Dhofar International Development & InvestmentOG (MUS:DIDI) Altman Z-Score: 0.67 (As of Jul. 13, 2026) — 30% Below Median

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MUS:DIDI Dhofar International Development & Investment SAOG MUS:DIDI
25 GF Score
Price ر.ع0.30
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What is Dhofar International Development & InvestmentOG Altman Z-Score?

Dhofar International Development & InvestmentOG MUS:DIDI 25 Altman Z-Score is 0.67 as of Jul. 13, 2026, which is 30% below its 10-year median of 0.96. GuruFocus rates MUS:DIDI with a GF Score™ of 25/100. The stock has 5 warning signs investors should review. Among 648 Asset Management companies, Dhofar International Development & InvestmentOG ranks worse than 83.02% on this metric.

The Altman Z-Score is a model designed to predict the likelihood of a company going bankrupt within the next two years. Created by American finance professor Edward Altman in 1968, the model is specifically designed for publicly traded manufacturing companies with assets greater than $1 million.

Warning Sign:

Altman Z-score of 0.67 is in distress zone. This implies bankruptcy possibility in the next two years.

Dhofar International Development & InvestmentOG has a Altman Z-Score of 0.67, indicating it is in Distress Zones. This implies bankrupcy possibility in the next two years.

The zones of discrimination were as such:

When Altman Z-Score <= 1.8, it is in Distress Zones.
When Altman Z-Score >= 3, it is in Safe Zones.
When Altman Z-Score is between 1.8 and 3, it is in Grey Zones.

The historical rank and industry rank for Dhofar International Development & InvestmentOG's Altman Z-Score or its related term are showing as below:

MUS:DIDI' s Altman Z-Score Range Over the Past 10 Years
Min: -0.42   Med: 0.96   Max: 1.59
Current: 0.67

During the past 13 years, Dhofar International Development & InvestmentOG's highest Altman Z-Score was 1.59. The lowest was -0.42. And the median was 0.96.


Dhofar International Development & InvestmentOG  (MUS:DIDI) Altman Z-Score Explanation

X1: The Working Capital/Total Assets (WC/TA) ratio is a measure of the net liquid assets of the firm relative to the total capitalization. Working capital is defined as the difference between current assets and current liabilities. Ordinarily, a firm experiencing consistent operating losses will have shrinking current assets in relation to total assets. Altman found this one proved to be the most valuable liquidity ratio comparing with the current ratio and the quick ratio. This is however the least significant of the five factors.

X2: Retained Earnings/Total Assets: the RE/TA ratio measures the leverage of a firm. Retained earnings is the account which reports the total amount of reinvested earnings and/or losses of a firm over its entire life. Those firms with high RE, relative to TA, have financed their assets through retention of profits and have not utilized as much debt.

X3, Earnings Before Interest and Taxes/Total Assets (EBIT/TA): This ratio is a measure of the true productivity of the firm's assets, independent of any tax or leverage factors. Since a firm's ultimate existence is based on the earning power of its assets, this ratio appears to be particularly appropriate for studies dealing with corporate failure. This ratio continually outperforms other profitability measures, including cash flow.

X4, Market Value of Equity/Book Value of Total Liabilities (MVE/TL): The measure shows how much the firm's assets can decline in value (measured by market value of equity plus debt) before the liabilities exceed the assets and the firm becomes insolvent.

X5, Revenue/Total Assets (S/TA): The capital-turnover ratio is a standard financial ratio illustrating the sales generating ability of the firm's assets.

Read more about Altman Z-Score and the original research.


Be Aware

Altman Z-Score does not apply to financial companies.


Dhofar International Development & InvestmentOG Altman Z-Score Related Terms


Dhofar International Development & InvestmentOG Altman Z-Score Historical Data

* Premium members only.

The historical data trend for Dhofar International Development & InvestmentOG's Altman Z-Score can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Dhofar International Development & InvestmentOG Altman Z-Score Chart

Dhofar International Development & InvestmentOG Annual Data
Trend Dec15 Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24
Altman Z-Score
Get a 7-Day Free Trial Premium Member Only Premium Member Only 1.47 1.29 1.08 1.27 1.35

Dhofar International Development & InvestmentOG Quarterly Data
Dec20 Mar21 Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25
Altman Z-Score Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 1.28 1.35 1.33 1.50 0.63

MUS:DIDI vs BLK, BX, KKR: Altman Z-Score Comparison

For the Asset Management subindustry, Dhofar International Development & InvestmentOG's Altman Z-Score, along with its competitors' market caps and Altman Z-Score data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Dhofar International Development & InvestmentOG Altman Z-Score vs Asset Management Industry

For the Asset Management industry and Financial Services sector, Dhofar International Development & InvestmentOG's Altman Z-Score distribution charts can be found below:

* The bar in red indicates where Dhofar International Development & InvestmentOG's Altman Z-Score falls into.


MUS:DIDI
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Dhofar International Development & Investment SAOG MUS:DIDI
Altman Z-Score is just one metric. See GF Score™, valuation, warning signs, and more.
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Dhofar International Development & InvestmentOG Altman Z-Score Calculation

Altman Z-Score model is an accurate forecaster of failure up to two years prior to distress. It can be considered the assessment of the distress of industrial corporations.

Dhofar International Development & InvestmentOG's Altman Z-Score for today is calculated with this formula:

Z=1.2*X1+1.4*X2+3.3*X3+0.6*X4+1.0*X5
=1.2*-0.0189+1.4*0.1362+3.3*0.0475+0.6*0.3959+1.0*0.1037
=0.67

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency. GuruFocus does not calculate Altman Z-Score when X4 or X5 value is 0.

Trailing Twelve Months (TTM) ended in Sep. 2025:
Total Assets was ر.ع572.93 Mil.
Total Current Assets was ر.ع171.75 Mil.
Total Current Liabilities was ر.ع182.58 Mil.
Retained Earnings was ر.ع78.02 Mil.
Pre-Tax Income was 9.616 + 1.665 + 3.741 + 3.243 = ر.ع18.27 Mil.
Interest Expense was -4.05 + -1.667 + -1.515 + -1.726 = ر.ع-8.96 Mil.
Revenue was 60.22 + -0.915 + 1.121 + -1.024 = ر.ع59.40 Mil.
Market Cap (Today) was ر.ع146.34 Mil.
Total Liabilities was ر.ع369.60 Mil.

* Note that for stock reported semi-annually or annually, GuruFocus uses latest annual data as the TTM data.

X1=Working Capital/Total Assets
=(Total Current Assets - Total Current Liabilities)/Total Assets
=(171.752 - 182.58)/572.927
=-0.0189

X2=Retained Earnings/Total Assets
=78.02/572.927
=0.1362

X3=Earnings Before Interest and Taxes/Total Assets
=(Pre-Tax Income - Interest Expense)/Total Assets
=(18.265 - -8.958)/572.927
=0.0475

X4=Market Value Equity/Book Value of Total Liabilities
=Market Cap/Total Liabilities
=146.337/369.604
=0.3959

X5=Revenue/Total Assets
=59.402/572.927
=0.1037

The zones of discrimination were as such:

Distress Zones - 1.81 < Grey Zones < 2.99 - Safe Zones

Dhofar International Development & InvestmentOG has a Altman Z-Score of 0.67 indicating it is in Distress Zones.

Study by Altman found that companies that are in Distress Zone have more than 80% of chances of bankruptcy in two years.

Frequently Asked Questions Learn more about Altman Z-Score →
What does a Altman Z-Score of 0.67 mean?
Dhofar International Development & InvestmentOG (MUS:DIDI) has a Altman Z-Score of 0.67 as of Jul. 13, 2026. The Altman Z-score measures a company's bankruptcy risk. View historical data on Dhofar International Development & InvestmentOG and its competitors. This is 30% below median its historical median of 0.96. According to the industry distribution chart, Dhofar International Development & InvestmentOG ranks #538 out of 648 companies in the Asset Management industry, placing it in the top 83%.
Is Dhofar International Development & InvestmentOG's Altman Z-Score too high?
Dhofar International Development & InvestmentOG's current Altman Z-Score of 0.67 is 30% below median its 10-year median of 0.96. The Asset Management industry median Altman Z-Score is 3.56. Dhofar International Development & InvestmentOG's value of 0.67 is 81.2% below this industry median. Based on the distribution chart, Dhofar International Development & InvestmentOG ranks #538 out of 648 companies in the Asset Management industry, which is in the bottom quartile relative to peers. Overall, Dhofar International Development & InvestmentOG has a GF Score™ of 25/100, reflecting its overall financial health beyond just this single metric.
How does Dhofar International Development & InvestmentOG's Altman Z-Score compare to BLK and BX?
According to the Asset Management industry distribution chart, Dhofar International Development & InvestmentOG ranks #538 out of 648 companies for Altman Z-Score. This places Dhofar International Development & InvestmentOG in the lower half of its industry. The industry median Altman Z-Score is 3.56. Dhofar International Development & InvestmentOG's value of 0.67 is 81.2% below this benchmark. While the company's 10-year median is 0.96 vs. the industry median of 3.56, Dhofar International Development & InvestmentOG has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Altman Z-Score for an Asset Management company?
The median Altman Z-Score among Asset Management companies is 3.56, based on 648 companies in the industry. Companies in the top quartile (top 25%) have a Altman Z-Score significantly above this median, while those in the bottom quartile fall well below. However, Altman Z-Score should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Dhofar International Development & InvestmentOG's current Altman Z-Score of 0.67 is 81.2% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Altman Z-Score mean?
A high Altman Z-Score can signal that a stock is expensive relative to its fundamentals. The Altman Z-score measures a company's bankruptcy risk. View historical data on Dhofar International Development & InvestmentOG and its competitors. For the Asset Management industry, the median Altman Z-Score is 3.56 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Dhofar International Development & InvestmentOG's current Altman Z-Score is 0.67, which is 30% below median its own 10-year median of 0.96. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Dhofar International Development & InvestmentOG stock overvalued right now?
Dhofar International Development & InvestmentOG (MUS:DIDI) has a current Altman Z-Score of 0.67. The current Altman Z-Score is 0.67, which is 30% below median its 10-year median of 0.96 and 81.2% below the Asset Management industry median of 3.56. Dhofar International Development & InvestmentOG's overall GF Score™ is 25/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Altman Z-Score calculated?
Altman Z-Score is calculated from a company's financial statements. For Dhofar International Development & InvestmentOG (MUS:DIDI), the current Altman Z-Score is 0.67 as of Jul. 13, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Dhofar International Development & InvestmentOG Business Description

Address P.O.Box: 2163, Salalah, OMN, 211
Dhofar International Development & Investment SAOG is an investment company operating in Oman with the objective of economic development of the country along with generation of healthy returns for the shareholders. It has a diversified investment portfolio including investments in both listed and unlisted companies.
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