BEML Land AssetsNSE:BLAL +2.41%31 Altman Z-Score is 38.10 as of Jul. 02, 2026, which is 19% above its 10-year median of 31.92. GuruFocus rates NSE:BLAL with a GF Score™ of 31/100. Among 80 Diversified Financial Services companies, BEML Land Assets ranks better than 91.25% on this metric.
The Altman Z-Score is a model designed to predict the likelihood of a company going bankrupt within the next two years. Created by American finance professor Edward Altman in 1968, the model is specifically designed for publicly traded manufacturing companies with assets greater than $1 million.
Good Sign:
Altman Z-score of 37.89 is strong.
BEML Land Assets has a Altman Z-Score of 38.10, indicating it is in Safe Zones. This implies the Altman Z-Score is strong.
The zones of discrimination were as such:
When Altman Z-Score <= 1.8, it is in Distress Zones.
When Altman Z-Score >= 3, it is in Safe Zones.
When Altman Z-Score is between 1.8 and 3, it is in Grey Zones.
The historical rank and industry rank for BEML Land Assets's Altman Z-Score or its related term are showing as below:
NSE:BLAL'
s Altman Z-Score Range Over the Past 10 Years
Min: 31.92 Med: 31.92 Max: 37.89
Current: 37.89
During the past 5 years, BEML Land Assets's highest Altman Z-Score was 37.89. The lowest was 31.92. And the median was 31.92.
BEML Land Assets (NSE:BLAL) Altman Z-Score Explanation
X1: The Working Capital/Total Assets (WC/TA) ratio is a measure of the net liquid assets of the firm relative to the total capitalization. Working capital is defined as the difference between current assets and current liabilities. Ordinarily, a firm experiencing consistent operating losses will have shrinking current assets in relation to total assets. Altman found this one proved to be the most valuable liquidity ratio comparing with the current ratio and the quick ratio. This is however the least significant of the five factors.
X2: Retained Earnings/Total Assets: the RE/TA ratio measures the leverage of a firm. Retained earnings is the account which reports the total amount of reinvested earnings and/or losses of a firm over its entire life. Those firms with high RE, relative to TA, have financed their assets through retention of profits and have not utilized as much debt.
X3, Earnings Before Interest and Taxes/Total Assets (EBIT/TA): This ratio is a measure of the true productivity of the firm's assets, independent of any tax or leverage factors. Since a firm's ultimate existence is based on the earning power of its assets, this ratio appears to be particularly appropriate for studies dealing with corporate failure. This ratio continually outperforms other profitability measures, including cash flow.
X4, Market Value of Equity/Book Value of Total Liabilities (MVE/TL): The measure shows how much the firm's assets can decline in value (measured by market value of equity plus debt) before the liabilities exceed the assets and the firm becomes insolvent.
X5, Revenue/Total Assets (S/TA): The capital-turnover ratio is a standard financial ratio illustrating the sales generating ability of the firm's assets.
Altman Z-Score does not apply to financial companies.
BEML Land Assets Altman Z-Score Related Terms
BEML Land Assets Altman Z-Score Historical Data
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The historical data trend for BEML Land Assets's Altman Z-Score can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
NSE:BLAL vs XXI, CCXI, DMII: Altman Z-Score Comparison
For the Shell Companies subindustry, BEML Land Assets's Altman Z-Score, along with its competitors' market caps and Altman Z-Score data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
BEML Land Assets Altman Z-Score vs Diversified Financial Services Industry
For the Diversified Financial Services industry and Financial Services sector, BEML Land Assets's Altman Z-Score distribution charts can be found below:
* The bar in red indicates where BEML Land Assets's Altman Z-Score falls into.
Altman Z-Score model is an accurate forecaster of failure up to two years prior to distress. It can be considered the assessment of the distress of industrial corporations.
BEML Land Assets's Altman Z-Score for today is calculated with this formula:
Z
=
1.2
*
X1
+
1.4
*
X2
+
3.3
*
X3
+
0.6
*
X4
+
1.0
*
X5
=
1.2
*
0.0031
+
1.4
*
0
+
3.3
*
-0.1633
+
0.6
*
64.2744
+
1.0
*
0.075
=
38.10
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency. GuruFocus does not calculate Altman Z-Score when X4 or X5 value is 0.
BEML Land Assets (NSE:BLAL) has a Altman Z-Score of 38.10 as of Jul. 02, 2026. The Altman Z-score measures a company's bankruptcy risk. View historical data on BEML Land Assets and its competitors. This is 19% above median its historical median of 31.92. Over the past decade, BEML Land Assets' Altman Z-Score has ranged from 31.92 to 37.89. According to the industry distribution chart, BEML Land Assets ranks #7 out of 80 companies in the Diversified Financial Services industry, placing it in the top 8.7%.
Is BEML Land Assets' Altman Z-Score too high?
BEML Land Assets' current Altman Z-Score of 38.10 is 19% above median its 10-year median of 31.92. Over the past 10 years, this metric has ranged from a low of 31.92 to a high of 37.89. The Diversified Financial Services industry median Altman Z-Score is 1.60. BEML Land Assets' value of 38.10 is 2288.7% above this industry median. Based on the distribution chart, BEML Land Assets ranks #7 out of 80 companies in the Diversified Financial Services industry, which is in the top quartile — a strong position relative to peers. Overall, BEML Land Assets has a GF Score™ of 31/100, reflecting its overall financial health beyond just this single metric.
How does BEML Land Assets' Altman Z-Score compare to XXI and CCXI?
According to the Diversified Financial Services industry distribution chart, BEML Land Assets ranks #7 out of 80 companies for Altman Z-Score. This places BEML Land Assets in the top 9% of its industry — outperforming the majority of peers. The industry median Altman Z-Score is 1.60. BEML Land Assets' value of 38.10 is 2288.7% above this benchmark. Historically, BEML Land Assets' own Altman Z-Score has ranged from 31.92 to 37.89 over the past decade. While the company's 10-year median is 31.92 vs. the industry median of 1.60, BEML Land Assets has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Altman Z-Score for a Diversified Financial Services company?
The median Altman Z-Score among Diversified Financial Services companies is 1.60, based on 80 companies in the industry. Companies in the top quartile (top 25%) have a Altman Z-Score significantly above this median, while those in the bottom quartile fall well below. However, Altman Z-Score should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. BEML Land Assets's current Altman Z-Score of 38.10 is 2288.7% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Altman Z-Score mean?
A high Altman Z-Score can signal that a stock is expensive relative to its fundamentals. The Altman Z-score measures a company's bankruptcy risk. View historical data on BEML Land Assets and its competitors. For the Diversified Financial Services industry, the median Altman Z-Score is 1.60 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. BEML Land Assets's current Altman Z-Score is 38.10, which is 19% above median its own 10-year median of 31.92. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is BEML Land Assets stock overvalued right now?
BEML Land Assets (NSE:BLAL) has a current Altman Z-Score of 38.10. The current Altman Z-Score is 38.10, which is 19% above median its 10-year median of 31.92 and 2288.7% above the Diversified Financial Services industry median of 1.60. BEML Land Assets' overall GF Score™ is 31/100. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Altman Z-Score calculated?
Altman Z-Score is calculated from a company's financial statements. For BEML Land Assets (NSE:BLAL), the current Altman Z-Score is 38.10 as of Jul. 02, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
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