Shree Tirupati Balajee FIBC (NSE:TIRUPATI) Altman Z-Score: 4.01 (As of Jul. 20, 2026) — 13% Above Median

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NSE:TIRUPATI Shree Tirupati Balajee FIBC Ltd NSE:TIRUPATI
75 GF Score
Price ₹463.60
GF Value ₹657.76
Valuation Significantly Undervalued
! 5 Warning Signs
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What is Shree Tirupati Balajee FIBC Altman Z-Score?

Shree Tirupati Balajee FIBC NSE:TIRUPATI 75 Altman Z-Score is 4.01 as of Jul. 20, 2026, which is 13% above its 10-year median of 3.54. GuruFocus rates NSE:TIRUPATI with a GF Score™ of 75/100 and a GF Value™ of ₹657.76 (Significantly Undervalued). The stock has 5 warning signs investors should review. Among 390 Packaging & Containers companies, Shree Tirupati Balajee FIBC ranks better than 72.56% on this metric.

The Altman Z-Score is a model designed to predict the likelihood of a company going bankrupt within the next two years. Created by American finance professor Edward Altman in 1968, the model is specifically designed for publicly traded manufacturing companies with assets greater than $1 million.

Good Sign:

Altman Z-score of 4.01 is strong.

Shree Tirupati Balajee FIBC has a Altman Z-Score of 4.01, indicating it is in Safe Zones. This implies the Altman Z-Score is strong.

The zones of discrimination were as such:

When Altman Z-Score <= 1.8, it is in Distress Zones.
When Altman Z-Score >= 3, it is in Safe Zones.
When Altman Z-Score is between 1.8 and 3, it is in Grey Zones.

The historical rank and industry rank for Shree Tirupati Balajee FIBC's Altman Z-Score or its related term are showing as below:

NSE:TIRUPATI' s Altman Z-Score Range Over the Past 10 Years
Min: 2.66   Med: 3.54   Max: 6.38
Current: 4.01

During the past 13 years, Shree Tirupati Balajee FIBC's highest Altman Z-Score was 6.38. The lowest was 2.66. And the median was 3.54.


Shree Tirupati Balajee FIBC  (NSE:TIRUPATI) Altman Z-Score Explanation

X1: The Working Capital/Total Assets (WC/TA) ratio is a measure of the net liquid assets of the firm relative to the total capitalization. Working capital is defined as the difference between current assets and current liabilities. Ordinarily, a firm experiencing consistent operating losses will have shrinking current assets in relation to total assets. Altman found this one proved to be the most valuable liquidity ratio comparing with the current ratio and the quick ratio. This is however the least significant of the five factors.

X2: Retained Earnings/Total Assets: the RE/TA ratio measures the leverage of a firm. Retained earnings is the account which reports the total amount of reinvested earnings and/or losses of a firm over its entire life. Those firms with high RE, relative to TA, have financed their assets through retention of profits and have not utilized as much debt.

X3, Earnings Before Interest and Taxes/Total Assets (EBIT/TA): This ratio is a measure of the true productivity of the firm's assets, independent of any tax or leverage factors. Since a firm's ultimate existence is based on the earning power of its assets, this ratio appears to be particularly appropriate for studies dealing with corporate failure. This ratio continually outperforms other profitability measures, including cash flow.

X4, Market Value of Equity/Book Value of Total Liabilities (MVE/TL): The measure shows how much the firm's assets can decline in value (measured by market value of equity plus debt) before the liabilities exceed the assets and the firm becomes insolvent.

X5, Revenue/Total Assets (S/TA): The capital-turnover ratio is a standard financial ratio illustrating the sales generating ability of the firm's assets.

Read more about Altman Z-Score and the original research.


Be Aware

Altman Z-Score does not apply to financial companies.


Shree Tirupati Balajee FIBC Altman Z-Score Related Terms


Shree Tirupati Balajee FIBC Altman Z-Score Historical Data

* Premium members only.

The historical data trend for Shree Tirupati Balajee FIBC's Altman Z-Score can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Shree Tirupati Balajee FIBC Altman Z-Score Chart

Shree Tirupati Balajee FIBC Annual Data
Trend Mar17 Mar18 Mar19 Mar20 Mar21 Mar22 Mar23 Mar24 Mar25 Mar26
Altman Z-Score
Get a 7-Day Free Trial Premium Member Only Premium Member Only 3.48 4.63 5.79 6.38 3.82

Shree Tirupati Balajee FIBC Semi-Annual Data
Mar16 Mar17 Sep17 Mar18 Sep18 Mar19 Sep19 Mar20 Sep20 Mar21 Sep21 Mar22 Sep22 Mar23 Sep23 Mar24 Sep24 Mar25 Sep25 Mar26
Altman Z-Score Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 5.79 0.00 6.38 0.00 3.82

NSE:TIRUPATI vs SW, PKG, IP: Altman Z-Score Comparison

For the Packaging & Containers subindustry, Shree Tirupati Balajee FIBC's Altman Z-Score, along with its competitors' market caps and Altman Z-Score data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Shree Tirupati Balajee FIBC Altman Z-Score vs Packaging & Containers Industry

For the Packaging & Containers industry and Consumer Cyclical sector, Shree Tirupati Balajee FIBC's Altman Z-Score distribution charts can be found below:

* The bar in red indicates where Shree Tirupati Balajee FIBC's Altman Z-Score falls into.


NSE:TIRUPATI
75GF Score
Shree Tirupati Balajee FIBC Ltd NSE:TIRUPATI
Altman Z-Score is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Shree Tirupati Balajee FIBC Altman Z-Score Calculation

Altman Z-Score model is an accurate forecaster of failure up to two years prior to distress. It can be considered the assessment of the distress of industrial corporations.

Shree Tirupati Balajee FIBC's Altman Z-Score for today is calculated with this formula:

Z=1.2*X1+1.4*X2+3.3*X3+0.6*X4+1.0*X5
=1.2*0.3266+1.4*0+3.3*0.062+0.6*4.0813+1.0*0.9651
=4.01

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency. GuruFocus does not calculate Altman Z-Score when X4 or X5 value is 0.

Trailing Twelve Months (TTM) ended in Mar. 2026:
Total Assets was ₹2,102 Mil.
Total Current Assets was ₹1,617 Mil.
Total Current Liabilities was ₹930 Mil.
Retained Earnings was ₹0 Mil.
Pre-Tax Income was ₹44 Mil.
Interest Expense was ₹-86 Mil.
Revenue was ₹2,029 Mil.
Market Cap (Today) was ₹4,696 Mil.
Total Liabilities was ₹1,151 Mil.

* Note that for stock reported semi-annually or annually, GuruFocus uses latest annual data as the TTM data.

X1=Working Capital/Total Assets
=(Total Current Assets - Total Current Liabilities)/Total Assets
=(1616.717 - 930.233)/2102.065
=0.3266

X2=Retained Earnings/Total Assets
=0/2102.065
=0

X3=Earnings Before Interest and Taxes/Total Assets
=(Pre-Tax Income - Interest Expense)/Total Assets
=(43.796 - -86.485)/2102.065
=0.062

X4=Market Value Equity/Book Value of Total Liabilities
=Market Cap/Total Liabilities
=4696.287/1150.692
=4.0813

X5=Revenue/Total Assets
=2028.807/2102.065
=0.9651

The zones of discrimination were as such:

Distress Zones - 1.81 < Grey Zones < 2.99 - Safe Zones

Shree Tirupati Balajee FIBC has a Altman Z-Score of 4.01 indicating it is in Safe Zones.

Study by Altman found that companies that are in Distress Zone have more than 80% of chances of bankruptcy in two years.

Frequently Asked Questions Learn more about Altman Z-Score →
What does a Altman Z-Score of 4.01 mean?
Shree Tirupati Balajee FIBC (NSE:TIRUPATI) has a Altman Z-Score of 4.01 as of Jul. 20, 2026. The Altman Z-score measures a company's bankruptcy risk. View historical data on Shree Tirupati Balajee FIBC and its competitors. This is 13% above median its historical median of 3.54. Over the past decade, Shree Tirupati Balajee FIBC's Altman Z-Score has ranged from 2.66 to 6.38. According to the industry distribution chart, Shree Tirupati Balajee FIBC ranks #107 out of 390 companies in the Packaging & Containers industry, placing it in the top 27.4%.
Is Shree Tirupati Balajee FIBC's Altman Z-Score too high?
Shree Tirupati Balajee FIBC's current Altman Z-Score of 4.01 is 13% above median its 10-year median of 3.54. Over the past 10 years, this metric has ranged from a low of 2.66 to a high of 6.38. The Packaging & Containers industry median Altman Z-Score is 2.65. Shree Tirupati Balajee FIBC's value of 4.01 is 51.6% above this industry median. Based on the distribution chart, Shree Tirupati Balajee FIBC ranks #107 out of 390 companies in the Packaging & Containers industry, which is above the industry midpoint. Overall, Shree Tirupati Balajee FIBC has a GF Score™ of 75/100 and is considered Significantly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Shree Tirupati Balajee FIBC's Altman Z-Score compare to SW and PKG?
According to the Packaging & Containers industry distribution chart, Shree Tirupati Balajee FIBC ranks #107 out of 390 companies for Altman Z-Score. This puts Shree Tirupati Balajee FIBC in the upper half of its industry. The industry median Altman Z-Score is 2.65. Shree Tirupati Balajee FIBC's value of 4.01 is 51.6% above this benchmark. Historically, Shree Tirupati Balajee FIBC's own Altman Z-Score has ranged from 2.66 to 6.38 over the past decade. While the company's 10-year median is 3.54 vs. the industry median of 2.65, Shree Tirupati Balajee FIBC has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Altman Z-Score for a Packaging & Containers company?
The median Altman Z-Score among Packaging & Containers companies is 2.65, based on 390 companies in the industry. Companies in the top quartile (top 25%) have a Altman Z-Score significantly above this median, while those in the bottom quartile fall well below. However, Altman Z-Score should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Shree Tirupati Balajee FIBC's current Altman Z-Score of 4.01 is 51.6% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Altman Z-Score mean?
A high Altman Z-Score can signal that a stock is expensive relative to its fundamentals. The Altman Z-score measures a company's bankruptcy risk. View historical data on Shree Tirupati Balajee FIBC and its competitors. For the Packaging & Containers industry, the median Altman Z-Score is 2.65 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Shree Tirupati Balajee FIBC's current Altman Z-Score is 4.01, which is 13% above median its own 10-year median of 3.54. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Shree Tirupati Balajee FIBC stock overvalued right now?
Based on GuruFocus' analysis, Shree Tirupati Balajee FIBC (NSE:TIRUPATI) is currently considered Significantly Undervalued. The stock's GF Value™ is ₹657.76, compared to a current price of ₹463.60 — trading 29.5% below its estimated fair value. The current Altman Z-Score is 4.01, which is 13% above median its 10-year median of 3.54 and 51.6% above the Packaging & Containers industry median of 2.65. Shree Tirupati Balajee FIBC's overall GF Score™ is 75/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Altman Z-Score calculated?
Altman Z-Score is calculated from a company's financial statements. For Shree Tirupati Balajee FIBC (NSE:TIRUPATI), the current Altman Z-Score is 4.01 as of Jul. 20, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Shree Tirupati Balajee FIBC (NSE:TIRUPATI) Overvalued in 2026?

Based on GuruFocus' analysis, Shree Tirupati Balajee FIBC stock appears to be undervalued. The current stock price of ₹463.60 is trading 29.5% below its estimated GF Value™ of ₹657.76. GuruFocus considers Shree Tirupati Balajee FIBC to be Significantly Undervalued.

Key valuation signals for NSE:TIRUPATI:

  • Altman Z-Score: 4.01 (13% above median its 10-year median of 3.54)
  • GF Value™: ₹657.76 vs. price of ₹463.60 (29.5% below fair value)
  • GF Score™: 75/100 with 5 warning signs
  • Industry Position: 51.6% above the Packaging & Containers median (#107 of 390)

No single metric tells the full story. See the NSE:TIRUPATI stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Shree Tirupati Balajee FIBC Business Description

Address E-34, H.I.G. Colony, Ravi Shankar Nagar, Indore, MP, IND, 452011
Shree Tirupati Balajee FIBC Ltd is mainly engaged in carrying on the business of manufacturers, producers, processors, importers, exporters, buyers, and sellers of FIBC (Flexible Intermediate Bulk Containers), Bulk Bags, Poly Tarpaulin, Woven Sacks/Bags, Box Bags, PP/HDPE Fabric, Liner, and Flexible Packaging from its plants located at Pithampur. It is mainly engaged in the business of manufacturing FIBC/Jumbo Bags. All the operations of the company are conducted within India.
75GF Score

Get the complete analysis for NSE:TIRUPATI

Altman Z-Score is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

₹463.60
Price
₹657.76
GF Value