MRTI (Maxus Realty Trust) Altman Z-Score: 0.70 (As of Aug. 01, 2026) — 27% Above Median

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MRTI Maxus Realty Trust Inc MRTI
69 GF Score
Price $78.00
GF Value $314.25
Valuation Possible Value Trap
! 7 Warning Signs
View Full Analysis

What is Maxus Realty Trust Altman Z-Score?

Maxus Realty Trust MRTI 69 Altman Z-Score is 0.70 as of Aug. 01, 2026, which is 27% above its 10-year median of 0.55. GuruFocus rates MRTI with a GF Score™ of 69/100 and a GF Value™ of $314.25 (Possible Value Trap). The stock has 7 warning signs investors should review. Among 726 REITs companies, Maxus Realty Trust ranks worse than 72.59% on this metric.

The Altman Z-Score is a model designed to predict the likelihood of a company going bankrupt within the next two years. Created by American finance professor Edward Altman in 1968, the model is specifically designed for publicly traded manufacturing companies with assets greater than $1 million.

Warning Sign:

Altman Z-score of 0.7 is in distress zone. This implies bankruptcy possibility in the next two years.

Maxus Realty Trust has a Altman Z-Score of 0.70, indicating it is in Distress Zones. This implies bankrupcy possibility in the next two years.

The zones of discrimination were as such:

When Altman Z-Score <= 1.8, it is in Distress Zones.
When Altman Z-Score >= 3, it is in Safe Zones.
When Altman Z-Score is between 1.8 and 3, it is in Grey Zones.

The historical rank and industry rank for Maxus Realty Trust's Altman Z-Score or its related term are showing as below:

MRTI' s Altman Z-Score Range Over the Past 10 Years
Min: 0.44   Med: 0.55   Max: 0.7
Current: 0.7

During the past 13 years, Maxus Realty Trust's highest Altman Z-Score was 0.70. The lowest was 0.44. And the median was 0.55.


Maxus Realty Trust  (OTCPK:MRTI) Altman Z-Score Explanation

X1: The Working Capital/Total Assets (WC/TA) ratio is a measure of the net liquid assets of the firm relative to the total capitalization. Working capital is defined as the difference between current assets and current liabilities. Ordinarily, a firm experiencing consistent operating losses will have shrinking current assets in relation to total assets. Altman found this one proved to be the most valuable liquidity ratio comparing with the current ratio and the quick ratio. This is however the least significant of the five factors.

X2: Retained Earnings/Total Assets: the RE/TA ratio measures the leverage of a firm. Retained earnings is the account which reports the total amount of reinvested earnings and/or losses of a firm over its entire life. Those firms with high RE, relative to TA, have financed their assets through retention of profits and have not utilized as much debt.

X3, Earnings Before Interest and Taxes/Total Assets (EBIT/TA): This ratio is a measure of the true productivity of the firm's assets, independent of any tax or leverage factors. Since a firm's ultimate existence is based on the earning power of its assets, this ratio appears to be particularly appropriate for studies dealing with corporate failure. This ratio continually outperforms other profitability measures, including cash flow.

X4, Market Value of Equity/Book Value of Total Liabilities (MVE/TL): The measure shows how much the firm's assets can decline in value (measured by market value of equity plus debt) before the liabilities exceed the assets and the firm becomes insolvent.

X5, Revenue/Total Assets (S/TA): The capital-turnover ratio is a standard financial ratio illustrating the sales generating ability of the firm's assets.

Read more about Altman Z-Score and the original research.


Be Aware

Altman Z-Score does not apply to financial companies.


Maxus Realty Trust Altman Z-Score Related Terms


Maxus Realty Trust Altman Z-Score Historical Data

* Premium members only.

The historical data trend for Maxus Realty Trust's Altman Z-Score can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Maxus Realty Trust Altman Z-Score Chart

Maxus Realty Trust Annual Data
Trend Dec00 Dec01 Dec02 Dec03 Dec04 Dec05 Dec06 Dec07 Dec23 Dec24
Altman Z-Score
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.15 0.38 0.16 0.57 0.68

Maxus Realty Trust Semi-Annual Data
Jun00 Dec00 Jun01 Dec01 Jun02 Dec02 Jun03 Dec03 Jun04 Dec04 Jun05 Dec05 Jun06 Dec06 Jun07 Dec07 Dec23 Jun24 Dec24 Jun25
Altman Z-Score Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.16 0.57 0.44 0.68 0.52

MRTI vs ELME, CLPR, BHM: Altman Z-Score Comparison

For the REIT - Residential subindustry, Maxus Realty Trust's Altman Z-Score, along with its competitors' market caps and Altman Z-Score data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Maxus Realty Trust Altman Z-Score vs REITs Industry

For the REITs industry and Real Estate sector, Maxus Realty Trust's Altman Z-Score distribution charts can be found below:

* The bar in red indicates where Maxus Realty Trust's Altman Z-Score falls into.


MRTI
69GF Score
Maxus Realty Trust Inc MRTI
Altman Z-Score is just one metric. See GF Score™, valuation, warning signs, and more.
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Maxus Realty Trust Altman Z-Score Calculation

Altman Z-Score model is an accurate forecaster of failure up to two years prior to distress. It can be considered the assessment of the distress of industrial corporations.

Maxus Realty Trust's Altman Z-Score for today is calculated with this formula:

Z=1.2*X1+1.4*X2+3.3*X3+0.6*X4+1.0*X5
=1.2*0.1306+1.4*0.0931+3.3*0.0414+0.6*0.2511+1.0*0.1302
=0.70

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency. GuruFocus does not calculate Altman Z-Score when X4 or X5 value is 0.

Trailing Twelve Months (TTM) ended in Dec. 2024:
Total Assets was $548.25 Mil.
Total Current Assets was $84.41 Mil.
Total Current Liabilities was $12.80 Mil.
Retained Earnings was $51.02 Mil.
Pre-Tax Income was $4.55 Mil.
Interest Expense was $-18.14 Mil.
Revenue was $71.38 Mil.
Market Cap (Today) was $92.66 Mil.
Total Liabilities was $369.02 Mil.

* Note that for stock reported semi-annually or annually, GuruFocus uses latest annual data as the TTM data.

X1=Working Capital/Total Assets
=(Total Current Assets - Total Current Liabilities)/Total Assets
=(84.405 - 12.799)/548.246
=0.1306

X2=Retained Earnings/Total Assets
=51.021/548.246
=0.0931

X3=Earnings Before Interest and Taxes/Total Assets
=(Pre-Tax Income - Interest Expense)/Total Assets
=(4.545 - -18.135)/548.246
=0.0414

X4=Market Value Equity/Book Value of Total Liabilities
=Market Cap/Total Liabilities
=92.664/369.016
=0.2511

X5=Revenue/Total Assets
=71.382/548.246
=0.1302

The zones of discrimination were as such:

Distress Zones - 1.81 < Grey Zones < 2.99 - Safe Zones

Maxus Realty Trust has a Altman Z-Score of 0.70 indicating it is in Distress Zones.

Study by Altman found that companies that are in Distress Zone have more than 80% of chances of bankruptcy in two years.

Frequently Asked Questions Learn more about Altman Z-Score →
What does a Altman Z-Score of 0.70 mean?
Maxus Realty Trust (MRTI) has a Altman Z-Score of 0.70 as of Aug. 01, 2026. The Altman Z-score measures a company's bankruptcy risk. View historical data on Maxus Realty Trust and its competitors. This is 27% above median its historical median of 0.55. Over the past decade, Maxus Realty Trust's Altman Z-Score has ranged from 0.44 to 0.70. According to the industry distribution chart, Maxus Realty Trust ranks #527 out of 726 companies in the REITs industry, placing it in the top 72.6%.
Is Maxus Realty Trust's Altman Z-Score too high?
Maxus Realty Trust's current Altman Z-Score of 0.70 is 27% above median its 10-year median of 0.55. Over the past 10 years, this metric has ranged from a low of 0.44 to a high of 0.70. The REITs industry median Altman Z-Score is 1.10. Maxus Realty Trust's value of 0.70 is 36.1% below this industry median. Based on the distribution chart, Maxus Realty Trust ranks #527 out of 726 companies in the REITs industry, which is below the industry midpoint. Overall, Maxus Realty Trust has a GF Score™ of 69/100 and is considered Possible Value Trap, reflecting its overall financial health beyond just this single metric.
How does Maxus Realty Trust's Altman Z-Score compare to ELME and CLPR?
According to the REITs industry distribution chart, Maxus Realty Trust ranks #527 out of 726 companies for Altman Z-Score. This places Maxus Realty Trust in the lower half of its industry. The industry median Altman Z-Score is 1.10. Maxus Realty Trust's value of 0.70 is 36.1% below this benchmark. Historically, Maxus Realty Trust's own Altman Z-Score has ranged from 0.44 to 0.70 over the past decade. While the company's 10-year median is 0.55 vs. the industry median of 1.10, Maxus Realty Trust has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Altman Z-Score for a REITs company?
The median Altman Z-Score among REITs companies is 1.10, based on 726 companies in the industry. Companies in the top quartile (top 25%) have a Altman Z-Score significantly above this median, while those in the bottom quartile fall well below. However, Altman Z-Score should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Maxus Realty Trust's current Altman Z-Score of 0.70 is 36.1% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Altman Z-Score mean?
A high Altman Z-Score can signal that a stock is expensive relative to its fundamentals. The Altman Z-score measures a company's bankruptcy risk. View historical data on Maxus Realty Trust and its competitors. For the REITs industry, the median Altman Z-Score is 1.10 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Maxus Realty Trust's current Altman Z-Score is 0.70, which is 27% above median its own 10-year median of 0.55. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Maxus Realty Trust stock overvalued right now?
Based on GuruFocus' analysis, Maxus Realty Trust (MRTI) is currently considered Possible Value Trap. The stock's GF Value™ is $314.25, compared to a current price of $78.00 — trading 75.2% below its estimated fair value. The current Altman Z-Score is 0.70, which is 27% above median its 10-year median of 0.55 and 36.1% below the REITs industry median of 1.10. Maxus Realty Trust's overall GF Score™ is 69/100 with 7 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Altman Z-Score calculated?
Altman Z-Score is calculated from a company's financial statements. For Maxus Realty Trust (MRTI), the current Altman Z-Score is 0.70 as of Aug. 01, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Maxus Realty Trust (MRTI) Overvalued in 2026?

Based on GuruFocus' analysis, Maxus Realty Trust stock appears to be undervalued. The current stock price of $78.00 is trading 75.2% below its estimated GF Value™ of $314.25. GuruFocus considers Maxus Realty Trust to be Possible Value Trap.

Key valuation signals for MRTI:

  • Altman Z-Score: 0.70 (27% above median its 10-year median of 0.55)
  • GF Value™: $314.25 vs. price of $78.00 (75.2% below fair value)
  • GF Score™: 69/100 with 7 warning signs
  • Industry Position: 36.1% below the REITs median (#527 of 726)

No single metric tells the full story. See the MRTI stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Maxus Realty Trust Business Description

Industry Real EstateREITs
Address 104 Armour Road, PO Box 34729, North Kansas City, MO, USA, 64116
Maxus Realty Trust Inc is a self-administered and self-managed real estate investment trust. The trust's purpose is to acquire interests in income-producing real properties, mainly multifamily apartment communities. It has one reportable segment as substantially all of its assets are comprised of multifamily apartment communities.
69GF Score

Get the complete analysis for MRTI

Altman Z-Score is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$78.00
Price
$314.25
GF Value