Samfine Creation Holdings GroupSFHG -0.40%12 Altman Z-Score is 0.96 as of Jul. 10, 2026, which is 46% below its 10-year median of 1.79. GuruFocus rates SFHG with a GF Score™ of 12/100. The stock has 4 warning signs investors should review. Among 1,061 Business Services companies, Samfine Creation Holdings Group ranks worse than 84.35% on this metric.
The Altman Z-Score is a model designed to predict the likelihood of a company going bankrupt within the next two years. Created by American finance professor Edward Altman in 1968, the model is specifically designed for publicly traded manufacturing companies with assets greater than $1 million.
Warning Sign:
Altman Z-score of 0.96 is in distress zone. This implies bankruptcy possibility in the next two years.
Samfine Creation Holdings Group has a Altman Z-Score of 0.96, indicating it is in Distress Zones. This implies bankrupcy possibility in the next two years.
The zones of discrimination were as such:
When Altman Z-Score <= 1.8, it is in Distress Zones.
When Altman Z-Score >= 3, it is in Safe Zones.
When Altman Z-Score is between 1.8 and 3, it is in Grey Zones.
The historical rank and industry rank for Samfine Creation Holdings Group's Altman Z-Score or its related term are showing as below:
SFHG'
s Altman Z-Score Range Over the Past 10 Years
Min: 0.96 Med: 1.79 Max: 2.43
Current: 0.96
During the past 5 years, Samfine Creation Holdings Group's highest Altman Z-Score was 2.43. The lowest was 0.96. And the median was 1.79.
Samfine Creation Holdings Group (NAS:SFHG) Altman Z-Score Explanation
X1: The Working Capital/Total Assets (WC/TA) ratio is a measure of the net liquid assets of the firm relative to the total capitalization. Working capital is defined as the difference between current assets and current liabilities. Ordinarily, a firm experiencing consistent operating losses will have shrinking current assets in relation to total assets. Altman found this one proved to be the most valuable liquidity ratio comparing with the current ratio and the quick ratio. This is however the least significant of the five factors.
X2: Retained Earnings/Total Assets: the RE/TA ratio measures the leverage of a firm. Retained earnings is the account which reports the total amount of reinvested earnings and/or losses of a firm over its entire life. Those firms with high RE, relative to TA, have financed their assets through retention of profits and have not utilized as much debt.
X3, Earnings Before Interest and Taxes/Total Assets (EBIT/TA): This ratio is a measure of the true productivity of the firm's assets, independent of any tax or leverage factors. Since a firm's ultimate existence is based on the earning power of its assets, this ratio appears to be particularly appropriate for studies dealing with corporate failure. This ratio continually outperforms other profitability measures, including cash flow.
X4, Market Value of Equity/Book Value of Total Liabilities (MVE/TL): The measure shows how much the firm's assets can decline in value (measured by market value of equity plus debt) before the liabilities exceed the assets and the firm becomes insolvent.
X5, Revenue/Total Assets (S/TA): The capital-turnover ratio is a standard financial ratio illustrating the sales generating ability of the firm's assets.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Samfine Creation Holdings Group Altman Z-Score Chart
SFHG vs SMX, WHLM, ADMQ: Altman Z-Score Comparison
For the Specialty Business Services subindustry, Samfine Creation Holdings Group's Altman Z-Score, along with its competitors' market caps and Altman Z-Score data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Samfine Creation Holdings Group Altman Z-Score vs Business Services Industry
For the Business Services industry and Industrials sector, Samfine Creation Holdings Group's Altman Z-Score distribution charts can be found below:
* The bar in red indicates where Samfine Creation Holdings Group's Altman Z-Score falls into.
Samfine Creation Holdings Group Altman Z-Score Calculation
Altman Z-Score model is an accurate forecaster of failure up to two years prior to distress. It can be considered the assessment of the distress of industrial corporations.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency. GuruFocus does not calculate Altman Z-Score when X4 or X5 value is 0.
Samfine Creation Holdings Group (SFHG) has a Altman Z-Score of 0.96 as of Jul. 10, 2026. The Altman Z-score measures a company's bankruptcy risk. View historical data on Samfine Creation Holdings Group and its competitors. This is 46% below median its historical median of 1.79. Over the past decade, Samfine Creation Holdings Group's Altman Z-Score has ranged from 0.96 to 2.43. According to the industry distribution chart, Samfine Creation Holdings Group ranks #895 out of 1061 companies in the Business Services industry, placing it in the top 84.4%.
Is Samfine Creation Holdings Group's Altman Z-Score too high?
Samfine Creation Holdings Group's current Altman Z-Score of 0.96 is 46% below median its 10-year median of 1.79. Over the past 10 years, this metric has ranged from a low of 0.96 to a high of 2.43. The Business Services industry median Altman Z-Score is 2.96. Samfine Creation Holdings Group's value of 0.96 is 67.6% below this industry median. Based on the distribution chart, Samfine Creation Holdings Group ranks #895 out of 1061 companies in the Business Services industry, which is in the bottom quartile relative to peers. Overall, Samfine Creation Holdings Group has a GF Score™ of 12/100, reflecting its overall financial health beyond just this single metric.
How does Samfine Creation Holdings Group's Altman Z-Score compare to SMX and WHLM?
According to the Business Services industry distribution chart, Samfine Creation Holdings Group ranks #895 out of 1061 companies for Altman Z-Score. This places Samfine Creation Holdings Group in the lower half of its industry. The industry median Altman Z-Score is 2.96. Samfine Creation Holdings Group's value of 0.96 is 67.6% below this benchmark. Historically, Samfine Creation Holdings Group's own Altman Z-Score has ranged from 0.96 to 2.43 over the past decade. While the company's 10-year median is 1.79 vs. the industry median of 2.96, Samfine Creation Holdings Group has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Altman Z-Score for a Business Services company?
The median Altman Z-Score among Business Services companies is 2.96, based on 1,061 companies in the industry. Companies in the top quartile (top 25%) have a Altman Z-Score significantly above this median, while those in the bottom quartile fall well below. However, Altman Z-Score should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Samfine Creation Holdings Group's current Altman Z-Score of 0.96 is 67.6% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Altman Z-Score mean?
A high Altman Z-Score can signal that a stock is expensive relative to its fundamentals. The Altman Z-score measures a company's bankruptcy risk. View historical data on Samfine Creation Holdings Group and its competitors. For the Business Services industry, the median Altman Z-Score is 2.96 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Samfine Creation Holdings Group's current Altman Z-Score is 0.96, which is 46% below median its own 10-year median of 1.79. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Samfine Creation Holdings Group stock overvalued right now?
Samfine Creation Holdings Group (SFHG) has a current Altman Z-Score of 0.96. The current Altman Z-Score is 0.96, which is 46% below median its 10-year median of 1.79 and 67.6% below the Business Services industry median of 2.96. Samfine Creation Holdings Group's overall GF Score™ is 12/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Altman Z-Score calculated?
Altman Z-Score is calculated from a company's financial statements. For Samfine Creation Holdings Group (SFHG), the current Altman Z-Score is 0.96 as of Jul. 10, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Samfine Creation Holdings Group Business Description
Samfine Creation Holdings Group Ltd operates through its subsidiaries. It is an established one-stop printing service provider which principally provides printing services in Hong Kong and the PRC. It offers a wide range of printed products such as book products, which mainly include children's books, educational books, art books, notebooks, diaries and journals; and novelty and packaging products, which mainly include handcraft products, book sets, pop-up books, stationery products, products with assembly parts and other specialized products, shopping bags and package boxes.
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