Alkhaleej Training and Education Co (SAU:4290) Altman Z-Score: 1.01 (As of Jul. 17, 2026) — 17% Below Median

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SAU:4290 Alkhaleej Training and Education Co SAU:4290
56 GF Score
Price ﷼14.17
GF Value ﷼30.47
Valuation Possible Value Trap
! 6 Warning Signs
View Full Analysis

What is Alkhaleej Training and Education Co Altman Z-Score?

Alkhaleej Training and Education Co SAU:4290 56 Altman Z-Score is 1.01 as of Jul. 17, 2026, which is 17% below its 10-year median of 1.22. GuruFocus rates SAU:4290 with a GF Score™ of 56/100 and a GF Value™ of ﷼30.47 (Possible Value Trap). The stock has 6 warning signs investors should review. Among 248 Education companies, Alkhaleej Training and Education Co ranks worse than 75.4% on this metric.

The Altman Z-Score is a model designed to predict the likelihood of a company going bankrupt within the next two years. Created by American finance professor Edward Altman in 1968, the model is specifically designed for publicly traded manufacturing companies with assets greater than $1 million.

Warning Sign:

Altman Z-score of 1.01 is in distress zone. This implies bankruptcy possibility in the next two years.

Alkhaleej Training and Education Co has a Altman Z-Score of 1.01, indicating it is in Distress Zones. This implies bankrupcy possibility in the next two years.

The zones of discrimination were as such:

When Altman Z-Score <= 1.8, it is in Distress Zones.
When Altman Z-Score >= 3, it is in Safe Zones.
When Altman Z-Score is between 1.8 and 3, it is in Grey Zones.

The historical rank and industry rank for Alkhaleej Training and Education Co's Altman Z-Score or its related term are showing as below:

SAU:4290' s Altman Z-Score Range Over the Past 10 Years
Min: 0.76   Med: 1.22   Max: 1.83
Current: 1.01

During the past 13 years, Alkhaleej Training and Education Co's highest Altman Z-Score was 1.83. The lowest was 0.76. And the median was 1.22.


Alkhaleej Training and Education Co  (SAU:4290) Altman Z-Score Explanation

X1: The Working Capital/Total Assets (WC/TA) ratio is a measure of the net liquid assets of the firm relative to the total capitalization. Working capital is defined as the difference between current assets and current liabilities. Ordinarily, a firm experiencing consistent operating losses will have shrinking current assets in relation to total assets. Altman found this one proved to be the most valuable liquidity ratio comparing with the current ratio and the quick ratio. This is however the least significant of the five factors.

X2: Retained Earnings/Total Assets: the RE/TA ratio measures the leverage of a firm. Retained earnings is the account which reports the total amount of reinvested earnings and/or losses of a firm over its entire life. Those firms with high RE, relative to TA, have financed their assets through retention of profits and have not utilized as much debt.

X3, Earnings Before Interest and Taxes/Total Assets (EBIT/TA): This ratio is a measure of the true productivity of the firm's assets, independent of any tax or leverage factors. Since a firm's ultimate existence is based on the earning power of its assets, this ratio appears to be particularly appropriate for studies dealing with corporate failure. This ratio continually outperforms other profitability measures, including cash flow.

X4, Market Value of Equity/Book Value of Total Liabilities (MVE/TL): The measure shows how much the firm's assets can decline in value (measured by market value of equity plus debt) before the liabilities exceed the assets and the firm becomes insolvent.

X5, Revenue/Total Assets (S/TA): The capital-turnover ratio is a standard financial ratio illustrating the sales generating ability of the firm's assets.

Read more about Altman Z-Score and the original research.


Be Aware

Altman Z-Score does not apply to financial companies.


Alkhaleej Training and Education Co Altman Z-Score Related Terms


Alkhaleej Training and Education Co Altman Z-Score Historical Data

* Premium members only.

The historical data trend for Alkhaleej Training and Education Co's Altman Z-Score can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Alkhaleej Training and Education Co Altman Z-Score Chart

Alkhaleej Training and Education Co Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Altman Z-Score
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.86 0.76 1.10 1.60 1.23

Alkhaleej Training and Education Co Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Altman Z-Score Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 1.46 1.41 1.40 1.23 1.04

SAU:4290 vs EDU, TAL, LAUR: Altman Z-Score Comparison

For the Education & Training Services subindustry, Alkhaleej Training and Education Co's Altman Z-Score, along with its competitors' market caps and Altman Z-Score data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Alkhaleej Training and Education Co Altman Z-Score vs Education Industry

For the Education industry and Consumer Defensive sector, Alkhaleej Training and Education Co's Altman Z-Score distribution charts can be found below:

* The bar in red indicates where Alkhaleej Training and Education Co's Altman Z-Score falls into.


SAU:4290
56GF Score
Alkhaleej Training and Education Co SAU:4290
Altman Z-Score is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Alkhaleej Training and Education Co Altman Z-Score Calculation

Altman Z-Score model is an accurate forecaster of failure up to two years prior to distress. It can be considered the assessment of the distress of industrial corporations.

Alkhaleej Training and Education Co's Altman Z-Score for today is calculated with this formula:

Z=1.2*X1+1.4*X2+3.3*X3+0.6*X4+1.0*X5
=1.2*0.0185+1.4*-0.0082+3.3*0.0503+0.6*0.5276+1.0*0.517
=1.01

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency. GuruFocus does not calculate Altman Z-Score when X4 or X5 value is 0.

Trailing Twelve Months (TTM) ended in Mar. 2026:
Total Assets was ﷼2,320 Mil.
Total Current Assets was ﷼674 Mil.
Total Current Liabilities was ﷼631 Mil.
Retained Earnings was ﷼-19 Mil.
Pre-Tax Income was 5.855 + -13.952 + 28.959 + 6.224 = ﷼27 Mil.
Interest Expense was -22.201 + -26.224 + -21.218 + -19.929 = ﷼-90 Mil.
Revenue was 269.518 + 324.84 + 310.191 + 294.898 = ﷼1,199 Mil.
Market Cap (Today) was ﷼921 Mil.
Total Liabilities was ﷼1,746 Mil.

* Note that for stock reported semi-annually or annually, GuruFocus uses latest annual data as the TTM data.

X1=Working Capital/Total Assets
=(Total Current Assets - Total Current Liabilities)/Total Assets
=(674.259 - 631.337)/2319.824
=0.0185

X2=Retained Earnings/Total Assets
=-18.947/2319.824
=-0.0082

X3=Earnings Before Interest and Taxes/Total Assets
=(Pre-Tax Income - Interest Expense)/Total Assets
=(27.086 - -89.572)/2319.824
=0.0503

X4=Market Value Equity/Book Value of Total Liabilities
=Market Cap/Total Liabilities
=921.050/1745.718
=0.5276

X5=Revenue/Total Assets
=1199.447/2319.824
=0.517

The zones of discrimination were as such:

Distress Zones - 1.81 < Grey Zones < 2.99 - Safe Zones

Alkhaleej Training and Education Co has a Altman Z-Score of 1.01 indicating it is in Distress Zones.

Study by Altman found that companies that are in Distress Zone have more than 80% of chances of bankruptcy in two years.

Frequently Asked Questions Learn more about Altman Z-Score →
What does a Altman Z-Score of 1.01 mean?
Alkhaleej Training and Education Co (SAU:4290) has a Altman Z-Score of 1.01 as of Jul. 17, 2026. The Altman Z-score measures a company's bankruptcy risk. View historical data on Alkhaleej Training and Education Co and its competitors. This is 17% below median its historical median of 1.22. Over the past decade, Alkhaleej Training and Education Co's Altman Z-Score has ranged from 0.76 to 1.83. According to the industry distribution chart, Alkhaleej Training and Education Co ranks #187 out of 248 companies in the Education industry, placing it in the top 75.4%.
Is Alkhaleej Training and Education Co's Altman Z-Score too high?
Alkhaleej Training and Education Co's current Altman Z-Score of 1.01 is 17% below median its 10-year median of 1.22. Over the past 10 years, this metric has ranged from a low of 0.76 to a high of 1.83. The Education industry median Altman Z-Score is 2.31. Alkhaleej Training and Education Co's value of 1.01 is 56.2% below this industry median. Based on the distribution chart, Alkhaleej Training and Education Co ranks #187 out of 248 companies in the Education industry, which is in the bottom quartile relative to peers. Overall, Alkhaleej Training and Education Co has a GF Score™ of 56/100 and is considered Possible Value Trap, reflecting its overall financial health beyond just this single metric.
How does Alkhaleej Training and Education Co's Altman Z-Score compare to EDU and TAL?
According to the Education industry distribution chart, Alkhaleej Training and Education Co ranks #187 out of 248 companies for Altman Z-Score. This places Alkhaleej Training and Education Co in the lower half of its industry. The industry median Altman Z-Score is 2.31. Alkhaleej Training and Education Co's value of 1.01 is 56.2% below this benchmark. Historically, Alkhaleej Training and Education Co's own Altman Z-Score has ranged from 0.76 to 1.83 over the past decade. While the company's 10-year median is 1.22 vs. the industry median of 2.31, Alkhaleej Training and Education Co has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Altman Z-Score for an Education company?
The median Altman Z-Score among Education companies is 2.31, based on 248 companies in the industry. Companies in the top quartile (top 25%) have a Altman Z-Score significantly above this median, while those in the bottom quartile fall well below. However, Altman Z-Score should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Alkhaleej Training and Education Co's current Altman Z-Score of 1.01 is 56.2% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Altman Z-Score mean?
A high Altman Z-Score can signal that a stock is expensive relative to its fundamentals. The Altman Z-score measures a company's bankruptcy risk. View historical data on Alkhaleej Training and Education Co and its competitors. For the Education industry, the median Altman Z-Score is 2.31 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Alkhaleej Training and Education Co's current Altman Z-Score is 1.01, which is 17% below median its own 10-year median of 1.22. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Alkhaleej Training and Education Co stock overvalued right now?
Based on GuruFocus' analysis, Alkhaleej Training and Education Co (SAU:4290) is currently considered Possible Value Trap. The stock's GF Value™ is ﷼30.47, compared to a current price of ﷼14.17 — trading 53.5% below its estimated fair value. The current Altman Z-Score is 1.01, which is 17% below median its 10-year median of 1.22 and 56.2% below the Education industry median of 2.31. Alkhaleej Training and Education Co's overall GF Score™ is 56/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Altman Z-Score calculated?
Altman Z-Score is calculated from a company's financial statements. For Alkhaleej Training and Education Co (SAU:4290), the current Altman Z-Score is 1.01 as of Jul. 17, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Alkhaleej Training and Education Co (SAU:4290) Overvalued in 2026?

Based on GuruFocus' analysis, Alkhaleej Training and Education Co stock appears to be undervalued. The current stock price of ﷼14.17 is trading 53.5% below its estimated GF Value™ of ﷼30.47. GuruFocus considers Alkhaleej Training and Education Co to be Possible Value Trap.

Key valuation signals for SAU:4290:

  • Altman Z-Score: 1.01 (17% below median its 10-year median of 1.22)
  • GF Value™: ﷼30.47 vs. price of ﷼14.17 (53.5% below fair value)
  • GF Score™: 56/100 with 6 warning signs
  • Industry Position: 56.2% below the Education median (#187 of 248)

No single metric tells the full story. See the SAU:4290 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Alkhaleej Training and Education Co Business Description

Address Olaya Main Road, Building No. 8480, Unit No. 5, Wadi Al-Thumamah, Behind Jarir Bookstore, Olaya, Riyadh, SAU, 12213
Alkhaleej Training and Education Co and its subsidiaries are engaged in operating schools for primary and secondary education with an international curriculum, IT & Computer training institutes, teaching languages and communication skills institutes, providing high management consulting services and integrated office administrative services activities, and establishing and operating call centres. The Group's operating segments are: Training, Universities, Management projects and others, Call centre, and Schools. Maximum revenue is generated from the Call Centre segment, which is engaged in managing and operating customer service centres via telephone and digital technologies for several government and corporate customers. Geographically, the Group derives its key revenue from Saudi Arabia.
56GF Score

Get the complete analysis for SAU:4290

Altman Z-Score is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

﷼14.17
Price
﷼30.47
GF Value