Oponeo pl (STU:79I) Altman Z-Score: 2.89 (As of Jul. 05, 2026) — 29% Below Median


STU:79I Oponeo pl SA STU:79I
96 GF Score
Price €22.50
GF Value €23.55
Valuation Fairly Valued
! 8 Warning Signs
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What is Oponeo pl Altman Z-Score?

Oponeo pl STU:79I +0.22% 96 Altman Z-Score is 2.89 as of Jul. 05, 2026, which is 29% below its 10-year median of 4.08. GuruFocus rates STU:79I with a GF Score™ of 96/100 and a GF Value™ of €23.55 (Fairly Valued). The stock has 8 warning signs investors should review. Among 1,316 Vehicles & Parts companies, Oponeo pl ranks better than 56.53% on this metric.

The Altman Z-Score is a model designed to predict the likelihood of a company going bankrupt within the next two years. Created by American finance professor Edward Altman in 1968, the model is specifically designed for publicly traded manufacturing companies with assets greater than $1 million.

Warning Sign:

Altman Z-score of 2.89 is in the grey area. This implies that the company is under some kind of financial stress. If it is below 1.8, the company may face bankruptcy risk.

Oponeo pl has a Altman Z-Score of 2.89, indicating it is in Grey Zones. This implies that Oponeo pl is in some kind of financial stress. If it is below 1.81, the company may face bankrupcy risk.

The zones of discrimination were as such:

When Altman Z-Score <= 1.8, it is in Distress Zones.
When Altman Z-Score >= 3, it is in Safe Zones.
When Altman Z-Score is between 1.8 and 3, it is in Grey Zones.

The historical rank and industry rank for Oponeo pl's Altman Z-Score or its related term are showing as below:

STU:79I' s Altman Z-Score Range Over the Past 10 Years
Min: 2.6   Med: 4.08   Max: 7.45
Current: 2.89

During the past 13 years, Oponeo pl's highest Altman Z-Score was 7.45. The lowest was 2.60. And the median was 4.08.


Oponeo pl  (STU:79I) Altman Z-Score Explanation

X1: The Working Capital/Total Assets (WC/TA) ratio is a measure of the net liquid assets of the firm relative to the total capitalization. Working capital is defined as the difference between current assets and current liabilities. Ordinarily, a firm experiencing consistent operating losses will have shrinking current assets in relation to total assets. Altman found this one proved to be the most valuable liquidity ratio comparing with the current ratio and the quick ratio. This is however the least significant of the five factors.

X2: Retained Earnings/Total Assets: the RE/TA ratio measures the leverage of a firm. Retained earnings is the account which reports the total amount of reinvested earnings and/or losses of a firm over its entire life. Those firms with high RE, relative to TA, have financed their assets through retention of profits and have not utilized as much debt.

X3, Earnings Before Interest and Taxes/Total Assets (EBIT/TA): This ratio is a measure of the true productivity of the firm's assets, independent of any tax or leverage factors. Since a firm's ultimate existence is based on the earning power of its assets, this ratio appears to be particularly appropriate for studies dealing with corporate failure. This ratio continually outperforms other profitability measures, including cash flow.

X4, Market Value of Equity/Book Value of Total Liabilities (MVE/TL): The measure shows how much the firm's assets can decline in value (measured by market value of equity plus debt) before the liabilities exceed the assets and the firm becomes insolvent.

X5, Revenue/Total Assets (S/TA): The capital-turnover ratio is a standard financial ratio illustrating the sales generating ability of the firm's assets.

Read more about Altman Z-Score and the original research.


Be Aware

Altman Z-Score does not apply to financial companies.


Oponeo pl Altman Z-Score Related Terms


Oponeo pl Altman Z-Score Historical Data

* Premium members only.

The historical data trend for Oponeo pl's Altman Z-Score can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Oponeo pl Altman Z-Score Chart

Oponeo pl Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Altman Z-Score
Get a 7-Day Free Trial Premium Member Only Premium Member Only 5.60 4.32 4.27 4.68 3.26

Oponeo pl Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Altman Z-Score Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 3.94 3.42 2.60 3.26 2.81

STU:79I vs ORLY, AZO: Altman Z-Score Comparison

For the Auto Parts subindustry, Oponeo pl's Altman Z-Score, along with its competitors' market caps and Altman Z-Score data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Oponeo pl Altman Z-Score vs Vehicles & Parts Industry

For the Vehicles & Parts industry and Consumer Cyclical sector, Oponeo pl's Altman Z-Score distribution charts can be found below:

* The bar in red indicates where Oponeo pl's Altman Z-Score falls into.


STU:79I
96GF Score
Oponeo pl SA STU:79I
Altman Z-Score is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Oponeo pl Altman Z-Score Calculation

Altman Z-Score model is an accurate forecaster of failure up to two years prior to distress. It can be considered the assessment of the distress of industrial corporations.

Oponeo pl's Altman Z-Score for today is calculated with this formula:

Z=1.2*X1+1.4*X2+3.3*X3+0.6*X4+1.0*X5
=1.2*0.0601+1.4*0.0736+3.3*0.0829+0.6*1.0452+1.0*1.8155
=2.89

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency. GuruFocus does not calculate Altman Z-Score when X4 or X5 value is 0.

Trailing Twelve Months (TTM) ended in Mar. 2026:
Total Assets was €322.2 Mil.
Total Current Assets was €239.1 Mil.
Total Current Liabilities was €219.7 Mil.
Retained Earnings was €23.7 Mil.
Pre-Tax Income was 3.415 + 6.735 + 2.294 + 8.837 = €21.3 Mil.
Interest Expense was -1.964 + -1.119 + -1.418 + -0.945 = €-5.4 Mil.
Revenue was 125.689 + 218.459 + 104.108 + 136.769 = €585.0 Mil.
Market Cap (Today) was €259.1 Mil.
Total Liabilities was €247.9 Mil.

* Note that for stock reported semi-annually or annually, GuruFocus uses latest annual data as the TTM data.

X1=Working Capital/Total Assets
=(Total Current Assets - Total Current Liabilities)/Total Assets
=(239.083 - 219.731)/322.24
=0.0601

X2=Retained Earnings/Total Assets
=23.716/322.24
=0.0736

X3=Earnings Before Interest and Taxes/Total Assets
=(Pre-Tax Income - Interest Expense)/Total Assets
=(21.281 - -5.446)/322.24
=0.0829

X4=Market Value Equity/Book Value of Total Liabilities
=Market Cap/Total Liabilities
=259.125/247.917
=1.0452

X5=Revenue/Total Assets
=585.025/322.24
=1.8155

The zones of discrimination were as such:

Distress Zones - 1.81 < Grey Zones < 2.99 - Safe Zones

Oponeo pl has a Altman Z-Score of 2.89 indicating it is in Grey Zones.

Study by Altman found that companies that are in Distress Zone have more than 80% of chances of bankruptcy in two years.

Frequently Asked Questions Learn more about Altman Z-Score →
What does a Altman Z-Score of 2.89 mean?
Oponeo pl (STU:79I) has a Altman Z-Score of 2.89 as of Jul. 05, 2026. The Altman Z-score measures a company's bankruptcy risk. View historical data on Oponeo pl and its competitors. This is 29% below median its historical median of 4.08. Over the past decade, Oponeo pl's Altman Z-Score has ranged from 2.60 to 7.45. According to the industry distribution chart, Oponeo pl ranks #572 out of 1316 companies in the Vehicles & Parts industry, placing it in the top 43.5%.
Is Oponeo pl's Altman Z-Score too high?
Oponeo pl's current Altman Z-Score of 2.89 is 29% below median its 10-year median of 4.08. Over the past 10 years, this metric has ranged from a low of 2.60 to a high of 7.45. The Vehicles & Parts industry median Altman Z-Score is 2.58. Oponeo pl's value of 2.89 is 12.2% above this industry median. Based on the distribution chart, Oponeo pl ranks #572 out of 1316 companies in the Vehicles & Parts industry, which is above the industry midpoint. Overall, Oponeo pl has a GF Score™ of 96/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Oponeo pl's Altman Z-Score compare to ORLY and AZO?
According to the Vehicles & Parts industry distribution chart, Oponeo pl ranks #572 out of 1316 companies for Altman Z-Score. This puts Oponeo pl in the upper half of its industry. The industry median Altman Z-Score is 2.58. Oponeo pl's value of 2.89 is 12.2% above this benchmark. Historically, Oponeo pl's own Altman Z-Score has ranged from 2.60 to 7.45 over the past decade. While the company's 10-year median is 4.08 vs. the industry median of 2.58, Oponeo pl has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Altman Z-Score for a Vehicles & Parts company?
The median Altman Z-Score among Vehicles & Parts companies is 2.58, based on 1,316 companies in the industry. Companies in the top quartile (top 25%) have a Altman Z-Score significantly above this median, while those in the bottom quartile fall well below. However, Altman Z-Score should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Oponeo pl's current Altman Z-Score of 2.89 is 12.2% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Altman Z-Score mean?
A high Altman Z-Score can signal that a stock is expensive relative to its fundamentals. The Altman Z-score measures a company's bankruptcy risk. View historical data on Oponeo pl and its competitors. For the Vehicles & Parts industry, the median Altman Z-Score is 2.58 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Oponeo pl's current Altman Z-Score is 2.89, which is 29% below median its own 10-year median of 4.08. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Oponeo pl stock overvalued right now?
Based on GuruFocus' analysis, Oponeo pl (STU:79I) is currently considered Fairly Valued. The stock's GF Value™ is €23.55, compared to a current price of €22.50 — trading 4.5% below its estimated fair value. The current Altman Z-Score is 2.89, which is 29% below median its 10-year median of 4.08 and 12.2% above the Vehicles & Parts industry median of 2.58. Oponeo pl's overall GF Score™ is 96/100 with 8 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Altman Z-Score calculated?
Altman Z-Score is calculated from a company's financial statements. For Oponeo pl (STU:79I), the current Altman Z-Score is 2.89 as of Jul. 05, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Oponeo pl (STU:79I) Overvalued in 2026?

Based on GuruFocus' analysis, Oponeo pl stock appears to be undervalued. The current stock price of €22.50 is trading 4.5% below its estimated GF Value™ of €23.55. GuruFocus considers Oponeo pl to be Fairly Valued.

Key valuation signals for STU:79I:

  • Altman Z-Score: 2.89 (29% below median its 10-year median of 4.08)
  • GF Value™: €23.55 vs. price of €22.50 (4.5% below fair value)
  • GF Score™: 96/100 with 8 warning signs
  • Industry Position: 12.2% above the Vehicles & Parts median (#572 of 1316)

No single metric tells the full story. See the STU:79I stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Oponeo pl Business Description

Other Exchanges OPN:Poland
Address ul. Podlesna 17, Bydgoszcz, POL, 85-145
Oponeo pl SA sells tires and wheels through the internet and stores. The company's activity is based on their own IT solutions, which include, inter alia, a centralized system of ControlCenter.
96GF Score

Get the complete analysis for STU:79I

Altman Z-Score is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€22.50
Price
€23.55
GF Value