Lunai Bioworks (STU:2Q5) Altman Z-Score: -116.75 (As of Jul. 29, 2026)

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STU:2Q5 Lunai Bioworks Inc STU:2Q5
26 GF Score
Price €8.37
! 6 Warning Signs
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What is Lunai Bioworks Altman Z-Score?

Lunai Bioworks STU:2Q5 26 Altman Z-Score is -116.75 as of Jul. 29, 2026. GuruFocus rates STU:2Q5 with a GF Score™ of 26/100. The stock has 6 warning signs investors should review. Among 928 Biotechnology companies, Lunai Bioworks ranks worse than 99.14% on this metric.

The Altman Z-Score is a model designed to predict the likelihood of a company going bankrupt within the next two years. Created by American finance professor Edward Altman in 1968, the model is specifically designed for publicly traded manufacturing companies with assets greater than $1 million.

Warning Sign:

Altman Z-score of -116.65 is in distress zone. This implies bankruptcy possibility in the next two years.

Lunai Bioworks has a Altman Z-Score of -116.75, indicating it is in Distress Zones. This implies bankrupcy possibility in the next two years.

The zones of discrimination were as such:

When Altman Z-Score <= 1.8, it is in Distress Zones.
When Altman Z-Score >= 3, it is in Safe Zones.
When Altman Z-Score is between 1.8 and 3, it is in Grey Zones.

The historical rank and industry rank for Lunai Bioworks's Altman Z-Score or its related term are showing as below:

STU:2Q5' s Altman Z-Score Range Over the Past 10 Years
Min: -130.06   Med: 0.78   Max: 131.42
Current: -116.65

During the past 13 years, Lunai Bioworks's highest Altman Z-Score was 131.42. The lowest was -130.06. And the median was 0.78.


Lunai Bioworks  (STU:2Q5) Altman Z-Score Explanation

X1: The Working Capital/Total Assets (WC/TA) ratio is a measure of the net liquid assets of the firm relative to the total capitalization. Working capital is defined as the difference between current assets and current liabilities. Ordinarily, a firm experiencing consistent operating losses will have shrinking current assets in relation to total assets. Altman found this one proved to be the most valuable liquidity ratio comparing with the current ratio and the quick ratio. This is however the least significant of the five factors.

X2: Retained Earnings/Total Assets: the RE/TA ratio measures the leverage of a firm. Retained earnings is the account which reports the total amount of reinvested earnings and/or losses of a firm over its entire life. Those firms with high RE, relative to TA, have financed their assets through retention of profits and have not utilized as much debt.

X3, Earnings Before Interest and Taxes/Total Assets (EBIT/TA): This ratio is a measure of the true productivity of the firm's assets, independent of any tax or leverage factors. Since a firm's ultimate existence is based on the earning power of its assets, this ratio appears to be particularly appropriate for studies dealing with corporate failure. This ratio continually outperforms other profitability measures, including cash flow.

X4, Market Value of Equity/Book Value of Total Liabilities (MVE/TL): The measure shows how much the firm's assets can decline in value (measured by market value of equity plus debt) before the liabilities exceed the assets and the firm becomes insolvent.

X5, Revenue/Total Assets (S/TA): The capital-turnover ratio is a standard financial ratio illustrating the sales generating ability of the firm's assets.

Read more about Altman Z-Score and the original research.


Be Aware

Altman Z-Score does not apply to financial companies.


Lunai Bioworks Altman Z-Score Related Terms


Lunai Bioworks Altman Z-Score Historical Data

* Premium members only.

The historical data trend for Lunai Bioworks's Altman Z-Score can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Lunai Bioworks Altman Z-Score Chart

Lunai Bioworks Annual Data
Trend Jun16 Jun17 Jun18 Jun19 Jun20 Jun21 Jun22 Jun23 Jun24 Jun25
Altman Z-Score
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.00 0.00 0.00 0.00 0.00

Lunai Bioworks Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Altman Z-Score Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.00 0.00 0.00 0.00 -116.51

STU:2Q5 vs BCLI, BIVI, XCUR: Altman Z-Score Comparison

For the Biotechnology subindustry, Lunai Bioworks's Altman Z-Score, along with its competitors' market caps and Altman Z-Score data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Lunai Bioworks Altman Z-Score vs Biotechnology Industry

For the Biotechnology industry and Healthcare sector, Lunai Bioworks's Altman Z-Score distribution charts can be found below:

* The bar in red indicates where Lunai Bioworks's Altman Z-Score falls into.


STU:2Q5
26GF Score
Lunai Bioworks Inc STU:2Q5
Altman Z-Score is just one metric. See GF Score™, valuation, warning signs, and more.
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Lunai Bioworks Altman Z-Score Calculation

Altman Z-Score model is an accurate forecaster of failure up to two years prior to distress. It can be considered the assessment of the distress of industrial corporations.

Lunai Bioworks's Altman Z-Score for today is calculated with this formula:

Z=1.2*X1+1.4*X2+3.3*X3+0.6*X4+1.0*X5
=1.2*-1.5769+1.4*-51.9217+3.3*-12.8744+0.6*0.5319+1.0*0.0021
=-116.75

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency. GuruFocus does not calculate Altman Z-Score when X4 or X5 value is 0.

Trailing Twelve Months (TTM) ended in Mar. 2026:
Total Assets was €8.53 Mil.
Total Current Assets was €3.23 Mil.
Total Current Liabilities was €16.68 Mil.
Retained Earnings was €-442.89 Mil.
Pre-Tax Income was -1.285 + -1.536 + 2.402 + -109.882 = €-110.30 Mil.
Interest Expense was -0.111 + -0.104 + -0.104 + -0.163 = €-0.48 Mil.
Revenue was 0.018 + 0 + 0 + 0 = €0.02 Mil.
Market Cap (Today) was €8.93 Mil.
Total Liabilities was €16.79 Mil.

* Note that for stock reported semi-annually or annually, GuruFocus uses latest annual data as the TTM data.

X1=Working Capital/Total Assets
=(Total Current Assets - Total Current Liabilities)/Total Assets
=(3.229 - 16.68)/8.53
=-1.5769

X2=Retained Earnings/Total Assets
=-442.892/8.53
=-51.9217

X3=Earnings Before Interest and Taxes/Total Assets
=(Pre-Tax Income - Interest Expense)/Total Assets
=(-110.301 - -0.482)/8.53
=-12.8744

X4=Market Value Equity/Book Value of Total Liabilities
=Market Cap/Total Liabilities
=8.933/16.793
=0.5319

X5=Revenue/Total Assets
=0.018/8.53
=0.0021

The zones of discrimination were as such:

Distress Zones - 1.81 < Grey Zones < 2.99 - Safe Zones

Lunai Bioworks has a Altman Z-Score of -116.75 indicating it is in Distress Zones.

Study by Altman found that companies that are in Distress Zone have more than 80% of chances of bankruptcy in two years.

Frequently Asked Questions Learn more about Altman Z-Score →
What does a Altman Z-Score of -116.75 mean?
Lunai Bioworks (STU:2Q5) has a Altman Z-Score of -116.75 as of Jul. 29, 2026. The Altman Z-score measures a company's bankruptcy risk. View historical data on Lunai Bioworks and its competitors. According to the industry distribution chart, Lunai Bioworks ranks #920 out of 928 companies in the Biotechnology industry, placing it in the top 99.1%.
Is Lunai Bioworks' Altman Z-Score too high?
Lunai Bioworks' current Altman Z-Score is -116.75. Based on the distribution chart, Lunai Bioworks ranks #920 out of 928 companies in the Biotechnology industry, which is in the bottom quartile relative to peers. Overall, Lunai Bioworks has a GF Score™ of 26/100, reflecting its overall financial health beyond just this single metric.
How does Lunai Bioworks' Altman Z-Score compare to BCLI and BIVI?
According to the Biotechnology industry distribution chart, Lunai Bioworks ranks #920 out of 928 companies for Altman Z-Score. This places Lunai Bioworks in the lower half of its industry. The industry median Altman Z-Score is 2.44. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Altman Z-Score for a Biotechnology company?
The median Altman Z-Score among Biotechnology companies is 2.44, based on 928 companies in the industry. Companies in the top quartile (top 25%) have a Altman Z-Score significantly above this median, while those in the bottom quartile fall well below. However, Altman Z-Score should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Altman Z-Score mean?
A high Altman Z-Score can signal that a stock is expensive relative to its fundamentals. The Altman Z-score measures a company's bankruptcy risk. View historical data on Lunai Bioworks and its competitors. For the Biotechnology industry, the median Altman Z-Score is 2.44 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Lunai Bioworks's current Altman Z-Score is -116.75. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Lunai Bioworks stock overvalued right now?
Lunai Bioworks (STU:2Q5) has a current Altman Z-Score of -116.75. The current Altman Z-Score is -116.75. Lunai Bioworks' overall GF Score™ is 26/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Altman Z-Score calculated?
Altman Z-Score is calculated from a company's financial statements. For Lunai Bioworks (STU:2Q5), the current Altman Z-Score is -116.75 as of Jul. 29, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Lunai Bioworks Business Description

Other Exchanges LNAI:USA
Address 2080 Century Park East, Suite 906, Los Angeles, CA, USA, 90067
Lunai Bioworks Inc is a biopharmaceutical company. Through its subsidiaries, it is mainly focused on developing allogeneic cell and gene therapies to promote stronger immune system responses, potentially for long-term or life-long cancer remission in some of the deadliest cancers. The group is engaged in the development of RENB-DC11 and RENB-DC20 (potential cell therapeutic vaccine candidates for different types of cancer); a proprietary AI platform that analyzes genetics to provide earlier and more accurate cancer diagnosis; and machine learning pipelines that harmonize and analyze complex, heterogeneous datasets to uncover clinically actionable insights. The group's reportable segments are: RENB, BioSymetrics, and RENC. Geographically, it operates in the United States and Netherlands.
26GF Score

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