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Banan Real Estate CoSAU:4324 -0.65%75 Altman Z-Score is 2.76 as of Jul. 26, 2026, which is 60% below its 10-year median of 6.88. GuruFocus rates SAU:4324 with a GF Score™ of 75/100 and a GF Value™ of ﷼5.29 (Possible Value Trap). The stock has 5 warning signs investors should review. Among 1,729 Real Estate companies, Banan Real Estate Co ranks better than 80.91% on this metric.
The Altman Z-Score is a model designed to predict the likelihood of a company going bankrupt within the next two years. Created by American finance professor Edward Altman in 1968, the model is specifically designed for publicly traded manufacturing companies with assets greater than $1 million.
Warning Sign:
Altman Z-score of 2.76 is in the grey area. This implies that the company is under some kind of financial stress. If it is below 1.8, the company may face bankruptcy risk.
Banan Real Estate Co has a Altman Z-Score of 2.76, indicating it is in Grey Zones. This implies that Banan Real Estate Co is in some kind of financial stress. If it is below 1.81, the company may face bankrupcy risk.
The zones of discrimination were as such:
When Altman Z-Score <= 1.8, it is in Distress Zones.
When Altman Z-Score >= 3, it is in Safe Zones.
When Altman Z-Score is between 1.8 and 3, it is in Grey Zones.
The historical rank and industry rank for Banan Real Estate Co's Altman Z-Score or its related term are showing as below:
SAU:4324'
s Altman Z-Score Range Over the Past 10 Years
Min: 2.49 Med: 6.88 Max: 11.93
Current: 2.76
During the past 6 years, Banan Real Estate Co's highest Altman Z-Score was 11.93. The lowest was 2.49. And the median was 6.88.
Banan Real Estate Co (SAU:4324) Altman Z-Score Explanation
X1: The Working Capital/Total Assets (WC/TA) ratio is a measure of the net liquid assets of the firm relative to the total capitalization. Working capital is defined as the difference between current assets and current liabilities. Ordinarily, a firm experiencing consistent operating losses will have shrinking current assets in relation to total assets. Altman found this one proved to be the most valuable liquidity ratio comparing with the current ratio and the quick ratio. This is however the least significant of the five factors.
X2: Retained Earnings/Total Assets: the RE/TA ratio measures the leverage of a firm. Retained earnings is the account which reports the total amount of reinvested earnings and/or losses of a firm over its entire life. Those firms with high RE, relative to TA, have financed their assets through retention of profits and have not utilized as much debt.
X3, Earnings Before Interest and Taxes/Total Assets (EBIT/TA): This ratio is a measure of the true productivity of the firm's assets, independent of any tax or leverage factors. Since a firm's ultimate existence is based on the earning power of its assets, this ratio appears to be particularly appropriate for studies dealing with corporate failure. This ratio continually outperforms other profitability measures, including cash flow.
X4, Market Value of Equity/Book Value of Total Liabilities (MVE/TL): The measure shows how much the firm's assets can decline in value (measured by market value of equity plus debt) before the liabilities exceed the assets and the firm becomes insolvent.
X5, Revenue/Total Assets (S/TA): The capital-turnover ratio is a standard financial ratio illustrating the sales generating ability of the firm's assets.
Altman Z-Score does not apply to financial companies.
Banan Real Estate Co Altman Z-Score Related Terms
Banan Real Estate Co Altman Z-Score Historical Data
* Premium members only.
The historical data trend for Banan Real Estate Co's Altman Z-Score can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
SAU:4324 vs CBRE, BEKE, JLL: Altman Z-Score Comparison
For the Real Estate Services subindustry, Banan Real Estate Co's Altman Z-Score, along with its competitors' market caps and Altman Z-Score data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Banan Real Estate Co Altman Z-Score vs Real Estate Industry
For the Real Estate industry and Real Estate sector, Banan Real Estate Co's Altman Z-Score distribution charts can be found below:
* The bar in red indicates where Banan Real Estate Co's Altman Z-Score falls into.
Altman Z-Score model is an accurate forecaster of failure up to two years prior to distress. It can be considered the assessment of the distress of industrial corporations.
Banan Real Estate Co's Altman Z-Score for today is calculated with this formula:
Z
=
1.2
*
X1
+
1.4
*
X2
+
3.3
*
X3
+
0.6
*
X4
+
1.0
*
X5
=
1.2
*
0.039
+
1.4
*
0.2312
+
3.3
*
0.0681
+
0.6
*
3.4656
+
1.0
*
0.0895
=
2.76
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency. GuruFocus does not calculate Altman Z-Score when X4 or X5 value is 0.
Banan Real Estate Co (SAU:4324) has a Altman Z-Score of 2.76 as of Jul. 26, 2026. The Altman Z-score measures a company's bankruptcy risk. View historical data on Banan Real Estate Co and its competitors. This is 60% below median its historical median of 6.88. Over the past decade, Banan Real Estate Co's Altman Z-Score has ranged from 2.49 to 11.93. According to the industry distribution chart, Banan Real Estate Co ranks #330 out of 1729 companies in the Real Estate industry, placing it in the top 19.1%.
Is Banan Real Estate Co's Altman Z-Score too high?
Banan Real Estate Co's current Altman Z-Score of 2.76 is 60% below median its 10-year median of 6.88. Over the past 10 years, this metric has ranged from a low of 2.49 to a high of 11.93. The Real Estate industry median Altman Z-Score is 1.31. Banan Real Estate Co's value of 2.76 is 110.7% above this industry median. Based on the distribution chart, Banan Real Estate Co ranks #330 out of 1729 companies in the Real Estate industry, which is in the top quartile — a strong position relative to peers. Overall, Banan Real Estate Co has a GF Score™ of 75/100 and is considered Possible Value Trap, reflecting its overall financial health beyond just this single metric.
How does Banan Real Estate Co's Altman Z-Score compare to CBRE and BEKE?
According to the Real Estate industry distribution chart, Banan Real Estate Co ranks #330 out of 1729 companies for Altman Z-Score. This places Banan Real Estate Co in the top 19% of its industry — outperforming the majority of peers. The industry median Altman Z-Score is 1.31. Banan Real Estate Co's value of 2.76 is 110.7% above this benchmark. Historically, Banan Real Estate Co's own Altman Z-Score has ranged from 2.49 to 11.93 over the past decade. While the company's 10-year median is 6.88 vs. the industry median of 1.31, Banan Real Estate Co has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Altman Z-Score for a Real Estate company?
The median Altman Z-Score among Real Estate companies is 1.31, based on 1,729 companies in the industry. Companies in the top quartile (top 25%) have a Altman Z-Score significantly above this median, while those in the bottom quartile fall well below. However, Altman Z-Score should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Banan Real Estate Co's current Altman Z-Score of 2.76 is 110.7% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Altman Z-Score mean?
A high Altman Z-Score can signal that a stock is expensive relative to its fundamentals. The Altman Z-score measures a company's bankruptcy risk. View historical data on Banan Real Estate Co and its competitors. For the Real Estate industry, the median Altman Z-Score is 1.31 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Banan Real Estate Co's current Altman Z-Score is 2.76, which is 60% below median its own 10-year median of 6.88. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Banan Real Estate Co stock overvalued right now?
Based on GuruFocus' analysis, Banan Real Estate Co (SAU:4324) is currently considered Possible Value Trap. The stock's GF Value™ is ﷼5.29, compared to a current price of ﷼3.06 — trading 42.2% below its estimated fair value. The current Altman Z-Score is 2.76, which is 60% below median its 10-year median of 6.88 and 110.7% above the Real Estate industry median of 1.31. Banan Real Estate Co's overall GF Score™ is 75/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Altman Z-Score calculated?
Altman Z-Score is calculated from a company's financial statements. For Banan Real Estate Co (SAU:4324), the current Altman Z-Score is 2.76 as of Jul. 26, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Banan Real Estate Co (SAU:4324) Overvalued in 2026?
Based on GuruFocus' analysis, Banan Real Estate Co stock appears to be undervalued.
The current stock price of ﷼3.06 is trading 42.2% below its estimated GF Value™ of ﷼5.29.
GuruFocus considers Banan Real Estate Co to be Possible Value Trap.
Key valuation signals for SAU:4324:
Altman Z-Score: 2.76 (60% below median its 10-year median of 6.88)
GF Value™: ﷼5.29 vs. price of ﷼3.06 (42.2% below fair value)
Industry Position: 110.7% above the Real Estate median (#330 of 1729)
No single metric tells the full story. See the SAU:4324 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Banan Real Estate Co is engaged in the field of investment and development of income-generating real estate. The main activity of the company is the management and leasing of commercial and residential real estate and managing and operating hotels, managing real estate for commissions and providing real estate registration services. Geographically, the company derives its revenue from Saudi Arabia.
75GF Score
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