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C K K Retail MartNSE:CKKRETAIL +2.05%20 Altman Z-Score is 21.62 as of Aug. 21, 2026, which is 16% above its 10-year median of 18.69. GuruFocus rates NSE:CKKRETAIL with a GF Score™ of 20/100. The stock has 5 warning signs investors should review. Among 309 Retail - Defensive companies, C K K Retail Mart ranks better than 96.44% on this metric.
The Altman Z-Score is a model designed to predict the likelihood of a company going bankrupt within the next two years. Created by American finance professor Edward Altman in 1968, the model is specifically designed for publicly traded manufacturing companies with assets greater than $1 million.
Good Sign:
Altman Z-score of 21.31 is strong.
C K K Retail Mart has a Altman Z-Score of 21.62, indicating it is in Safe Zones. This implies the Altman Z-Score is strong.
The zones of discrimination were as such:
When Altman Z-Score <= 1.8, it is in Distress Zones.
When Altman Z-Score >= 3, it is in Safe Zones.
When Altman Z-Score is between 1.8 and 3, it is in Grey Zones.
The historical rank and industry rank for C K K Retail Mart's Altman Z-Score or its related term are showing as below:
NSE:CKKRETAIL'
s Altman Z-Score Range Over the Past 10 Years
Min: 18.69 Med: 18.69 Max: 21.31
Current: 21.31
During the past 4 years, C K K Retail Mart's highest Altman Z-Score was 21.31. The lowest was 18.69. And the median was 18.69.
C K K Retail Mart (NSE:CKKRETAIL) Altman Z-Score Explanation
X1: The Working Capital/Total Assets (WC/TA) ratio is a measure of the net liquid assets of the firm relative to the total capitalization. Working capital is defined as the difference between current assets and current liabilities. Ordinarily, a firm experiencing consistent operating losses will have shrinking current assets in relation to total assets. Altman found this one proved to be the most valuable liquidity ratio comparing with the current ratio and the quick ratio. This is however the least significant of the five factors.
X2: Retained Earnings/Total Assets: the RE/TA ratio measures the leverage of a firm. Retained earnings is the account which reports the total amount of reinvested earnings and/or losses of a firm over its entire life. Those firms with high RE, relative to TA, have financed their assets through retention of profits and have not utilized as much debt.
X3, Earnings Before Interest and Taxes/Total Assets (EBIT/TA): This ratio is a measure of the true productivity of the firm's assets, independent of any tax or leverage factors. Since a firm's ultimate existence is based on the earning power of its assets, this ratio appears to be particularly appropriate for studies dealing with corporate failure. This ratio continually outperforms other profitability measures, including cash flow.
X4, Market Value of Equity/Book Value of Total Liabilities (MVE/TL): The measure shows how much the firm's assets can decline in value (measured by market value of equity plus debt) before the liabilities exceed the assets and the firm becomes insolvent.
X5, Revenue/Total Assets (S/TA): The capital-turnover ratio is a standard financial ratio illustrating the sales generating ability of the firm's assets.
Altman Z-Score does not apply to financial companies.
C K K Retail Mart Altman Z-Score Related Terms
C K K Retail Mart Altman Z-Score Historical Data
* Premium members only.
The historical data trend for C K K Retail Mart's Altman Z-Score can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
C K K Retail Mart Altman Z-Score Chart
C K K Retail Mart Annual Data
Trend
Mar23
Mar24
Mar25
Mar26
Altman Z-Score
0.00
0.00
0.00
18.69
C K K Retail Mart Semi-Annual Data
Mar23
Mar24
Mar25
Sep25
Mar26
Altman Z-Score
0.00
0.00
0.00
0.00
18.69
NSE:CKKRETAIL vs SYY, USFD, PFGC: Altman Z-Score Comparison
For the Food Distribution subindustry, C K K Retail Mart's Altman Z-Score, along with its competitors' market caps and Altman Z-Score data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
C K K Retail Mart Altman Z-Score vs Retail - Defensive Industry
For the Retail - Defensive industry and Consumer Defensive sector, C K K Retail Mart's Altman Z-Score distribution charts can be found below:
* The bar in red indicates where C K K Retail Mart's Altman Z-Score falls into.
Altman Z-Score model is an accurate forecaster of failure up to two years prior to distress. It can be considered the assessment of the distress of industrial corporations.
C K K Retail Mart's Altman Z-Score for today is calculated with this formula:
Z
=
1.2
*
X1
+
1.4
*
X2
+
3.3
*
X3
+
0.6
*
X4
+
1.0
*
X5
=
1.2
*
0.9117
+
1.4
*
0
+
3.3
*
0.1052
+
0.6
*
30.0777
+
1.0
*
2.129
=
21.62
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency. GuruFocus does not calculate Altman Z-Score when X4 or X5 value is 0.
C K K Retail Mart (NSE:CKKRETAIL) has a Altman Z-Score of 21.62 as of Aug. 21, 2026. The Altman Z-score measures a company's bankruptcy risk. View historical data on C K K Retail Mart and its competitors. This is 16% above median its historical median of 18.69. Over the past decade, C K K Retail Mart's Altman Z-Score has ranged from 18.69 to 21.31. According to the industry distribution chart, C K K Retail Mart ranks #11 out of 309 companies in the Retail - Defensive industry, placing it in the top 3.6%.
Is C K K Retail Mart's Altman Z-Score too high?
C K K Retail Mart's current Altman Z-Score of 21.62 is 16% above median its 10-year median of 18.69. Over the past 10 years, this metric has ranged from a low of 18.69 to a high of 21.31. The Retail - Defensive industry median Altman Z-Score is 3.56. C K K Retail Mart's value of 21.62 is 507.3% above this industry median. Based on the distribution chart, C K K Retail Mart ranks #11 out of 309 companies in the Retail - Defensive industry, which is in the top quartile — a strong position relative to peers. Overall, C K K Retail Mart has a GF Score™ of 20/100, reflecting its overall financial health beyond just this single metric.
How does C K K Retail Mart's Altman Z-Score compare to SYY and USFD?
According to the Retail - Defensive industry distribution chart, C K K Retail Mart ranks #11 out of 309 companies for Altman Z-Score. This places C K K Retail Mart in the top 4% of its industry — outperforming the majority of peers. The industry median Altman Z-Score is 3.56. C K K Retail Mart's value of 21.62 is 507.3% above this benchmark. Historically, C K K Retail Mart's own Altman Z-Score has ranged from 18.69 to 21.31 over the past decade. While the company's 10-year median is 18.69 vs. the industry median of 3.56, C K K Retail Mart has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Altman Z-Score for a Retail - Defensive company?
The median Altman Z-Score among Retail - Defensive companies is 3.56, based on 309 companies in the industry. Companies in the top quartile (top 25%) have a Altman Z-Score significantly above this median, while those in the bottom quartile fall well below. However, Altman Z-Score should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. C K K Retail Mart's current Altman Z-Score of 21.62 is 507.3% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Altman Z-Score mean?
A high Altman Z-Score can signal that a stock is expensive relative to its fundamentals. The Altman Z-score measures a company's bankruptcy risk. View historical data on C K K Retail Mart and its competitors. For the Retail - Defensive industry, the median Altman Z-Score is 3.56 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. C K K Retail Mart's current Altman Z-Score is 21.62, which is 16% above median its own 10-year median of 18.69. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is C K K Retail Mart stock overvalued right now?
C K K Retail Mart (NSE:CKKRETAIL) has a current Altman Z-Score of 21.62. The current Altman Z-Score is 21.62, which is 16% above median its 10-year median of 18.69 and 507.3% above the Retail - Defensive industry median of 3.56. C K K Retail Mart's overall GF Score™ is 20/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Altman Z-Score calculated?
Altman Z-Score is calculated from a company's financial statements. For C K K Retail Mart (NSE:CKKRETAIL), the current Altman Z-Score is 21.62 as of Aug. 21, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
C K K Retail Mart Ltd is engaged in the distribution of packaged products catering to both retail and wholesale businesses. It is focused on the distribution and trading of packaged agro-commodities such as sugar, pulses and ghee across regions including Maharashtra, Bihar, West Bengal, and the north-eastern states of India. The company's revenue is generated through two distribution models: i) Three-Tier Distribution Model: In this structure, the company supplies products to super stockists, who in turn distribute them to distributors. ii) Direct-to-Distributor Model: In this approach, the company supplies products directly to distributors, bypassing super stockists. The majority of its revenue is derived from the Three-Tier Distribution Model.
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