Village Farms International (STU:02V) Altman Z-Score: 2.31 (As of Jul. 14, 2026) — Near Median

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STU:02V Village Farms International Inc STU:02V
69 GF Score
Price €1.78
GF Value €1.03
Valuation Significantly Overvalued
! 3 Warning Signs
View Full Analysis

What is Village Farms International Altman Z-Score?

Village Farms International STU:02V +1.14% 69 Altman Z-Score is 2.31 as of Jul. 14, 2026, which is 8% below its 10-year median of 2.52. GuruFocus rates STU:02V with a GF Score™ of 69/100 and a GF Value™ of €1.03 (Significantly Overvalued). The stock has 3 warning signs investors should review. Among 1,932 Consumer Packaged Goods companies, Village Farms International ranks worse than 60.77% on this metric.

The Altman Z-Score is a model designed to predict the likelihood of a company going bankrupt within the next two years. Created by American finance professor Edward Altman in 1968, the model is specifically designed for publicly traded manufacturing companies with assets greater than $1 million.

Warning Sign:

Altman Z-score of 2.31 is in the grey area. This implies that the company is under some kind of financial stress. If it is below 1.8, the company may face bankruptcy risk.

Village Farms International has a Altman Z-Score of 2.31, indicating it is in Grey Zones. This implies that Village Farms International is in some kind of financial stress. If it is below 1.81, the company may face bankrupcy risk.

The zones of discrimination were as such:

When Altman Z-Score <= 1.8, it is in Distress Zones.
When Altman Z-Score >= 3, it is in Safe Zones.
When Altman Z-Score is between 1.8 and 3, it is in Grey Zones.

The historical rank and industry rank for Village Farms International's Altman Z-Score or its related term are showing as below:

STU:02V' s Altman Z-Score Range Over the Past 10 Years
Min: 0.25   Med: 2.52   Max: 7.48
Current: 2.31

During the past 13 years, Village Farms International's highest Altman Z-Score was 7.48. The lowest was 0.25. And the median was 2.52.


Village Farms International  (STU:02V) Altman Z-Score Explanation

X1: The Working Capital/Total Assets (WC/TA) ratio is a measure of the net liquid assets of the firm relative to the total capitalization. Working capital is defined as the difference between current assets and current liabilities. Ordinarily, a firm experiencing consistent operating losses will have shrinking current assets in relation to total assets. Altman found this one proved to be the most valuable liquidity ratio comparing with the current ratio and the quick ratio. This is however the least significant of the five factors.

X2: Retained Earnings/Total Assets: the RE/TA ratio measures the leverage of a firm. Retained earnings is the account which reports the total amount of reinvested earnings and/or losses of a firm over its entire life. Those firms with high RE, relative to TA, have financed their assets through retention of profits and have not utilized as much debt.

X3, Earnings Before Interest and Taxes/Total Assets (EBIT/TA): This ratio is a measure of the true productivity of the firm's assets, independent of any tax or leverage factors. Since a firm's ultimate existence is based on the earning power of its assets, this ratio appears to be particularly appropriate for studies dealing with corporate failure. This ratio continually outperforms other profitability measures, including cash flow.

X4, Market Value of Equity/Book Value of Total Liabilities (MVE/TL): The measure shows how much the firm's assets can decline in value (measured by market value of equity plus debt) before the liabilities exceed the assets and the firm becomes insolvent.

X5, Revenue/Total Assets (S/TA): The capital-turnover ratio is a standard financial ratio illustrating the sales generating ability of the firm's assets.

Read more about Altman Z-Score and the original research.


Be Aware

Altman Z-Score does not apply to financial companies.


Village Farms International Altman Z-Score Related Terms


Village Farms International Altman Z-Score Historical Data

* Premium members only.

The historical data trend for Village Farms International's Altman Z-Score can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Village Farms International Altman Z-Score Chart

Village Farms International Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Altman Z-Score
Get a 7-Day Free Trial Premium Member Only Premium Member Only 3.11 0.43 0.42 0.45 2.92

Village Farms International Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Altman Z-Score Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.25 1.04 2.49 2.92 2.77

STU:02V vs LMNR, AFRI, ALCO: Altman Z-Score Comparison

For the Farm Products subindustry, Village Farms International's Altman Z-Score, along with its competitors' market caps and Altman Z-Score data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Village Farms International Altman Z-Score vs Consumer Packaged Goods Industry

For the Consumer Packaged Goods industry and Consumer Defensive sector, Village Farms International's Altman Z-Score distribution charts can be found below:

* The bar in red indicates where Village Farms International's Altman Z-Score falls into.


STU:02V
69GF Score
Village Farms International Inc STU:02V
Altman Z-Score is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Village Farms International Altman Z-Score Calculation

Altman Z-Score model is an accurate forecaster of failure up to two years prior to distress. It can be considered the assessment of the distress of industrial corporations.

Village Farms International's Altman Z-Score for today is calculated with this formula:

Z=1.2*X1+1.4*X2+3.3*X3+0.6*X4+1.0*X5
=1.2*0.2216+1.4*-0.2735+3.3*0.0976+0.6*2.5726+1.0*0.5613
=2.31

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency. GuruFocus does not calculate Altman Z-Score when X4 or X5 value is 0.

Trailing Twelve Months (TTM) ended in Mar. 2026:
Total Assets was €346.8 Mil.
Total Current Assets was €114.1 Mil.
Total Current Liabilities was €37.3 Mil.
Retained Earnings was €-94.9 Mil.
Pre-Tax Income was 3.803 + 3.849 + 13.234 + 10.792 = €31.7 Mil.
Interest Expense was -0.452 + -0.463 + -0.55 + -0.706 = €-2.2 Mil.
Revenue was 43.456 + 42.373 + 56.863 + 51.932 = €194.6 Mil.
Market Cap (Today) was €216.1 Mil.
Total Liabilities was €84.0 Mil.

* Note that for stock reported semi-annually or annually, GuruFocus uses latest annual data as the TTM data.

X1=Working Capital/Total Assets
=(Total Current Assets - Total Current Liabilities)/Total Assets
=(114.119 - 37.282)/346.765
=0.2216

X2=Retained Earnings/Total Assets
=-94.854/346.765
=-0.2735

X3=Earnings Before Interest and Taxes/Total Assets
=(Pre-Tax Income - Interest Expense)/Total Assets
=(31.678 - -2.171)/346.765
=0.0976

X4=Market Value Equity/Book Value of Total Liabilities
=Market Cap/Total Liabilities
=216.068/83.989
=2.5726

X5=Revenue/Total Assets
=194.624/346.765
=0.5613

The zones of discrimination were as such:

Distress Zones - 1.81 < Grey Zones < 2.99 - Safe Zones

Village Farms International has a Altman Z-Score of 2.31 indicating it is in Grey Zones.

Study by Altman found that companies that are in Distress Zone have more than 80% of chances of bankruptcy in two years.

Frequently Asked Questions Learn more about Altman Z-Score →
What does a Altman Z-Score of 2.31 mean?
Village Farms International (STU:02V) has a Altman Z-Score of 2.31 as of Jul. 14, 2026. The Altman Z-score measures a company's bankruptcy risk. View historical data on Village Farms International and its competitors. This is near median its historical median of 2.52. Over the past decade, Village Farms International's Altman Z-Score has ranged from 0.25 to 7.48. According to the industry distribution chart, Village Farms International ranks #1174 out of 1932 companies in the Consumer Packaged Goods industry, placing it in the top 60.8%.
Is Village Farms International's Altman Z-Score too high?
Village Farms International's current Altman Z-Score of 2.31 is near median its 10-year median of 2.52. Over the past 10 years, this metric has ranged from a low of 0.25 to a high of 7.48. The Consumer Packaged Goods industry median Altman Z-Score is 2.85. Village Farms International's value of 2.31 is 18.9% below this industry median. Based on the distribution chart, Village Farms International ranks #1174 out of 1932 companies in the Consumer Packaged Goods industry, which is below the industry midpoint. Overall, Village Farms International has a GF Score™ of 69/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Village Farms International's Altman Z-Score compare to LMNR and AFRI?
According to the Consumer Packaged Goods industry distribution chart, Village Farms International ranks #1174 out of 1932 companies for Altman Z-Score. This places Village Farms International in the lower half of its industry. The industry median Altman Z-Score is 2.85. Village Farms International's value of 2.31 is 18.9% below this benchmark. Historically, Village Farms International's own Altman Z-Score has ranged from 0.25 to 7.48 over the past decade. While the company's 10-year median is 2.52 vs. the industry median of 2.85, Village Farms International has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Altman Z-Score for a Consumer Packaged Goods company?
The median Altman Z-Score among Consumer Packaged Goods companies is 2.85, based on 1,932 companies in the industry. Companies in the top quartile (top 25%) have a Altman Z-Score significantly above this median, while those in the bottom quartile fall well below. However, Altman Z-Score should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Village Farms International's current Altman Z-Score of 2.31 is 18.9% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Altman Z-Score mean?
A high Altman Z-Score can signal that a stock is expensive relative to its fundamentals. The Altman Z-score measures a company's bankruptcy risk. View historical data on Village Farms International and its competitors. For the Consumer Packaged Goods industry, the median Altman Z-Score is 2.85 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Village Farms International's current Altman Z-Score is 2.31, which is near median its own 10-year median of 2.52. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Village Farms International stock overvalued right now?
Based on GuruFocus' analysis, Village Farms International (STU:02V) is currently considered Significantly Overvalued. The stock's GF Value™ is €1.03, compared to a current price of €1.78 — trading 72.3% above its estimated fair value. The current Altman Z-Score is 2.31, which is near median its 10-year median of 2.52 and 18.9% below the Consumer Packaged Goods industry median of 2.85. Village Farms International's overall GF Score™ is 69/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Altman Z-Score calculated?
Altman Z-Score is calculated from a company's financial statements. For Village Farms International (STU:02V), the current Altman Z-Score is 2.31 as of Jul. 14, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Village Farms International (STU:02V) Overvalued in 2026?

Based on GuruFocus' analysis, Village Farms International stock appears to be overvalued. The current stock price of €1.78 is trading 72.3% above its estimated GF Value™ of €1.03. GuruFocus considers Village Farms International to be Significantly Overvalued.

Key valuation signals for STU:02V:

  • Altman Z-Score: 2.31 (near median its 10-year median of 2.52)
  • GF Value™: €1.03 vs. price of €1.78 (72.3% above fair value)
  • GF Score™: 69/100 with 3 warning signs
  • Industry Position: 18.9% below the Consumer Packaged Goods median (#1174 of 1932)

No single metric tells the full story. See the STU:02V stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Village Farms International Business Description

Other Exchanges VFF:USA
Address 90 Colonial Parkway, Lake Mary, FL, USA, 32746
Village Farms International Inc owns and operates intensive agricultural greenhouse facilities in British Columbia and Texas, where it produces, markets and sells tomatoes, bell peppers and cucumbers. Its wholly owned subsidiary, Pure Sunfarms, is a vertically integrated licensed producer and supplier of cannabis products sold to other licensed providers and provincial governments across Canada and internationally. The Company's wholly owned subsidiary, Balanced Health, develops and sells, cannabidiol (CBD) based products including ingestible, edible and topical applications. The operating segments of the Company are VF Fresh (Produce), Cannabis Canada, Cannabis U.S., Clean Energy, and Cannabis - Netherlands. The company makes majority of its revenue from the Cannabis Canada segment.
69GF Score

Get the complete analysis for STU:02V

Altman Z-Score is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€1.78
Price
€1.03
GF Value