Zee Learn (NSE:ZEELEARN) Altman Z-Score: 0.63 (As of Jul. 16, 2026) — Near Median

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NSE:ZEELEARN Zee Learn Ltd NSE:ZEELEARN
73 GF Score
Price ₹8.80
GF Value ₹9.06
Valuation Fairly Valued
! 3 Warning Signs
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What is Zee Learn Altman Z-Score?

Zee Learn NSE:ZEELEARN -1.01% 73 Altman Z-Score is 0.63 as of Jul. 16, 2026, which is 7% below its 10-year median of 0.68. GuruFocus rates NSE:ZEELEARN with a GF Score™ of 73/100 and a GF Value™ of ₹9.06 (Fairly Valued). The stock has 3 warning signs investors should review. Among 248 Education companies, Zee Learn ranks worse than 81.85% on this metric.

The Altman Z-Score is a model designed to predict the likelihood of a company going bankrupt within the next two years. Created by American finance professor Edward Altman in 1968, the model is specifically designed for publicly traded manufacturing companies with assets greater than $1 million.

Warning Sign:

Altman Z-score of 0.63 is in distress zone. This implies bankruptcy possibility in the next two years.

Zee Learn has a Altman Z-Score of 0.63, indicating it is in Distress Zones. This implies bankrupcy possibility in the next two years.

The zones of discrimination were as such:

When Altman Z-Score <= 1.8, it is in Distress Zones.
When Altman Z-Score >= 3, it is in Safe Zones.
When Altman Z-Score is between 1.8 and 3, it is in Grey Zones.

The historical rank and industry rank for Zee Learn's Altman Z-Score or its related term are showing as below:

NSE:ZEELEARN' s Altman Z-Score Range Over the Past 10 Years
Min: -1.66   Med: 0.68   Max: 2.52
Current: 0.63

During the past 13 years, Zee Learn's highest Altman Z-Score was 2.52. The lowest was -1.66. And the median was 0.68.


Zee Learn  (NSE:ZEELEARN) Altman Z-Score Explanation

X1: The Working Capital/Total Assets (WC/TA) ratio is a measure of the net liquid assets of the firm relative to the total capitalization. Working capital is defined as the difference between current assets and current liabilities. Ordinarily, a firm experiencing consistent operating losses will have shrinking current assets in relation to total assets. Altman found this one proved to be the most valuable liquidity ratio comparing with the current ratio and the quick ratio. This is however the least significant of the five factors.

X2: Retained Earnings/Total Assets: the RE/TA ratio measures the leverage of a firm. Retained earnings is the account which reports the total amount of reinvested earnings and/or losses of a firm over its entire life. Those firms with high RE, relative to TA, have financed their assets through retention of profits and have not utilized as much debt.

X3, Earnings Before Interest and Taxes/Total Assets (EBIT/TA): This ratio is a measure of the true productivity of the firm's assets, independent of any tax or leverage factors. Since a firm's ultimate existence is based on the earning power of its assets, this ratio appears to be particularly appropriate for studies dealing with corporate failure. This ratio continually outperforms other profitability measures, including cash flow.

X4, Market Value of Equity/Book Value of Total Liabilities (MVE/TL): The measure shows how much the firm's assets can decline in value (measured by market value of equity plus debt) before the liabilities exceed the assets and the firm becomes insolvent.

X5, Revenue/Total Assets (S/TA): The capital-turnover ratio is a standard financial ratio illustrating the sales generating ability of the firm's assets.

Read more about Altman Z-Score and the original research.


Be Aware

Altman Z-Score does not apply to financial companies.


Zee Learn Altman Z-Score Related Terms


Zee Learn Altman Z-Score Historical Data

* Premium members only.

The historical data trend for Zee Learn's Altman Z-Score can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Zee Learn Altman Z-Score Chart

Zee Learn Annual Data
Trend Mar17 Mar18 Mar19 Mar20 Mar21 Mar22 Mar23 Mar24 Mar25 Mar26
Altman Z-Score
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.52 -1.66 0.80 0.31 0.56

Zee Learn Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Altman Z-Score Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.31 0.39 0.53 0.49 0.56

NSE:ZEELEARN vs EDU, TAL, LAUR: Altman Z-Score Comparison

For the Education & Training Services subindustry, Zee Learn's Altman Z-Score, along with its competitors' market caps and Altman Z-Score data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Zee Learn Altman Z-Score vs Education Industry

For the Education industry and Consumer Defensive sector, Zee Learn's Altman Z-Score distribution charts can be found below:

* The bar in red indicates where Zee Learn's Altman Z-Score falls into.


NSE:ZEELEARN
73GF Score
Zee Learn Ltd NSE:ZEELEARN
Altman Z-Score is just one metric. See GF Score™, valuation, warning signs, and more.
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Zee Learn Altman Z-Score Calculation

Altman Z-Score model is an accurate forecaster of failure up to two years prior to distress. It can be considered the assessment of the distress of industrial corporations.

Zee Learn's Altman Z-Score for today is calculated with this formula:

Z=1.2*X1+1.4*X2+3.3*X3+0.6*X4+1.0*X5
=1.2*0.0044+1.4*0+3.3*0.0665+0.6*0.2134+1.0*0.2757
=0.63

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency. GuruFocus does not calculate Altman Z-Score when X4 or X5 value is 0.

Trailing Twelve Months (TTM) ended in Mar. 2026:
Total Assets was ₹15,928 Mil.
Total Current Assets was ₹9,147 Mil.
Total Current Liabilities was ₹9,076 Mil.
Retained Earnings was ₹0 Mil.
Pre-Tax Income was 659.74 + 7.271 + -58.018 + 68.83 = ₹678 Mil.
Interest Expense was -114.563 + -13.884 + -127.262 + -125.285 = ₹-381 Mil.
Revenue was 1767.742 + 796.705 + 742.528 + 1083.656 = ₹4,391 Mil.
Market Cap (Today) was ₹2,897 Mil.
Total Liabilities was ₹13,578 Mil.

* Note that for stock reported semi-annually or annually, GuruFocus uses latest annual data as the TTM data.

X1=Working Capital/Total Assets
=(Total Current Assets - Total Current Liabilities)/Total Assets
=(9146.937 - 9076.112)/15928.135
=0.0044

X2=Retained Earnings/Total Assets
=0/15928.135
=0

X3=Earnings Before Interest and Taxes/Total Assets
=(Pre-Tax Income - Interest Expense)/Total Assets
=(677.823 - -380.994)/15928.135
=0.0665

X4=Market Value Equity/Book Value of Total Liabilities
=Market Cap/Total Liabilities
=2897.145/13577.856
=0.2134

X5=Revenue/Total Assets
=4390.631/15928.135
=0.2757

The zones of discrimination were as such:

Distress Zones - 1.81 < Grey Zones < 2.99 - Safe Zones

Zee Learn has a Altman Z-Score of 0.63 indicating it is in Distress Zones.

Study by Altman found that companies that are in Distress Zone have more than 80% of chances of bankruptcy in two years.

Frequently Asked Questions Learn more about Altman Z-Score →
What does a Altman Z-Score of 0.63 mean?
Zee Learn (NSE:ZEELEARN) has a Altman Z-Score of 0.63 as of Jul. 16, 2026. The Altman Z-score measures a company's bankruptcy risk. View historical data on Zee Learn and its competitors. This is near median its historical median of 0.68. According to the industry distribution chart, Zee Learn ranks #203 out of 248 companies in the Education industry, placing it in the top 81.9%.
Is Zee Learn's Altman Z-Score too high?
Zee Learn's current Altman Z-Score of 0.63 is near median its 10-year median of 0.68. The Education industry median Altman Z-Score is 2.31. Zee Learn's value of 0.63 is 72.7% below this industry median. Based on the distribution chart, Zee Learn ranks #203 out of 248 companies in the Education industry, which is in the bottom quartile relative to peers. Overall, Zee Learn has a GF Score™ of 73/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Zee Learn's Altman Z-Score compare to EDU and TAL?
According to the Education industry distribution chart, Zee Learn ranks #203 out of 248 companies for Altman Z-Score. This places Zee Learn in the lower half of its industry. The industry median Altman Z-Score is 2.31. Zee Learn's value of 0.63 is 72.7% below this benchmark. While the company's 10-year median is 0.68 vs. the industry median of 2.31, Zee Learn has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Altman Z-Score for an Education company?
The median Altman Z-Score among Education companies is 2.31, based on 248 companies in the industry. Companies in the top quartile (top 25%) have a Altman Z-Score significantly above this median, while those in the bottom quartile fall well below. However, Altman Z-Score should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Zee Learn's current Altman Z-Score of 0.63 is 72.7% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Altman Z-Score mean?
A high Altman Z-Score can signal that a stock is expensive relative to its fundamentals. The Altman Z-score measures a company's bankruptcy risk. View historical data on Zee Learn and its competitors. For the Education industry, the median Altman Z-Score is 2.31 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Zee Learn's current Altman Z-Score is 0.63, which is near median its own 10-year median of 0.68. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Zee Learn stock overvalued right now?
Based on GuruFocus' analysis, Zee Learn (NSE:ZEELEARN) is currently considered Fairly Valued. The stock's GF Value™ is ₹9.06, compared to a current price of ₹8.80 — trading 2.9% below its estimated fair value. The current Altman Z-Score is 0.63, which is near median its 10-year median of 0.68 and 72.7% below the Education industry median of 2.31. Zee Learn's overall GF Score™ is 73/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Altman Z-Score calculated?
Altman Z-Score is calculated from a company's financial statements. For Zee Learn (NSE:ZEELEARN), the current Altman Z-Score is 0.63 as of Jul. 16, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Zee Learn (NSE:ZEELEARN) Overvalued in 2026?

Based on GuruFocus' analysis, Zee Learn stock appears to be undervalued. The current stock price of ₹8.80 is trading 2.9% below its estimated GF Value™ of ₹9.06. GuruFocus considers Zee Learn to be Fairly Valued.

Key valuation signals for NSE:ZEELEARN:

  • Altman Z-Score: 0.63 (near median its 10-year median of 0.68)
  • GF Value™: ₹9.06 vs. price of ₹8.80 (2.9% below fair value)
  • GF Score™: 73/100 with 3 warning signs
  • Industry Position: 72.7% below the Education median (#203 of 248)

No single metric tells the full story. See the NSE:ZEELEARN stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Zee Learn Business Description

Other Exchanges 533287:India
Address 135, Dr. Annie Besant Road, Continental Building, Worli, Mumbai, MH, IND, 400018
Zee Learn Ltd is engaged in the provision of educational services in India. The firm delivers learning solutions and training through its multiple products Kidzee, Mount Litera Zee Schools, Mount Litera World Preschool, Zee Institute of Media Arts (ZIMA), Zee Institute of Creative Arts (ZICA), and E-Learning Online Education and Testing. It operates through the Educational, Construction and leasing for education, and Training Manpower and related activities segments. The Educational segment which generates the majority of its revenue, principally provides learning solutions and delivers training.
73GF Score

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Altman Z-Score is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

₹8.80
Price
₹9.06
GF Value