Years
Min: 2.69   Med: 2.93   Max: 3.13
Current: 3.13

During the past 6 years, Saccheria Flli Franceschetti SpA's highest Altman Z-Score was 3.13. The lowest was 2.69. And the median was 2.93.


Saccheria Flli Franceschetti SpA  (MIL:SAC) Altman Z-Score Explanation

X1: The Working Capital/Total Assets (WC/TA) ratio is a measure of the net liquid assets of the firm relative to the total capitalization. Working capital is defined as the difference between current assets and current liabilities. Ordinarily, a firm experiencing consistent operating losses will have shrinking current assets in relation to total assets. Altman found this one proved to be the most valuable liquidity ratio comparing with the current ratio and the quick ratio. This is however the least significant of the five factors.

X2: Retained Earnings/Total Assets: the RE/TA ratio measures the leverage of a firm. Retained earnings is the account which reports the total amount of reinvested earnings and/or losses of a firm over its entire life. Those firms with high RE, relative to TA, have financed their assets through retention of profits and have not utilized as much debt.

X3, Earnings Before Interest and Taxes/Total Assets (EBIT/TA): This ratio is a measure of the true productivity of the firm's assets, independent of any tax or leverage factors. Since a firm's ultimate existence is based on the earning power of its assets, this ratio appears to be particularly appropriate for studies dealing with corporate failure. This ratio continually outperforms other profitability measures, including cash flow.

X4, Market Value of Equity/Book Value of Total Liabilities (MVE/TL): The measure shows how much the firm's assets can decline in value (measured by market value of equity plus debt) before the liabilities exceed the assets and the firm becomes insolvent.

X5, Revenue/Total Assets (S/TA): The capital-turnover ratio is a standard financial ratio illustrating the sales generating ability of the firm's assets.

Read more about Altman Z-Score and the original research.


Be Aware

Altman Z-Score does not apply to financial companies.


Saccheria Flli Franceschetti SpA Altman Z-Score Related Terms


Saccheria Flli Franceschetti SpA Altman Z-Score Historical Data

* Premium members only.

The historical data trend for Saccheria Flli Franceschetti SpA's Altman Z-Score can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Saccheria Flli Franceschetti SpA Altman Z-Score Chart

Saccheria Flli Franceschetti SpA Annual Data
Trend Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Altman Z-Score
Get a 7-Day Free Trial 0.00 3.12 2.69 2.84 3.01

Saccheria Flli Franceschetti SpA Semi-Annual Data
Dec20 Jun21 Dec21 Jun22 Dec22 Jun23 Dec23 Jun24 Dec24 Jun25 Dec25
Altman Z-Score Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only 2.69 0.00 2.84 0.00 3.01

MIL:SAC vs SW, PKG, AMCR: Altman Z-Score Comparison

For the Packaging & Containers subindustry, Saccheria Flli Franceschetti SpA's Altman Z-Score, along with its competitors' market caps and Altman Z-Score data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Saccheria Flli Franceschetti SpA Altman Z-Score vs Packaging & Containers Industry

For the Packaging & Containers industry and Consumer Cyclical sector, Saccheria Flli Franceschetti SpA's Altman Z-Score distribution charts can be found below:

* The bar in red indicates where Saccheria Flli Franceschetti SpA's Altman Z-Score falls into.


MIL:SAC
67GF Score
Saccheria Flli Franceschetti SpA MIL:SAC
Altman Z-Score is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Saccheria Flli Franceschetti SpA Altman Z-Score Calculation

Altman Z-Score model is an accurate forecaster of failure up to two years prior to distress. It can be considered the assessment of the distress of industrial corporations.

Saccheria Flli Franceschetti SpA's Altman Z-Score for today is calculated with this formula:

Z=1.2*X1+1.4*X2+3.3*X3+0.6*X4+1.0*X5
=1.2*0.4901+1.4*0.1776+3.3*0.0957+0.6*1.5486+1.0*1.0853
=3.17

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency. GuruFocus does not calculate Altman Z-Score when X4 or X5 value is 0.

Trailing Twelve Months (TTM) ended in Dec. 2025:
Total Assets was €18.20 Mil.
Total Current Assets was €13.30 Mil.
Total Current Liabilities was €4.38 Mil.
Retained Earnings was €3.23 Mil.
Pre-Tax Income was €1.60 Mil.
Interest Expense was €-0.14 Mil.
Revenue was €19.75 Mil.
Market Cap (Today) was €11.90 Mil.
Total Liabilities was €7.69 Mil.

* Note that for stock reported semi-annually or annually, GuruFocus uses latest annual data as the TTM data.

X1=Working Capital/Total Assets
=(Total Current Assets - Total Current Liabilities)/Total Assets
=(13.303 - 4.383)/18.2
=0.4901

X2=Retained Earnings/Total Assets
=3.232/18.2
=0.1776

X3=Earnings Before Interest and Taxes/Total Assets
=(Pre-Tax Income - Interest Expense)/Total Assets
=(1.604 - -0.138)/18.2
=0.0957

X4=Market Value Equity/Book Value of Total Liabilities
=Market Cap/Total Liabilities
=11.901/7.685
=1.5486

X5=Revenue/Total Assets
=19.752/18.2
=1.0853

The zones of discrimination were as such:

Distress Zones - 1.81 < Grey Zones < 2.99 - Safe Zones

Saccheria Flli Franceschetti SpA has a Altman Z-Score of 3.17 indicating it is in Safe Zones.

Study by Altman found that companies that are in Distress Zone have more than 80% of chances of bankruptcy in two years.

Frequently Asked Questions Learn more about Altman Z-Score →
What does a Altman Z-Score of 3.17 mean?
Saccheria Flli Franceschetti SpA (MIL:SAC) has a Altman Z-Score of 3.17 as of Jun. 26, 2026. The Altman Z-score measures a company's bankruptcy risk. View historical data on Saccheria Flli Franceschetti SpA and its competitors. This is near median its historical median of 2.93. Over the past decade, Saccheria Flli Franceschetti SpA's Altman Z-Score has ranged from 2.69 to 3.13. According to the industry distribution chart, Saccheria Flli Franceschetti SpA ranks #155 out of 391 companies in the Packaging & Containers industry, placing it in the top 39.6%.
Is Saccheria Flli Franceschetti SpA's Altman Z-Score too high?
Saccheria Flli Franceschetti SpA's current Altman Z-Score of 3.17 is near median its 10-year median of 2.93. Over the past 10 years, this metric has ranged from a low of 2.69 to a high of 3.13. The Packaging & Containers industry median Altman Z-Score is 2.65. Saccheria Flli Franceschetti SpA's value of 3.17 is 19.6% above this industry median. Based on the distribution chart, Saccheria Flli Franceschetti SpA ranks #155 out of 391 companies in the Packaging & Containers industry, which is above the industry midpoint. Overall, Saccheria Flli Franceschetti SpA has a GF Score™ of 67/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Saccheria Flli Franceschetti SpA's Altman Z-Score compare to SW and PKG?
According to the Packaging & Containers industry distribution chart, Saccheria Flli Franceschetti SpA ranks #155 out of 391 companies for Altman Z-Score. This puts Saccheria Flli Franceschetti SpA in the upper half of its industry. The industry median Altman Z-Score is 2.65. Saccheria Flli Franceschetti SpA's value of 3.17 is 19.6% above this benchmark. Historically, Saccheria Flli Franceschetti SpA's own Altman Z-Score has ranged from 2.69 to 3.13 over the past decade. While the company's 10-year median is 2.93 vs. the industry median of 2.65, Saccheria Flli Franceschetti SpA has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Altman Z-Score for a Packaging & Containers company?
The median Altman Z-Score among Packaging & Containers companies is 2.65, based on 391 companies in the industry. Companies in the top quartile (top 25%) have a Altman Z-Score significantly above this median, while those in the bottom quartile fall well below. However, Altman Z-Score should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Saccheria Flli Franceschetti SpA's current Altman Z-Score of 3.17 is 19.6% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Altman Z-Score mean?
A high Altman Z-Score can signal that a stock is expensive relative to its fundamentals. The Altman Z-score measures a company's bankruptcy risk. View historical data on Saccheria Flli Franceschetti SpA and its competitors. For the Packaging & Containers industry, the median Altman Z-Score is 2.65 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Saccheria Flli Franceschetti SpA's current Altman Z-Score is 3.17, which is near median its own 10-year median of 2.93. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Saccheria Flli Franceschetti SpA stock overvalued right now?
Based on GuruFocus' analysis, Saccheria Flli Franceschetti SpA (MIL:SAC) is currently considered Fairly Valued. The stock's GF Value™ is €1.26, compared to a current price of €1.34 — trading 6.3% above its estimated fair value. The current Altman Z-Score is 3.17, which is near median its 10-year median of 2.93 and 19.6% above the Packaging & Containers industry median of 2.65. Saccheria Flli Franceschetti SpA's overall GF Score™ is 67/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Altman Z-Score calculated?
Altman Z-Score is calculated from a company's financial statements. For Saccheria Flli Franceschetti SpA (MIL:SAC), the current Altman Z-Score is 3.17 as of Jun. 26, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Saccheria Flli Franceschetti SpA (MIL:SAC) Overvalued in 2026?

Based on GuruFocus' analysis, Saccheria Flli Franceschetti SpA stock appears to be overvalued. The current stock price of €1.34 is trading 6.3% above its estimated GF Value™ of €1.26. GuruFocus considers Saccheria Flli Franceschetti SpA to be Fairly Valued.

Key valuation signals for MIL:SAC:

  • Altman Z-Score: 3.17 (near median its 10-year median of 2.93)
  • GF Value™: €1.26 vs. price of €1.34 (6.3% above fair value)
  • GF Score™: 67/100 with 5 warning signs
  • Industry Position: 19.6% above the Packaging & Containers median (#155 of 391)

No single metric tells the full story. See the MIL:SAC stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Saccheria Flli Franceschetti SpA Business Description

Address Via Stazione Vecchia, 80, Provaglio d'Iseo, Brescia, ITA, 25050
Saccheria Flli Franceschetti SpA operates in the Packaging and Containers industry. It designs, manufactures, and markets sacks and bags, packing cloths, small bags, box bags, fertilizer bags, couriers, and fabrics, intended for collection.
67GF Score

Get the complete analysis for MIL:SAC

Altman Z-Score is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€1.34
Price
€1.26
GF Value