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Sunrise Realty TrustSUNS +1.82%16 Altman Z-Score is 1.21 as of Aug. 07, 2026, which is 39% below its 10-year median of 1.99. GuruFocus rates SUNS with a GF Score™ of 16/100. The stock has 5 warning signs investors should review. Among 725 REITs companies, Sunrise Realty Trust ranks better than 55.86% on this metric.
The Altman Z-Score is a model designed to predict the likelihood of a company going bankrupt within the next two years. Created by American finance professor Edward Altman in 1968, the model is specifically designed for publicly traded manufacturing companies with assets greater than $1 million.
Warning Sign:
Altman Z-score of 1.21 is in distress zone. This implies bankruptcy possibility in the next two years.
Sunrise Realty Trust has a Altman Z-Score of 1.21, indicating it is in Distress Zones. This implies bankrupcy possibility in the next two years.
The zones of discrimination were as such:
When Altman Z-Score <= 1.8, it is in Distress Zones.
When Altman Z-Score >= 3, it is in Safe Zones.
When Altman Z-Score is between 1.8 and 3, it is in Grey Zones.
The historical rank and industry rank for Sunrise Realty Trust's Altman Z-Score or its related term are showing as below:
SUNS'
s Altman Z-Score Range Over the Past 10 Years
Min: 0.82 Med: 1.99 Max: 2.91
Current: 1.21
During the past 3 years, Sunrise Realty Trust's highest Altman Z-Score was 2.91. The lowest was 0.82. And the median was 1.99.
X1: The Working Capital/Total Assets (WC/TA) ratio is a measure of the net liquid assets of the firm relative to the total capitalization. Working capital is defined as the difference between current assets and current liabilities. Ordinarily, a firm experiencing consistent operating losses will have shrinking current assets in relation to total assets. Altman found this one proved to be the most valuable liquidity ratio comparing with the current ratio and the quick ratio. This is however the least significant of the five factors.
X2: Retained Earnings/Total Assets: the RE/TA ratio measures the leverage of a firm. Retained earnings is the account which reports the total amount of reinvested earnings and/or losses of a firm over its entire life. Those firms with high RE, relative to TA, have financed their assets through retention of profits and have not utilized as much debt.
X3, Earnings Before Interest and Taxes/Total Assets (EBIT/TA): This ratio is a measure of the true productivity of the firm's assets, independent of any tax or leverage factors. Since a firm's ultimate existence is based on the earning power of its assets, this ratio appears to be particularly appropriate for studies dealing with corporate failure. This ratio continually outperforms other profitability measures, including cash flow.
X4, Market Value of Equity/Book Value of Total Liabilities (MVE/TL): The measure shows how much the firm's assets can decline in value (measured by market value of equity plus debt) before the liabilities exceed the assets and the firm becomes insolvent.
X5, Revenue/Total Assets (S/TA): The capital-turnover ratio is a standard financial ratio illustrating the sales generating ability of the firm's assets.
Altman Z-Score does not apply to financial companies.
Sunrise Realty Trust Altman Z-Score Related Terms
Sunrise Realty Trust Altman Z-Score Historical Data
* Premium members only.
The historical data trend for Sunrise Realty Trust's Altman Z-Score can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the REIT - Mortgage subindustry, Sunrise Realty Trust's Altman Z-Score, along with its competitors' market caps and Altman Z-Score data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Sunrise Realty Trust Altman Z-Score vs REITs Industry
For the REITs industry and Real Estate sector, Sunrise Realty Trust's Altman Z-Score distribution charts can be found below:
* The bar in red indicates where Sunrise Realty Trust's Altman Z-Score falls into.
Altman Z-Score model is an accurate forecaster of failure up to two years prior to distress. It can be considered the assessment of the distress of industrial corporations.
Sunrise Realty Trust's Altman Z-Score for today is calculated with this formula:
Z
=
1.2
*
X1
+
1.4
*
X2
+
3.3
*
X3
+
0.6
*
X4
+
1.0
*
X5
=
1.2
*
0.4791
+
1.4
*
-0.0143
+
3.3
*
0.0403
+
0.6
*
0.7175
+
1.0
*
0.096
=
1.21
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency. GuruFocus does not calculate Altman Z-Score when X4 or X5 value is 0.
Sunrise Realty Trust (SUNS) has a Altman Z-Score of 1.21 as of Aug. 07, 2026. The Altman Z-score measures a company's bankruptcy risk. View historical data on Sunrise Realty Trust and its competitors. This is 39% below median its historical median of 1.99. Over the past decade, Sunrise Realty Trust's Altman Z-Score has ranged from 0.82 to 2.91. According to the industry distribution chart, Sunrise Realty Trust ranks #320 out of 725 companies in the REITs industry, placing it in the top 44.1%.
Is Sunrise Realty Trust's Altman Z-Score too high?
Sunrise Realty Trust's current Altman Z-Score of 1.21 is 39% below median its 10-year median of 1.99. Over the past 10 years, this metric has ranged from a low of 0.82 to a high of 2.91. The REITs industry median Altman Z-Score is 1.09. Sunrise Realty Trust's value of 1.21 is 11% above this industry median. Based on the distribution chart, Sunrise Realty Trust ranks #320 out of 725 companies in the REITs industry, which is above the industry midpoint. Overall, Sunrise Realty Trust has a GF Score™ of 16/100, reflecting its overall financial health beyond just this single metric.
How does Sunrise Realty Trust's Altman Z-Score compare to RPT and ACR?
According to the REITs industry distribution chart, Sunrise Realty Trust ranks #320 out of 725 companies for Altman Z-Score. This puts Sunrise Realty Trust in the upper half of its industry. The industry median Altman Z-Score is 1.09. Sunrise Realty Trust's value of 1.21 is 11% above this benchmark. Historically, Sunrise Realty Trust's own Altman Z-Score has ranged from 0.82 to 2.91 over the past decade. While the company's 10-year median is 1.99 vs. the industry median of 1.09, Sunrise Realty Trust has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Altman Z-Score for a REITs company?
The median Altman Z-Score among REITs companies is 1.09, based on 725 companies in the industry. Companies in the top quartile (top 25%) have a Altman Z-Score significantly above this median, while those in the bottom quartile fall well below. However, Altman Z-Score should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Sunrise Realty Trust's current Altman Z-Score of 1.21 is 11% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Altman Z-Score mean?
A high Altman Z-Score can signal that a stock is expensive relative to its fundamentals. The Altman Z-score measures a company's bankruptcy risk. View historical data on Sunrise Realty Trust and its competitors. For the REITs industry, the median Altman Z-Score is 1.09 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Sunrise Realty Trust's current Altman Z-Score is 1.21, which is 39% below median its own 10-year median of 1.99. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Sunrise Realty Trust stock overvalued right now?
Sunrise Realty Trust (SUNS) has a current Altman Z-Score of 1.21. The current Altman Z-Score is 1.21, which is 39% below median its 10-year median of 1.99 and 11% above the REITs industry median of 1.09. Sunrise Realty Trust's overall GF Score™ is 16/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Altman Z-Score calculated?
Altman Z-Score is calculated from a company's financial statements. For Sunrise Realty Trust (SUNS), the current Altman Z-Score is 1.21 as of Aug. 07, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Sunrise Realty Trust Inc is a real estate investment trust company. It is focus on originating CRE debt investments and providing capital to high-quality borrowers and sponsors with transitional business plans collateralized by CRE assets with opportunities for near-term value creation, as well as recapitalization opportunities. It intends to create a diversified investment portfolio, targeting investments in senior mortgage loans, mezzanine loans, whole loans, B-notes, CMBS, and debt-like preferred equity securities across CRE asset classes and investment mix to include high-quality multi-family, condominiums, retail, office, hospitality, industrial, mixed-use, and specialty-use real estate. The company's portfolio is concentrated in the Southern U.S.
16GF Score
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