Homesfy Realty (NSE:HOMESFY) Altman Z-Score: 1.78 (As of Aug. 19, 2026) — 83% Below Median

Author: Vera Yuan Vera Yuan
Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Reviewed by: Charlie Tian Charlie Tian
Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

NSE:HOMESFY Homesfy Realty Ltd NSE:HOMESFY
70 GF Score
Price ₹119.05
GF Value ₹148.61
Valuation Modestly Undervalued
! 5 Warning Signs
View Full Analysis

What is Homesfy Realty Altman Z-Score?

Homesfy Realty NSE:HOMESFY 70 Altman Z-Score is 1.78 as of Aug. 19, 2026, which is 83% below its 10-year median of 10.30. GuruFocus rates NSE:HOMESFY with a GF Score™ of 70/100 and a GF Value™ of ₹148.61 (Modestly Undervalued). The stock has 5 warning signs investors should review. Among 1,726 Real Estate companies, Homesfy Realty ranks better than 63.96% on this metric.

The Altman Z-Score is a model designed to predict the likelihood of a company going bankrupt within the next two years. Created by American finance professor Edward Altman in 1968, the model is specifically designed for publicly traded manufacturing companies with assets greater than $1 million.

Warning Sign:

Altman Z-score of 1.78 is in distress zone. This implies bankruptcy possibility in the next two years.

Homesfy Realty has a Altman Z-Score of 1.78, indicating it is in Distress Zones. This implies bankrupcy possibility in the next two years.

The zones of discrimination were as such:

When Altman Z-Score <= 1.8, it is in Distress Zones.
When Altman Z-Score >= 3, it is in Safe Zones.
When Altman Z-Score is between 1.8 and 3, it is in Grey Zones.

The historical rank and industry rank for Homesfy Realty's Altman Z-Score or its related term are showing as below:

NSE:HOMESFY' s Altman Z-Score Range Over the Past 10 Years
Min: 1.78   Med: 10.3   Max: 11.47
Current: 1.78

During the past 7 years, Homesfy Realty's highest Altman Z-Score was 11.47. The lowest was 1.78. And the median was 10.30.


Homesfy Realty  (NSE:HOMESFY) Altman Z-Score Explanation

X1: The Working Capital/Total Assets (WC/TA) ratio is a measure of the net liquid assets of the firm relative to the total capitalization. Working capital is defined as the difference between current assets and current liabilities. Ordinarily, a firm experiencing consistent operating losses will have shrinking current assets in relation to total assets. Altman found this one proved to be the most valuable liquidity ratio comparing with the current ratio and the quick ratio. This is however the least significant of the five factors.

X2: Retained Earnings/Total Assets: the RE/TA ratio measures the leverage of a firm. Retained earnings is the account which reports the total amount of reinvested earnings and/or losses of a firm over its entire life. Those firms with high RE, relative to TA, have financed their assets through retention of profits and have not utilized as much debt.

X3, Earnings Before Interest and Taxes/Total Assets (EBIT/TA): This ratio is a measure of the true productivity of the firm's assets, independent of any tax or leverage factors. Since a firm's ultimate existence is based on the earning power of its assets, this ratio appears to be particularly appropriate for studies dealing with corporate failure. This ratio continually outperforms other profitability measures, including cash flow.

X4, Market Value of Equity/Book Value of Total Liabilities (MVE/TL): The measure shows how much the firm's assets can decline in value (measured by market value of equity plus debt) before the liabilities exceed the assets and the firm becomes insolvent.

X5, Revenue/Total Assets (S/TA): The capital-turnover ratio is a standard financial ratio illustrating the sales generating ability of the firm's assets.

Read more about Altman Z-Score and the original research.


Be Aware

Altman Z-Score does not apply to financial companies.


Homesfy Realty Altman Z-Score Related Terms


Homesfy Realty Altman Z-Score Historical Data

* Premium members only.

The historical data trend for Homesfy Realty's Altman Z-Score can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Homesfy Realty Altman Z-Score Chart

Homesfy Realty Annual Data
Trend Mar20 Mar21 Mar22 Mar23 Mar24 Mar25 Mar26
Altman Z-Score
Get a 7-Day Free Trial 0.00 10.33 11.47 10.27 1.78

Homesfy Realty Semi-Annual Data
Mar20 Mar21 Mar22 Mar23 Mar24 Sep24 Mar25 Sep25 Mar26
Altman Z-Score Get a 7-Day Free Trial Premium Member Only 11.47 0.00 10.27 0.00 1.78

NSE:HOMESFY vs CBRE, BEKE, JLL: Altman Z-Score Comparison

For the Real Estate Services subindustry, Homesfy Realty's Altman Z-Score, along with its competitors' market caps and Altman Z-Score data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Homesfy Realty Altman Z-Score vs Real Estate Industry

For the Real Estate industry and Real Estate sector, Homesfy Realty's Altman Z-Score distribution charts can be found below:

* The bar in red indicates where Homesfy Realty's Altman Z-Score falls into.


NSE:HOMESFY
70GF Score
Homesfy Realty Ltd NSE:HOMESFY
Altman Z-Score is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Homesfy Realty Altman Z-Score Calculation

Altman Z-Score model is an accurate forecaster of failure up to two years prior to distress. It can be considered the assessment of the distress of industrial corporations.

Homesfy Realty's Altman Z-Score for today is calculated with this formula:

Z=1.2*X1+1.4*X2+3.3*X3+0.6*X4+1.0*X5
=1.2*0.5846+1.4*0+3.3*-0.4782+0.6*2.8745+1.0*0.9364
=1.78

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency. GuruFocus does not calculate Altman Z-Score when X4 or X5 value is 0.

Trailing Twelve Months (TTM) ended in Mar. 2026:
Total Assets was ₹430.6 Mil.
Total Current Assets was ₹376.0 Mil.
Total Current Liabilities was ₹124.2 Mil.
Retained Earnings was ₹0.0 Mil.
Pre-Tax Income was ₹-206.1 Mil.
Interest Expense was ₹-0.2 Mil.
Revenue was ₹403.2 Mil.
Market Cap (Today) was ₹384.1 Mil.
Total Liabilities was ₹133.6 Mil.

* Note that for stock reported semi-annually or annually, GuruFocus uses latest annual data as the TTM data.

X1=Working Capital/Total Assets
=(Total Current Assets - Total Current Liabilities)/Total Assets
=(375.979 - 124.236)/430.605
=0.5846

X2=Retained Earnings/Total Assets
=0/430.605
=0

X3=Earnings Before Interest and Taxes/Total Assets
=(Pre-Tax Income - Interest Expense)/Total Assets
=(-206.074 - -0.162)/430.605
=-0.4782

X4=Market Value Equity/Book Value of Total Liabilities
=Market Cap/Total Liabilities
=384.079/133.617
=2.8745

X5=Revenue/Total Assets
=403.208/430.605
=0.9364

The zones of discrimination were as such:

Distress Zones - 1.81 < Grey Zones < 2.99 - Safe Zones

Homesfy Realty has a Altman Z-Score of 1.78 indicating it is in Distress Zones.

Study by Altman found that companies that are in Distress Zone have more than 80% of chances of bankruptcy in two years.

Frequently Asked Questions Learn more about Altman Z-Score →
What does a Altman Z-Score of 1.78 mean?
Homesfy Realty (NSE:HOMESFY) has a Altman Z-Score of 1.78 as of Aug. 19, 2026. The Altman Z-score measures a company's bankruptcy risk. View historical data on Homesfy Realty and its competitors. This is 83% below median its historical median of 10.30. Over the past decade, Homesfy Realty's Altman Z-Score has ranged from 1.78 to 11.47. According to the industry distribution chart, Homesfy Realty ranks #622 out of 1726 companies in the Real Estate industry, placing it in the top 36%.
Is Homesfy Realty's Altman Z-Score too high?
Homesfy Realty's current Altman Z-Score of 1.78 is 83% below median its 10-year median of 10.30. Over the past 10 years, this metric has ranged from a low of 1.78 to a high of 11.47. The Real Estate industry median Altman Z-Score is 1.30. Homesfy Realty's value of 1.78 is 36.9% above this industry median. Based on the distribution chart, Homesfy Realty ranks #622 out of 1726 companies in the Real Estate industry, which is above the industry midpoint. Overall, Homesfy Realty has a GF Score™ of 70/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Homesfy Realty's Altman Z-Score compare to CBRE and BEKE?
According to the Real Estate industry distribution chart, Homesfy Realty ranks #622 out of 1726 companies for Altman Z-Score. This puts Homesfy Realty in the upper half of its industry. The industry median Altman Z-Score is 1.30. Homesfy Realty's value of 1.78 is 36.9% above this benchmark. Historically, Homesfy Realty's own Altman Z-Score has ranged from 1.78 to 11.47 over the past decade. While the company's 10-year median is 10.30 vs. the industry median of 1.30, Homesfy Realty has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Altman Z-Score for a Real Estate company?
The median Altman Z-Score among Real Estate companies is 1.30, based on 1,726 companies in the industry. Companies in the top quartile (top 25%) have a Altman Z-Score significantly above this median, while those in the bottom quartile fall well below. However, Altman Z-Score should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Homesfy Realty's current Altman Z-Score of 1.78 is 36.9% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Altman Z-Score mean?
A high Altman Z-Score can signal that a stock is expensive relative to its fundamentals. The Altman Z-score measures a company's bankruptcy risk. View historical data on Homesfy Realty and its competitors. For the Real Estate industry, the median Altman Z-Score is 1.30 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Homesfy Realty's current Altman Z-Score is 1.78, which is 83% below median its own 10-year median of 10.30. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Homesfy Realty stock overvalued right now?
Based on GuruFocus' analysis, Homesfy Realty (NSE:HOMESFY) is currently considered Modestly Undervalued. The stock's GF Value™ is ₹148.61, compared to a current price of ₹119.05 — trading 19.9% below its estimated fair value. The current Altman Z-Score is 1.78, which is 83% below median its 10-year median of 10.30 and 36.9% above the Real Estate industry median of 1.30. Homesfy Realty's overall GF Score™ is 70/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Altman Z-Score calculated?
Altman Z-Score is calculated from a company's financial statements. For Homesfy Realty (NSE:HOMESFY), the current Altman Z-Score is 1.78 as of Aug. 19, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Homesfy Realty (NSE:HOMESFY) Overvalued in 2026?

Based on GuruFocus' analysis, Homesfy Realty stock appears to be undervalued. The current stock price of ₹119.05 is trading 19.9% below its estimated GF Value™ of ₹148.61. GuruFocus considers Homesfy Realty to be Modestly Undervalued.

Key valuation signals for NSE:HOMESFY:

  • Altman Z-Score: 1.78 (83% below median its 10-year median of 10.30)
  • GF Value™: ₹148.61 vs. price of ₹119.05 (19.9% below fair value)
  • GF Score™: 70/100 with 5 warning signs
  • Industry Position: 36.9% above the Real Estate median (#622 of 1726)

No single metric tells the full story. See the NSE:HOMESFY stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Homesfy Realty Business Description

Address Eastern Express Highway, 1602, 16th Floor, Dev Corpora, Near Cadbury Junction, Thane West, Thane, MH, IND, 400601
Homesfy Realty Ltd is engaged in providing real estate broking services to real estate developers, retail buyers/sellers, and investors for residential and commercial space. It deals in newly constructed properties, whereby it assists real estate developers in selling and potential customers in purchasing the properties. In addition, it has launched mymagnet, a co-broking tech platform to connect independent brokers and agents with customers. The company offers four distinct services: Direct Broking, mymagnet, Home Loans, and the Real Estate Mandate business. Direct Broking business, which generates maximum revenue, operates under the Homesfy brand, covering the complete real estate transaction process from generation to deal closure, using its network of agents and performance marketers.
70GF Score

Get the complete analysis for NSE:HOMESFY

Altman Z-Score is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

₹119.05
Price
₹148.61
GF Value