Yu-Chen System Technology (ROCO:7813) Altman Z-Score: 3.22 (As of Jul. 10, 2026) — 14% Above Median


ROCO:7813 Yu-Chen System Technology Corp ROCO:7813
17 GF Score
Price NT$126.50
! 4 Warning Signs
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What is Yu-Chen System Technology Altman Z-Score?

Yu-Chen System Technology ROCO:7813 17 Altman Z-Score is 3.22 as of Jul. 10, 2026, which is 14% above its 10-year median of 2.83. GuruFocus rates ROCO:7813 with a GF Score™ of 17/100. The stock has 4 warning signs investors should review. Among 2,762 Software companies, Yu-Chen System Technology ranks better than 50.04% on this metric.

The Altman Z-Score is a model designed to predict the likelihood of a company going bankrupt within the next two years. Created by American finance professor Edward Altman in 1968, the model is specifically designed for publicly traded manufacturing companies with assets greater than $1 million.

Good Sign:

Altman Z-score of 3.17 is strong.

Yu-Chen System Technology has a Altman Z-Score of 3.22, indicating it is in Safe Zones. This implies the Altman Z-Score is strong.

The zones of discrimination were as such:

When Altman Z-Score <= 1.8, it is in Distress Zones.
When Altman Z-Score >= 3, it is in Safe Zones.
When Altman Z-Score is between 1.8 and 3, it is in Grey Zones.

The historical rank and industry rank for Yu-Chen System Technology's Altman Z-Score or its related term are showing as below:

ROCO:7813' s Altman Z-Score Range Over the Past 10 Years
Min: 2.83   Med: 2.83   Max: 3.17
Current: 3.17

During the past 4 years, Yu-Chen System Technology's highest Altman Z-Score was 3.17. The lowest was 2.83. And the median was 2.83.


Yu-Chen System Technology  (ROCO:7813) Altman Z-Score Explanation

X1: The Working Capital/Total Assets (WC/TA) ratio is a measure of the net liquid assets of the firm relative to the total capitalization. Working capital is defined as the difference between current assets and current liabilities. Ordinarily, a firm experiencing consistent operating losses will have shrinking current assets in relation to total assets. Altman found this one proved to be the most valuable liquidity ratio comparing with the current ratio and the quick ratio. This is however the least significant of the five factors.

X2: Retained Earnings/Total Assets: the RE/TA ratio measures the leverage of a firm. Retained earnings is the account which reports the total amount of reinvested earnings and/or losses of a firm over its entire life. Those firms with high RE, relative to TA, have financed their assets through retention of profits and have not utilized as much debt.

X3, Earnings Before Interest and Taxes/Total Assets (EBIT/TA): This ratio is a measure of the true productivity of the firm's assets, independent of any tax or leverage factors. Since a firm's ultimate existence is based on the earning power of its assets, this ratio appears to be particularly appropriate for studies dealing with corporate failure. This ratio continually outperforms other profitability measures, including cash flow.

X4, Market Value of Equity/Book Value of Total Liabilities (MVE/TL): The measure shows how much the firm's assets can decline in value (measured by market value of equity plus debt) before the liabilities exceed the assets and the firm becomes insolvent.

X5, Revenue/Total Assets (S/TA): The capital-turnover ratio is a standard financial ratio illustrating the sales generating ability of the firm's assets.

Read more about Altman Z-Score and the original research.


Be Aware

Altman Z-Score does not apply to financial companies.


Yu-Chen System Technology Altman Z-Score Related Terms


Yu-Chen System Technology Altman Z-Score Historical Data

* Premium members only.

The historical data trend for Yu-Chen System Technology's Altman Z-Score can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Yu-Chen System Technology Altman Z-Score Chart

Yu-Chen System Technology Annual Data
Trend Dec22 Dec23 Dec24 Dec25
Altman Z-Score
0.00 0.00 0.00 2.83

Yu-Chen System Technology Semi-Annual Data
Dec22 Jun23 Dec23 Jun24 Dec24 Jun25 Dec25
Altman Z-Score Get a 7-Day Free Trial 0.00 0.00 0.00 0.00 2.83

ROCO:7813 vs UBER, SHOP, CRM: Altman Z-Score Comparison

For the Software - Application subindustry, Yu-Chen System Technology's Altman Z-Score, along with its competitors' market caps and Altman Z-Score data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Yu-Chen System Technology Altman Z-Score vs Software Industry

For the Software industry and Technology sector, Yu-Chen System Technology's Altman Z-Score distribution charts can be found below:

* The bar in red indicates where Yu-Chen System Technology's Altman Z-Score falls into.


ROCO:7813
17GF Score
Yu-Chen System Technology Corp ROCO:7813
Altman Z-Score is just one metric. See GF Score™, valuation, warning signs, and more.
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Yu-Chen System Technology Altman Z-Score Calculation

Altman Z-Score model is an accurate forecaster of failure up to two years prior to distress. It can be considered the assessment of the distress of industrial corporations.

Yu-Chen System Technology's Altman Z-Score for today is calculated with this formula:

Z=1.2*X1+1.4*X2+3.3*X3+0.6*X4+1.0*X5
=1.2*0.4012+1.4*0.0381+3.3*0.007+0.6*2.8366+1.0*0.9629
=3.22

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency. GuruFocus does not calculate Altman Z-Score when X4 or X5 value is 0.

Trailing Twelve Months (TTM) ended in Dec. 2025:
Total Assets was NT$2,028 Mil.
Total Current Assets was NT$1,591 Mil.
Total Current Liabilities was NT$777 Mil.
Retained Earnings was NT$77 Mil.
Pre-Tax Income was NT$9 Mil.
Interest Expense was NT$-6 Mil.
Revenue was NT$1,953 Mil.
Market Cap (Today) was NT$2,426 Mil.
Total Liabilities was NT$855 Mil.

* Note that for stock reported semi-annually or annually, GuruFocus uses latest annual data as the TTM data.

X1=Working Capital/Total Assets
=(Total Current Assets - Total Current Liabilities)/Total Assets
=(1590.983 - 777.469)/2027.808
=0.4012

X2=Retained Earnings/Total Assets
=77.25/2027.808
=0.0381

X3=Earnings Before Interest and Taxes/Total Assets
=(Pre-Tax Income - Interest Expense)/Total Assets
=(8.655 - -5.52)/2027.808
=0.007

X4=Market Value Equity/Book Value of Total Liabilities
=Market Cap/Total Liabilities
=2426.004/855.246
=2.8366

X5=Revenue/Total Assets
=1952.523/2027.808
=0.9629

The zones of discrimination were as such:

Distress Zones - 1.81 < Grey Zones < 2.99 - Safe Zones

Yu-Chen System Technology has a Altman Z-Score of 3.22 indicating it is in Safe Zones.

Study by Altman found that companies that are in Distress Zone have more than 80% of chances of bankruptcy in two years.

Frequently Asked Questions Learn more about Altman Z-Score →
What does a Altman Z-Score of 3.22 mean?
Yu-Chen System Technology (ROCO:7813) has a Altman Z-Score of 3.22 as of Jul. 10, 2026. The Altman Z-score measures a company's bankruptcy risk. View historical data on Yu-Chen System Technology and its competitors. This is 14% above median its historical median of 2.83. Over the past decade, Yu-Chen System Technology's Altman Z-Score has ranged from 2.83 to 3.17. According to the industry distribution chart, Yu-Chen System Technology ranks #1380 out of 2762 companies in the Software industry, placing it in the top 50%.
Is Yu-Chen System Technology's Altman Z-Score too high?
Yu-Chen System Technology's current Altman Z-Score of 3.22 is 14% above median its 10-year median of 2.83. Over the past 10 years, this metric has ranged from a low of 2.83 to a high of 3.17. The Software industry median Altman Z-Score is 3.17. Yu-Chen System Technology's value of 3.22 is 1.6% above this industry median. Based on the distribution chart, Yu-Chen System Technology ranks #1380 out of 2762 companies in the Software industry, which is above the industry midpoint. Overall, Yu-Chen System Technology has a GF Score™ of 17/100, reflecting its overall financial health beyond just this single metric.
How does Yu-Chen System Technology's Altman Z-Score compare to UBER and SHOP?
According to the Software industry distribution chart, Yu-Chen System Technology ranks #1380 out of 2762 companies for Altman Z-Score. This puts Yu-Chen System Technology in the upper half of its industry. The industry median Altman Z-Score is 3.17. Yu-Chen System Technology's value of 3.22 is 1.6% above this benchmark. Historically, Yu-Chen System Technology's own Altman Z-Score has ranged from 2.83 to 3.17 over the past decade. While the company's 10-year median is 2.83 vs. the industry median of 3.17, Yu-Chen System Technology has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Altman Z-Score for a Software company?
The median Altman Z-Score among Software companies is 3.17, based on 2,762 companies in the industry. Companies in the top quartile (top 25%) have a Altman Z-Score significantly above this median, while those in the bottom quartile fall well below. However, Altman Z-Score should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Yu-Chen System Technology's current Altman Z-Score of 3.22 is 1.6% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Altman Z-Score mean?
A high Altman Z-Score can signal that a stock is expensive relative to its fundamentals. The Altman Z-score measures a company's bankruptcy risk. View historical data on Yu-Chen System Technology and its competitors. For the Software industry, the median Altman Z-Score is 3.17 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Yu-Chen System Technology's current Altman Z-Score is 3.22, which is 14% above median its own 10-year median of 2.83. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Yu-Chen System Technology stock overvalued right now?
Yu-Chen System Technology (ROCO:7813) has a current Altman Z-Score of 3.22. The current Altman Z-Score is 3.22, which is 14% above median its 10-year median of 2.83 and 1.6% above the Software industry median of 3.17. Yu-Chen System Technology's overall GF Score™ is 17/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Altman Z-Score calculated?
Altman Z-Score is calculated from a company's financial statements. For Yu-Chen System Technology (ROCO:7813), the current Altman Z-Score is 3.22 as of Jul. 10, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Yu-Chen System Technology Business Description

Address Lane. 91, Dongmei Road, 4 Floor, No. 5, Hsinchu, TWN
Yu-Chen System Technology Corp is engaged in providing services to customers. The company focuses on providing intelligent software solutions to understand customer needs, develops more humane operations, and provides complete and convenient system integration and solutions. The company's products and services include smart monitoring, Vial acid management, factory management, energy management, and others.
17GF Score

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Altman Z-Score is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

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