MTY Food GroupSTU:9MF +1.75%81 Altman Z-Score is 1.36 as of Jul. 03, 2026, which is 2% above its 10-year median of 1.33. GuruFocus rates STU:9MF with a GF Score™ of 81/100 and a GF Value™ of €29.47. The stock has 5 warning signs investors should review. Among 358 Restaurants companies, MTY Food Group ranks worse than 70.95% on this metric.
The Altman Z-Score is a model designed to predict the likelihood of a company going bankrupt within the next two years. Created by American finance professor Edward Altman in 1968, the model is specifically designed for publicly traded manufacturing companies with assets greater than $1 million.
Warning Sign:
Altman Z-score of 1.36 is in distress zone. This implies bankruptcy possibility in the next two years.
MTY Food Group has a Altman Z-Score of 1.36, indicating it is in Distress Zones. This implies bankrupcy possibility in the next two years.
The zones of discrimination were as such:
When Altman Z-Score <= 1.8, it is in Distress Zones.
When Altman Z-Score >= 3, it is in Safe Zones.
When Altman Z-Score is between 1.8 and 3, it is in Grey Zones.
The historical rank and industry rank for MTY Food Group's Altman Z-Score or its related term are showing as below:
STU:9MF'
s Altman Z-Score Range Over the Past 10 Years
Min: 0.56 Med: 1.33 Max: 12.42
Current: 1.36
During the past 13 years, MTY Food Group's highest Altman Z-Score was 12.42. The lowest was 0.56. And the median was 1.33.
MTY Food Group (STU:9MF) Altman Z-Score Explanation
X1: The Working Capital/Total Assets (WC/TA) ratio is a measure of the net liquid assets of the firm relative to the total capitalization. Working capital is defined as the difference between current assets and current liabilities. Ordinarily, a firm experiencing consistent operating losses will have shrinking current assets in relation to total assets. Altman found this one proved to be the most valuable liquidity ratio comparing with the current ratio and the quick ratio. This is however the least significant of the five factors.
X2: Retained Earnings/Total Assets: the RE/TA ratio measures the leverage of a firm. Retained earnings is the account which reports the total amount of reinvested earnings and/or losses of a firm over its entire life. Those firms with high RE, relative to TA, have financed their assets through retention of profits and have not utilized as much debt.
X3, Earnings Before Interest and Taxes/Total Assets (EBIT/TA): This ratio is a measure of the true productivity of the firm's assets, independent of any tax or leverage factors. Since a firm's ultimate existence is based on the earning power of its assets, this ratio appears to be particularly appropriate for studies dealing with corporate failure. This ratio continually outperforms other profitability measures, including cash flow.
X4, Market Value of Equity/Book Value of Total Liabilities (MVE/TL): The measure shows how much the firm's assets can decline in value (measured by market value of equity plus debt) before the liabilities exceed the assets and the firm becomes insolvent.
X5, Revenue/Total Assets (S/TA): The capital-turnover ratio is a standard financial ratio illustrating the sales generating ability of the firm's assets.
Altman Z-Score does not apply to financial companies.
MTY Food Group Altman Z-Score Related Terms
MTY Food Group Altman Z-Score Historical Data
* Premium members only.
The historical data trend for MTY Food Group's Altman Z-Score can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
STU:9MF vs MCD, SBUX, YUM: Altman Z-Score Comparison
For the Restaurants subindustry, MTY Food Group's Altman Z-Score, along with its competitors' market caps and Altman Z-Score data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
MTY Food Group Altman Z-Score vs Restaurants Industry
For the Restaurants industry and Consumer Cyclical sector, MTY Food Group's Altman Z-Score distribution charts can be found below:
* The bar in red indicates where MTY Food Group's Altman Z-Score falls into.
Altman Z-Score model is an accurate forecaster of failure up to two years prior to distress. It can be considered the assessment of the distress of industrial corporations.
MTY Food Group's Altman Z-Score for today is calculated with this formula:
Z
=
1.2
*
X1
+
1.4
*
X2
+
3.3
*
X3
+
0.6
*
X4
+
1.0
*
X5
=
1.2
*
-0.0496
+
1.4
*
0.221
+
3.3
*
0.0936
+
0.6
*
0.5348
+
1.0
*
0.4809
=
1.36
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency. GuruFocus does not calculate Altman Z-Score when X4 or X5 value is 0.
MTY Food Group (STU:9MF) has a Altman Z-Score of 1.36 as of Jul. 03, 2026. The Altman Z-score measures a company's bankruptcy risk. View historical data on MTY Food Group and its competitors. This is near median its historical median of 1.33. Over the past decade, MTY Food Group's Altman Z-Score has ranged from 0.56 to 12.42. According to the industry distribution chart, MTY Food Group ranks #254 out of 358 companies in the Restaurants industry, placing it in the top 70.9%.
Is MTY Food Group's Altman Z-Score too high?
MTY Food Group's current Altman Z-Score of 1.36 is near median its 10-year median of 1.33. Over the past 10 years, this metric has ranged from a low of 0.56 to a high of 12.42. The Restaurants industry median Altman Z-Score is 2.24. MTY Food Group's value of 1.36 is 39.1% below this industry median. Based on the distribution chart, MTY Food Group ranks #254 out of 358 companies in the Restaurants industry, which is below the industry midpoint. Overall, MTY Food Group has a GF Score™ of 81/100, reflecting its overall financial health beyond just this single metric.
How does MTY Food Group's Altman Z-Score compare to MCD and SBUX?
According to the Restaurants industry distribution chart, MTY Food Group ranks #254 out of 358 companies for Altman Z-Score. This places MTY Food Group in the lower half of its industry. The industry median Altman Z-Score is 2.24. MTY Food Group's value of 1.36 is 39.1% below this benchmark. Historically, MTY Food Group's own Altman Z-Score has ranged from 0.56 to 12.42 over the past decade. While the company's 10-year median is 1.33 vs. the industry median of 2.24, MTY Food Group has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Altman Z-Score for a Restaurants company?
The median Altman Z-Score among Restaurants companies is 2.24, based on 358 companies in the industry. Companies in the top quartile (top 25%) have a Altman Z-Score significantly above this median, while those in the bottom quartile fall well below. However, Altman Z-Score should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. MTY Food Group's current Altman Z-Score of 1.36 is 39.1% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Altman Z-Score mean?
A high Altman Z-Score can signal that a stock is expensive relative to its fundamentals. The Altman Z-score measures a company's bankruptcy risk. View historical data on MTY Food Group and its competitors. For the Restaurants industry, the median Altman Z-Score is 2.24 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. MTY Food Group's current Altman Z-Score is 1.36, which is near median its own 10-year median of 1.33. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is MTY Food Group stock overvalued right now?
MTY Food Group (STU:9MF) has a current Altman Z-Score of 1.36. The stock's GF Value™ is €29.47, compared to a current price of €23.20 — trading 21.3% below its estimated fair value. The current Altman Z-Score is 1.36, which is near median its 10-year median of 1.33 and 39.1% below the Restaurants industry median of 2.24. MTY Food Group's overall GF Score™ is 81/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Altman Z-Score calculated?
Altman Z-Score is calculated from a company's financial statements. For MTY Food Group (STU:9MF), the current Altman Z-Score is 1.36 as of Jul. 03, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is MTY Food Group (STU:9MF) Overvalued in 2026?
Based on GuruFocus' analysis, MTY Food Group stock appears to be undervalued.
The current stock price of €23.20 is trading 21.3% below its estimated GF Value™ of €29.47.
Key valuation signals for STU:9MF:
Altman Z-Score: 1.36 (near median its 10-year median of 1.33)
GF Value™: €29.47 vs. price of €23.20 (21.3% below fair value)
Industry Position: 39.1% below the Restaurants median (#254 of 358)
No single metric tells the full story. See the STU:9MF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
MTY Food Group Inc is a franchisor in the quick service and casual dining food industry. Its activities consist of franchising and operating corporate-owned locations as well as the sale of retail products under a multitude of banners. The company's operating segment is based on geographical regions namely Canada; and US & International, which earns maximum revenue. The company brands include Cafe Depot, Country Style, Croissant Plus, Cultures, Extremepita, Fabrika, Jus Jugo Juice, Koya Japan, ManchuWok, Muffin plus, Valentine, Van Houtte, Shushiman and others.
81GF Score
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